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Basic Mortgage
Mortgage Calculator
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$
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%
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Property details
Valuation
Property type
If this website fails to provide the property valuation you need, please select "Other" to manually enter the property address.
Mortgage Process
Verbal valuation and pre-approval
To avoid the problem of undervaluation, you should do a verbal valuation and pre-approval by mReferral or bank before signing the contract.
Mortgage Process
Sign the Provisional Agreement for Sale and Purchase
To avoid the problem of undervaluation, you should do a verbal valuation and pre-approval by mReferral or bank before signing the contract.
Mortgage Process
Seek advice from mReferral
Apply for a mortgage loan from at least three banks. If you want to apply in one go, mReferral would definitely help.
Mortgage Process
Submit documents
Provisional Agreement for Sale and Purchase, copy of ID card of borrower and guarantor (if any), income proof, e.g. employment contract/latest salary slip, bank book/statements showing salary income or latest tax demand note
Mortgage Process
Bank approves mortgage application
It usually takes a week to a month for the bank to approve a mortgage. Compare and choose the bank with the most suitable terms, and sign the letter of loan offer with bank. The bank will send a letter to your law firm to inform the lawyer to prepare the mortgage deed.
Mortgage Process
Sign documents at law firm
Before the transaction day, the buyer and the guarantor (if any) go to the law firm to sign the mortgage deed and other documents required by the bank.
Mortgage Process
Complete transaction
The law firm informs the bank that the bank will deliver the loan to the law firm to arrange delivery to the seller, and the transaction is completed. After the transaction is completed, the bank will issue a cash rebate for the mortgage within one month. In addition, a repayment process table will be sent to inform customers of the detailed information of the principal, interest and balance of the monthly payment.
Property valuation
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Credit Card Comparison

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  • United Asia Finance Limited
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  • American Express
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sim Credit Card
  • 8% Cashback Local Online Shopping
N/A
Min. Annual Income
3%
Cashback Local
8%
Cashback Local Online Shopping

    MoneyHero Time-limited Exclusive Offer

    From 29 February 2024 6 p.m. till 2 April 2024 6 p.m.: New 「sim Credit Card」Cardholders who have successfully applied and activated the card via MoneyHero to get HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher without any transaction requirement.
    Successfully complete the reward form within 7 days after applying
    By 30 April 2024: Application successfully approved
    MoneyHero Limited-Time Exclusive Offer is applicable to all new card holders
    How to redeem MoneyHero exclusive offer?
    Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up
    Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process
    MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, sim Credit Card has no relation with its redemption, usage and dispute
    Terms and Conditions apply

    Welcome gift - HK$ 500 Apple Store Gift Card / HKTVmall e-coupon
    New Cardholders, upon accumulating eligible retail transactions, can enjoy the following welcome gift:
    New Cardholders can enjoy HK$500 Apple Store Gift Card / HKTVmall e-coupon on any eligible transactions within the first 2 months upon the card issuance. Terms and conditions apply.
    Spending requirement for sim Credit Card : With accumulated amount of HK$7,000

    Mox Credit
    • 3% Unlimited CashBack
    N/A
    No Requirement
    2%
    Overseas Spending - Cashback Rate
    3%
    Local Spending - Cashback Rate

      MoneyHero Limited-Time Exclusive Offer

      Open a Mox Account successfully with the invitation code "MHMOXFEB" and successfully apply for Mox Credit via MoneyHero, you can enjoy Nescafe Dolce Gusto Genio S Plus (Valued at HK$1,390 ; random colour) / BRUNO BOE065-PPK Multi Grill Pot (HK$1,098; random color) / Marshall Willen (valued at HK$999) / HK$800 Apple Gift Card OR Trip.com Gift Card
      From 1 March 2024 12 noon to 31 March 2024 6:00 p.m.: New Mox customers who successfully apply for Mox Credit via MoneyHero with the invitation code " MHMOXFEB"
      Within 14 days of after receiving the successful application email from Mox when your Mox Credit approved: Submit the reward redemption form sent via email previously
      On or before 30 April 2024: The Mox account and Mox Credit must be approved by Mox, subject to the Bank’s system records
      Tips:
      Please submit the reward redemption form sent via email previously within 14 days of after receiving the successful application email.
      Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
      Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process.. After successfully submitting the application and opening the Mox account as well as Mox Credit, you will receive an email notice with application reference number (7-digits) in 14 working days. Please be reminded to enter the Invitation Code “MHMOXFEB” to get the application reference number, if you don't receive the email, please check your spam folder.
      MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.
      Terms and Conditions Apply.

