Credit Card Comparison

The Welcome Offer (“Welcome Offer”) and mReferral Exclusive Offer - Furniture coupon HKD$300^ and HK$200 CashBack is only applicable to new cardholders* who have submitted credit card application during the period from 30 June 2022 to 29 September 2022 (both dates inclusive) (the “Promotion Period”) and fulfilled the requirements as set out below.

mReferral Exclusive Offer - Furniture coupon HKD$300^ and HK$200 CashBack

^Applicants who have to fill in the Furniture Coupon Registration form below after successful application to enjoy mReferral Exclusive Offer.

mReferral x SC Smart Card HK$300 Furniture Coupon Registration Form

1. HKD1,200 CashBack

Enjoy HKD1,200 CashBack upon accumulated spending of HKD4,000 in first month from the card issuance.

• Octopus Automatic Add Value Service will be counted as an eligible transaction from this phase
• The CashBack from welcome offer will be credited within 4 months after card issuance

2. Limited Time Offer: Up to 8% rewards at AEON

From 1 April until 31 August 2022, earn 8% CashBack with your Smart Card when you shop at designated stores of AEON, including AEON, AEON STYLE, AEON SUPERMARKET, Mono Mono, Daiso Japan and Living PLAZA by AEON. No registration or minimum spending required. 

3. Year round 5% CashBack at designated store

Say goodbye to the complicated CashBack deals of most credit cards. With Smart Card, you can enjoy a massive 5% CashBack when you shop at 759 Store, Circle K Convenience Store, foodpanda, Klook, PARKnSHOP and its designated retail stores, Sa Sa Retail Store & eShop, Watsons, ZALORA plus major online video and music streaming platforms, with no minimum spending requirement.

Online video and music streaming platforms including the following:

*Only applicable to New Cardholders. New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank Hong Kong Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards

Terms and conditions apply, click “Apply Now” for more details.

[Till 30 June] mReferral Exclusive Offer - Philips Instant heating water dispenser ADD5910M (valued at HK$1,688) / HK$1,300 Apple Gift Card / HK$1,300 HKTVmall Voucher

• From 15 June to 30 June 2022, New Citi Credit Card Customers receive a Philips Instant heating water dispenser ADD5910M (valued at HK$1,688) / HK$1,300 Apple Gift Card / HK$1,300 HKTVmall Voucher exclusively from MoneyHero when they spend a designated amount and fulfill the following requirements:

15 June 2022 12:00 noon to 30 June 2022 06:00 p.m.

New Citi Credit Card Customers who successfully apply for the Designated Cards via mReferral

Within 7 days of receiving the form

Submit the reward redemption form sent via email previously.

On or before 30 July 2022

The card must be approved by Citibank. You are required to activate the card.

Within 30 days upon card approval

Make a minimum spend of HK$300 with the card

• Tips:
  • Please turn off AdBlocker and private mode before application
  • Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).
  • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card, Citi Octopus Platinum Card & Citi Prestige Card.
  • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.

Enjoy full rebate on the interest charges in the first two statement cycles

• New Customers can enjoy 100% Cash Rebate on the finance charges from Retail & Cash Advance transactions posted to the first 2 months' statements upon card approval date.
• Cash Rebate will be capped at HK$1,000 for each customer in the entire promotion.
• No registration is required.

Points will never expire

• Local Spending: HK$6 = 12 Points, equivalent to HK$6 = 1 mile
• Overseas Spending: HK$4 = 12 Points, equivalent to HK$4 = 1 mile
• Pay annual fee of HK$3,800 to receive240,000 Points every year from the second year onwards, equivalent to 20,000 Asia Miles
• Points can redeem cash rebate, vouchers, gifts and airmiles

Complimentary 4th night at any hotel

• Complimentary night at any hotel when you book a minimum 4-consecutive-night stay including staycation

One call connects to 24/7 Citi Prestige Concierge hotline with multiple languages

Free global airport lounge access to Mastercard® Airport Experiences provided by LoungeKey

Free travel insurance

• Pay in full or redeem for flight tickets/accommodation/travel tours with your Citi Prestige Card, you and your family can enjoy free travel insurance.

