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Basic Mortgage
Mortgage Calculator
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If this website fails to provide the property valuation you need, please select "Other" to manually enter the property address.
Mortgage Process
Verbal valuation and pre-approval
To avoid the problem of undervaluation, you should do a verbal valuation and pre-approval by mReferral or bank before signing the contract.
Mortgage Process
Sign the Provisional Agreement for Sale and Purchase
To avoid the problem of undervaluation, you should do a verbal valuation and pre-approval by mReferral or bank before signing the contract.
Mortgage Process
Seek advice from mReferral
Apply for a mortgage loan from at least three banks. If you want to apply in one go, mReferral would definitely help.
Mortgage Process
Submit documents
Provisional Agreement for Sale and Purchase, copy of ID card of borrower and guarantor (if any), income proof, e.g. employment contract/latest salary slip, bank book/statements showing salary income or latest tax demand note
Mortgage Process
Bank approves mortgage application
It usually takes a week to a month for the bank to approve a mortgage. Compare and choose the bank with the most suitable terms, and sign the letter of loan offer with bank. The bank will send a letter to your law firm to inform the lawyer to prepare the mortgage deed.
Mortgage Process
Sign documents at law firm
Before the transaction day, the buyer and the guarantor (if any) go to the law firm to sign the mortgage deed and other documents required by the bank.
Mortgage Process
Complete transaction
The law firm informs the bank that the bank will deliver the loan to the law firm to arrange delivery to the seller, and the transaction is completed. After the transaction is completed, the bank will issue a cash rebate for the mortgage within one month. In addition, a repayment process table will be sent to inform customers of the detailed information of the principal, interest and balance of the monthly payment.
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Credit Card Comparison

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BOC Bliss Card
  • Up to HK$800 for 10% cash back on mobile payments
$600000
Min. Annual Income
Up to 6%
Local online spending
$1/mile
Local online spending

    BOC Credit Card Welcome Offer (for New Customers)

    • Up to HK$800 for 10% cash back on mobile payments
    • Promotion Period: From now till December 31, 2026
    • Successfully apply for the BOC Bliss Card to enjoy the following welcome offer: 
    • 10% cash back on mobile payments, up to HK$800.
    • Earn up to HK$800 cash back on mobile retail transactions made within the spending period.
    • Applicable to eligible retail transactions made via mobile payment (including Apple Pay, Google Pay, Samsung Pay, Huawei Pay, and UnionPay App QR Code, where applicable).
    • Terms and Conditions apply.

     

    BOC Cheers Visa Infinite Card
    $600000
    Min. Annual Income
    $1.5/mile
    Overseas Spending - Air Miles Conversion
    4 %
    Overseas / Dining Spending

      Welcome Offer

      • Up to 300,000 Gift Points (Equivalent to 20,000 miles / HK$1,200 Cash Rebate)
      • New customers who accumulate retail spending of HK$12,000 or above within first 2 months from card issuance can earn 225,000 points (equals to 15,000 miles/ HK$900 cash rebate); “Private Wealth” or “Wealth Management” customers can earn an extra 75,000 points (equals to 5,000 miles/ HK$300 cash rebate)
      BOC Cheers Visa Signature Card
      $150000
      Min. Annual Income
      3.2%
      Overseas Spending - Air Miles Conversion
      $1.9/miles
      Overseas / Dining Spending

        Welcome Offer

        • Up to 225,000 Gift Points (Equivalent to 15,000 miles / HK$900 Cash Rebate)
        • New customers who accumulate retail spending of HK$10,000 or above within first 2 months from card issuance can earn 150,000 points (equals to 10,000 miles/ HK$600 cash rebate); “Private Wealth” or “Wealth Management” customers can earn an extra 75,000 points (equals to 5,000 miles/ HK$300 cash rebate)
        Mox Credit
        • Earn up to 28,500 miles
        N/A
        No Requirement
        1%
        Cashback Base Rate
        2%
        Local Spending - Cashback Rate
        • Unlimited Instant Cashback

        MoneyHero Exclusive Welcome Offer (with the promo code "MOXPHONEMH")

        "Mox x MoneyHero HK$200 Cash Reward Promotion"

        Offers

        • HK$200 Cash Rebate (Deposited via FPS) (provided by MoneyHero)+HK$1,800 Cash Reward (Provided by Mox) + 1% Basic CashBack

        Open a Mox Account and get Mox Credit Card approved successfully with the invitation code "MOXPHONEMH" and complete designated requirements within 30 calendar days after approval to enjoy:  HK$200 Cash Rebate (Deposited via FPS) (provided by MoneyHero)+HK$1,800 Cash Reward (Provided by Mox) + 1% Basic CashBack

        • From 16 September 2026 to 15 October 2026 : New customers open Mox Account via promo code "MOXPHONEMH" and complete the Mox Account opening process within the following 15 days
        • Get Mox Credit Card approved within 30 days from Mox Account opened using the invitation code
        • Please submit the designated reward redemption form within 14 days of after successfully fulfilling the required spending to redeem an extra HK$200 cash rebate from Moneyhero.
        • Open Mox Account via promo code "MOXPHONEMH"

           

        Eligible spending HK$9,000 (using Mox credit card) within 30 calendar days after approval

        • HK$200 Cash Rebate (Deposited via FPS) (provided by MoneyHero)

        +

        • HK$1,800 Cash Reward (Provided by Mox) + 1% Basic CashBack

        MoneyHero Exclusive Welcome Offer (with the promo code "MOXFLASHMH2")

        "Extra HK$200 Cash Reward Promotion"

        Offers

        • ^HK$200 Cash Rebate (Deposited via FPS) (provided by MoneyHero) + HK$1,000 Cash Reward (Provided by Mox)

        Open a Mox Account and get Mox Credit Card approved successfully with the invitation code "MOXFLASHMH2" and complete designated requirements within 30 calendar days after approval to enjoy: ^HK$200 Cash Rebate (Deposited via FPS) (provided by MoneyHero) + HK$1,000 Cash Reward (Provided by Mox)

        • From 16 September 2026 to 15 October 2026 : New customers open Mox Account via promo code "MOXFLASHMH2" and complete the Mox Account opening process within the following 15 days
        • Get Mox Credit Card approved within 30 days from Mox Account opened using the invitation code
        • Please submit the designated reward redemption form within 14 days of after successfully apply Mox Credit Card to redeem an extra HK$200 cash rebate from Moneyhero.
        • Open Mox Account via promo code "MOXFLASHMH2"

           

        Eligible spending HK$2,000 (using Mox credit card) within 30 calendar days after approval

        • ^HK$200 Cash Rebate (Deposited via FPS) (provided by MoneyHero) + HK$1,000 Cash Reward (Provided by Mox)
        PrimeCredit WeWa Visa Platinum Card for University Student
        • New Credit Card Customer: HK$600 Exclusive Welcome Reward
        N/A
        Min. Annual Income
        4%
        Local spending (Selected merchants)
        1%
        For every $250 spending (other merchants)
        • Annual fee waived for the first 2 years
        • Cashback Local: 4%

        New Credit Card Customer: HK$600 Exclusive Welcome Reward

        • New Credit Card Customer: HK$600 Exclusive Welcome Reward

        Terms & Conditions

        MoneyHero Exclusive Offer: HK$600 Exclusive Welcome Reward 

        • From Sep 30 - Oct 31, 2026 (both days inclusive), new PrimeCredit credit card* customers who successfully apply for EarnMORE UnionPay Credit Card / WeWa Credit Card through MoneyHero are eligible to receive a MoneyHero exclusive offer consisting of
          • HK$300 Wellcome shopping voucher (provided by MoneyHero) + HK$300 cash rebate (provided by PrimeCredit)

