1
專人跟進
Mortgage Calculator
Mortgage
Personal Loan
Credit Card
Products
$
%
years
More options

Property type

Mortgage options

Mortgage options

Products
$

Loan type

$

Providers

Products
$

Card type

Providers

Products

Minimum Monthly Salary

Minimum Relationship Balance

Providers

Basic Mortgage
Mortgage Calculator
Property price
$
Loan-to-value ratio (LTV)
%
Or
%
years

Tax

Property details
Valuation
Property type
If this website fails to provide the property valuation you need, please select "Other" to manually enter the property address.
Mortgage Process
Verbal valuation and pre-approval
To avoid the problem of undervaluation, you should do a verbal valuation and pre-approval by mReferral or bank before signing the contract.
Mortgage Process
Sign the Provisional Agreement for Sale and Purchase
To avoid the problem of undervaluation, you should do a verbal valuation and pre-approval by mReferral or bank before signing the contract.
Mortgage Process
Seek advice from mReferral
Apply for a mortgage loan from at least three banks. If you want to apply in one go, mReferral would definitely help.
Mortgage Process
Submit documents
Provisional Agreement for Sale and Purchase, copy of ID card of borrower and guarantor (if any), income proof, e.g. employment contract/latest salary slip, bank book/statements showing salary income or latest tax demand note
Mortgage Process
Bank approves mortgage application
It usually takes a week to a month for the bank to approve a mortgage. Compare and choose the bank with the most suitable terms, and sign the letter of loan offer with bank. The bank will send a letter to your law firm to inform the lawyer to prepare the mortgage deed.
Mortgage Process
Sign documents at law firm
Before the transaction day, the buyer and the guarantor (if any) go to the law firm to sign the mortgage deed and other documents required by the bank.
Mortgage Process
Complete transaction
The law firm informs the bank that the bank will deliver the loan to the law firm to arrange delivery to the seller, and the transaction is completed. After the transaction is completed, the bank will issue a cash rebate for the mortgage within one month. In addition, a repayment process table will be sent to inform customers of the detailed information of the principal, interest and balance of the monthly payment.
Property valuation
Added to product comparison
Back
View results

Credit Card Comparison

0 results
Card type
  • All
  • Best Credit Card
  • Octopus card
  • Digital wallet
  • Welcome gift
  • Food & beverage
  • Online shopping
  • Cash rebate
  • Asia miles
Providers
  • United Asia Finance Limited
  • MOX
  • Prime Credit
  • AEON Credit Service (Asia)
  • Hang Seng Bank
  • American Express
  • Citic Bank International
  • Citibank
  • DBS Bank
Sort
  • Min annual salary
Compare
sim Credit Card
  • 8% Cashback Local Online Shopping
N/A
Min. Annual Income
3%
Cashback Local
8%
Cashback Local Online Shopping

    Cashback on all spending, local or overseas
    8% cashback for online retail spending
    3 % cash rate for eligible spending at designated local merchants(Designated local merchant includes: Adidas, Fila, PUMA, Sushiro, @cosme STORE, Matsumoto Kiyoshi, Reebok, Tokyo Lifestyle)
    Cashback will be capped at HK$200 per month

    Terms and Conditions apply: https://www.thesim.com/en/legal

    Mox Credit
    • 3% Unlimited CashBack
    N/A
    No Requirement
    2%
    Overseas Spending - Cashback Rate
    3%
    Local Spending - Cashback Rate

      Introducing a new way to earn CashBack from Mox Credit. All you need is Mox Credit to earn Unlimited CashBack for all your spendings all year round with no cap and no category limits

      Enjoy 3% Unlimited CashBack at supermarkets, includes: Donki, HKTVmall, YATA, PARKnSHOP, Wellcome, AEON etc.
      Enjoy 2% Unlimited CashBack anytime, everywhere: if you keep HK$75,000 in your Mox Account to enjoy high savings rate and unlock 2% Unlimited CashBack on all your spendings! No cap and no categories limit!
      Earn 1% Unlimited CashBack: if you are not keeping enough savings with Mox. Start earning with no limit now!
      3% CashBack at selected CashBack Merchants: spend with Mox Credit to earn 3% CashBack at selected Cashback Merchants, such as 7-11, Mannings, Watsons, Circle K, Deliveroo, HKTaxi, Uber, Trip.com, selected merchants under HKT and more! (cap HK$1,800 cash reward during the promotion period)
      First in Hong Kong! Earn interest upfront with cash or miles!