Extended warranty insurance, purchase protection insurance, e-commerce protection insurance and more

Annual fee of HK$3,800 must be paid.

mReferral/ MoneyHero exclusive offer is only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").

mReferral Exclusive Offer - HK$200 supermarket coupon

• New DBS Credit Card cardholders who successfully apply for DBS Eminent Visa Signature Card via mReferral/ MoneyHero are entitled to HK$200 supermarket coupon.
• How to redeem mReferral/ MoneyHero exclusive offer?
  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
  • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. mReferral/ MoneyHero will verify your reward eligibility with DBS.
• Tips:
  • Please turn off AdBlocker and private mode before application

Welcome Offer - 10% Cash Rebate 

• New Customers with accumulated retail spending ("Eligible Spending") of HK$2,800 or above within 3 months from card issuance date will be eligible to enjoy 10% Cash Rebate on Eligible Spending
• a maximum limit of entitled up to HK$600 Cash Rebate
• Promotion Period: 3 January 2022 to 17 April 2022

No upper limit for cash rebate: 1% rebate on local spending and 2% rebate on spending in foreign currencies

• Promotion period till 30 June 2022

Exclusive Offer for Treasures Private Client / Treasures Client to enjoy up to 2% rebate on local dining spending during birthday month

• Promotion period: till 30 June 2022

Enjoy full-year Buy-5-Get-1 Free offers at designated coffee shops

• Receive 1 stamp for each transaction of HK$25 or above. For every 5 stamps collected, you will receive a HK$25 “InstaRedeem” discount for the 6th transaction in the same month.

mReferral/ MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS

Cash Rebate is not applicable to applicants who, during the New Card approval process, have applied for or held any principal DBS Eminent Visa Signature Card and/ or DBS Eminent Visa Platinum Card (formerly named as DBS Visa Platinum Card, DBS Visa Gold Card or DBS Visa Classic Card).

New Customer must download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 1 month of the New Card issuance date in order to be eligible to the Welcome Offer

Reload of digital wallet does not count as eligible transactions of welcome offer. DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning Cash Rebate

 Terms and conditions apply, click “Apply Now” for more details.

mReferral Exclusive Offer - HK$1,200 Apple Gift Card/ HKTVmall Voucher/ Wellcome Coupon

*By 29 June 2022, new card members who successfully apply for American Express Explorer Credit Card and activate the card with any spending.

Dual Card Offer: HK$1,200 Apple Gift Card/ HKTVmall Voucher/ Wellcome Coupon.
Single Card Offer: HK$500 Apple Gift Card/ HKTVmall Voucher/ Wellcome Coupon.

Welcome Offer - Up to HK$2,280 Reward!

• Earn Membership Rewards points when you spend with the Card. Enjoy as low as HK$3 = 1 mile on selected online everyday spend merchants.
• No expiry dates for Membership Rewards points. You can transfer your points to redeem diversified rewards
• Shopping Protection
• Entertainment and Shopping Privileges
• First year annual fee waiver upon successful card application

Travel Privileges - take care of your travel needs

• Complimentary Plaza Premium Lounge Access: Basic and Supplementary Cardmember of American Express Explorer Credit Card can enjoy a total of 10 times complimentary Plaza Premium Lounge access every calendar year.
• Complimentary Travel Insurance: Pay for your entire fare for an overseas trip with the Card to enjoy complimentary travel insurance. Coverages include travel accident insurance with coverage up to HK$3.5 million and travel inconvenience protection with coverage up to HK$10,000 per year.

Terms and conditions apply. For details, please click “Apply Now”.

[Till 30 June] mReferral Exclusive Offer - Bruno BOE085 Handy and Press Steamer (valued at HK$698, random color) OR HK$500 Apple Store Gift Card OR HK$500 HKTVmall Voucher

• New CNCBI Credit Card Customers get rewarded with Bruno BOE085 Handy and Press Steamer (valued at HK$698, random color) OR HK$500 Apple Store Gift Card OR HK$500 HKTVmall Voucher 
   
• Tips:
  • Please turn off AdBlocker and private mode before application
  • Upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • Designated card(s) include CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.

