MIP table
Mortgage Insurance Premium Rate Table
Mortgage TypeLoan-to-value Ratio
Loan Tenor
 Single Premium Payment
(% of the Original Principal Balance)
Annual Premium Payment
(LTV)
(Years)
First Year
(% of the
Original
Principal
Balance) 
Renewal
(% of the
Original
Principal
Balance)
Floating RateAbove 60%
and up to 80%
10
1.15
0.58
0.28
15
1.50
0.79
0.28
20
1.85
0.93
0.28
25
2.00
1.00
0.28
30
2.15
1.11
0.28
Above 80%
and up to 85%
10
1.80
0.82
0.53
15
2.28
1.02
0.53
20
2.68
1.13
0.53
25
2.95
1.29
0.53
30
3.05
1.40
0.53
Above 85%
and up to 90%
10
2.60
1.09
0.77
15
3.18
1.39
0.77
20
3.75
1.62
0.77
25
4.10
1.79
0.77
30
4.35
2.03
0.77
For reference only. Souce: The Hong Kong Mortgage Corporation Limited, HKMC
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Property price
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Loan-to-value ratio (LTV)
%
Mortgage period
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Interest rate
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Mortgage period
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Unit 1803, 18/F, Tower I,
Admiralty Centre, 18 Harcourt Road, Admiralty, HK

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