新聞專欄
2mth
08

買居屋係咪一定會批按揭?

房委會對居屋會有30年的擔保年期,居屋的樓齡是由一手發售開始計起,銀行一般對樓齡19年或以上都做不到25年還款期及9成按揭,假若還款期短,買家無法負擔每月供款,按揭的供款佔每月收入上限為50%。另一種情況是補了地價的居屋可以在自由市場買賣,假若買家無法通過壓力測試,亦有可能不獲批按。
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Unit 1803, 18/F, Tower I,
Admiralty Centre, 18 Harcourt Road, Admiralty, HK

Office hours:
9:00 am to 6:00 pm (Mon to Fri)
Closed on Saturday,Sunday and Public Holidays