      Interest earnings are credited to you right away – and you can choose to receive interest in either cash or Asia Miles!
      Mox pays your interest the exact moment of your deposit and lets you choose to earn cash or miles. Earn interest upfront with cash or miles? It’s up to you.
      Choose miles as interest, enjoy as low as $1.33 for 1 mile by placing a Time Deposit with New Funds

      No waiting: The moment you save, not only you will transparently see how many miles you can earn, you’ll also get them upfront instantly.
      Easy to earn: Save and earn. It’s that simple. Why spend over months to earn the miles you need and wait for them coming into your account?
      Low barrier: You can earn miles even if you save with a small budget, which is a perfect choice for you if you’re just missing a few more miles for your next trip.
      Tenor Asia Miles Time Deposite Rate
      6-month HK$5 = 1 Mile
      12-month HK$2.5 = 1 Mile
      24-month ~HK$1.33 = 1 Mile
      Choose miles as cash, enjoy up to 4.0% p.a. Interest

      For Time Deposits with tenors of 6-months or above with New Fund, interest is even credited right away!
      Tenor Preferential interest rate (p.a.)
      6-month 4.0%
      12-month 3.2%
      24-month 3.0%
      Up to 10% p.a. saving rate for new customers

      Simply bring in a minimum of HKD75,000 New Funds in Mox Savings Account (Time Deposit excluded) before 31 January 2024, keep these New Funds in your Mox Savings Account until 12 June 2024, to enjoy a 3.5% p.a. savings rate.
      Welcome Bonus: From now till 31 January 2024, new customers - simply register Mox as the default FPS bank on the first 60 days with Mox to enjoy a Welcome Bonus of 3.2% p.a. savings rate on next-day deposits! Together with Mox 0.3% p.a. base rate, you will enjoy 3.5% p.a. in total.
      Complete all the Mox Bonus Challenges each month to earn another up to 2.7% p.a. bonus interest on next-day deposits of up to HK$500,000
      Saving Challenge (1.7% p.a.): Bring in HK$20,000 new funds, compared to previous month’s monthly average savings balance
      Spending Challenge (0.5% p.a.) : Spend at least HK$5,000 using your Mox Card (with Mox Credit or from your Mox Account)
      Bill Payment Challenge (0.5% p.a.): Have 3 bill payments in past 35 days
      10% p.a. in total (3.2% welcome bonus + 2.7% Mox Bonus + 0.3% base rate + 3.8% cash rewards)
      Bring in the required amount of New Funds specified in the table below by 30 January 2024. Keep these New Funds in your savings accounts (other than your Time Deposit Accounts) with Mox until 12 June 2024 to be rewarded with up to HK$31,068 in cash rewards by 31 July 2024.

      You’ll also enjoy extra 1.7% p.a. savings rate with Mox Bonus Savings Challenge in January if you keep HK$20,000 more than your Monthly Average Savings Balance! Including our base rate, that adds up to a total of 7% p.a. savings rate!
      New Fund Requirement Cash Reward Effective rate on new fund
      HK$75,000 HK$1,058 3.8%
      HK$150,000 HK$2,108 3.8%
      HK$300,000 HK$4,218 3.8%
      HK$500,000 HK$7,398 4.0%
      HK$1,000,000 HK$15,538 4.2%
      HK$2,000,000 HK$31,068 4.2%
      Transfer flexibly with Mox Credit with no fees

      Starting 1 May 2023, Mox Credit allows you to effortlessly manage your monthly expenses by making transfers via FPS to pay bills or send money to loved ones
      Whether you need to transfer money to friends or family, set up designated payees to pay rent, tuition fees, or miscellaneous expenses, or purchasing goods and services, Mox Credit makes it easy for you.
      Enjoy an interest-free period of up to 56 days with just one click and you can even set up recurring payments to stay ahead of deadlines. If you exceed your personalised transfer limit, a handling fee of up to 2% will be applied. To keep track of your threshold and fees, you can easily check your Mox app
      Mox Credit - Numberless All-in-One Bank Card

