Credit Card Comparison

sim Credit Card

HK$500 Apple Store Gift Card; or HK$500 Wellcome Shopping Voucher

N/A

Min. Annual Income

3%

Cashback Local

8%

Cashback Local Online Shopping

Terms & Conditions
MoneyHero Time-limited Exclusive Offer

From 29 February 2024 6 p.m. till 30 April 2024 6 p.m.: New 「sim Credit Card」Cardholders who have successfully applied and activated the card via MoneyHero to get HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher without any transaction requirement.
Successfully complete the reward form within 7 days after applying
By 31 May 2024: Application successfully approved
MoneyHero Limited-Time Exclusive Offer is applicable to all new card holders
How to redeem MoneyHero exclusive offer?
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up
Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process
MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, sim Credit Card has no relation with its redemption, usage and dispute
Terms and Conditions apply

Mox Credit

3% Unlimited CashBack

N/A

No Requirement

2%

Overseas Spending - Cashback Rate

3%

Local Spending - Cashback Rate

PrimeCredit WeWa UnionPay Card for University Student

Exclusive Offer - HK$200 cash rebate + HK$400 Apple Gift Card / Wellcome Shopping Voucher

N/A

Min. Annual Income

Not Available

Local Spending - Air Miles Conversion

Local Spending - Cashback Rate

On designated merchant categories

MoneyHero Exclusive Offer - HK$200 cash rebate + HK$400 Apple Gift Card / Wellcome Shopping Voucher

From now till 30 April 2024 6p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$200 cash rebate + HK$400 Apple Gift Card / Wellcome Shopping Voucher.
How to redeem MoneyHero exclusive offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
Tips:
Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility

PrimeCredit EarnMORE UnionPay Card for University Student

HK$200 Cash Rebate + HK$300 HKTVmall e-Gift Voucher

N/A

MoneyHero Exclusive Offer - HK$200 cash rebate + HK$400 Apple Gift Card / Wellcome Shopping Voucher

From now till 30 April 2024 6p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$200 cash rebate + HK$400 Apple Gift Card / Wellcome Shopping Voucher.
How to redeem MoneyHero exclusive offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
Tips:
Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility

AEON CARD WAKUWAKU

N/A

Min. Annual Income

N/A

Local Spending - Air Miles Conversion

6%

Online Spending

MoneyHero Exclusive Offer - HK$200 Wellcome Shopping Voucher + HK$200 cash rebate
New Customers of AEON Card, using the exclusive MoneyHero promo code "MHWAKU" to apply AEON CARD WAKUWAKU via the "AEON HK" Mobile App, can get the MoneyHero exclusive offer of HK$200 Wellcome Shopping Voucher. Upon successful application and credit card approval, you can enjoy HK$200 cash rebate (offered by AEON) upon completion of eligible transactions (based on a single transaction) with your credit card within the billing period.
How to redeem MoneyHero exclusive offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with AEON.
It may take 16-21 weeks from applications to redemption yet the actual time may vary due to the situation. Please refer to How to redeem exclusive rewards from MoneyHero
Please refer to terms and conditions for details
Tips:
Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility

MUJI Card

Apple HomePod Mini (valued at HK$749; random color); or New to Card Customer：BRUNO BOE065-WH Multi Grill Pot (valued at HK$1,098; random color); or New to Card Customer：HK$800 Apple Store Gift Card; or New to Card Customer：HK$800 Wellcome Shopping Voucher

$150000

New to Card Customer：Apple HomePod Mini (valued at HK$749; random color); or
New to Card Customer：BRUNO BOE065-WH Multi Grill Pot (valued at HK$1,098; random color); or
New to Card Customer：HK$800 Apple Store Gift Card; or
New to Card Customer：HK$800 Wellcome Shopping Voucher

Terms & Conditions
remove
From now till 15 May 2024 6 p.m.

New Credit Card cardholders* who successfully apply for Hang Seng MUJI Card via MoneyHero and spent HK300 within 30 calendar days after approval are entitled to BRUNO BOE065-WH Multi Grill Pot (valued at HK$1,098; random color) / Apple HomePod Mini (valued at HK$749; random color) / HK$800 Apple store gift card / Wellcome shopping voucher.
Existing Credit Card cardholders who successfully apply for Hang Seng MUJI Card via MoneyHero and spent HK$150 within 30 calendar days after approval are entitled to HK$500 Apple store gift card / Wellcome shopping voucher.
Important dates :

On or before 15 June 2024 6p.m. : The card must be approved by Hang Seng
New Credit Card customers* - Spent HK$300 within 30 calendar days after approval.
Existing Credit Card customer - Spent HK$150 within 30 calendar days after approval.
How to redeem Moneyhero Exclusive Offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
Tips:
Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
If you have concerns regarding the redemption process, please refer to the Terms and Conditions
*“New Credit Card Cardholders” who are not currently holding and/or have never held the Principal Card of any personal credit card/affinity card/co-branded card issued by Hang Seng during the 6 months immediately preceding the date of application.