      PrimeCredit WeWa UnionPay Card for University Student
      N/A
      Min. Annual Income
      Not Available
      Local Spending - Air Miles Conversion
      Local Spending - Cashback Rate
      On designated merchant categories

        MoneyHero Exclusive Offer - HK$200 cash rebate + HK$400 Apple Gift Card / Wellcome Shopping Voucher

        From now till 2 April 2024, new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$200 cash rebate + HK$400 Apple Gift Card / Wellcome Shopping Voucher.
        How to redeem MoneyHero exclusive offer?
        Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
        Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
        Tips:
        Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility

        PrimeCredit EarnMORE UnionPay Card for University Student
        • HK$200 Cash Rebate + HK$300 HKTVmall e-Gift Voucher
        N/A

          MoneyHero Exclusive Offer - HK$200 cash rebate + HK$400 Apple Gift Card / Wellcome Shopping Voucher

          From now till 2 April 2024, new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$200 cash rebate + HK$400 Apple Gift Card / Wellcome Shopping Voucher.

          AEON CARD WAKUWAKU
          N/A
          Min. Annual Income
          N/A
          Local Spending - Air Miles Conversion
          6%
          Online Spending

            Birthday Privilege

            From 29 February 2022 to 29 February 2024, customer is entitled to extra 4% cash rebate on overseas spending in the birthday month, up to HK$200 cash rebate.
            Thanksgiving Days

            Cardholder is entitled to 5% credit purchase discount at AEON on "AEON Thanksgiving Days" (2nd & 20th of every month) Except fast food, licensee and specified items
            Enjoy more savings all year-round with the "AEON Member Price"

            No Mark Up Fee on Foreign Currency Transaction

            No transaction fee is imposed by AEON on foreign currency transactions (except charges imposed by Cards Associations). For details, please refer to the terms in credit card fee schedule and key facts statement
            Other things to note
            Terms and Conditions apply.

            MUJI Card
            $150000

              From now till 2 April 2024, New / Existing Hang Seng Credit Card cardholders who successfully apply for Hang Seng MUJI Card via MoneyHero are entitled to HK$300 Apple Store Gift Card / Wellcome Shopping Voucher.Requirements
              On or before 30 April 2024: The card must be approved by Hang Seng.
              How to redeem MoneyHero exclusive offer?
              Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
              Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
              Tips:
              Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility

              Hang Seng MMPOWER World Mastercard®
              $150000

                From now till 15 March 2024
                New Hang Seng Credit Card cardholders* who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK1,000 within 30 calendar days after approval are entitled to Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (valued at HK$4,280, random colour) / Nintendo Switch (OLED model) / Marshall Acton III Bluetooth Speaker(valued at HK$2,499;random color)/ AirPod Pro 2(valued at HK$1,849)/ HK$1,500 Apple store gift card / Wellcome shopping voucher.
                Existing Hang Seng Credit Card cardholders who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$500 within 30 calendar days after approval are entitled to BRUNO BAK801 Instant Hot Water Dispenser (valued at HK$998) / Marshall Willen Wireless Portable Speaker(valued at HK$999) / HK$700 Apple store gift card / Wellcome shopping voucher.

                Important dates :

                On or before 30 April 2024: The card must be approved by Hang Seng.
                New Credit Card customers* - Spent HK$1,000 within 30 calendar days after approval.
                Existing Credit Card customer - Spent HK$500 within 30 calendar days after approval.
                How to redeem Moneyhero Exclusive Offer?
                Apply the card via designated link and DO NOT login eBanking.
                Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
                Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
                Tips:
                Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
                If you have concerns regarding the redemption process, please refer to the Terms and Conditions
                Hang Seng MMPOWER WorldMastercard®
                *New Credit Card Customers refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application.