      Up to 56 days of interest-free
      Spend with Mox Credit: Enjoy 3% Unlimited CashBack at all supermarkets, includes: Donki, HKTVmall, YATA, PARKnSHOP, Wellcome, AEON etc
      No late payment fee
      One card for all purchases and cash withdrawal.
      No card number, expiry date or CVV on physical card. It is to reduce the risk of losing personal information and for added security benefits.
      Use the Mox app to lock/unlock your Mox Credit, update your daily limit, and set ATM PIN. Reduce the risk of fraud even if you lose your card.
      Use JETCO ATMs in Hong Kong for free.
      Mox Exclusive Offer

      Discover discount offers, free gifts, unique experiences and more
      Please visit the Mox Official Website for the list of exclusive offers
      Other things to note

      Earned CashBack will be deposited to your Mox Account directly. You no longer need to redeem points.
      Perpetual annual fee waiver
      Mox Credit terms and conditions and the Mox Credit Key Facts Statement apply.
      From 4 May 2021, earn 1% Unlimited CashBack when spending with Mox Credit on eligible transactions. CashBack terms and conditions apply. See also the CashBack table in the ‘Legal documents’ section of our website for specific details of our current CashBack offers.
      From 26 September 2023, earn unlimited CashBack calculated at 2% on the amount of the eligible transaction made with Mox Credit, if you have an eligible balance of at least HK$75,000 in your savings accounts with Mox (excluding any balances held in your Time Deposit Account(s)) at the time you make the relevant transaction. 
      From 26 September 2023, earn unlimited CashBack calculated at 3% on the amount of the eligible transaction made with Mox Credit made at ‘supermarkets and grocery stores’, as classified by MasterCard Asia/Pacific (Hong Kong) Limited. 
      Earn up to HK$1,800 CashBack calculated at 3% on the eligible transaction made with Mox Credit at selected CashBack Merchants.
      General Terms and Conditions (in particular, see Schedule 3 to the General Terms and Conditions) and Split Purchase Cash Rewards Promotion Terms and Conditions apply.
      Monthly Average Balance refers to the average of your HKD deposit balance on all calendar days in a calendar month.
      Terms and conditions apply.
      Mox disclaimer applies.

      PrimeCredit WeWa UnionPay Card for University Student
      N/A
      Min. Annual Income
      Not Available
      Local Spending - Air Miles Conversion
      Local Spending - Cashback Rate
      On designated merchant categories
        PrimeCredit EarnMORE UnionPay Card for University Student
        • HK$200 Cash Rebate + HK$300 HKTVmall e-Gift Voucher
        N/A
          AEON CARD WAKUWAKU
          N/A
          Min. Annual Income
          N/A
          Local Spending - Air Miles Conversion
          6%
          Online Spending

            Birthday Privilege

            From 29 February 2022 to 29 February 2024, customer is entitled to extra 4% cash rebate on overseas spending in the birthday month, up to HK$200 cash rebate.
            Thanksgiving Days

            Cardholder is entitled to 5% credit purchase discount at AEON on "AEON Thanksgiving Days" (2nd & 20th of every month) Except fast food, licensee and specified items
            Enjoy more savings all year-round with the "AEON Member Price"

            No Mark Up Fee on Foreign Currency Transaction

            No transaction fee is imposed by AEON on foreign currency transactions (except charges imposed by Cards Associations). For details, please refer to the terms in credit card fee schedule and key facts statement
            Other things to note
            Terms and Conditions apply.