"Existing Credit Card Cardholders" are customers who did not hold Hang Seng MUJI Card in the past 6 months

Hang Seng MMPOWER World Mastercard®

$150000

Terms & Conditions
From now till 15 April 2024
New Credit Card cardholders* who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK600 within 30 calendar days after approval are entitled to Nintendo Switch (OLED model)(valued at HK$2,680；random color) / Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (valued at HK$4,280, random colour) / Philips RO Water Dispenser ADD6901/90 (valued at HK$1,998) / HK$1,000 Apple store gift card / Wellcome shopping voucher.
Existing Credit Card cardholders who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$300 within 30 calendar days after approval are entitled to BRUNO BAK801 Instant Hot Water Dispenser (valued at HK$998) / Marshall Willen Wireless Portable Speaker（valued at HK$999) / HK$700 Apple store gift card / Wellcome shopping voucher.

Important dates :

On or before 15 May 2024: The card must be approved by Hang Seng.
New Credit Card customers* - Spent HK$600 within 30 calendar days after approval.
Existing Credit Card customer - Spent HK$300 within 30 calendar days after approval.
How to redeem Moneyhero Exclusive Offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
Tips:
Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
If you have concerns regarding the redemption process, please refer to the Terms and Conditions
Hang Seng MMPOWERWorldMastercard®
*“Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.

American Express® Gold Business Card

$200000

Min. Annual Income

0.83%

Local Spending - Cashback Rate

1%

Overseas Spending - Cashback Rate on foreign currency spending

Gift Options

Rewards up to HK$2,800 with first year annual fee waiver
Terms & Conditions
First transaction bonus : HK$200 statement credits upon first transactions
Welcome Bonus : HK$800 statement credits upon first HK$1,000 spend in first 3-month
Spending Bonus : 315,000 points (eqv to HK$1,050 in pay with points or cash voucher / 17,500 miles) upon HK$45,000 spend in first 3 months
Business Essential Merchants Bonus : 225,000 points 5X spending bonus on selected merchants (adobe , AWS, dropbox, Fedex, HKT , Shell)
Terms and conditions apply.

The Platinum Card

LG MD16GQSA1 28L Inverter Smart Dehumidifier with Ionizer (valued at HK$5,190); or Bose Smart Soundbar 600 (valued at HK$4,999); or HK$3,500 Apple Store Gift Card; or HK$3,500 HKTVmall e-Gift Voucher

$10000

Min. Annual Income

$ 5 /mile

Overseas Spending - Air Miles Conversion

Unlimited

Number of Free Lounge Access

3X points earned when transaction made in foreign current spend via online
Access to 1,400+ Airport Lounges

From 2 April 2024 6 p.m. till 2 May 2024 6 p.m., apply for The Platinum Card® via MoneyHero, reach the specific eligible spending within 2 months after card issuance, and fully paid the annual fee, to be rewarded the MoneyHero Time-limited Exclusive Offer

Gift Options

LG MD16GQSA1 28L Inverter Smart Dehumidifier with Ionizer (valued at HK$5,190); or
Bose Smart Soundbar 600 (valued at HK$4,999); or
HK$3,500 Apple Store Gift Card; or
HK$3,500 HKTVmall e-Gift Voucher

恒生enJoy卡

$150000

最低年薪要求

不適用

本地消費里數回贈率

2.4%

本地消費現金回贈

Till 30 June 2024, enjoy the following Welcome Offer and perpetual annual fee waiver upon successful application:

Link enJoy card to yuu Rewards Programme and accumulate eligible retail spending of HK$6,000 within 60 days from the date of new card issuance:
New Credit Card Customers: 120,000 yuu Points (equivalent to rewards worth HK$600) OR
Existing Credit Card Customers: 80,000 yuu Points (equivalent to rewards worth HK$400)