         How to redeem the MoneyHero exclusive offer - a HK$300 Wellcome shopping voucher (provided by MoneyHero)

        • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
        • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
        • On or before 30 Nov 2026: The card must be approved by PrimeCredit, subject to issuer’s system records.
        • No spending requirement

        How to receive the MoneyHero exclusive offer - HK$300 cash rebate (provided by PrimeCredit)

        • From Sep 30, 2026, to Oct 31, 2026 (inclusive), successfully apply for EarnMORE UnionPay Credit Card / WeWa credit card through MoneyHERO and enjoy an extra HK$300 cash rebate with no spending required!
        • The cash rebate will be credited to your credit card account within 3 months of card issuance.
          ______________________

          Welcome Offer​
           
        • Nothing Headphone (a) (valued at HK$1,499)
        • HK$1,000 Cash Rebate
        • WeWa Year-round 10% Travel Cash Rebate
        • Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program

        Terms & Conditions

        WeWa Welcome Offer Promotion

        Promotion Period: 1 October 2026 – 31 March 2027 (both dates inclusive)
        Eligible Customers: New customers who successfully apply for a WeWa Credit Card via designated online channels during the promotion period.

        Welcome Offer Details

        Eligible customers may choose ONE of the following welcome offers:

        Welcome OfferSpending Requirement
        Nothing Headphone (a)Accumulate HK$8,800 in eligible retail spending within the first 90 days after card issuance
        HK$1,000 Cash Rebate

        Accumulate Eligible Retail Purchase Transactions of:

        1. HK$12,000 or above : HK$1,000 Cash Rebate
        2. HK$7,000 – HK$11,999.99 : HK$500 Cash Rebate
        WeWa Year-round 10% Travel Cash RebateNo spending requirement
        Interest-Free, Fee-Free Cash Instalment Plan of up to HK$90,000

        ⚠ Each customer may select the welcome offer once only and cannot change the selection afterwards.
        If no selection is made, HK$1,000 Cash Rebate will be assigned by default.

        Eligibility Requirements

        Customers must meet all of the following:

        Successfully apply during the promotion period via designated online channels for:

        WeWa Visa Signature Card / WeWa Visa Platinum Card / WeWa UnionPay Diamond Card issued by Prime Credit and

        Have not held any credit card issued by Prime Credit in the past 12 months; and

        Fulfill the relevant eligible retail spending requirement (if applicable).

        Fulfilment Arrangement

        • Nothing Headphone (a): Redemption Notification will be sent within 2 months after meeting the spending requirement.
        • HK$1,000 Cash Rebate: Credited to the credit card account within 2 months after meeting the spending requirement.
        • Cash Instalment Plan: Subject to approval and processed in accordance with the approved plan terms.
        • WeWa Year-round 10% Travel Rebate:
          • No spending requirement ; valid for 365 days from the date of card approval
          • Enjoy 10% Cash Rebate at overseas physical (capped at HK$1,000)
          • Can be enjoyed in conjunction with WeWa 4% Cash Rebate from “WeWa Fun Categories Cash Rebate” (total up to 14%)

        Key Highlights:

        • Eligible retail spending includes posted local and/or overseas retail transactions (as recorded by the Company).

        Excludes cash advances, instalment plans, Octopus reloads, transfers, e-wallet top-ups, fees and other specified transactions.

        The credit card account must remain valid and in good standing at the time of reward fulfilment.

        If the card account is cancelled within 12 months from issuance, the Company reserves the right to charge a HK$600 welcome offer handling fee.

        • For full details, please refer to the promotion terms and conditions:

         

        WeWa Card Student Exclusive Limited-Time Welcome Offer​

        • HK$200 Cash Rebate (Exclusive to full-time tertiary / university students)

        Terms and conditions

        Apply for the WeWa Card between 1 October 2026 – 31 March 2027 (both dates inclusive) and enjoy student-exclusive welcome offer for HK$200 cash rebate! (extremely low spending requirement) or you may also choose other welcome gift

        Offer Highlights:

        • Minimum Spending Requirement: HK$2,000 (first 90 days after card issuance)
        • Eligible Transactions: These include all posted local and/or overseas retail spending amounts, Octopus Automatic Add-Value amounts, and/or online retail spending amounts.
        • Exclusions: Eligible transactions do not include (but are not limited to) cash advances, credit card fees (such as annual fees, interest/finance charges, late fees), casino transactions, any money/electronic money transfers (including P2P payment services or mobile app/electronic transfer platforms), reloading of electronic wallets, cash-in-plan amounts, unposted/cancelled/refunded transactions, and any unauthorized transactions.

        Please refer to the Promotion Terms and Conditions for details:

         

        PrimeCredit EarnMORE UnionPay Card for University Student
        • HK$600 Exclusive Welcome Reward
        N/A
        Min. Annual Income
        2 %
        Cashback Local
        2 %
        Cashback Overseas
        • Additional 2% Cash Rebate Program
        • No Requirement on min annual income

        1) Exclusive Offer - Gift Options

        • New Credit Card Customer: HK$600 Exclusive Welcome Reward

        Terms & Conditions

        MoneyHero Exclusive Offer: HK$600 Exclusive Welcome Reward 

        • From Sep 30 - Oct 31, 2026 (both days inclusive), new PrimeCredit credit card* customers who successfully apply for EarnMORE UnionPay Credit Card / WeWa Credit Card through MoneyHero are eligible to receive a MoneyHero exclusive offer consisting of
          • HK$300 Wellcome shopping voucher (provided by MoneyHero) + HK$300 cash rebate (provided by PrimeCredit)

         How to redeem the MoneyHero exclusive offer - a HK$300 Wellcome shopping voucher (provided by MoneyHero)

        • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
        • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
        • On or before 30 Nov 2026: The card must be approved by PrimeCredit, subject to issuer’s system records.
        • No spending requirement

        How to receive the MoneyHero exclusive offer - HK$300 cash rebate (provided by PrimeCredit)

        • From Sep 30, 2026, to Oct 31, 2026 (inclusive), successfully apply for EarnMORE UnionPay Credit Card / WeWa credit card through MoneyHERO and enjoy an extra HK$300 cash rebate with no spending required!
        • The cash rebate will be credited to your credit card account within 3 months of card issuance.

        ____________________________________________________

        EarnMORE UnionPay Diamond Card Welcome Offer (For New Customers Only)

        • LG AS35GGW20 PuriCare™ AeroHit Air Purifier (PET model) (value of HK$3,690); or
        • Dreame F20 Robot Vacuum (valued at HK$2,999); or
        • HK$1,000 Cash Rebate; or
        • Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan; or
        • HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only)

        Terms and conditions

        Welcome Offer for New EarnMORE UnionPay Diamond Card Customers

        Apply successfully for the EarnMORE UnionPay Diamond Card during the promotion period and enjoy:

        • Choose ONE of the following welcome offers:
          • LG AS35GGW20 PuriCare™ AeroHit Air Purifier (PET model) 
          • Dreame F20 Robot Vacuum 
          • HK$1,000 Cash Rebate
          • Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan
          • HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only)
        Welcome OfferEligible Retail Purchase Transaction Requirement

        LG AS35GGW20 PuriCare™ AeroHit Air Purifier (PET model) 

        Accumulate Eligible Retail Purchase Transactions of HK$8,800 or above using the new card within the first 90 days from card issuance

        Dreame F20 Robot Vacuum 

        HK$1,000 Cash Rebate

        Accumulate Eligible Retail Purchase Transactions of:

        1. HK$12,000 or above : HK$1,000 Cash Rebate
        2. HK$7,000 – HK$11,999.99 : HK$500 Cash Rebate

        Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan

        No spending requirement

        HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only)

        Accumulate Eligible Retail Purchase Transactions of HK$2,000 or above using the new card within the first 90 days from card issuance

        •  

        Promotion Period: From 1 July 2026 to 31 December 2026, both dates inclusive.

