Real time bank API
Get the real-time API info from all banks in Hong Kong. Fast & convenience!
Application programming interface (API) is a computer programming approach for facilitating exchange of information and executing instructions between different computer systems. Effective implementation of Open API will enable, for example, information of different banks’ products and services to be aggregated under the same website/app for comparison and financial planning by users with ease. New service providers may also make use of the open information to offer unique products and new customer experience.

Source: Hong Kong Monetary Authority

銀行計劃名稱按揭優惠現金回贈
HighAdvance Mortgage--
Home Mortgage Loan--
Government Housing Schemes--
Prime-based Mortgage PlanResidential Properties as low as P-2.75% (P is the Bank's HKD Best Lending Rate, which is 5.125%p.a. currently)Up to 1.95% cash reward for residential properties
HIBOR Mortgage PlanResidential Properties as low as HIBOR+1.24%, cap at P-2.65% (P is the Bank's HKD Best Lending Rate, which is 5.125%p.a. currently)Up to 1.95% cash reward for residential properties
Mortgage Insurance ProgrammeResidential Properties HIBOR Mortgage Plan: as low as HIBOR+1.24%, cap at P-2.65%Prime-based Mortgage Plan: as low as P-2.75%(P is the Bank's HKD Best Lending Rate, which is 5.125%p.a. currently)Up to 1.95% cash reward for residential properties
Government Housing Scheme Mortgage Planas low as P-2.75% (P is the Bank's HKD Best Lending Rate, which is 5.125%p.a. currently)Up to 1.95% cash reward for residential properties
'Smart' Mortgage SchemeResidential Properties HIBOR Mortgage Plan: as low as HIBOR+1.24%, cap at P-2.65%Prime-based Mortgage Plan: as low as P-2.75%(P is the Bank's HKD Best Lending Rate, which is 5.125%p.a. currently)Up to 1.95% cash reward for residential properties
Conventional Mortgage PlanIn general, HIBOR Mortgage: H+1.25% (Cap at P-2.65%)-
Mortgage-Link Loan SchemeIn general, Prime-based mortgage: P-2.75% / HIBOR Mortgage: H+1.25% (Cap at P-2.65%)-
Property RefinancingIn general, Prime-based mortgage: P-2.75% / HIBOR Mortgage: H+1.25% (Cap at P-2.65%)-
Home-For-Home Bridging Loan Plan--
Property Secured Overdraft FacilityFirst 6 months: P-1%, Starting from 7th month: P+1%-
Mortgage Loans for Government Housing SchemeIn general, Prime-based mortgage: P-2.75%-
Hang Seng "Mortgage Insurance Programme"In general, Prime-based mortgage: P-2.75% / HIBOR Mortgage: H+1.25% (Cap at P-2.65%)-
Up to 90% LTV Mortgage Insurance ProgrammeHIBOR+1.235% to 1.25%, cap P-2.9% to P-3% or Prime-3%; choice of HIBOR or Prime Deposit Linked Mortgage1.95% to 2.1% Cash Rebate or combo of Asia Miles
Prime based Mortgage PlanAs low as Prime-3%, choice of Deposit Linked Mortgage1.95% to 2.1% Cash Rebate or combo of Asia Miles
HIBOR Mortgage PlanHIBOR+1.235% to 1.25%, cap P-2.9% to P-3%, choice of Deposit Linked MortgageUp to 2.1% Cash Rebate or combo of Asia Miles
Residential Prime Rate Mortgage Plan with 'Mortgage Income Account'P-3% (P is the Bank's Prime Rate, which is currently 5.375% p.a.). Minimum loan amount HKD2,000,000.Up to 1.7%
Residential Hibor Mortgage Plan with 'Mortgage Income Account'H+1.24% to 1.3%, Capped at P-3% (H is the 1-month HIBOR; P is the Bank's Prime Rate, which is currently 5.375% p.a.). Minimum loan amount HKD2,000,000.Up to 1.65%
Residential Prime Rate Mortgage PlanP-3% (P is the Bank's Prime Rate, which is currently 5.375% p.a.). Minimum loan amount HKD1,000,000.Up to 1.75%
Non-Residential Mortgage LoansHibor+1.75% or Prime-2.75%-
Residential Mortgage LoansHibor+1.24% or Prime-3%-
Government Housing Scheme Mortgage LoansPrime-3%-
Hibor Rate-Based Mortgage PlanBase on Hibor rate-
Mortgage PlusBase on Prime/Hibor rate-
Prime Rate-Based Mortgage PlanBase on Prime rate-
Home Ownership Scheme Mortgage PlanBase on Prime rate-
90% Mortgage PlanBase on Prime/Hibor rate-
Residential Mortgage PlanPrime -2.85%-
Value-Added Mortgage PlanPrime -3%-