$240000

$120000

American Express® Platinum Credit Card

HK$2,000 HK Express cash voucher; or 300,000 American Express Membership Points

$300000

Min. Annual Income

$2.5/mile

Local Spending - Air Miles Conversion

2%

Local Spending - Cashback Rate

Apply successfully via MoneyHero and accumulate eligible spending of HK$5,000 or above to enjoy extra 300,000 American Express Membership Points or HK$2,000 HK Express cash voucher
Click here to apply and get extra 300,000 American Express Membership Points
Click here to apply and get HK$2,000 HK Express cash voucher
For Basic Cardmembers who submit their Card application online and all required valid documents within 7 working days from the date of application submission, and spends an aggregate of HK$5,000 or above on his or her Basic and/or Supplementary Cards within the first 3 months from the date of approval of the Basic Card, HK Express cash voucher with a total value of HK$2,000 will be sent to qualifying Basic Cardmembers within 12 weeks upon the transaction. Terms and Conditions of HK Express cash voucher apply.

Citi Prestige Card

$600000

Min. Annual Income

$6/mile

Local Spending - Air Miles Conversion

0.8 %

Local Spending - Cashback Rate

Complimentary 4th night at any hotel

DYSON HD15 Supersonic™ hair dryer (valued at HK$3,780; random color); or
LG FS15GPBK0 PuriCare Aero Tower Hit Air Purifying Fan (valued at HK$4,080); or
HK$3,800 Apple Store Gift Card; or
HK$3,800 Wellcome Shopping Voucher

MoneyHero Time-Limited Exclusive Offer

New Citi Presitge Card Customers get rewarded with Dyson Supersonic™ HD15 hair dryer (valued at HK$3,780, random colour) / LG FS15GPBK0 PuriCare Aero Tower Hit Air Purifying Fan (valued at HK$4,080) / HK$3,800 Apple Store Gift Card / HK$3,800 Wellcome Shopping Voucher
Requirements

2 April 2024 6 p.m. till 2 May 2024 6 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
On or before 1 June 2024: The card must be approved by Citibank.
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
Within 30 days after card approval: Spend HK$5,000 or above with the card (value-added PayMe/Alipay AliPay/WeChat Pay can be counted) and pay HK$3,800 annual fee.
Tips

Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
Please note down the application reference number (e.g. ABC123456789) provided on the page after completing the application.
Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
New Credit Card Customers shall be defined as: Customers who currently do not hold, have not cancelled and have not held any principal credit card of Citi within the past 12 months from the month of application for the Eligible Card.

DBS Eminent Visa Signature Card

Up to 5% Rebate Program for F&B

$360000

Min. Annual Income

Not Available

Local Spending - Air Miles Conversion

5%

Local Spending - Cashback Rate

Dining Privileges Up to 30% off
Welcome Offer Up to HK$600 Cash Rebate

Welcome Offer Up to HK$600 Cash Rebate

New Customers who successfully apply DBS Eminent Card by 2 July 2024 can enjoy the first year annual fee waiver and following fabulous welcome offer, upon spending with the new card in the first 3 months and activating DBS Card+ account in the first month:

Welcome Gift

“Spending Requirement”

Up to HK$600 Cash Rebate:

10% Cash Rebate (“Cash Rebate”) on Eligible Spending, with a maximum limit of Cash Rebate HK$450; and/or
Extra HK$100 Cash Rebate (“Extra Cash Rebate”); and/or
HK$50 “InstaRedeem” Amount for activating the physical New Card within one month from card issuance date

Cash Rebate: accumulate retail spending or make transaction as listed below ("Eligible Spending") with the New Card within Spending Period:
- accumulated retail spending of HK$3,000 or above, and/or
- designated Instant Cash Service: the approved cash out amount that the New Customer has successfully applied for “Instant Cash” service via online (The Eligible Spending amount of this item is up to HK$3,000, and the maximum cash rebate is HK$300)
Extra Cash Rebate: accumulate spending or make transaction as listed below with New Card within Spending Period:
- HK$1,000 or above in total for top up amount via Octopus Automatic Add Value Service; or
- apply 12-month or above Flexi Shopping Programme
HK$50 “InstaRedeem”: successfully activated the physical New Card via DBS Card+ within 2 month from card issuance date

DBS Eminent Card Brand-new Up to 5% Rebate Program, Up to $400 Rebate

4 designated spending categories up to 5% rebate (applicable for the first HK$8,000 Eligible Spending in Other Retail Spending in each calendar month)
Other retail spending up to 1 % rebate (applicable for the first HK$20,000 Eligible Spending in Other Retail Spending in each calendar month)
Registration in DBS Card+ mobile application is required

Exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS

Cash Rebate is not applicable to applicants who, during the New Card approval process, have applied for or held any principal DBS Eminent Visa Signature Card and/ or DBS Eminent Visa Platinum Card (formerly named as DBS Visa Platinum Card, DBS Visa Gold Card or DBS Visa Classic Card).