Welcome Offers: Up to HK$1,000 Dining and Online Spending Cash Rebate

• Up to 12% Cash Rebate on Dining and Online Spending in the first 5 months (6% Welcome Cash Rebate on Dining and Online Spending + 6% Cash Rebate on Online Spending)
• Up to 6% Cash Rebate on Dining and Online Spending
• First year annual fee waiver

Terms and conditions apply, click “Apply Now” for more details.

[Till 30 June] mReferral Exclusive Offer - HK$100 HKTVmall Voucher

• From now till 30 June 2022, new Citi Credit Card Customers who successfully apply for Citi HKTVmall Card get rewarded with HK$100 HKTVmall Voucher exclusively from mReferral/ MoneyHero with a designated amount of spending
  • Tips:
    • Please turn off AdBlocker and private mode before application
    • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming mReferral/ MoneyHero exclusive offer

Citi HKTVmall Card Welcome Offers

• Customers can enjoy up to 10% cash rebate on the Citi HKTVmall Card Payment Channel Transaction in the first 12 months (maximum HK$100 per phase)

Enjoy full rebate on the interest charges in the first two statement cycles

• New Customers can enjoy 100% Cash Rebate on the finance charges from Retail & Cash Advance transactions posted to the first 2 months' statements upon card approval date.
• Cash Rebate will be capped at HK$1,000 for each customer in the entire promotion.
• No registration is required.

A must-have card for HKTVmall shoppers. Enjoy 5% instant discount on transactions at HKTVmall every Thursday

• 5% discount will be instantly reflected in HKTVmall payment page upon choosing to use Citi HKTVmall Card Payment Channel and entering the relevant coupon code.
• Citi HKTVmall Card cardholders enjoy HKTVmall irregular exclusive promotions, including extra discounts and Mall Dollar rebate.

Up to 2% rebate every Monday

• Enjoy 5X Points (2% rebate) on transactions out of HKTVmall every Monday
• 1X Point (0.4% rebate) on other transactions
• Points earned are evergreen. You can redeem cash rebate, airmiles and vouchers with Points.

First year annual fee waiver

Welcome offers and mReferral/ MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").

A maximum of 50,000 Points will be credited to each Eligible Card account per statement cycle.

Citi HKTVmall Card payment channel’s transaction, HKTV Pay transactions, Payment to the Inland Revenue Department, online bill payment, transactions through Faster Payment System (FPS) Service and "Dynamic Currency Conversion transactions", i.e. transactions with conversion from a foreign currency into Hong Kong Dollars involved at the point of the transaction, are defined as invalid transactions that are not eligible for Points.

[Till 30 June] mReferral Exclusive Offer - Philips Instant heating water dispenser ADD5910M/ HK$1,300 Apple Gift Card / HKTVmall Voucher

• From 15 June to 30 June 2022, New Citi Credit Card Customers receive a Philips Instant heating water dispenser ADD5910M (valued at HK$1,688) / HK$1,300 Apple Gift Card / HK$1,300 HKTVmall Voucher exclusively from MoneyHero when they spend a designated amount and fulfill the following requirements:

15 June 2022 12:00 noon to 30 June 2022 06:00 p.m.

New Citi Credit Card Customers who successfully apply for the Designated Cards via mReferral

Within 7 days of receiving the form

Submit the reward redemption form sent via email previously.

On or before 30 July 2022

The card must be approved by Citibank. You are required to activate the card.

Within 30 days upon card approval

Make a minimum spend of HK$300 with the card

• Tips:
  • Please turn off AdBlocker and private mode before application
  • Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).
  • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card, Citi Octopus Platinum Card & Citi Prestige Card.
  • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.