Car Park LoanPrime -3%-
Smart Mortgage Scheme(For reference only)
One month Hibor Rate + 1.3%, cap at Prime Rate - 2.65% (Which ever is lower)
-
All-You-Want Mortgage Scheme(For reference only)
One month Hibor Rate + 1.3%, cap at Prime Rate - 2.65% (Which ever is lower)
-
Mortgage Insurance Programme Loan PlanP - 3%
HIBOR + 1.3% Cap P - 2.9%
-
Residential Home Mortgage Loan PlanP - 3%
HIBOR + 1.3% Cap P - 2.9%
-
Government Housing Subsidized Scheme Mortgage PlanP - 3%-
Advance on mortgage / Property Refinancing serviceHIBOR+1.4% (Cap at P-2.9%)/ Prime-3%-
Prime-based mortgagePrime - 3%-
Prime deposit-linked mortgagePrime - 3%-
HIBOR deposit-linked MortgageHIBOR+1.4% (Cap at P-2.9%)-
HIBOR mortgageHIBOR+1.4% (Cap at P-2.9%)-
90% mortgageHIBOR+1.4% / Prime - 3%-
Home smart mortgagePrime - 3%-
Mortgage Insurance ProgrammeHibor Rate
(H + 1.24% , Cap at CMB WLB Prime-3%)
2.07
Reverse MortgageHKMC Prime Rate - 2.5%-
Property Mortgage ServiceHibor Rate
(H + 1.24% , Cap at CMB WLB Prime-3%)
2.07
Non-Residential Mortgage PlanPrime - 2.5%-
Residential Mortgage PlanHIBOR +1.9%-
80% Mortgage PlanHIBOR +1.9%-
GHOSPrime - 3.1%-
Residential Mortgage Plan _CorporateIt is only applicable to loan amount which is HK$500,000 or above; mortgage loan amount equal to or below 60% of the purchase price or the appraised value of the property (whichever is lower); Prime - 3%1.6%
Fubon Easy Life Mortgage Wealth Management Plan for homeowners aged 55 or above to use his/her/their residential property (or more than one property) in Hong Kong as security for taking out a mortgage loan. You will remain as the owner of your property and can continue to stay at your property for the rest of your life; Prime - 2.5%-
Fubon Mortgage Plan for Government Home Ownership SchemeFubon Mortgage Plan for Government Home Ownership Scheme (the “Plan”) is only applicable to loan amount which is HK$500,000 or above (For loan amount below HK$500,000, Fubon Bank (the “Bank”) will consider the application on a case-by-case basis); Prime - 3%1%
Fubon 90% Mortgage PlanIt is only applicable to loan amount which is HK$500,000 or above; mortgage loan amount above 60% of the purchase price or the appraised value of the property (whichever is lower); Plan 1: Prime - 3%; Plan 2 : Bank 1, 3 or 6 month HIBOR interest rate +1.4% or Prime rate - 2.9%; whichever is lower1%
Residential Mortgage Plan _IndividualIt is only applicable to loan amount which is HK$500,000 or above; mortgage loan amount equal to or below 60% of the purchase price or the appraised value of the property (whichever is lower); Prime - 3%1.6%
Fubon HIBOR Mortgage Plan _IndividualIt is only applicable to loan amount which is HK$500,000 or above; mortgage loan amount equal or below 60% of the purchase price or the appraised value of the property (whichever is lower); Bank 1, 3 or 6 month HIBOR interest rate +1.4% or Prime rate - 2.9%; whichever is lower (for Residential Property)1.6%
Fubon HIBOR Mortgage Plan_CorporateIt is only applicable to loan amount which is HK$500,000 or above; mortgage loan amount equal or below 60% of the purchase price or the appraised value of the property (whichever is lower); Bank 1, 3 or 6 month HIBOR interest rate +1.4% or Prime rate - 2.9%; whichever is lower (for Residential Property)1.6%
Residential Mortgage PlanPrime - 3.1%-
“Easy Home”Mortgage PlanPreferential interest rate is subject to approval-
HIBOR-linked Mortgage PlanH+1.4% or P-2.9%, whichever is lower-
Home Sweet Home Mortgage PlanPrime - 3%-
Commercial and Industrial MortgagePrime - 2.75%-
Overseas Residential Property Mortgage (Australia / United Kingdom)1.6% + 1-month Cost of Funds-
Home Ownership Scheme (HOS) Mortgage PlanPrime - 2.9%-
Tenant Purchase Scheme (TPS) MortgagePrime - 2.9%-
Government Housing Scheme Mortgage Loan--
Residential Property Mortgage Plan--
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160 Gloucester Road,
Wanchai, Hong Kong

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