New Customer must download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 1 month of the New Card issuance date in order to be eligible to the Welcome Offer

Reload of digital wallet does not count as eligible transactions of welcome offer. DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning Cash Rebate

Terms and conditions apply, click “Apply Now” for more details.

PrimeCredit WeWa UnionPay Diamond Card

$150000

Min. Annual Income

Not Available

Local Spending - Air Miles Conversion

4%

Local Spending - Cashback Rate

Crazy WeWa Reward up to 6% Cash Rebate

MoneyHero Exclusive Offer - HK$200 cash rebate + HK$400 Apple Gift Card / Wellcome Shopping Voucher

From now till 30 April 2024 6p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$200 cash rebate + HK$400 Apple Gift Card / Wellcome Shopping Voucher.
How to redeem MoneyHero exclusive offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
Tips:
Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
Gift Options

New Customer: HK$400 Apple Store Gift Card + HK$200 Cash Rebate; or
New Customer: HK$400 Wellcome Shopping Voucher + HK$200 Cash Rebate

PrimeCredit EarnMORE UnionPay Diamond Card

$150000

Min. Annual Income

Not Available

Local Spending - Air Miles Conversion

4 %

Local Spending - Cashback Rate

MoneyHero Exclusive Offer - HK$200 cash rebate + HK$400 Apple Gift Card / Wellcome Shopping Voucher

From now till 30 April 2024 6p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$200 cash rebate + HK$400 Apple Gift Card / Wellcome Shopping Voucher.
How to redeem MoneyHero exclusive offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
Tips:
Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
Gift Options

New Customer: HK$400 Apple Store Gift Card + HK$200 Cash Rebate; or
New Customer: HK$400 Wellcome Shopping Voucher + HK$200 Cash Rebate

DBS Live Fresh Card

Up to 6% rebate on online spending

$150000

Min. Annual Income

Not Available

Local Spending - Air Miles Conversion

5.4%

Local Spending - Cashback Rate

Welcome offer up to $500 rewards

Welcome offer up to $500 rewards

New Customers who successfully apply DBS Live Fresh Card by 2 July 2024 can enjoy the first year annual fee waiver and the following fabulous welcome gifts, upon spending with the new card in the first 3 months and activating DBS Card+ account in the first month*:

Welcome Gift	Spending Requirement
HK$350 “InstaRedeem” Amount “InstaRedeem” Discount will be sub-divided into HK$200 and HK$150 Complete one single retail transaction of HK$200 or above and one single online transaction of HK$150 or above within 3 months from the card issuance date	HK$4,800
HK$150 “InstaRedeem” Amount (Only applicable to Tertiary Student) “InstaRedeem” Discount will be sub-divided into three times of HK$50 Complete one single retail/online transaction of HK$50 or above to get one HK$50 "InstaRedeem" Discount within 3 months from the card issuance date For tertiary student, please apply via DBS Card+	HK$1,800
Extra Welcome Gift	Spending Requirement
HK$100 Cash Rebate	HK$1,000 or above in total for top up amount via Octopus Automatic Add Value Service; or successfully apply 12-month or above Flexi Shopping Programme, no amount requirement
Extra InstaRedeem	Spending Requirement
HK$50 “InstaRedeem” Amount	Successfully activate the New Card within 2 months from card issuance date

Privileges

Up to 6% rebate on online spending. You can pick spending category for extra rebate every month based on your own spending habit.
DBS Live Fresh Card Exclusive: 90 days Interest-Free Repayment Period for Overseas, Travelling and Online Transaction
10 Free Trials for Flexi Shopping. No handling fee when you apply for Flexi Shopping Programme.
First year annual fee waiver

mReferral exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.

When applying for a DBS credit card, the DBS Card+ app will ask you to take a photo of your ID card immediately. Please place your ID card on a white paper and take the photo with your mobile phone. Please ensure that the ID number is clearly visible in the transparent windows on the front and back (applicable to new smart ID cards).