        The welcome offer is only applicable to customers who successfully apply for the EarnMORE UnionPay Diamond Card through designated channels during the promotion period.

        New Customer Definition: Customers who do not currently hold and have not held any credit card issued by PrimeCredit Limited (“PrimeCredit”) within the past 12 months.

        Each eligible customer is entitled to enjoy the welcome offer once only.

        Hang Seng MMPOWER World Mastercard®
        • Welcome Offer - Up to $700 +FUN Dollars
        $150000
        Min. Annual Income
        5%
        Cashback Local
        6%
        Cashback Overseas
        • Oversea Foreign Currencies Spending enjoy up to 6% +FUN Dollars rebate
        • Online Retail Spending and Selected Spending Categoriesenjoy +FUN Dollars Reward

        【MoneyHero Exclusive Upgrade Offer: Total Rewards Worth up to $1,700】New Hang Seng credit card* customers who successfully apply for the Hang Seng MMPOWER World Mastercard through MoneyHero, meet the accumulated transaction amount within 60 days and spend HK$100 within 30 days after card approval, will receive the following in addition to the Hang Seng welcome offer of $700 +FUN Dollars:  

        • New Credit Card Customer : HK$1,000 Apple Store Gift Card
        • New Credit Card Customer:HK$1,000 Wellcome Shopping Voucher
        • New Credit Card Customer : HK$1,000 Cash Rebate (Deposited via FPS)
        • New Credit Card Customer : DELONGHI EC685 Pump Espresso Coffee Machine (valued at HK$2,160)
        • New Credit Card Customer : Marshall Emberton Bluetooth Speaker II (valued at HK$1,499)
        • New Credit Card Customer : Apple AirPods 4 (valued at HK$1,099)

        Terms and conditions

        MoneyHero Exclusive Offer: 

        • From now till 16 October 2026 6 p.m., New Credit Card cardholders* who successfully apply for Hang Seng MMPOWER World Mastercard via MoneyHero and spent HK$100 within 30 calendar days after approval are entitled to HK$1,000 Apple Store Gift Card OR HK$1,000 Wellcome Shopping Voucher OR HK$1,000 Cash Rebate (Deposited via FPS) OR DELONGHI EC685 Pump Espresso Coffee Machine (valued at HK$2,160) OR Marshall Emberton Bluetooth Speaker II (valued at HK$1,499) OR  Apple AirPods 4 (valued at HK$1,099).

        Important dates:

        • Within 30 days after card issuance: The card must be approved by Hang Seng.
          • New Credit Card customers* - Spent HK$100 within 30 calendar days after approval.
        • The accumulated transaction amount is based on the net retail spending amount of eligible transactions, which means the final amount charged to the Designated Credit Cards concerned. Eligible retail spending amount does not include the deducted amount from the use of discount offers and/or +FUN Dollars/Merchant Dollars, any unposted purchase by Interest-free Instalment Plan at any merchant, cash advance, handling fee for cash advance, annual fee/service fee, finance charges, late charges, tax bill payment, Credit Card online bill payments (including but not limited to water bills, electricity bills, insurance premiums, payments to other banks and credit cards, etc.), Cash Instalment Plan, Spending Instalment Plan, Tax Instalment Plan, Balance Transfer Plan, Octopus Add Value Service transactions (including via Automatic Add Value Service, e-wallet or other method to top up Smart Octopus), purchase and/or reload of stored value cards or e-wallets, purchase of products/ services at financial/non-financial institutions (including but not limited to, foreign currency, money orders, travellers’ cheques, deposits and money transfers), balance transfers, purchases of casino chips, and transactions which are unposted/ unauthorized/cancelled/refunded/found to be fraudulent. Hang Seng will determine the eligibility of all welcome offers based on transaction records held by Hang Seng. In case of discrepancy, Hang Seng’s records shall be final and conclusive.

        MoneyHero Exclusive Gift (Existing Customer)​

        Existing Hang Seng MMPOWER World Mastercard Credit Card customer who successfully apply via MoneyHero, spent HK$100 within 30 calendar days after approval are entitled to:   

        • Existing Credit Card Customer : HK$500 Apple Store Gift Card
        • Existing Credit Card customer:HK$500 Wellcome Shopping Voucher
        • Existing Credit Card Customer: HK$500 Cash Rebate (Deposited via FPS)
        • Existing Credit Card Customer: Foreo LUNA Mini 3 Facial Beauty Device (valued at HK$1,690)

        Terms and conditions

        MoneyHero Exclusive Offer: 

        • From now till 16 October 2026 6 p.m., Existing Credit Card cardholders^ who successfully apply for Hang Seng MMPOWER World Mastercard via MoneyHero and spent HK$100 within 30 calendar days after approval are entitled to HK$500 Apple Store Gift Card OR HK$500 Wellcome Shopping Voucher OR HK$500 Cash Rebate (Deposited via FPS) OR Foreo LUNA Mini 3 Facial Beauty Device (valued at HK$1,690).

        Important dates:

        • Within 30 days after card issuance: The card must be approved by Hang Seng.
          • Existing Credit Card customer - Spent HK$100 within 30 calendar days after approval.
        • The accumulated transaction amount is based on the net retail spending amount of eligible transactions, which means the final amount charged to the Designated Credit Cards concerned. Eligible retail spending amount does not include the deducted amount from the use of discount offers and/or +FUN Dollars/Merchant Dollars, any unposted purchase by Interest-free Instalment Plan at any merchant, cash advance, handling fee for cash advance, annual fee/service fee, finance charges, late charges, tax bill payment, Credit Card online bill payments (including but not limited to water bills, electricity bills, insurance premiums, payments to other banks and credit cards, etc.), Cash Instalment Plan, Spending Instalment Plan, Tax Instalment Plan, Balance Transfer Plan, Octopus Add Value Service transactions (including via Automatic Add Value Service, e-wallet or other method to top up Smart Octopus), purchase and/or reload of stored value cards or e-wallets, purchase of products/ services at financial/non-financial institutions (including but not limited to, foreign currency, money orders, travellers’ cheques, deposits and money transfers), balance transfers, purchases of casino chips, and transactions which are unposted/ unauthorized/cancelled/refunded/found to be fraudulent. Hang Seng will determine the eligibility of all welcome offers based on transaction records held by Hang Seng. In case of discrepancy, Hang Seng’s records shall be final and conclusive.

