Get the real-time API info from all banks in Hong Kong. Fast & convenience!
Application programming interface (API) is a computer programming approach for facilitating exchange of information and executing instructions between different computer systems. Effective implementation of Open API will enable, for example, information of different banks’ products and services to be aggregated under the same website/app for comparison and financial planning by users with ease. New service providers may also make use of the open information to offer unique products and new customer experience.
Source: Hong Kong Monetary Authority
| 銀行 | 計劃名稱 | 按揭優惠 | 現金回贈 |
|---|
 | HighAdvance Mortgage | For HIBOR Plan: as low as H+1.5%, cap at P-2.5%. For Best Lending Rate Plan: as low as P-2.5%. (H and P refer to HIBOR and Best Lending Rate quoted by HSBC respectively.) | Up to 1.0% |
| Home Mortgage Loan | For HIBOR Plan: as low as H+1.5%, cap at P-2.5%. For Best Lending Rate Plan: as low as P-2.5%. (H and P refer to HIBOR and Best Lending Rate quoted by HSBC respectively.) | Up to 1.0% | |
| Government Housing Schemes | For Best Lending Rate Plan: as low as P-2.5%. (P refers to Best Lending Rate quoted by HSBC.) | Up to 1.0% |
 | Prime-based Mortgage Plan | Residential Properties as low as P-2.5% (P is the Bank's HKD Best Lending Rate, which is 5.125%p.a. currently) | Up to 1.7% cash reward for residential properties |
| HIBOR Mortgage Plan | Residential Properties as low as HIBOR+1.24%, cap at P-2.5% (P is the Bank's HKD Best Lending Rate, which is 5.125%p.a. currently) | Up to 1.7% cash reward for residential properties | |
| Mortgage Insurance Programme | Residential Properties HIBOR Mortgage Plan: as low as HIBOR+1.24%, cap at P-2.5%Prime-based Mortgage Plan: as low as P-2.5%(P is the Bank's HKD Best Lending Rate, which is 5.125%p.a. currently) | Up to 1.7% cash reward for residential properties | |
| Government Housing Scheme Mortgage Plan | as low as P-2.5% (P is the Bank's HKD Best Lending Rate, which is 5.125%p.a. currently) | Up to 1.5% cash reward for residential properties | |
| 'Smart' Mortgage Scheme | Residential Properties HIBOR Mortgage Plan: as low as HIBOR+1.24%, cap at P-2.5%Prime-based Mortgage Plan: as low as P-2.5%(P is the Bank's HKD Best Lending Rate, which is 5.125%p.a. currently) | Up to 1.7% cash reward for residential properties |
 | Conventional Mortgage Plan | In general, HIBOR Mortgage: H+1.3% (Cap at P-2.5%) | - |
| Mortgage-Link Loan Scheme | In general, Prime-based mortgage: P-2.5% / HIBOR Mortgage: H+1.3% (Cap at P-2.5%) | - | |
| Property Refinancing | In general, Prime-based mortgage: P-2.5% / HIBOR Mortgage: H+1.3% (Cap at P-2.5%) | - | |
| Home-For-Home Bridging Loan Plan | - | - | |
| Property Secured Overdraft Facility | First 6 months: P-1%, Starting from 7th month: P+1% | - | |
| Mortgage Loans for Government Housing Scheme | In general, Prime-based mortgage: P-2.5% | - | |
| Hang Seng "Mortgage Insurance Programme" | In general, Prime-based mortgage: P-2.5% / HIBOR Mortgage: H+1.3% (Cap at P-2.5%) | - |
 | Up to 90% LTV Mortgage Insurance Programme | HIBOR+1.24% to 1.26%, cap P-2.75% or Prime-2.75%; choice of HIBOR or Prime Deposit Linked Mortgage | 1% Cash Rebate or combo of Asia Miles |
| Prime based Mortgage Plan | As low as Prime-2.75%, choice of Deposit Linked Mortgage | 1% Cash Rebate or combo of Asia Miles | |
| HIBOR Mortgage Plan | HIBOR+1.23% to 1.26%, cap P-2.75%, choice of Deposit Linked Mortgage | 1% Cash Rebate or combo of Asia Miles |
 | Residential Prime Rate Mortgage Plan with 'Mortgage Income Account' | P-3% (P is the Bank's Prime Rate, which is currently 5.375% p.a.). Minimum loan amount HKD2,000,000. | Up to 1.7% |
| Residential Hibor Mortgage Plan with 'Mortgage Income Account' | H+1.24% to 1.3%, Capped at P-3% (H is the 1-month HIBOR; P is the Bank's Prime Rate, which is currently 5.375% p.a.). Minimum loan amount HKD2,000,000. | Up to 1.65% | |
| Residential Prime Rate Mortgage Plan | P-3% (P is the Bank's Prime Rate, which is currently 5.375% p.a.). Minimum loan amount HKD1,000,000. | Up to 1.75% |
 | Non-Residential Mortgage Loans | Hibor+1.75% or Prime-2.75% | - |
| Residential Mortgage Loans | Hibor+1.24% or Prime-3% | - | |
| Government Housing Scheme Mortgage Loans | Prime-3% | - |
 | Prime Rate-Based Mortgage Plan | Base on Prime rate | - |
| Hibor Rate-Based Mortgage Plan | Base on Hibor rate | - | |
| Mortgage Plus | Base on Prime/Hibor rate | - | |
| Home Ownership Scheme Mortgage Plan | Base on Prime rate | - | |
| 90% Mortgage Plan | Base on Prime/Hibor rate | - |
 | Residential Mortgage Plan | Prime -2.85% | - |