Online transactions in Hong Kong Dollars, reload of e-wallets and Octopus Automatic Add-Value Service are only entitled to 0.4% basic rebate.

Each Cardholder can enjoy a maximum of HK$150 Reward for each calendar month. Cardholders are required to claim the Reward for the relevant Eligible Transaction within 45 calendar days after the transaction date.

Cardholders must click the red InstaRedeem button on the Timeline of DBS Card+ HK to enjoy the Reward.

Terms and conditions apply, click “Apply Now” for more details.

DBS Black World Mastercard®

Welcome Offer Up to 42,000 Miles + $50 InstaRedeem Discount

$240000

Min. Annual Income

$3/mile

Upon meeting local and overseas spending goal*

$4/mile

Overseas spending - Air Miles Conversion

As low as HK$3 = 1 mile and worldwide travel privileges
HK$6 = 1 mile on local spending; HK$4 = 1 mile on overseas spending

Welcome Offer

New customers^ who successfully apply for DBS Black World Mastercard by 2 July 2024 can enjoy the first year annual fee waiver , Up to 42,000 miles and/or HK$50 InstaRedeem Discount upon spending with the new card in the first 3 months and activating DBS Card+ account and the physical New Card in the first month:

Spending Requirement	Miles Reward
Accumulated Eligible Spending^# of HK$8,000	8,000 miles (i.e. DBS$384)
Accumulated Eligible Spending^# of HK$20,000	12,000 miles (i.e. DBS$576)
Accumulated Eligible Spending^# of HK$80,000	40,000 miles (i.e. DBS$1,920)

Extra 2,000 miles (i.e. DBS$96)
Accumulate Octopus Automatic Add-Value transaction of HK$1,000 or above or successfully apply for Flexi Shopping (for any amount) with 12 or more monthly instalments via the New Card within 3 months after its issuance

HK$50 InstaRedeem Discount
Successfully activate the physical New Card via DBS Card+ app within 2 month after its issuance

New as low as HK$3 = 1 mile and worldwide travel privileges

Register via DBS Card+ now to enjoy the following privileges upon accumulating a retail spending of HK$80,000 from the next calendar day after successful registration in a certain spending phase

as low as HK$3 = 1 mile
worldwide travel privileges including airport limousine transfer service, airport lounge & express pass and luggage delivery

^New Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by the Bank (“New Customers ”).

#Eligible Spending includes both local and overseas eligible retail spending.

Terms and conditions apply, click “Apply Now” for more details.

DBS COMPASS VISA Platinum

Up to 10% rebate on local supermarket spending

$100000

Min. Annual Income

$10/mile

Local Spending - Air Miles Conversion

Up to 10% COMPASS Dollar Rebate on local supermarkets or Taobao spending every Wednesday
Join the “COM-To-Play” Mini Game to win up to $5,000 COMPASS Dollar upon designated spending

Welcome Offer

New Customers^ who successfully apply for DBS COMPASS VISA by 2 July 2024 can enjoy the first year annual fee waiver and the following fabulous welcome gift, upon spending with the new card in the first 3 months and activating both DBS Card+ account and the physical New Card in the first month.

HK$250 Local Supermarket or Taobao InstaRedeem Discount

Accumulated Eligible Spending of HK$4,000 or above, and/or
Apply Instant Cash (i.e. “Call-a-loan” or “Funds Transfer”) with the New Card via the Bank’s Instant Cash webpage or DBS Card+, the successful approved and cash out Instant Cash loan amount can be deemed as Eligible Spending amount (subject to a cap of HK$3,000).

New Customers must download DBS Card+ app, register and activate DBS Card+ account and activate physical New Card within 1 month of the New Card issuance date. The HK$250 InstaRedeem Discount will be awarded to the eligible New Customers via the red InstaRedeem button of DBS Card+ upon completing a retail single spending transaction with amount of HK$250 or above at Local Supermarkets* or Taobao with the New Card.

Extra Welcome Gift

HK$100 Cash Rebate

To reload the Octopus via the Octopus Automatic Add-Value Services and the accumulated reloaded amount is HK$1,000 or above or successfully apply for Flexi Shopping Programme (of any amount) with 12 or more monthly instalments with the New Card within the Spending Period

HK$50 InstaRedeem Discount

Successfully activated the Physical New Card via DBS Card+ within 2 month from card issuance date

New Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by the Bank.

Terms and conditions apply, click “Apply Now” for more details.

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