        Welcome Offer - Up to $700 +FUN Dollars​

        Offers

        • New Customer:$700 +FUN Dollars; or
        • Existing Customer:$300 +FUN Dollars

        Terms and conditions

        Valid until 31 December 2026, successfully apply Hang Seng MMPOWER World Mastercard, and make HK$5,000 eligible spending within 60 days from the date of card issuance, can enjoy the following welcome offer:

        • New Customers: $700 +FUN Dollars
        • Existing Customer: $300 +FUN Dollars
        • Full-time University/Tertiary Students who has made HK$2,000 eligible spending within 60 days from the date of card issuance is entitled to get $300 +FUN Dollars
        CNCBI GBA Dual Currency Credit Card
        • HK$1,000 Apple Store Gift Card
        $96000
        Min. Annual Income
        4%
        Local Spending - Cashback Rate Mobile Wallet and RMB Spending
        4%
        Overseas Spending - Cashback Rate on RMB spending
        • Up to 10% Cash Rebate on RMB Spending & Handling Fee Waiver for Overseas Spending

        Money Hero Exclusive Offer

        • HK$1,000 Apple Store Gift Card
        • HK$1,000 Wellcome Shopping Voucher
        • HK$1,000 Trip.com Gift Card
        • HK$800 Cash Rebate (Deposited via FPS)
        • 11,000 Max Miles flight miles
        • Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980)
        • Tapo RV30 Max Plus Gen 2 Robot Vacuum & Mop + Compact Auto-Empty Dock (valued at HK$2,499)
        • Marshall Acton III Bluetooth Speaker (valued at HK$2,499)(Need to redeem with the Designated Card at the redemption price of HK$344)
        • AirPods 5 (valued at HK$1,099)

        New CNCBI Credit Card Customers get rewarded and spent HK$100 within 30 calendar days after approval are entitled to HK$1,000 Apple Store Gift Card / HK$1,000 Wellcome Shopping Voucher / HK$1,000 Trip.com e-Voucher / HK$800 Cash Rebate(Deposited via FPS) / 11,000 Max Miles flight miles* / Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980) / Tapo RV30 Max Plus Gen 2 Robot Vacuum & Mop + Compact Auto-Empty Dock (valued at HK$2,499) / Marshall Acton III Bluetooth Speaker (valued at HK$2,499)^/ AirPods 5 (valued at HK$1,099).

        Requirements

        • From 30 September 2026 6 p.m. till 30 October 2026 6 p.m.: Successfully apply for the designated CNCBI Credit Card(s) and submit the reward redemption form via MoneyHero
        • On or before 30 November 2026: The designated card must be approved by CNCBI.
        • Within first 30 days after card approval: Have accumulated eligible retail transactions of HK$100
        • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
        • *When selecting Max Miles as the exclusive reward, please ensure that the email address registered for the MoneyHero exclusive reward is the same as the email address of the Hey Max account.

        Instruction for how to use Max Miles

        • Receive the Email: MoneyHero sends you a unique redemption link for Max Miles via email.
        • Click the Link: Tap the unique link, which redirects you to the HEYMAX app (prompts download from App Store/Google Play if not installed, or opens the app directly if it is).
        • Account Check:
          • If you're a new user: You'll see a "MoneyHero gifted you Max Miles" screen with options to log in or sign up.
          • If you're an existing user: The app auto-logs you in (if your session is active) and skips to Miles Crediting*.
        • Sign Up & Login (for New Users):
          • Choose "Sign up" (or log in if you have an account but aren't logged in).
          • Enter your email and password, confirm password, or sign up via Google/Apple.
          • Agree to the HEYMAX Terms of Use and Privacy Policy.
          • Tap "Sign up" to proceed.
        • Miles Crediting*: After login or sign-up, you'll see a "Hang tight! We're crediting your Max Miles" screen, confirming the Max Miles are being added to your account.
        • Dashboard Access: Once credited, you land on the main dashboard displaying "MoneyHero gifted you Max Miles," showing your new balance and available options.
        • Redeem What You Want: From here, explore and choose how to use your miles—such as
          • redeeming instant vouchers (e.g. HK$50 Starbucks voucher or HKTVMall voucher)
          • transferring 1:1 miles to airline partners (e.g. Cathay Pacific or Qatar Airways, minimum 1,000 miles)
          • saving miles for bigger rewards (e.g. a free flight to Japan at 20,000 miles)
        • Completion: Your redemption is complete; miles can be used instantly or accumulated for later.

        Tips

        • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
        • Upload all required documents, including ID card, income and address proof, when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
        • ^Details for redeeming the Marshall Acton III Bluetooth Speaker (valued at HK$2,499) : After the eligibility are confirmed by the bank, MoneyHero will send out the redemption emails to the eligible customers. Customers can follow the instructions in the email and receive the Marshall Acton III Bluetooth Speaker (valued at HK$2,499) by paying HK$344 using Designated Card at the redemption center. If there are any questions regarding the above rewards (including warranty and product condition), please contact MoneyHero to confirm the details.
        • Designated card(s) include CNCBI Hong Kong Airlines Mastercard®, CNCBI Motion Credit Card, CNCBI GBA Dual Currency Credit Card
        • Each Eligible Card Customer can only enjoy one MoneyHero Exclusive Offer regardless of the number of card application
        • Only applicable to applicants who do not hold any CNCBI Credit Card principal card in the past 12 months from the approval month of current CNCBI Credit Card applications.
        • Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
        • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.

        Welcome Offer

        • Up to 10% Cash Rebate on RMB Spending & Handling Fee Waiver for Overseas Spending
        • HK$600 Cash Reward

        From now till 31 December 2026, New Cardmembers who successfully apply for CNCBI GBA Dual Currency Credit Card can enjoy the following welcome offers (choose 1 out of 2):

        • 10% Cash Rebate on spending in foreign currencies
          New Cardmembers can enjoy 10% Cash Rebate on spending in foreign currencies made with the Motion Credit Card in the first 3 months starting from the card issuance date (“Spending Period”), subject to a maximum of HK$1,000 Cash Rebate! ;or
        • HK$600 Cash Rebate
          Upon accumulated eligible spending of HK$6,000 in the first 2 months starting from the card issuance month

        For more details, please click China CITIC Bank International

        Hang Seng enJoy Card
        • Up to 140,000 yuu Points
        $150000
        Min. Annual Income
        0.5%
        Cashback Overseas
        2%
        Cashback Local
        • Perpetual Annual Fee Waiver
        • Cashback Local: 2%

        【MoneyHero Exclusive Offer】
        New Hang Seng credit card customers who apply for the Hang Seng enJoy Card through MoneyHero, meet the accumulated transaction amount within 60 days and spend HK$100 within 30 days after card approval can enjoy an extra MoneyHero reward of up to HK$4,980!  

        【Bank Welcome Offer】
        New Hang Seng credit card customers who successfully apply can earn a welcome bonus of 140,000 yuu points (equivalent to HK$700) for a total reward value of up to HK$5,680!  

        • New Credit Card Customer : HK$900 Apple Store Gift Card
        • New Credit Card Customer : HK$900 Wellcome Shopping Voucher
        • New Credit Card Customer : Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980)
        • New Credit Card Customer : HITACHI PV-X70P Stick Handy Type Vacuum Cleaner (valued at HK$1,680)
        • New Credit Card Customer : Marshall Emberton II Bluetooth Speaker (value at HK$1,499)

        New Credit Card cardholders* who successfully apply for Hang Seng enJoy Visa Platinum Card via MoneyHero and spent HK$100 within 30 calendar days after approval are entitled to HK$900 Apple Store Gift Card OR HK$900 Wellcome Shopping Voucher OR Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (value at HK$4,980) OR HITACHI PV-X70P Stick Handy Type Vacuum Cleaner (valued at HK$1,680) OR Marshall Emberton II Bluetooth Speaker (value at HK$1,499).

        Important dates :

        • From now till 30 October 2026 6 p.m., New Card cardholders* who successfully apply Hang Seng enJoy Card via MoneyHero and submit the redemption form sent via email
        • Within 30 days after card issuance: The card must be approved by Hang Seng.
        • New Credit Card customers* - Spent HK$100 within 30 calendar days after approval.
        • The accumulated transaction amount is based on the net retail spending amount of eligible transactions, which means the final amount charged to the Designated Credit Cards concerned. Eligible retail spending amount does not include the deducted amount from the use of discount offers and/or +FUN Dollars/Merchant Dollars, any unposted purchase by Interest-free Instalment Plan at any merchant, cash advance, handling fee for cash advance, annual fee/service fee, finance charges, late charges, tax bill payment, Credit Card online bill payments (including but not limited to water bills, electricity bills, insurance premiums, payments to other banks and credit cards, etc.), Cash Instalment Plan, Spending Instalment Plan, Tax Instalment Plan, Balance Transfer Plan, Octopus Add Value Service transactions (including via Automatic Add Value Service, e-wallet or other method to top up Smart Octopus), purchase and/or reload of stored value cards or e-wallets, purchase of products/ services at financial/non-financial institutions (including but not limited to, foreign currency, money orders, travellers’ cheques, deposits and money transfers), balance transfers, purchases of casino chips, and transactions which are unposted/ unauthorized/cancelled/refunded/found to be fraudulent. Hang Seng will determine the eligibility of all welcome offers based on transaction records held by Hang Seng. In case of discrepancy, Hang Seng’s records shall be final and conclusive.