Enjoy full rebate on the interest charges in the first two statement cycles

• New Customers can enjoy 100% Cash Rebate on the finance charges from Retail & Cash Advance transactions posted to the first 2 months' statements upon card approval date.
• Cash Rebate will be capped at HK$1,000 for each customer in the entire promotion.
• No registration is required.

15% Transport Rebate Program
From now till 31 December 2022, Citi Octopus Platinum Cardholders can enjoy up to 15% transport rebate + 5% rebate on tunnels.

Embedded Octopus Service; Cashback rewarded for Octopus Automatic Add Value Service

• HK$200 spending = HK$1 Octopus Cash Rebate

First year annual fee waiver

Welcome offers and mReferral/ MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").

All rebates are in the form of Octopus cash and cannot be converted into cash vouchers or air miles.

[Till 30 June] mReferral Exclusive Offer - Philips Instant heating water dispenser ADD5910M/ HK$1,300 Apple Gift Card / HKTVmall Voucher

• From 15 June to 30 June 2022, New Citi Credit Card Customers receive a Philips Instant heating water dispenser ADD5910M (valued at HK$1,688) / HK$1,300 Apple Gift Card / HK$1,300 HKTVmall Voucher exclusively from MoneyHero when they spend a designated amount and fulfill the following requirements:

15 June 2022 12:00 noon to 30 June 2022 06:00 p.m.

New Citi Credit Card Customers who successfully apply for the Designated Cards via mReferral

Within 7 days of receiving the form

Submit the reward redemption form sent via email previously.

On or before 30 July 2022

The card must be approved by Citibank. You are required to activate the card.

Within 30 days upon card approval

Make a minimum spend of HK$300 with the card

• Tips:
  • Please turn off AdBlocker and private mode before application
  • Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).
  • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card, Citi Octopus Platinum Card & Citi Prestige Card.
  • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.

Enjoy full rebate on the interest charges in the first two statement cycles

• New Customers can enjoy 100% Cash Rebate on the finance charges from Retail & Cash Advance transactions posted to the first 2 months' statements upon card approval date.
• Cash Rebate will be capped at HK$1,000 for each customer in the entire promotion.
• No registration is required.

Points will never expire. No service charge for mileage conversion.

Up to 12 times complimentary access to airport lounges for every calendar year

Free Travel Insurance

Purchase Protection

First year annual fee waiver

Terms and conditions apply. For details, please click “Apply Now”.

[Till 30 June] mReferral Exclusive Offer - Philips Instant heating water dispenser ADD5910M (valued at HK$1,688) / HK$1,300 Apple Gift Card / HK$1,300 HKTVmall Voucher

• From 15 June to 30 June 2022, New Citi Credit Card Customers receive a Philips Instant heating water dispenser ADD5910M (valued at HK$1,688) / HK$1,300 Apple Gift Card / HK$1,300 HKTVmall Voucher exclusively from MoneyHero when they spend a designated amount and fulfill the following requirements:

15 June 2022 12:00 noon to 30 June 2022 06:00 p.m.:

New Citi Credit Card Customers who successfully apply for the Designated Cards via mReferral/ MoneyHero are entitled to choose 1 MoneyHero Limited-Time Exclusive Reward out of the 3 Reward options. 

Within 7 days of receiving the form: 

Submit the reward redemption form sent via email previously.

On or before 30 July 2022: 

The card must be approved by Citibank. You are required to activate the card.

Within 30 days upon card approval: 

Make a minimum spend of HK$300 with the card

Tips:

• Please turn off AdBlocker and private mode before application
• Note down your application reference number shown on the application completion page for reference (e.g. #ABC123456789).
• You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming mReferral/ MoneyHero exclusive offer.

• Enjoy full rebate on the interest charges in the first two statement cycles
• One Card, Dual Currency
• Rewards Points
  • Up to 10X points with Rewards UnionPay Card: Earn 10X points for QuickPass, UnionPay QR code and Online Retail Transactions
• Travel Privileges
• First year annual fee waiver
   

Terms and conditions apply. For details, please click “Apply Now”.