                American Express® Gold Business Card
                $200000
                Min. Annual Income
                0.83%
                Local Spending - Cashback Rate
                1%
                Overseas Spending - Cashback Rate on foreign currency spending

                  Gift Options

                  Rewards up to HK$2,800 with first year annual fee waiver
                  Terms & Conditions
                  First transaction bonus : HK$200 statement credits upon first transactions
                  Welcome Bonus : HK$800 statement credits upon first HK$1,000 spend in first 3-month
                  Spending Bonus : 315,000 points (eqv to HK$1,050 in pay with points or cash voucher / 17,500 miles) upon HK$45,000 spend in first 3 months
                  Business Essential Merchants Bonus : 225,000 points 5X spending bonus on selected merchants (adobe , AWS, dropbox, Fedex, HKT , Shell) 
                  Terms and conditions apply.

                  The Platinum Card
                  $10000
                  Min. Annual Income
                  $ 5 /mile
                  Overseas Spending - Air Miles Conversion
                  Unlimited
                  Number of Free Lounge Access
                  • 3X points earned when transaction made in foreign current spend via online
                  • Access to 1,400+ Airport Lounges

                  From 1 March 2024 12 noon till 2 April 2024 6 p.m., apply for The Platinum Card® via MoneyHero, reach the specific eligible spending within 2 months after card issuance, and fully paid the annual fee, to be rewarded the MoneyHero Time-limited Exclusive Offer

                  Gift Options

                  LG MD16GQSA1 28L Inverter Smart Dehumidifier with Ionizer (valued at HK$5,190); or
                  Delsey - Marina Luggage Set (22" + 26" + 30") 4 Double Wheels Cabin Trolley Case (valued at HK$5,040, random colour); or
                  Marshall Woburn III (valued at HK$4,999, random colour); or
                  HK$3,500 Apple Store Gift Card

                  CNCBI GBA Dual Currency Credit Card
                  • Gift Options Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (valued at HK$4,280, random colour); or Marshall Acton III Bluetooth Speaker (valued at HK$2,499;random color); or Philips RO Water Dispenser ADD6910/90 (valued at HK$1,998
                  $96000
                  Min. Annual Income
                  4%
                  Local Spending - Cashback Rate Mobile Wallet and RMB Spending
                  4%
                  Overseas Spending - Cashback Rate on RMB spending

                    MoneyHero Exclusive Offer

                    New CNCBI Credit Card Customers get rewarded with Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (valued at HK$4,280; random color) / Marshall Acton III Bluetooth Speaker (valued at HK$2,499; random color) / Philips RO Water Dispenser ADD6910/90 (valued at HK$1,998) / Philips Sonicare ProtectiveClean 6100 Sonic electric toothbrush (valued at HK$1,688; random color) / HK$1,000 Apple Gift Card or Wellcome Shopping Voucher
                    Requirements

                    4 March 2024 12 n.n. till 2 April 2024 6 p.m.: Successfully apply for the designated CNCBI Credit Card(s) and submitted redemption form via MoneyHero
                    On or before 31 May 2024: The card must be approved by CNCBI.
                    Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
                    Tips

                    Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
                    Upload all required documents, including ID card, income and address proof, when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
                    Designated card(s) include CNCBI Motion Credit Card, CNCBI GBA Dual Currency Credit Card and CNCBI DCH Living Mastercard Card.
                    New card holders should be new customer who did not hold any CNCBI credit card in the past 12 months.
                    Not applicable to any credit card applicant who currently holds or held any other CNCBI Credit Cards issued by the Bank in the 12-month immediately preceding the relevant application for the credit card (excluding supplementary cardmember).
                    Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
                    If you have concerns regarding the redemption process, please refer to the Terms and Conditions.