        【MoneyHero Exclusive Upgrade Offer (for Existing Customers): Total Rewards Worth up to HK$898】

        【MoneyHero Exclusive Offer】
        Existing Hang Seng credit card customers who apply for the Hang Seng enJoy Card through MoneyHero and spend HK$100 within 30 days after card approval can enjoy an extra MoneyHero reward of up to HK$598!  

         

        【Bank Welcome Offer】
        Existing Hang Seng credit card customers who successfully apply can earn a welcome bonus of 60,000 yuu points (equivalent to HK$300), for a total reward value of up to HK$898!

        • Existing Credit Card customer:HK$400 Apple Store Gift Card
        • Existing Credit Card Customer : HK$400 Wellcome Shopping Voucher
        • Existing Credit Card Customer : OTO S-GUN Wireless Massage Gun (SG-300) (valued at HK$998)

        Terms & Conditions

        Existing Credit Card cardholders who successfully apply for Hang Seng enJoy Visa Platinum Card via MoneyHero and spent HK$100 within 30 calendar days after approval are entitled to HK$400 Apple Store Gift Card OR HK$400 Wellcome Shopping Voucher OR OTO S-GUN Wireless Massage Gun (SG-300) (valued at HK$998).

        Important dates :

        • From now till 30 October 2026 6 p.m., Existing Credit Card cardholders* who successfully apply Hang Seng enJoy Card via MoneyHero and submit the redemption form sent via email
        • Within 30 days after card issuance: The card must be approved by Hang Seng.
        • Existing Credit Card customer* - Spent HK$100 within 30 calendar days after approval.
        • The accumulated transaction amount is based on the net retail spending amount of eligible transactions, which means the final amount charged to the Designated Credit Cards concerned. Eligible retail spending amount does not include the deducted amount from the use of discount offers and/or +FUN Dollars/Merchant Dollars, any unposted purchase by Interest-free Instalment Plan at any merchant, cash advance, handling fee for cash advance, annual fee/service fee, finance charges, late charges, tax bill payment, Credit Card online bill payments (including but not limited to water bills, electricity bills, insurance premiums, payments to other banks and credit cards, etc.), Cash Instalment Plan, Spending Instalment Plan, Tax Instalment Plan, Balance Transfer Plan, Octopus Add Value Service transactions (including via Automatic Add Value Service, e-wallet or other method to top up Smart Octopus), purchase and/or reload of stored value cards or e-wallets, purchase of products/ services at financial/non-financial institutions (including but not limited to, foreign currency, money orders, travellers’ cheques, deposits and money transfers), balance transfers, purchases of casino chips, and transactions which are unposted/ unauthorized/cancelled/refunded/found to be fraudulent. Hang Seng will determine the eligibility of all welcome offers based on transaction records held by Hang Seng. In case of discrepancy, Hang Seng’s records shall be final and conclusive.

        Welcome Offer - Up to 140,000 yuu Points

        Gift Options

        • 140,000 yuu Points (for new credit card customers); or
        • 60,000 yuu Points (for existing credit card customers)

        Terms & Conditions

        Till 31 Dec 2026, enjoy the following Welcome Offer and perpetual annual fee waiver upon successful application:

        • Link enJoy card to yuu Rewards Programme and accumulate eligible retail spending of HK$5,000 within 60 days from the date of new card issuance:
          • New Credit Card Customers: 140,000 yuu Points (equivalent to rewards worth HK$700) OR
          • Existing Credit Card Customers: 60,000 yuu Points (equivalent to rewards worth HK$300)

         

        HSBC EveryMile Credit Card
        • Reward up to HK$2,648
        $240000
        Min. Annual Income
        $5/mile
        Airmiles Local
        1%
        Cashback Local

          MoneyHero Exclusive Welcome Gift

          • OTO S-GUN Wireless Massage Gun (SG-300) (valued at HK$998)
          • Founist Vlogmate Mini Magnetic Selfie Camera (valued at HK$398)
          • Stanley 30oz The Quencher H2.0 Flowstate™ Tumbler (valued at HK$315)
          • MiLi Global Tracking Travel Smart Lock (valued at HK$299)
          • Apple AirTag (Gen 2) x 1 pcs (valued at HK$249)

          Terms and conditions

          New HSBC Credit Card Customers will be entitled to -  OTO S-GUN Wireless Massage Gun (SG-300) (valued at HK$998) / Founist Vlogmate Mini Magnetic Selfie Camera (valued at HK$398) / Stanley 30oz The Quencher H2.0 Flowstate™ Tumbler (valued at HK$315) / MiLi Global Tracking Travel Smart Lock (valued at HK$299) / Apple AirTag 2nd Generation (1 pack) (value at HK$249) exclusively from MoneyHero upon fulfilling the below requirements: 

          • From 30 September 2026 6 p.m. till 30 October 2026 6 p.m. or the date that the application quota is full (whichever is earlier): Only applicable to new HSBC Credit Card Customers who successfully apply for Designated HSBC Credit Cards (including HSBC Visa Signature Card / HSBC UnionPay Dual Currency Card / HSBC Visa Gold Card for Students / HSBC easy Credit Card / HSBC Visa Gold Card / HSBC EveryMile Credit Card via MoneyHero.
          • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
          • On or before 30 November 2026: The card must be approved by the Bank (subject to the Bank’s system record)
          • Offer on a first-come, first-served basis

          How to redeem Moneyhero Exclusive Offer?

          • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
          • Tips:
            • Within 7 days after the credit card is successfully approved: Submit the reward redemption form sent via email previously. Please fill in the form with accurate Reference Number. Application Reference Number - 12-digit number (for example 202430875089) and upload the relevant approval proof for verification of the applicant's reward eligibility.
            • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
            • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
            • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, The Hongkong and Shanghai Banking Corporation Limited has no relation with its redemption, usage and dispute.
            • Terms and Conditions Apply.
            • The redemption process may take at least 8 weeks upon campaign period ends, depending on the actual situation regarding user approval or other factors that may affect eligibility for the Promotion Reward.

          * "New Credit Card Customers" refer to customers without any approved personal primary credit card issued by The Hongkong and Shanghai Banking Corporation Limited in Hong Kong (and its successors and assigns) when processing the application for an Eligible Credit Card.

          To borrow or not to borrow? Borrow only if you can repay! This information and offers are intended for persons in HK.


          HSBC EveryMile Credit Card Welcome Offer

          • New credit card customers can receive $1,250 RewardCash

          Terms and conditions

          New Credit Card Customers applying for HSBC EveryMile Credit Card via HSBC website, HSBC Personal Internet Banking or HSBC App and make eligible transaction of HKD/RMB 25,000 or above within the first 60 calendar days after card issuance:

          • $1,250 RewardCash

           Terms and conditions apply.