[Till 30 June] mReferral Exclusive Offer - Philips Instant heating water dispenser ADD5910M (valued at HK$1,688) / HK$1,300 Apple Gift Card / HK$1,300 HKTVmall Voucher

• From 15 June to 30 June 2022, New Citi Credit Card Customers receive a Philips Instant heating water dispenser ADD5910M (valued at HK$1,688) / HK$1,300 Apple Gift Card / HK$1,300 HKTVmall Voucher exclusively from MoneyHero when they spend a designated amount and fulfill the following requirements:

15 June 2022 12:00 noon to 30 June 2022 06:00 p.m.

New Citi Credit Card Customers who successfully apply for the Designated Cards via mReferral

Within 7 days of receiving the form

Submit the reward redemption form sent via email previously.

On or before 30 July 2022

The card must be approved by Citibank. You are required to activate the card.

Within 30 days upon card approval

Make a minimum spend of HK$300 with the card

• Tips:
  • Please turn off AdBlocker and private mode before application
  • Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).
  • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card, Citi Octopus Platinum Card & Citi Prestige Card.
  • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.

• Enjoy full rebate on the interest charges in the first two statement cycles
• Rewards Points
• First year annual fee waiver

Terms and conditions apply. For details, please click “Apply Now”.

[Till 30 June] mReferral Exclusive Offer - Philips Instant heating water dispenser ADD5910M/ HK$1,300 Apple Gift Card / HKTVmall Voucher

• From 15 June to 30 June 2022, New Citi Credit Card Customers receive a Philips Instant heating water dispenser ADD5910M (valued at HK$1,688) / HK$1,300 Apple Gift Card / HK$1,300 HKTVmall Voucher exclusively from MoneyHero when they spend a designated amount and fulfill the following requirements:

15 June 2022 12:00 noon to 30 June 2022 06:00 p.m.

New Citi Credit Card Customers who successfully apply for the Designated Cards via mReferral

Within 7 days of receiving the form

Submit the reward redemption form sent via email previously.

On or before 30 July 2022

The card must be approved by Citibank. You are required to activate the card.

Within 30 days upon card approval

Make a minimum spend of HK$300 with the card

• Tips:
  • Please turn off AdBlocker and private mode before application
  • Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).
  • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card, Citi Octopus Platinum Card & Citi Prestige Card.
  • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.

• Enjoy full rebate on the interest charges in the first two statement cycles
• PayMe, Alipay HK, WeChay Pay HK, and Octopus' spending are eligible for earning Welcome Gift
• Clear requirement of Welcome Gift. Auto cash rebate with no cap. Cash rebate will be used to settle the outstanding balance of the statement.
• Purchase Protection Insurance
• First year annual fee waiver
• Transactions made at any merchant in the European Economic Area are not entitled to 2% foreign currency cash rebate

Terms and conditions apply. For details, please click “Apply Now”.

 [Till 29 June 2022] mReferral Exclusive Offer - Receive HK$1,200 Apple Gift Card/ HKTVmall Voucher/ Welcome Coupon

Welcome Offer worth up to HK$1,072 Cash Back

Enjoy 1.2% cash back on online, local and foreign currencies purchases all year round

Interest-free instalment program

Year-Round Benefits

Protection

First-year annual fee waiver for all applicants

Card features and year-round offers Terms and Conditions apply.

[Till 30 June] mReferral Exclusive Offer - New customers who successfully apply World Mastercard and i-Titanium Card via mReferral/ MoneyHero at the same time and spend once with each card - can enjoy Marshall ACTON II Smart Speaker (valued at HK$2,499) / HK$2,000 Apple Store Gift Card / HK$2,000 HKTVmall Voucher; new customers who successfully apply either one credit card via MoneyHero and spend once with the approved card are entitled to B&O Beoplay E8 Sport Earphones (valued at HK$3,250) / HK$1,000 Apple Store Gift Card / HK$1,000 HKTVmall Voucher

• Tips:
  • Please turn off AdBlocker and private mode before application
  • To be eligible for BEA Dual Card Offer, please click “Apply Now” and fill in the email address. After that, press ”Confirm” to automatically redirect to the official website of BEA, apply and complete BEA World Mastercard along with BEA i-Titanium Card in one application.
  • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow up. mReferral/ MoneyHero will verify your eligibility with BEA.
  • Note down your application reference number for reference. Upload all required documents when you apply for the card to facilitate the approval process.
  • Terms and Conditions apply.