            MUJI Card
            $150000
              $150000
                American Express® Gold Business Card
                $200000
                Min. Annual Income
                0.83%
                Local Spending - Cashback Rate
                1%
                Overseas Spending - Cashback Rate on foreign currency spending
                  The Platinum Card
                  $10000
                  Min. Annual Income
                  $ 5 /mile
                  Overseas Spending - Air Miles Conversion
                  Unlimited
                  Number of Free Lounge Access
                  • 3X points earned when transaction made in foreign current spend via online
                  • Access to 1,400+ Airport Lounges
                  CNCBI GBA Dual Currency Credit Card
                  $96000
                  Min. Annual Income
                  4%
                  Local Spending - Cashback Rate Mobile Wallet and RMB Spending
                  4%
                  Overseas Spending - Cashback Rate on RMB spending

                    MoneyHero Exclusive Offer

                    Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (valued at HK$4,280, random colour); or
                    Marshall Stanmore II Bluetooth Speaker (valued at HK$3,499, random colour); or
                    Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788); or
                    De'Longhi Icona Vintage Pump espresso coffee machine ECOV311 (valued at HK$3,288; random color); or
                    HK$1,000 Apple Store Gift Card; or
                    HK$1,000 HKTVmall e-Gift Voucher

                    恒生enJoy卡
                    $150000
                    最低年薪要求
                    不適用
                    本地消費里數回贈率
                    2.4%
                    本地消費現金回贈
                      American Express® Platinum Credit Card
                      $300000
                      Min. Annual Income
                      $2.5/mile
                      Local Spending - Air Miles Conversion
                      2%
                      Local Spending - Cashback Rate
                        Citi Prestige Card
                        $600000
                        Min. Annual Income
                        $6/mile
                        Local Spending - Air Miles Conversion
                        0.8 %
                        Local Spending - Cashback Rate
                        • Complimentary 4th night at any hotel
                        DBS Eminent Visa Signature Card
                        • Up to 5% Rebate Program for F&B
                        $360000
                        Min. Annual Income
                        Not Available
                        Local Spending - Air Miles Conversion
                        5%
                        Local Spending - Cashback Rate
                        • Dining Privileges Up to 30% off
                        • Welcome Offer Up to HK$600 Cash Rebate

                        Welcome Offer Up to HK$600 Cash Rebate

                        New Customers who successfully apply DBS Eminent Card by 2 April 2024 can enjoy the first year annual fee waiver and following fabulous welcome offer, upon spending with the new card in the first 3 months and activating DBS Card+ account in the first month:

                          

                        Welcome Gift

                        “Spending Requirement”

                        Up to HK$600 Cash Rebate:

                        • 10% Cash Rebate (“Cash Rebate”) on Eligible Spending, with a maximum limit of Cash Rebate HK$450; and/or
                        • Extra HK$100 Cash Rebate (“Extra Cash Rebate”); and/or
                        • HK$50 “InstaRedeem” Amount for activating the physical New Card within one month from card issuance date
                        • Cash Rebate: accumulate retail spending or make transaction as listed below ("Eligible Spending") with the New Card within Spending Period:
                          - accumulated retail spending of HK$3,000 or above, and/or
                          - designated Instant Cash Service: the approved cash out amount that the New Customer has successfully applied for “Instant Cash” service via online (The Eligible Spending amount of this item is up to HK$3,000, and the maximum cash rebate is HK$300)
                        • Extra Cash Rebate: accumulate spending or make transaction as listed below with New Card within Spending Period:
                          - HK$1,000 or above in total for top up amount via Octopus Automatic Add Value Service; or
                          - apply 12-month or above Flexi Shopping Programme
                        • HK$50 “InstaRedeem”: successfully activated the physical New Card via DBS Card+ within 2 month from card issuance date

                        DBS Eminent Card Brand-new Up to 5% Rebate Program, Up to $400 Rebate

                        • 4 designated spending categories up to 5% rebate (applicable for the first HK$8,000 Eligible Spending in Other Retail Spending in each calendar month)
                        • Other retail spending up to 1 % rebate (applicable for the first HK$20,000 Eligible Spending in Other Retail Spending in each calendar month)
                        • Registration in DBS Card+ mobile application is required

                        Exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS

                        Cash Rebate is not applicable to applicants who, during the New Card approval process, have applied for or held any principal DBS Eminent Visa Signature Card and/ or DBS Eminent Visa Platinum Card (formerly named as DBS Visa Platinum Card, DBS Visa Gold Card or DBS Visa Classic Card).