          HSBC Red Credit Card
          • New credit card customers can receive $300 RewardCash
          $120000
          Min. Annual Income
          4%
          Online spending
          1%
          Designated spending categories
          • Perpetual annual fee waiver
          • Cashback Overseas Online Shopping: 4%

          HSBC Red Credit Card - Welcome Offer​

          Offers

          • New credit card customers can receive $300 RewardCash and lifetime annual fee waiver; or
          • Earn up to 8% RewardCash at designated merchants; or
          • Enjoy up to 4% RewardCash on online spending

          Terms and conditions

          New Credit Card Customers applying for HSBC Red Credit Card via HSBC website, HSBC Personal Internet Banking or HSBC App and make eligible transaction of HKD/RMB 5,800 or above within the first 60 calendar days after card issuance:

          • $300 RewardCash

           Terms and conditions apply.

          Welcome Offer

          • Extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan
          • Perpetual annual fee waiver

          Terms and conditions

          • New credit card customers who successfully apply for a Cash Instalment Plan can enjoy up to $200 RewardCash
          • Terms and conditions apply.

          Spending Rewards

          • Up to 8% RewardCash at designated merchants – enjoy 8% RewardCash on the first HK$1,250 eligible spending, and unlimited 0.4% RewardCash thereafter. Designated merchants include:
            • Hong Kong Sushiro
            • TamJai SamGor Mixian
            • TamJai Yunnan Mixian
            • The Coffee Academïcs
            • GU
            • Decathlon Hong Kong
            • lululemon
            • NAMCO
            • TAITO STATION

               
          • Up to 4% RewardCash on online spending – enjoy 4% RewardCash on the first HK$10,000 online spending, and unlimited 0.4% RewardCash thereafter.
          Citi PremierMiles Card
          • HK$2,500 Apple Store Gift Card
          $120000
          Min. Annual Income
          $3/mile
          Overseas and online foreign currency
          $3.8/mile
          Local Spending
          • Up to HK$3/mile for overseas & online foreign currency spending
          • Up to HK$3.8/mile for local spending

          Gift Options

          • HK$2,500 Apple Store Gift Card
          • HK$2,500 Wellcome Shopping Voucher
          • Dyson Airwrap i.d.™ multi-styler and dryer HS08 (valued at HK$4,480)
          • Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980)
          • PHILIPS ADD6920 RO Water Dispenser (valued at HK$4,288)
          • Dreame D20 Ultra Robot Vacuum and Mop (valued at HK$4,399)(Need to redeem with the Designated Card at the redemption price of HK$367)
          • Nintendo Switch 2 (valued at HK$3,700)(Need to redeem with the Designated Card at the redemption price of HK$1,380)
          • Apple Watch Series 12 (GPS) 42mm (valued at HK$3,199)(Need to redeem with the Designated Card at the redemption price of HK$657)
          • DJI Osmo Pocket 3 Action Camera (valued at HK$3,059)
          • HK$2,500 Trip.com e-Voucher
          • HK$2,500 HKTVmall e-Gift Voucher
          • 25,000 Max Miles flight miles


          Terms & Conditions

          Important Dates

          Promotion Period Starts
          7 October 2026, 6 pm

          Promotion Period Ends
          10 October 2026, 6 pm

          Credit Card Approval and Activation Deadline
          On or before 30 November 2026

          Accumulate HK$4,000 in Eligible Spending
          Within 30 days after successful card approval

          • Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
          • *Below customers are not eligible for this promotion:
            • customers who have held any credit card with Citi Bank in the 12 months preceding the date on which their application for a designated card is made as part of this promotion
            • students

          Tips

          • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
          • Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
          • *Details for redeeming the Dreame D20 Ultra Robot Vacuum and Mop (valued at HK$4,399), Apple Watch Series 12 (GPS) 42mm (valued at HK$3,199) and Nintendo Switch 2 (valued at HK$3,700): After the eligibility are confirmed by the bank, MoneyHero will send out the redemption emails to the eligible customers. Customers can follow the instructions in the email and receive the Dreame D20 Ultra Robot Vacuum and Mop (valued at HK$4,399) by paying HK$367 OR Apple Watch Series 12 (GPS) 42mm (valued at HK$3,199) by paying HK$657 OR Nintendo Switch 2 (valued at HK$3,700) by paying HK$1,380 using Designated Card at the redemption center. If there are any questions regarding the above rewards (including warranty and product condition, please contact MoneyHero to confirm the details.
          • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
          • Customers would not be eligible to Citi welcome offer if obtained MoneyHero exclusive offer.
          • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Citibank has no relation with its redemption, usage and dispute.
          Citi Rewards Card
          • Dyson Airwrap i.d.™ multi-styler and dryer HS08 (valued at HK$4,480)
          $120000
          Min. Annual Income
          $3/mile
          Points Rebate on Local mobile payments
          3%
          Points Rebate on Shopping
          • Enjoy up to 3% Points Rebate for Shopping & Entertainment spend

          Gift Options

          • HK$2,500 Apple Store Gift Card
          • HK$2,500 Wellcome Shopping Voucher
          • Dyson Airwrap i.d.™ multi-styler and dryer HS08 (valued at HK$4,480)
          • Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980)
          • PHILIPS ADD6920 RO Water Dispenser (valued at HK$4,288)
          • Dreame D20 Ultra Robot Vacuum and Mop (valued at HK$4,399)(Need to redeem with the Designated Card at the redemption price of HK$367)
          • Nintendo Switch 2 (valued at HK$3,700)(Need to redeem with the Designated Card at the redemption price of HK$1,380)
          • Apple Watch Series 12 (GPS) 42mm (valued at HK$3,199)(Need to redeem with the Designated Card at the redemption price of HK$657)
          • DJI Osmo Pocket 3 Action Camera (valued at HK$3,059)
          • HK$2,500 Trip.com e-Voucher
          • HK$2,500 HKTVmall e-Gift Voucher
          • 25,000 Max Miles flight miles


          Terms & Conditions

          Important Dates

          Promotion Period Starts
          7 October 2026, 6 pm

          Promotion Period Ends
          10 October 2026, 6 pm

          Credit Card Approval and Activation Deadline
          On or before 30 November 2026

          Accumulate HK$4,000 in Eligible Spending
          Within 30 days after successful card approval

          • Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
          • *Below customers are not eligible for this promotion:
            • customers who have held any credit card with Citi Bank in the 12 months preceding the date on which their application for a designated card is made as part of this promotion
            • students

          Tips

          • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
          • Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
          • *Details for redeeming the Dreame D20 Ultra Robot Vacuum and Mop (valued at HK$4,399), Apple Watch Series 12 (GPS) 42mm (valued at HK$3,199) and Nintendo Switch 2 (valued at HK$3,700): After the eligibility are confirmed by the bank, MoneyHero will send out the redemption emails to the eligible customers. Customers can follow the instructions in the email and receive the Dreame D20 Ultra Robot Vacuum and Mop (valued at HK$4,399) by paying HK$367 OR Apple Watch Series 12 (GPS) 42mm (valued at HK$3,199) by paying HK$657 OR Nintendo Switch 2 (valued at HK$3,700) by paying HK$1,380 using Designated Card at the redemption center. If there are any questions regarding the above rewards (including warranty and product condition, please contact MoneyHero to confirm the details.
          • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
          • Customers would not be eligible to Citi welcome offer if obtained MoneyHero exclusive offer.
          • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Citibank has no relation with its redemption, usage and dispute.
          Citi Cash Back Card
          • HK$2,500 Apple Store Gift Card
          $120000
          Min. Annual Income
          2%
          Oversea Spending - Cashback Rate
          2%
          Local Spending - Cashback Rate
          • 2% Rebate on Local Dining and Hotel Spending