World Mastercard Welcome Offer - Up to HK$2,000 Cash Rebate

• New customers accumulate retail spending/cash advance of HK$5,000 or above within first two months from card issuance and activate the card through BEA App can earn HK$500 Cash Rebate
• Receive extra 2% rebate for all Eligible Transactions made on the Eligible Card within the first 2 months from the date of card issuance, up to HK$1,500 Cash Rebate

Personalized Card Rewards to Match Your Needs

• BEA Mileage Reward
• BEA Bonus Points Reward
• Turn Bonus Points into Cash Rebate with Mobile App

Enjoy Daily and Travelling Privileges 

• Extra 12% Rebate on BEA Days - Mobile Payment Spending (Local bakeries/fast-food restaurants/coffee shops spending: 2.4% cash rebate + extra 10% BEA Days rebate)
  • Applicable to purchases at local bakeries/fast-food restaurants/coffee shops through Apple Pay/Google Pay after registration
  • Cardholders whose monthly retail spending reach HK$2,000 will be entitled to 10% cash rebate on the designated mobile payments purchases

Various Mastercard® Airport Experiences

First year annual fee waiver

The welcome gift & mReferral/ MoneyHero Exclusive Offer are only available to customers who have not held a principal BEA Credit Card in the 6 months prior to the application submission date.

Transaction made at supermarkets, travel agencies, and to government departments; and recurring transactions and/or autopay transactions will not be eligible for extra Bonus Points

Terms and conditions apply, click “Apply Now” for more details.
 

[Till 30 June] mReferral Exclusive Offer - New customers who successfully apply World Mastercard and i-Titanium Card via mReferral/ MoneyHero at the same time and spend once with each card - can enjoy Marshall ACTON II Smart Speaker (valued at HK$2,499) / HK$2,000 Apple Store Gift Card / HK$2,000 HKTVmall Voucher; new customers who successfully apply either one credit card via MoneyHero and spend once with the approved card are entitled to B&O Beoplay E8 Sport Earphones (valued at HK$3,250) / HK$1,000 Apple Store Gift Card / HK$1,000 HKTVmall Voucher

• Tips:
  • Please turn off AdBlocker and private mode before application
  • To be eligible for BEA Dual Card Offer, please click “Apply Now” and fill in the email address. After that, press ”Confirm” to automatically redirect to the official website of BEA, apply and complete BEA World Mastercard along with BEA i-Titanium Card in one application.
  • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow up. mReferral/ MoneyHero will verify your eligibility with BEA.
  • Note down your application reference number for reference. Upload all required documents when you apply for the card to facilitate the approval process.
  • Terms and Conditions apply.

i-Titanium Card Welcome Offer - HK$500 Cash Rebate

• New customers accumulate retail spending/cash advance of HK$5,000 or above within first two months from card issuance, and activate the card through BEA App, can earn HK$500 Cash Rebate

[Hey! Student! ] BEA iTitanium Card is also applicable to Tertiary Students. It has no income requirement. You are eligible for up to $200 cash rebate! Apply here!

Up to 3.4% on Online Shopping Spending. An essential card for online shoppers.

• 3.4% rebate on online shopping spending (3% i-Dollar rebate + 0.4% cash rebate)
  • Cardholders whose monthly retail spending reach HK$1,800 will be entitled to an i-Dollar Rebate on online shopping transactions in that calendar month.
• Extra 10% rebate on BEA Days - Mobile Payment spending (Local bakeries/fast-food restaurants/coffee shops spending: 0.4% cash rebate + extra 10% BEA Days rebate)
  • Applicable to purchases at local bakeries/fast-food restaurants/coffee shops through Apple Pay/Google Pay after registration.
  • Cardholders whose monthly retail spending reach HK$2,000 will be entitled to 10% cash rebate on the designated mobile payments purchases.
• 0.4% rebate on other spending
• i-Dollar rebate and cash rebate earned in that calendar month will be credited to the principal card account in the following month.