                    恒生enJoy卡
                    $150000
                    最低年薪要求
                    不適用
                    本地消費里數回贈率
                    2.4%
                    本地消費現金回贈

                      Terms & Conditions
                      remove
                      Successfully apply Hang Seng enJoy Card via MoneyHero can enjoy the following exclusive offer:
                      New Credit Card customers*: HK$200 Wellcome Voucher
                      Existing Credit Card customer: HK$200 Wellcome Voucher
                      From now till 2 April 2024 6 p.m.: New / Existing Hang Seng Credit Card Customers who successfully apply for Hang Seng enJoy Card via MoneyHero
                      On or before 30 April 2024: The card must be approved by Hang Seng, subject to the Bank’s system records.
                      How to redeem Moneyhero Exclusive Offer?
                      Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
                      Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
                      Tips:
                      Apply the card via designated link and DO NOT login eBanking.
                      Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
                      If you have concerns regarding the redemption process, please refer to the Terms and Conditions
                      Hang Seng Enjoy Card
                      *“Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.

                      American Express® Platinum Credit Card
                      $300000
                      Min. Annual Income
                      $2.5/mile
                      Local Spending - Air Miles Conversion
                      2%
                      Local Spending - Cashback Rate

                        300,000 American Express Membership Points
                        Terms & Conditions

                        Apply successfully via MoneyHero and accumulate eligible spending of HK$5,000 or above to enjoy extra 300,000 American Express Membership Points

                        Citi Prestige Card
                        $600000
                        Min. Annual Income
                        $6/mile
                        Local Spending - Air Miles Conversion
                        0.8 %
                        Local Spending - Cashback Rate
                        • Complimentary 4th night at any hotel

                        Gift Options

                        DYSON HD15 Supersonic™ hair dryer (valued at HK$3,780; random color); or
                        LG MD16GQSA1 28L Inverter Smart Dehumidifier with Ionizer (valued at HK$5,190); or
                        HK$3,800 Apple Store Gift Card; or
                        HK$3,800 Wellcome Shopping Voucher


                        Terms & Conditions

                        MoneyHero Time-Limited Exclusive Offer

                        New Citi Presitge Card Customers get rewarded with Dyson Supersonic™ HD15 hair dryer (valued at HK$3,780, random colour) / LG MD16GQSA1 28L Inverter Smart Dehumidifier with Ionizer (valued at HK$5,190) / HK$3,800 Apple Store Gift Card / HK$3,800 Wellcome Shopping Voucher
                        Requirements

                        29 February 2024 6 p.m. till 2 April 2024 6 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
                        On or before 1 May 2024: The card must be approved by Citibank.
                        Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
                        Within 30 days after card approval: Spend HK$5,000 or above with the card (value-added PayMe/Alipay AliPay/WeChat Pay can be counted) and pay HK$3,800 annual fee.
                        Tips

                        Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
                        Please note down the application reference number (e.g. ABC123456789) provided on the page after completing the application.
                        Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
                        If you have concerns regarding the redemption process, please refer to the Terms and Conditions.

                        DBS Eminent Visa Signature Card
                        • Up to 5% Rebate Program for F&B
                        $360000
                        Min. Annual Income
                        Not Available
                        Local Spending - Air Miles Conversion
                        5%
                        Local Spending - Cashback Rate
                        • Dining Privileges Up to 30% off
                        • Welcome Offer Up to HK$600 Cash Rebate

                        Welcome Offer Up to HK$600 Cash Rebate

                        New Customers who successfully apply DBS Eminent Card by 2 April 2024 can enjoy the first year annual fee waiver and following fabulous welcome offer, upon spending with the new card in the first 3 months and activating DBS Card+ account in the first month:

                          

                        Welcome Gift

                        “Spending Requirement”

                        Up to HK$600 Cash Rebate:

