居屋按揭因有政府作擔保，獲豁免壓力測試，意味一旦抽中並有足夠首期，基本上已經可以上會。不過計算自己供款能力時，最好都是多預留緩衝，應付日後加息期來臨，甚至樓市下滑或須抬錢上會。
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Unit 1803, 18/F, Tower I,
Admiralty Centre, 18 Harcourt Road, Admiralty, HK
Office hours:
9:00 am to 6:00 pm (Mon to Fri)
Closed on Saturday,Sunday and Public Holidays