Price & down payment table

“Property price” & “First time buyer + Non-guarantor” table (1)

S

elf use + Main income from HK

Self use + Main income from overseas
Property priceDown payment% of Down payment Down payment% of Down payment
4,000,000400,000 (MIP)10%2,000,00050%
4,500,000900,000 (MIP)20%2,250,00050%
5,000,0001,000,000 (MIP)20%2,500,00050%
5,500,0001,100,000 (MIP)20%2,750,00050%
6,000,0002,400,00040%3,000,00050%
6,500,0002,600,00040%3,250,00050%
7,000,0002,800,00040%3,500,00050%
7,500,0003,000,00040%3,750,00050%
8,000,0003,200,00040%4,000,00050%
8,500,0003,500,00041%4,500,00053%
9,000,0004,000,00044%5,000,00056%
9,500,0004,500,00047%5,500,00058%
10,000,0005,000,00050%6,000,00060%
12,000,0006,000,00050%7,200,00060%
15,000,0007,500,00050%9,000,00060%
20,000,00010,000,00050%12,000,00060%
The above information is for reference only.

“Property price & “First time buyer + Non-guarantor”table (2)

Company/non-self use + Main income from HKCompany/Non-self use + Main income from overseas
Property priceDown payment% of Down paymentDown payment% of Down payment
4,000,0002,000,00050%2,400,00060%
4,500,0002,250,00050%2,700,00060%
5,000,0002,500,00050%3,000,00060%
5,500,0002,750,00050%3,300,00060%
6,000,0003,000,00050%3,600,00060%
6,500,0003,250,00050%3,900,00060%
7,000,0003,500,00050%4,200,00060%
7,500,0003,750,00050%4,500,00060%
8,000,0004,000,00050%4,800,00060%
8,500,0004,250,00050%5,100,00060%
9,000,0004,500,00050%5,400,00060%
9,500,0004,750,00050%5,700,00060%
10,000,0005,000,00050%6,000,00060%
12,000,0006,000,00050%7,200,00060%
15,000,0007,500,00050%9,000,00060%
20,000,00010,000,00050%12,000,00060%
The above information is for reference only.

“Property price” & “With mortgage/Non first-time buyer+Guarantor” table (1)

Self use + Main income from HKSelf use + Main income from overseas
Property priceDown payment% of Down paymentDown payment% of Down payment
4,000,0002,000,00050%2,400,00060%
4,500,0002,250,00050%2,700,00060%
5,000,0002,500,00050%3,000,00060%
5,500,0002,750,00050%3,300,00060%
6,000,0003,000,00050%3,600,00060%
6,500,0003,250,00050%3,900,00060%
7,000,0003,500,00050%4,200,00060%
7,500,0003,750,00050%4,500,00060%
8,000,0004,000,00050%5,000,00063%
8,500,0004,500,00053%5,500,00065%
9,000,0005,000,00056%6,000,00067%
9,500,0005,500,00058%6,500,00068%
10,000,0006,000,00060%7,000,00070%
12,000,0007,200,00060%8,400,00070%
15,000,0009,000,00060%10,500,00070%
20,000,00012,000,00060%14,000,00070%
The above information is for reference only.

“Property price” & “With mortgage/Non first-time buyer+Guarantor” table (2)

Company/non-self use + Main income from HKCompany/Non-self use + Main income from overseas
Property priceDown payment% of Down paymentDown payment% of Down payment
4,000,0002,400,00060%2,800,00070%
4,500,0002,700,00060%3,150,00070%
5,000,0003,000,00060%3,500,00070%
5,500,0003,300,00060%3,850,00070%
6,000,0003,600,00060%4,200,00070%
6,500,0003,900,00060%4,550,00070%
7,000,0004,200,00060%4,900,00070%
7,500,0004,500,00060%5,250,00070%
8,000,0004,800,00060%5,600,00070%
8,500,0005,100,00060%5,950,00070%
9,000,0005,400,00060%6,300,00070%
9,500,0005,700,00060%6,650,00070%
10,000,0006,000,00060%7,000,00070%
12,000,0007,200,00060%8,400,00070%
15,000,0009,000,00060%10,500,00070%
20,000,00012,000,00060%14,000,00070%
The above information is for reference only.

Calculator
More
Property price
HK$
Loan-to-value ratio (LTV)
%
Mortgage period
Yrs
Interest rate
%
Results
Loan size
HK$
0
Mortgage period
mth
0
Down payment
HK$
0
Monthly repayment
HK$
0
Evaluate Now
Mobile app

17/F, OTB Building,
160 Gloucester Road,
Wanchai, Hong Kong

Office hours:
9:00 am to 6:00 pm (Mon to Fri)
Closed on Saturday,Sunday and Public Holidays