| Value-Added Mortgage Plan | Prime -3% | - | |
| Car Park Loan | Prime -3% | - |
 | Smart Mortgage Scheme | (For reference only) One month Hibor Rate + 1.3%, cap at Prime Rate - 2.65% (Which ever is lower) | - |
| All-You-Want Mortgage Scheme | (For reference only) One month Hibor Rate + 1.3%, cap at Prime Rate - 2.65% (Which ever is lower) | - |
 | Mortgage Insurance Programme Loan Plan | P - 3% HIBOR + 1.3% Cap P - 2.9% | - |
| Residential Home Mortgage Loan Plan | P - 3% HIBOR + 1.3% Cap P - 2.9% | - | |
| Government Housing Subsidized Scheme Mortgage Plan | P - 3% | - |
 | Prime deposit-linked mortgage | Prime - 3% | - |
| HIBOR deposit-linked Mortgage | HIBOR+1.4% (Cap at P-2.9%) | - | |
| HIBOR mortgage | HIBOR+1.4% (Cap at P-2.9%) | - | |
| Prime-based mortgage | Prime - 3% | - | |
| Advance on mortgage / Property Refinancing service | HIBOR+1.4% (Cap at P-2.9%)/ Prime-3% | - | |
| 90% mortgage | HIBOR+1.4% / Prime - 3% | - | |
| Home smart mortgage | Prime - 3% | - |
 | Reverse Mortgage | HKMC Prime Rate - 2.5% | - |
| Mortgage Insurance Programme | Hibor Rate (H + 1.35% , Cap at Prime-2.75%) | 1.7% | |
| Property Mortgage Service | Hibor Rate (H + 1.35% , Cap at Prime-2.75%) | 1.7% |
 | Non-Residential Mortgage Plan | Prime - 2.5% | - |
| Residential Mortgage Plan | HIBOR +1.9% | - | |
| 80% Mortgage Plan | HIBOR +1.9% | - | |
| GHOS | Prime - 3.1% | - |
 | Residential Mortgage Plan _Corporate | It is only applicable to loan amount which is HK$500,000 or above; mortgage loan amount equal to or below 60% of the purchase price or the appraised value of the property (whichever is lower); Prime - 3% | 1.6% |
| Fubon Easy Life Mortgage Wealth Management Plan | for homeowners aged 55 or above to use his/her/their residential property (or more than one property) in Hong Kong as security for taking out a mortgage loan. You will remain as the owner of your property and can continue to stay at your property for the rest of your life; Prime - 2.5% | - | |
| Fubon Mortgage Plan for Government Home Ownership Scheme | Fubon Mortgage Plan for Government Home Ownership Scheme (the “Plan”) is only applicable to loan amount which is HK$500,000 or above (For loan amount below HK$500,000, Fubon Bank (the “Bank”) will consider the application on a case-by-case basis); Prime - 3% | 1% | |
| Fubon 90% Mortgage Plan | It is only applicable to loan amount which is HK$500,000 or above; mortgage loan amount above 60% of the purchase price or the appraised value of the property (whichever is lower); Plan 1: Prime - 3%; Plan 2 : Bank 1, 3 or 6 month HIBOR interest rate +1.4% or Prime rate - 2.9%; whichever is lower | 1% | |
| Residential Mortgage Plan _Individual | It is only applicable to loan amount which is HK$500,000 or above; mortgage loan amount equal to or below 60% of the purchase price or the appraised value of the property (whichever is lower); Prime - 3% | 1.6% | |
| Fubon HIBOR Mortgage Plan _Individual | It is only applicable to loan amount which is HK$500,000 or above; mortgage loan amount equal or below 60% of the purchase price or the appraised value of the property (whichever is lower); Bank 1, 3 or 6 month HIBOR interest rate +1.4% or Prime rate - 2.9%; whichever is lower (for Residential Property) | 1.6% | |
| Fubon HIBOR Mortgage Plan_Corporate | It is only applicable to loan amount which is HK$500,000 or above; mortgage loan amount equal or below 60% of the purchase price or the appraised value of the property (whichever is lower); Bank 1, 3 or 6 month HIBOR interest rate +1.4% or Prime rate - 2.9%; whichever is lower (for Residential Property) | 1.6% |
 | Residential Mortgage Plan | Prime - 3.1% | - |
 | “Easy Home”Mortgage Plan | Preferential interest rate is subject to approval | - |
 | HIBOR-linked Mortgage Plan | H+1.4% or P-2.9%, whichever is lower | - |
| Home Sweet Home Mortgage Plan | Prime - 3% | - | |
| Commercial and Industrial Mortgage | Prime - 2.75% | - | |
| Overseas Residential Property Mortgage (Australia / United Kingdom) | 1.6% + 1-month Cost of Funds | - | |
| Home Ownership Scheme (HOS) Mortgage Plan | Prime - 2.9% | - | |
| Tenant Purchase Scheme (TPS) Mortgage | Prime - 2.9% | - |
 | Government Housing Scheme Mortgage Loan | As low as HKD Prime Rate - 2.75%p.a. | - |
| Residential Property Mortgage Plan | As low as HKD Prime Rate - 2.75%p.a. | - |
Calculator
More
Property price
HK$
Loan-to-value ratio (LTV)
%
Mortgage period
Yrs
Interest rate
%
Results
Loan size
HK$
0
Mortgage period
mth
0
Down payment
HK$
0
Monthly repayment
HK$
0
17/F, OTB Building,
160 Gloucester Road,
Wanchai, Hong Kong
Office hours:
9:00 am to 6:00 pm (Mon to Fri)
Closed on Saturday,Sunday and Public Holidays