                        • 10% Cash Rebate (“Cash Rebate”) on Eligible Spending, with a maximum limit of Cash Rebate HK$450; and/or
                        • Extra HK$100 Cash Rebate (“Extra Cash Rebate”); and/or
                        • HK$50 “InstaRedeem” Amount for activating the physical New Card within one month from card issuance date
                        • Cash Rebate: accumulate retail spending or make transaction as listed below ("Eligible Spending") with the New Card within Spending Period:
                          - accumulated retail spending of HK$3,000 or above, and/or
                          - designated Instant Cash Service: the approved cash out amount that the New Customer has successfully applied for “Instant Cash” service via online (The Eligible Spending amount of this item is up to HK$3,000, and the maximum cash rebate is HK$300)
                        • Extra Cash Rebate: accumulate spending or make transaction as listed below with New Card within Spending Period:
                          - HK$1,000 or above in total for top up amount via Octopus Automatic Add Value Service; or
                          - apply 12-month or above Flexi Shopping Programme
                        • HK$50 “InstaRedeem”: successfully activated the physical New Card via DBS Card+ within 2 month from card issuance date

                        DBS Eminent Card Brand-new Up to 5% Rebate Program, Up to $400 Rebate

                        • 4 designated spending categories up to 5% rebate (applicable for the first HK$8,000 Eligible Spending in Other Retail Spending in each calendar month)
                        • Other retail spending up to 1 % rebate (applicable for the first HK$20,000 Eligible Spending in Other Retail Spending in each calendar month)
                        • Registration in DBS Card+ mobile application is required

                        Exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS

                        Cash Rebate is not applicable to applicants who, during the New Card approval process, have applied for or held any principal DBS Eminent Visa Signature Card and/ or DBS Eminent Visa Platinum Card (formerly named as DBS Visa Platinum Card, DBS Visa Gold Card or DBS Visa Classic Card).

                        New Customer must download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 1 month of the New Card issuance date in order to be eligible to the Welcome Offer

                        Reload of digital wallet does not count as eligible transactions of welcome offer. DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning Cash Rebate


                        Terms and conditions apply, click “Apply Now” for more details.

                        CNCBI Motion Credit Card
                        $150000
                        Min. Annual Income
                        Not Available
                        Local Spending - Air Miles Conversion
                        6 %
                        Local Spending - Cashback Rate

                          Gift Options

                          Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (valued at HK$4,280, random colour); or
                          Marshall Acton III Bluetooth Speaker (valued at HK$2,499;random color); or
                          Philips RO Water Dispenser ADD6910/90 (valued at HK$1,998); or
                          Philips Sonicare ProtectiveClean 6100 Sonic electric toothbrush (valued at HK$1,688; random color); or
                          HK$1,000 Apple Store Gift Card; or
                          HK$1,000 Wellcome Shopping Voucher
                          Terms & Conditions


                          MoneyHero Exclusive Offer

                          New CNCBI Credit Card Customers get rewarded with Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (valued at HK$4,280; random color) / Marshall Acton III Bluetooth Speaker (valued at HK$2,499; random color) / Philips RO Water Dispenser ADD6910/90 (valued at HK$1,998) / Philips Sonicare ProtectiveClean 6100 Sonic electric toothbrush (valued at HK$1,688; random color) / HK$1,000 Apple Gift Card or Wellcome Shopping Voucher
                          Requirements

                          4 March 2024 12 n.n. till 2 April 2024 6 p.m.: Successfully apply for the designated CNCBI Credit Card(s) and submitted redemption form via MoneyHero
                          On or before 31 May 2024: The card must be approved by CNCBI.
                          Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
                          Tips

                          Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
                          Upload all required documents, including ID card, income and address proof, when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
                          Designated card(s) include CNCBI Motion Credit Card, CNCBI GBA Dual Currency Credit Card and CNCBI DCH Living Mastercard Card.
                          New card holders should be new customer who did not hold any CNCBI credit card in the past 12 months.
                          Not applicable to any credit card applicant who currently holds or held any other CNCBI Credit Cards issued by the Bank in the 12-month immediately preceding the relevant application for the credit card (excluding supplementary cardmember).
                          Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
                          If you have concerns regarding the redemption process, please refer to the Terms and Conditions.