                        New Customer must download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 1 month of the New Card issuance date in order to be eligible to the Welcome Offer

                        Reload of digital wallet does not count as eligible transactions of welcome offer. DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning Cash Rebate


                        Terms and conditions apply, click “Apply Now” for more details.

                        CNCBI Motion Credit Card
                        $150000
                        Min. Annual Income
                        Not Available
                        Local Spending - Air Miles Conversion
                        6 %
                        Local Spending - Cashback Rate

                          Gift Options

                          Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (valued at HK$4,280, random colour); or
                          Marshall Stanmore II Bluetooth Speaker (valued at HK$3,499, random colour); or
                          Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788); or
                          De'Longhi Icona Vintage Pump espresso coffee machine ECOV311 (valued at HK$3,288; random color); or
                          HK$1,000 Apple Store Gift Card; or
                          HK$1,000 HKTVmall e-Gift Voucher

                          Terms & Conditions
                          MoneyHero Exclusive Offer

                          New CNCBI Credit Card Customers get rewarded with Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (valued at HK$4,280; random color) / Marshall Stanmore II Bluetooth Speaker (valued at HK$3,499; random color) / Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788) / De'Longhi Icona Vintage Pump espresso coffee machine ECOV311 (valued at HK$3,288; random color) / HK$1,000 Apple Gift Card or HKTVmall e-Voucher
                          Requirements

                          31 January 2024 6 p.m. till 29 February 2024 6 p.m.: Successfully apply for the designated CNCBI Credit Card(s) and submitted redemption form via MoneyHero
                          On or before 31 March 2024: The card must be approved by CNCBI.
                          Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
                          Tips

                          Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
                          Upload all required documents, including ID card, income and address proof, when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
                          Designated card(s) include CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
                          Not applicable to any credit card applicant who currently holds or held any other CNCBI Credit Cards issued by the Bank in the 12-month immediately preceding the relevant application for the credit card (excluding supplementary cardmember).
                          Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
                          If you have concerns regarding the redemption process, please refer to the Terms and Conditions.

                          Welcome Offer
                          Gift Options

                          HK$1,000 Cash Rebate; or
                          HK$600 Cash Reward

                          PrimeCredit WeWa UnionPay Diamond Card
                          $150000
                          Min. Annual Income
                          Not Available
                          Local Spending - Air Miles Conversion
                          4%
                          Local Spending - Cashback Rate
                          • Crazy WeWa Reward up to 6% Cash Rebate

                          Welcome Offer
                          Gift Options

                          Sony Truly Wireless Headphones LinkBuds S (WF-LS900N); or
                          Samsung Galaxy Watch4 40mm Bluetooth (SM-R860); or
                          B&O Beosound Explore Bluetooth Speaker; or
                          HK$500 Cash Rebate; or
                          HK$200 Cash Rebate

                          “Pay with WA! Win with WA!” – 100% guarantee reward every day
                          From 1 September 2023 to 29 February 2024 (both dates inclusive), play “Pay with WA! Win with WA!” every day on OmyCard app, chances to win rewards are 100% guaranteed, and good rewards are available every day !

                          Launch of WeWa Club Enjoy endless offers and jetso

                          Everyone can join WeWa Club for free and enjoy endless shopping, dinning, entertainment offers and jetso! Of course, you will get even better offers on WeWa Club by becoming a WeWa credit card cardholder and upgrade yourself as a “WePlus” member.
                          At WeWa Club, you can:
                          Buy amazing things at a good deal
                          Enjoy priority booking for concerts or other events
                          Enjoy many other offers and jetso!
                          Click here  to register as a WeWaClub member

                          Enjoy limited-time offers and activities in OmyCard app

                          Enjoy WeWa Club limited-time offers through the app. You can buy popular products at a discounted price.

                          Pay with WeWa UnionPay Credit Card and enjoy direct cash rebate.
                          4% rebate on Travel, Cinema, Karaoke, Theme park spending (0.4% basic rebate + 3.6% additional rebate) (HK$250 = HK$10 cash rebate)
                          0.4% on other spendings (HK$250 = HK$1 cash rebate)

                          3-month Interest-free Credit Card Transaction Instalment Plan
                          Enjoy waiver on interest rate and handling fee for option of 3 months of Credit Card Transaction Instalment Plan when you apply for the plan via OmyCard App. The plan is applicable to single eligible retail spending of HK$1,500 or above.