Priority Booking Service for Spectacular Concerts.

First year annual fee waiver

The welcome gift and mReferral/ MoneyHero Exclusive Offer are only available to customers who have not held a principal BEA Credit Card in the 6 months prior to the application submission date.

Only 0.4% basic cash rebate will be given to transactions made at supermarkets, travel agencies, to government departments, recurring transactions and/or autopay transactions.

Terms and conditions apply, click “Apply Now” for more details.

mReferral Exclusive Offer - HK$600 cash rebate + HK$400 HKTVmall Coupon

Welcome Offer - BRUNO Compact Hot Plate - White OR HK$500 Cash Rebate

• New customers of PrimeCredit Credit Card who successfully apply for PrimeCredit EarnMORE UnionPay Diamond Card via mReferral/ MoneyHero can enjoy HK$600 cash rebate + HK$400 HKTVmall Coupon
• How to redeem mReferral/ MoneyHero exclusive offer?
  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
  • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. mReferral/ MoneyHero will verify your reward eligibility with PrimeCredit.
• Tips:
  • Please turn off AdBlocker and private mode before application

Welcome Offer

• Up to HK$1,800 LCX Shopping Coupon/ 30% off discount for designated merchants/ LCX VIP Pass/Rewards Card redemption
• Midtown Dining Offer
• Enjoy limited-time offers and activities in OmyCard app
• Pay with WeWa UnionPay Credit Card and enjoy direct cash rebate
• 3-month Interest-free Credit Card Transaction Instalment Plan
• Travel Benefits
• Annual fee waiver for the first 2 years

Welcome offers and mReferral/ MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.

Each card can be entitled to a maximum amount of HK$2,000 extra 1% cash rebate during the Promotion Period.

Terms and conditions apply, click “Apply Now” for more details.

mReferral Exclusive Offer - HK$600 cash rebate + HK$400 HKTVmall Coupon

Welcome Offer - Nintendo Switch Lite OR Philips Instant Heating Water Dispenser OR Hyundai Air Purifier + Hot + Cool 3-in-1 Bladeless Fan

• New customers of PrimeCredit Credit Card who successfully apply for PrimeCredit Credit Card via mReferral/ MoneyHero can enjoy HK$600 cash rebate + HK$400 HKTVmall Coupon.
• How to redeem mReferral/ MoneyHero exclusive offer?
  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
  • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. mReferral/ MoneyHero will verify your reward eligibility with PrimeCredit.
• Tips:
  • Please turn off AdBlocker and private mode before application

Welcome Offer

• LCX Shopping Offers - Up to HK$1,800 LCX Shopping Coupon/ 30% off discount for designated merchants/ LCX VIP Pass/Rewards Card redemption
• Midtown Dining Offer
• Pay with EarnMORE UnionPay Credit Card and enjoy 2% direct cash rebate
  • 2% cash rebate (1% basic rebate + 1% extra rebate) on year-round spending (HK$250 spending = HK$5 cash rebate)
  • 1% cash rebate on applying Octopus Automatic Add Value Service with EarnMORE UnionPay Card at every reloading (HK$250 spending = HK$2.5 cash rebate)
• Easy and instant payment with in-app UnionPay QR code function in OmyCard app
• 3-month Interest-free Credit Card Transaction Instalment Plan
• Exemption of foreign transaction fees
• Annual fee waiver for the first 2 years

Welcome offers and mReferral/ MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.

Each card can be entitled to a maximum amount of HK$2,000 extra 1% cash rebate during the Promotion Period.

The promotion period of 2% year-round rebate is valid from 1 January 2021 to 31 December 2022.

Terms and conditions apply, click “Apply Now” for more details.
 