                          PrimeCredit WeWa UnionPay Diamond Card
                          $150000
                          Min. Annual Income
                          Not Available
                          Local Spending - Air Miles Conversion
                          4%
                          Local Spending - Cashback Rate
                          • Crazy WeWa Reward up to 6% Cash Rebate

                          MoneyHero Exclusive Offer - HK$200 cash rebate + HK$400 Apple Gift Card / Wellcome Shopping Voucher

                          From now till 2 April 2024, new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$200 cash rebate + HK$400 Apple Gift Card / Wellcome Shopping Voucher.
                          How to redeem MoneyHero exclusive offer?
                          Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
                          Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
                          Tips:
                          Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility

                          PrimeCredit EarnMORE UnionPay Diamond Card
                          $150000
                          Min. Annual Income
                          Not Available
                          Local Spending - Air Miles Conversion
                          4 %
                          Local Spending - Cashback Rate

                            MoneyHero Exclusive Offer - HK$200 cash rebate + HK$400 Apple Gift Card / Wellcome Shopping Voucher

                            From now till 2 April 2024, new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$200 cash rebate + HK$400 Apple Gift Card / Wellcome Shopping Voucher.
                            How to redeem MoneyHero exclusive offer?
                            Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
                            Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
                            Tips:
                            Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility

                            DBS Live Fresh Card
                            • Up to 6% rebate on online spending
                            $150000
                            Min. Annual Income
                            Not Available
                            Local Spending - Air Miles Conversion
                            5.4%
                            Local Spending - Cashback Rate
                            • Welcome offer up to $500 rewards

                            Welcome offer up to $500 rewards

                            New Customers who successfully apply DBS Live Fresh Card by 2 April 2024 can enjoy the first year annual fee waiver and the following fabulous welcome gifts, upon spending with the new card in the first 3 months and activating DBS Card+ account in the first month*:

                            Welcome GiftSpending Requirement

                            HK$350 “InstaRedeem” Amount 

                            • “InstaRedeem” Discount will be sub-divided into HK$200 and HK$150
                            • Complete one single retail transaction of HK$200 or above and one single online transaction of HK$150 or above within 3 months from the card issuance date
                            HK$4,800

                            HK$150 “InstaRedeem” Amount (Only applicable to Tertiary Student)

                            • “InstaRedeem” Discount will be sub-divided into three times of HK$50
                            • Complete one single retail/online transaction of HK$50 or above to get one HK$50 "InstaRedeem" Discount within 3 months from the card issuance date
                            • For tertiary student, please apply via DBS Card+
                            HK$1,800
                            Extra Welcome GiftSpending Requirement
                            HK$100 Cash RebateHK$1,000 or above in total for top up amount via Octopus Automatic Add Value Service;   
                            or successfully apply 12-month or above Flexi Shopping Programme, no amount requirement
                            Extra InstaRedeemSpending Requirement
                            HK$50 “InstaRedeem” AmountSuccessfully activate the New Card within 2 months from card issuance date

                            Privileges

                            • Up to 6% rebate on online spending. You can pick spending category for extra rebate every month based on your own spending habit.
                            • DBS Live Fresh Card Exclusive: 90 days Interest-Free Repayment Period for Overseas, Travelling and Online Transaction
                            • 10 Free Trials for Flexi Shopping. No handling fee when you apply for Flexi Shopping Programme.
                            • First year annual fee waiver

                            mReferral exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.

                            When applying for a DBS credit card, the DBS Card+ app will ask you to take a photo of your ID card immediately. Please place your ID card on a white paper and take the photo with your mobile phone. Please ensure that the ID number is clearly visible in the transparent windows on the front and back (applicable to new smart ID cards).

                            Online transactions in Hong Kong Dollars, reload of e-wallets and Octopus Automatic Add-Value Service are only entitled to 0.4% basic rebate.

                            Each Cardholder can enjoy a maximum of HK$150 Reward for each calendar month. Cardholders are required to claim the Reward for the relevant Eligible Transaction within 45 calendar days after the transaction date.

                            • Cardholders must click the red InstaRedeem button on the Timeline of DBS Card+ HK to enjoy the Reward.

                            Terms and conditions apply, click “Apply Now” for more details.