                          Travel Benefits
                          Exemption of foreign transaction fees

                          Annual fee waiver for the first 2 years; 5 years for student cardholders

                          Other things to note
                          Welcome offers, HK$200 Cash Rebate Offer and MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.
                          Each card can be entitled to a maximum amount of HK$2,000

                          PrimeCredit EarnMORE UnionPay Diamond Card
                          $150000
                          Min. Annual Income
                          Not Available
                          Local Spending - Air Miles Conversion
                          4 %
                          Local Spending - Cashback Rate
                            DBS Live Fresh Card
                            • Up to 6% rebate on online spending
                            $150000
                            Min. Annual Income
                            Not Available
                            Local Spending - Air Miles Conversion
                            5.4%
                            Local Spending - Cashback Rate
                            • Welcome offer up to $500 rewards

                            Welcome offer up to $500 rewards

                            New Customers who successfully apply DBS Live Fresh Card by 2 April 2024 can enjoy the first year annual fee waiver and the following fabulous welcome gifts, upon spending with the new card in the first 3 months and activating DBS Card+ account in the first month*:

                            Welcome GiftSpending Requirement

                            HK$350 “InstaRedeem” Amount 

                            • “InstaRedeem” Discount will be sub-divided into HK$200 and HK$150
                            • Complete one single retail transaction of HK$200 or above and one single online transaction of HK$150 or above within 3 months from the card issuance date
                            HK$4,800

                            HK$150 “InstaRedeem” Amount (Only applicable to Tertiary Student)

                            • “InstaRedeem” Discount will be sub-divided into three times of HK$50
                            • Complete one single retail/online transaction of HK$50 or above to get one HK$50 "InstaRedeem" Discount within 3 months from the card issuance date
                            • For tertiary student, please apply via DBS Card+
                            HK$1,800
                            Extra Welcome GiftSpending Requirement
                            HK$100 Cash RebateHK$1,000 or above in total for top up amount via Octopus Automatic Add Value Service;   
                            or successfully apply 12-month or above Flexi Shopping Programme, no amount requirement
                            Extra InstaRedeemSpending Requirement
                            HK$50 “InstaRedeem” AmountSuccessfully activate the New Card within 2 months from card issuance date

                            Privileges

                            • Up to 6% rebate on online spending. You can pick spending category for extra rebate every month based on your own spending habit.
                            • DBS Live Fresh Card Exclusive: 90 days Interest-Free Repayment Period for Overseas, Travelling and Online Transaction
                            • 10 Free Trials for Flexi Shopping. No handling fee when you apply for Flexi Shopping Programme.
                            • First year annual fee waiver

                            mReferral exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.

                            When applying for a DBS credit card, the DBS Card+ app will ask you to take a photo of your ID card immediately. Please place your ID card on a white paper and take the photo with your mobile phone. Please ensure that the ID number is clearly visible in the transparent windows on the front and back (applicable to new smart ID cards).

                            Online transactions in Hong Kong Dollars, reload of e-wallets and Octopus Automatic Add-Value Service are only entitled to 0.4% basic rebate.

                            Each Cardholder can enjoy a maximum of HK$150 Reward for each calendar month. Cardholders are required to claim the Reward for the relevant Eligible Transaction within 45 calendar days after the transaction date.

                            • Cardholders must click the red InstaRedeem button on the Timeline of DBS Card+ HK to enjoy the Reward.

                            Terms and conditions apply, click “Apply Now” for more details.