          Gift Options

          • HK$2,500 Apple Store Gift Card
          • HK$2,500 Wellcome Shopping Voucher
          • Dyson Airwrap i.d.™ multi-styler and dryer HS08 (valued at HK$4,480)
          • Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980)
          • PHILIPS ADD6920 RO Water Dispenser (valued at HK$4,288)
          • Dreame D20 Ultra Robot Vacuum and Mop (valued at HK$4,399)(Need to redeem with the Designated Card at the redemption price of HK$367)
          • Nintendo Switch 2 (valued at HK$3,700)(Need to redeem with the Designated Card at the redemption price of HK$1,380)
          • Apple Watch Series 12 (GPS) 42mm (valued at HK$3,199)(Need to redeem with the Designated Card at the redemption price of HK$657)
          • DJI Osmo Pocket 3 Action Camera (valued at HK$3,059)
          • HK$2,500 Trip.com e-Voucher
          • HK$2,500 HKTVmall e-Gift Voucher
          • 25,000 Max Miles flight miles


          Terms & Conditions

          Important Dates

          Promotion Period Starts
          7 October 2026, 6 pm

          Promotion Period Ends
          10 October 2026, 6 pm

          Credit Card Approval and Activation Deadline
          On or before 30 November 2026

          Accumulate HK$4,000 in Eligible Spending
          Within 30 days after successful card approval

          • Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
          • *Below customers are not eligible for this promotion:
            • customers who have held any credit card with Citi Bank in the 12 months preceding the date on which their application for a designated card is made as part of this promotion
            • students

          Tips

          • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
          • Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
          • *Details for redeeming the Dreame D20 Ultra Robot Vacuum and Mop (valued at HK$4,399), Apple Watch Series 12 (GPS) 42mm (valued at HK$3,199) and Nintendo Switch 2 (valued at HK$3,700): After the eligibility are confirmed by the bank, MoneyHero will send out the redemption emails to the eligible customers. Customers can follow the instructions in the email and receive the Dreame D20 Ultra Robot Vacuum and Mop (valued at HK$4,399) by paying HK$367 OR Apple Watch Series 12 (GPS) 42mm (valued at HK$3,199) by paying HK$657 OR Nintendo Switch 2 (valued at HK$3,700) by paying HK$1,380 using Designated Card at the redemption center. If there are any questions regarding the above rewards (including warranty and product condition, please contact MoneyHero to confirm the details.
          • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
          • Customers would not be eligible to Citi welcome offer if obtained MoneyHero exclusive offer.
          • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Citibank has no relation with its redemption, usage and dispute.
          PrimeCredit WeWa Visa Signature Card
          • New Credit Card Customer: HK$600 Exclusive Welcome Reward
          $150000
          Min. Annual Income
          4%
          Local spending (Selected merchants)
          1%
          For every $250 spending (other merchants)
          • Annual fee waived for the first 2 years
          • Cashback Local: 4%

          New Credit Card Customer: HK$600 Exclusive Welcome Reward

          • New Credit Card Customer: HK$600 Exclusive Welcome Reward

          Terms & Conditions

          MoneyHero Exclusive Offer: HK$600 Exclusive Welcome Reward 

          • From Sep 30 - Oct 31, 2026 (both days inclusive), new PrimeCredit credit card* customers who successfully apply for EarnMORE UnionPay Credit Card / WeWa Credit Card through MoneyHero are eligible to receive a MoneyHero exclusive offer consisting of
            • HK$300 Wellcome shopping voucher (provided by MoneyHero) + HK$300 cash rebate (provided by PrimeCredit)

           How to redeem the MoneyHero exclusive offer - a HK$300 Wellcome shopping voucher (provided by MoneyHero)

          • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
          • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
          • On or before 30 Nov 2026: The card must be approved by PrimeCredit, subject to issuer’s system records.
          • No spending requirement

          How to receive the MoneyHero exclusive offer - HK$300 cash rebate (provided by PrimeCredit)

          • From Sep 30, 2026, to Oct 31, 2026 (inclusive), successfully apply for EarnMORE UnionPay Credit Card / WeWa credit card through MoneyHERO and enjoy an extra HK$300 cash rebate with no spending required!
          • The cash rebate will be credited to your credit card account within 3 months of card issuance.
            ______________________

            Welcome Offer​
             
          • Nothing Headphone (a) (valued at HK$1,499)
          • HK$1,000 Cash Rebate
          • WeWa Year-round 10% Travel Cash Rebate
          • Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program

          Terms & Conditions

          WeWa Welcome Offer Promotion

          Promotion Period: 1 October 2026 – 31 March 2027 (both dates inclusive)
          Eligible Customers: New customers who successfully apply for a WeWa Credit Card via designated online channels during the promotion period.

          Welcome Offer Details

          Eligible customers may choose ONE of the following welcome offers:

          Welcome OfferSpending Requirement
          Nothing Headphone (a)Accumulate HK$8,800 in eligible retail spending within the first 90 days after card issuance
          HK$1,000 Cash Rebate

          Accumulate Eligible Retail Purchase Transactions of:

          1. HK$12,000 or above : HK$1,000 Cash Rebate
          2. HK$7,000 – HK$11,999.99 : HK$500 Cash Rebate
          WeWa Year-round 10% Travel Cash RebateNo spending requirement
          Interest-Free, Fee-Free Cash Instalment Plan of up to HK$90,000

          ⚠ Each customer may select the welcome offer once only and cannot change the selection afterwards.
          If no selection is made, HK$1,000 Cash Rebate will be assigned by default.

          Eligibility Requirements

          Customers must meet all of the following:

          Successfully apply during the promotion period via designated online channels for:

          WeWa Visa Signature Card / WeWa Visa Platinum Card / WeWa UnionPay Diamond Card issued by Prime Credit and

          Have not held any credit card issued by Prime Credit in the past 12 months; and

          Fulfill the relevant eligible retail spending requirement (if applicable).

          Fulfilment Arrangement

          • Nothing Headphone (a): Redemption Notification will be sent within 2 months after meeting the spending requirement.
          • HK$1,000 Cash Rebate: Credited to the credit card account within 2 months after meeting the spending requirement.
          • Cash Instalment Plan: Subject to approval and processed in accordance with the approved plan terms.
          • WeWa Year-round 10% Travel Rebate:
            • No spending requirement ; valid for 365 days from the date of card approval
            • Enjoy 10% Cash Rebate at overseas physical (capped at HK$1,000)
            • Can be enjoyed in conjunction with WeWa 4% Cash Rebate from “WeWa Fun Categories Cash Rebate” (total up to 14%)

          Key Highlights:

          • Eligible retail spending includes posted local and/or overseas retail transactions (as recorded by the Company).

          Excludes cash advances, instalment plans, Octopus reloads, transfers, e-wallet top-ups, fees and other specified transactions.

          The credit card account must remain valid and in good standing at the time of reward fulfilment.

          If the card account is cancelled within 12 months from issuance, the Company reserves the right to charge a HK$600 welcome offer handling fee.

          • For full details, please refer to the promotion terms and conditions:

           

          WeWa Card Student Exclusive Limited-Time Welcome Offer​

          • HK$200 Cash Rebate (Exclusive to full-time tertiary / university students)

          Terms and conditions

          Apply for the WeWa Card between 1 October 2026 – 31 March 2027 (both dates inclusive) and enjoy student-exclusive welcome offer for HK$200 cash rebate! (extremely low spending requirement) or you may also choose other welcome gift

          Offer Highlights:

          • Minimum Spending Requirement: HK$2,000 (first 90 days after card issuance)
          • Eligible Transactions: These include all posted local and/or overseas retail spending amounts, Octopus Automatic Add-Value amounts, and/or online retail spending amounts.
          • Exclusions: Eligible transactions do not include (but are not limited to) cash advances, credit card fees (such as annual fees, interest/finance charges, late fees), casino transactions, any money/electronic money transfers (including P2P payment services or mobile app/electronic transfer platforms), reloading of electronic wallets, cash-in-plan amounts, unposted/cancelled/refunded transactions, and any unauthorized transactions.