                            DBS Black World Mastercard®
                            • Welcome Offer Up to 42,000 Miles + $50 InstaRedeem Discount
                            $240000
                            Min. Annual Income
                            $3/mile
                            Upon meeting local and overseas spending goal*
                            $4/mile
                            Overseas spending - Air Miles Conversion
                            • As low as HK$3 = 1 mile and worldwide travel privileges
                            • HK$6 = 1 mile on local spending; HK$4 = 1 mile on overseas spending

                            Welcome Offer

                            New customers^ who successfully apply for DBS Black World Mastercard by 2 April 2024 can enjoy the first year annual fee waiver , Up to 42,000 miles and/or HK$50 InstaRedeem Discount  upon spending with the new card in the first 3 months and activating DBS Card+ account and the physical New Card in the first month:

                            Spending RequirementMiles Reward
                            Accumulated
                            Eligible Spending# of HK$8,000
                            8,000 miles
                            (i.e. DBS$384)
                            Accumulated
                            Eligible Spending# of HK$20,000
                            12,000 miles
                            (i.e. DBS$576)
                            Accumulated
                            Eligible Spending# of HK$80,000
                            40,000 miles
                            (i.e. DBS$1,920)

                             

                            Extra 2,000 miles (i.e. DBS$96)
                            Accumulate Octopus Automatic Add-Value transaction of HK$1,000 or above or successfully apply for Flexi Shopping (for any amount) with 12 or more monthly instalments via the New Card within 3 months after its issuance

                            HK$50 InstaRedeem Discount
                            Successfully activate the physical New Card via DBS Card+ app within 2 month after its issuance

                            New as low as HK$3 = 1 mile and worldwide travel privileges

                            Register via DBS Card+ now to enjoy the following privileges upon accumulating a retail spending of HK$80,000 from the next calendar day after successful registration in a certain spending phase

                            • as low as HK$3 = 1 mile
                            • worldwide travel privileges including airport limousine transfer service, airport lounge & express pass and luggage delivery

                            ^New Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by the Bank (“New Customers ”).

                            #Eligible Spending includes both local and overseas eligible retail spending.

                            Terms and conditions apply, click “Apply Now” for more details.

                            DBS COMPASS VISA Platinum
                            • Up to 10% rebate on local supermarket spending
                            $100000
                            Min. Annual Income
                            $10/mile
                            Local Spending - Air Miles Conversion
                             
                             
                            • Up to 10% COMPASS Dollar Rebate on local supermarkets or Taobao spending every Wednesday
                            • Join the “COM-To-Play” Mini Game to win up to $5,000 COMPASS Dollar upon designated spending

                            Welcome Offer

                            New Customers^ who successfully apply for DBS COMPASS VISA by 2 April 2024 can enjoy the first year annual fee waiver and the following fabulous welcome gift, upon spending with the new card in the first 3 months and activating both DBS Card+ account and the physical New Card in the first month.

                            HK$250 Local Supermarket or Taobao InstaRedeem Discount

                            • Accumulated Eligible Spending of HK$4,000 or above, and/or
                            • Apply Instant Cash (i.e. “Call-a-loan” or “Funds Transfer”) with the New Card via the Bank’s Instant Cash webpage or DBS Card+, the successful approved and cash out Instant Cash loan amount can be deemed as Eligible Spending amount (subject to a cap of HK$3,000).

                            New Customers must download DBS Card+ app, register and activate DBS Card+ account and activate physical New Card within 1 month of the New Card issuance date. The HK$250 InstaRedeem Discount will be awarded to the eligible New Customers via the red InstaRedeem button of DBS Card+ upon completing a retail single spending transaction with amount of HK$250 or above at Local Supermarkets* or Taobao with the New Card.

                            Extra Welcome Gift

                            HK$100 Cash Rebate

                            To reload the Octopus via the Octopus Automatic Add-Value Services and the accumulated reloaded amount is HK$1,000 or above or successfully apply for Flexi Shopping Programme (of any amount) with 12 or more monthly instalments with the New Card within the Spending Period

                            HK$50 InstaRedeem Discount

                            Successfully activated the Physical New Card via DBS Card+ within 2 month from card issuance date

                            New Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by the Bank.

                            Terms and conditions apply, click “Apply Now” for more details.
                             

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