                            DBS Black World Mastercard®
                            • Welcome Offer Up to 42,000 Miles + $50 InstaRedeem Discount
                            $240000
                            Min. Annual Income
                            $3/mile
                            Upon meeting local and overseas spending goal*
                            $4/mile
                            Overseas spending - Air Miles Conversion
                            • As low as HK$3 = 1 mile and worldwide travel privileges
                            • HK$6 = 1 mile on local spending; HK$4 = 1 mile on overseas spending

                            Welcome Offer

                            New customers^ who successfully apply for DBS Black World Mastercard by 2 April 2024 can enjoy the first year annual fee waiver , Up to 42,000 miles and/or HK$50 InstaRedeem Discount  upon spending with the new card in the first 3 months and activating DBS Card+ account and the physical New Card in the first month:

                            Spending RequirementMiles Reward
                            Accumulated
                            Eligible Spending# of HK$8,000
                            8,000 miles
                            (i.e. DBS$384)
                            Accumulated
                            Eligible Spending# of HK$20,000
                            12,000 miles
                            (i.e. DBS$576)
                            Accumulated
                            Eligible Spending# of HK$80,000
                            40,000 miles
                            (i.e. DBS$1,920)

                             

                            Extra 2,000 miles (i.e. DBS$96)
                            Accumulate Octopus Automatic Add-Value transaction of HK$1,000 or above or successfully apply for Flexi Shopping (for any amount) with 12 or more monthly instalments via the New Card within 3 months after its issuance

                            HK$50 InstaRedeem Discount
                            Successfully activate the physical New Card via DBS Card+ app within 2 month after its issuance

                            New as low as HK$3 = 1 mile and worldwide travel privileges

                            Register via DBS Card+ now to enjoy the following privileges upon accumulating a retail spending of HK$80,000 from the next calendar day after successful registration in a certain spending phase

                            • as low as HK$3 = 1 mile
                            • worldwide travel privileges including airport limousine transfer service, airport lounge & express pass and luggage delivery

                            ^New Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by the Bank (“New Customers ”).

                            #Eligible Spending includes both local and overseas eligible retail spending.

                            Terms and conditions apply, click “Apply Now” for more details.

                            DBS COMPASS VISA Platinum
                            • Up to 10% rebate on local supermarket spending
                            $100000
                            Min. Annual Income
                            $10/mile
                            Local Spending - Air Miles Conversion
                             
                             
                            • Up to 10% COMPASS Dollar Rebate on local supermarkets or Taobao spending every Wednesday
                            • Join the “COM-To-Play” Mini Game to win up to $5,000 COMPASS Dollar upon designated spending

                            Welcome Offer

                            New Customers^ who successfully apply for DBS COMPASS VISA by 2 April 2024 can enjoy the first year annual fee waiver and the following fabulous welcome gift, upon spending with the new card in the first 3 months and activating both DBS Card+ account and the physical New Card in the first month.

                            HK$250 Local Supermarket or Taobao InstaRedeem Discount

                            • Accumulated Eligible Spending of HK$4,000 or above, and/or
                            • Apply Instant Cash (i.e. “Call-a-loan” or “Funds Transfer”) with the New Card via the Bank’s Instant Cash webpage or DBS Card+, the successful approved and cash out Instant Cash loan amount can be deemed as Eligible Spending amount (subject to a cap of HK$3,000).

                            New Customers must download DBS Card+ app, register and activate DBS Card+ account and activate physical New Card within 1 month of the New Card issuance date. The HK$250 InstaRedeem Discount will be awarded to the eligible New Customers via the red InstaRedeem button of DBS Card+ upon completing a retail single spending transaction with amount of HK$250 or above at Local Supermarkets* or Taobao with the New Card.

                            Extra Welcome Gift

                            HK$100 Cash Rebate

                            To reload the Octopus via the Octopus Automatic Add-Value Services and the accumulated reloaded amount is HK$1,000 or above or successfully apply for Flexi Shopping Programme (of any amount) with 12 or more monthly instalments with the New Card within the Spending Period

                            HK$50 InstaRedeem Discount

                            Successfully activated the Physical New Card via DBS Card+ within 2 month from card issuance date

                            New Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by the Bank.

                            Terms and conditions apply, click “Apply Now” for more details.
                             

                            Mortgage FAQ
                            View Now

                            Product comparison

                            H
                            Compare
                            申請
                            • Min annual salary
                            • Cash rebate 1
                            • Cash rebate 2

                            Product comparison

                            H
                            Compare
                            申請
                            • Min annual salary
                            • Cash rebate 1
                            • Cash rebate 2
                            Add product
                            Important Notice
                            Confirm