          Please refer to the Promotion Terms and Conditions for details:

           

          PrimeCredit EarnMORE UnionPay Diamond Card
          • HK$600 Exclusive Welcome Reward
          $150000
          Min. Annual Income
          Not Available
          Local Spending - Air Miles Conversion
          4 %
          Local Spending - Cashback Rate
          • Additional 2% Cash Rebate Program
          • No Requirement on min annual income

          1) Exclusive Offer - Gift Options

          • New Credit Card Customer: HK$600 Exclusive Welcome Reward

          Terms & Conditions

          MoneyHero Exclusive Offer: HK$600 Exclusive Welcome Reward 

          • From Sep 30 - Oct 31, 2026 (both days inclusive), new PrimeCredit credit card* customers who successfully apply for EarnMORE UnionPay Credit Card / WeWa Credit Card through MoneyHero are eligible to receive a MoneyHero exclusive offer consisting of
            • HK$300 Wellcome shopping voucher (provided by MoneyHero) + HK$300 cash rebate (provided by PrimeCredit)

           How to redeem the MoneyHero exclusive offer - a HK$300 Wellcome shopping voucher (provided by MoneyHero)

          • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
          • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
          • On or before 30 Nov 2026: The card must be approved by PrimeCredit, subject to issuer’s system records.
          • No spending requirement

          How to receive the MoneyHero exclusive offer - HK$300 cash rebate (provided by PrimeCredit)

          • From Sep 30, 2026, to Oct 31, 2026 (inclusive), successfully apply for EarnMORE UnionPay Credit Card / WeWa credit card through MoneyHERO and enjoy an extra HK$300 cash rebate with no spending required!
          • The cash rebate will be credited to your credit card account within 3 months of card issuance.

          ____________________________________________________

          EarnMORE UnionPay Diamond Card Welcome Offer (For New Customers Only)

          • LG AS35GGW20 PuriCare™ AeroHit Air Purifier (PET model) (value of HK$3,690); or
          • Dreame F20 Robot Vacuum (valued at HK$2,999); or
          • HK$1,000 Cash Rebate; or
          • Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan; or
          • HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only)

          Terms and conditions

          Welcome Offer for New EarnMORE UnionPay Diamond Card Customers

          Apply successfully for the EarnMORE UnionPay Diamond Card during the promotion period and enjoy:

          • Choose ONE of the following welcome offers:
            • LG AS35GGW20 PuriCare™ AeroHit Air Purifier (PET model) 
            • Dreame F20 Robot Vacuum 
            • HK$1,000 Cash Rebate
            • Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan
            • HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only)
          Welcome OfferEligible Retail Purchase Transaction Requirement

          LG AS35GGW20 PuriCare™ AeroHit Air Purifier (PET model) 

          Accumulate Eligible Retail Purchase Transactions of HK$8,800 or above using the new card within the first 90 days from card issuance

          Dreame F20 Robot Vacuum 

          HK$1,000 Cash Rebate

          Accumulate Eligible Retail Purchase Transactions of:

          1. HK$12,000 or above : HK$1,000 Cash Rebate
          2. HK$7,000 – HK$11,999.99 : HK$500 Cash Rebate

          Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan

          No spending requirement

          HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only)

          Accumulate Eligible Retail Purchase Transactions of HK$2,000 or above using the new card within the first 90 days from card issuance

          •  

          Promotion Period: From 1 July 2026 to 31 December 2026, both dates inclusive.

          The welcome offer is only applicable to customers who successfully apply for the EarnMORE UnionPay Diamond Card through designated channels during the promotion period.

          New Customer Definition: Customers who do not currently hold and have not held any credit card issued by PrimeCredit Limited (“PrimeCredit”) within the past 12 months.

          Each eligible customer is entitled to enjoy the welcome offer once only.

          Standard Chartered Cathay Mastercard
          • Chance to win up to value HK$12,000 Apple Gift Card
          $96000
          Min. Annual Income
          $2/mile
          Eligible spending on Cathay and HK Express
          $4/mile
          Eligible spending on dining / food delivery platforms, online and overseas spending
          • Up to 40,000 Asia Miles Welcome Offer
          • First Year Annual Fee Waiver

          📱 Chance to win up to value HK$12,000 Apple Gift Card 🍎 — 100 Winners!

          From 10 September 2026, 12pm to 4 November 2026, 6pm, apply for a designated credit card through MoneyHero, complete the application process, and submit the relevant MoneyHero Reward Redemption Form and the 【Chance to win up to value HK$12,000 Apple Gift Card Lucky Draw】 Lucky Draw Registration Form by the respective deadlines. Each eligible application entitles you to 1 lucky draw chance! The more eligible applications you make, the more chances you will receive—up to a maximum of five chances! Stand a chance to win (Total 100 winners):

          • Grand Prize: HK$12,000 Apple Store Gift Card (3 winners)

          • Second Prize: HK$5,000 Apple Store Gift Card (5 winners)

          • Third Prize: HK$1,000 Apple Store Gift Card (26 winners)

          • Fourth Prize: HK$500 Apple Store Gift Card (66 winners)

          Trade Promotion Competition Licence No.: 61908

          • Win up to HK$12,000 in Apple Store Gift Cards

          Terms and conditions


          Welcome Offer (Option 1) - Up to 40,000 Miles

          • From now till 17 January 2027, new cardholders who submit the Standard Chartered Cathay Mastercard applications and fulfill relevant requirements can enjoy up to 40,000 Asia Miles
            • Spending within the first 2 months upon card issuance –
              • Tier 1: Accumulated Eligible Transactions* of HKD5,000 = 10,000 Miles (HK$0.5/mile)
              • Tier 2: Accumulated Eligible Transactions* of HKD40,000 = 20,000 Miles (HK$2/mile)
              • Tier 3: Accumulated Eligible Transactions* of HKD110,000 = 40,000Miles (HK$2.75/mile)
            • *Eligible Transactions are retail purchases (including both local and overseas transactions), online purchase or posted amount of instalment purchase
          • Please refer to the terms and conditions for details.

          Welcome Offer (Option 2)- Up to HK$10,000 Cathay Gift Card

          • Promotion Period: 21 September 2026 – 30 November 2026
          • New customers who apply for Standard Chartered Cathay Mastercard® and accumulate eligible spending within 2 months after approval can enjoy up to HK$10,000 Cathay Gift Card.

          Card Type

          Spending Requirement

          Cathay Gift Card~

          Equivalent Flight Value^

          Standard Chartered Cathay MastercardHK$6,000HK$2,000Taiwan Economy Class ticket x 1
          Standard Chartered Cathay Mastercard - Priority BankingHK$12,000HK$5,000Japan ticket x 1
          Standard Chartered Cathay Mastercard - Priority PrivateHK$18,000HK$10,000Southeast Asia Business Class ticket x 1
          • Eligible applicants may choose between the existing Standard Chartered Cathay Mastercard Welcome Miles Offer and the above FanFest Offer. The two offers cannot be enjoyed concurrently.
          • ~The offer is valid for one-time use on the Cathay Pacific website for eligible credit card customers and is only applicable to Cathay Pacific's own flights. Any unused balance will be forfeited.
          • ^Ticket prices are for reference only. Prices are based on flight information for October 12, 2026, obtained on August 25, 2026. Actual ticket prices may vary depending on availability.
          • Reward fulfilment date: By 31 July 2027
          • For the terms and conditions of the FanFest Offer, please click here

           

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