Credit Card Welcome offer

• Free renewal of any unused miles earned before 1 January 2020⁶ Learn more
• Up to 60,000 Miles¹ for new cardholders² (as low as HKD0.2 = 1 Mile)

Spending within the first 2 months upon card issuance –

• Tier 1: Accumulated Eligible Transactions³ of HKD1,000 = 5,000 Miles
• Tier 2: Accumulated Eligible Transactions³ of HKD5,000 = 15,000 Miles
• Tier 3: Accumulated Eligible Transactions³ of HKD40,000 = 40,000 Miles
• Tier 4: Accumulated Eligible Transactions³ of HKD100,000 = 60,000 Miles

Miles Earning Rewards

• HKD3 = 1 Asia Mile for eligible spending on Cathay and HK Express⁵
• HKD4 = 1 Asia Mile for eligible spending on dining / food delivery platforms, online and overseas spending categories
• HKD6 = 1 Asia Mile for eligible spending in other categories which are posted in Hong Kong dollars
• Enjoy an exclusive rate of HKD4 = 3 Asia Miles on Friday, Saturday and Sunday at Cathay partner restaurants Learn more

HKD3 = 1 Mile upon sign up of Bonus Payroll Account, up to HKD20,000 annual spending (i.e. HKD1,667 per month) ) Learn more

From now till 29 September 2022, earn 150,000 Asia Miles in one go upon setting up a 12-month Asia Miles Time Deposit with HKD1,000,000/ USD120,000 new funds. RMB option is also available.

Terms and conditions apply. For details, please refer to Standard Chartered official website.

Credit Card Welcome offer

• Free renewal of any unused miles earned before 1 January 2020⁶ Learn more
• Up to 80,000 Miles¹ for new cardholders² (as low as HKD0.2 = 1 Mile)

Spending within the first 2 months upon card issuance –

• Tier 1: Accumulated Eligible Transactions³ of HKD1,000 = 5,000 Miles
• Tier 2: Accumulated Eligible Transactions³ of HKD5,000 = 15,000 Miles
• Tier 3: Accumulated Eligible Transactions³ of HKD40,000 = 60,000 Miles
• Tier 4: Accumulated Eligible Transactions³ of HKD100,000 = 80,000 Miles

Miles Earning Rewards

• HKD3 = 1 Asia Mile for eligible spending on Cathay and HK Express⁵
• HKD4 = 1 Asia Mile for eligible spending on dining / food delivery platforms, online and overseas spending categories
• HKD6 = 1 Asia Mile for eligible spending in other categories which are posted in Hong Kong dollars
• Enjoy an exclusive rate of HKD4 = 3 Asia Miles on Friday, Saturday and Sunday at Cathay partner restaurants Learn more

HKD2 = 1 Mile upon sign up of Bonus Payroll Account, up to HKD40,000 annual spending (i.e. HKD3,334 per month) Learn more

From now till 29 September 2022, earn 150,000 Asia Miles in one go upon setting up a 12-month Asia Miles Time Deposit with HKD1,000,000/ USD120,000 new funds. RMB option is also available.

Terms and conditions apply. For details, please refer to Standard Chartered official website.

Credit Card Welcome Offer

• Free renewal of any unused miles earned before 1 January 2020⁶ Learn more
• Up to 100,000 Miles¹ for new cardholders² (as low as HKD0.2 = 1 Mile)

Spending within the first 2 months upon card issuance –

• Tier 1: Accumulated Eligible Transactions³ of HKD1,000 = 5,000 Miles
• Tier 2: Accumulated Eligible Transactions³ of HKD5,000 = 15,000 Miles
• Tier 3: Accumulated Eligible Transactions³ of HKD40,000 = 80,000 Miles
• Tier 4: Accumulated Eligible Transactions³ of HKD100,000 = 100,000 Miles

Exclusive Privé Privileges

• Exclusive Privé Privileges which includes Priority Private concierge, gourmet privileges, exclusive benefits with our global luxury hotel partners and Airport Limousine Programme Learn More

Miles Earning Rewards

• HKD3 = 1 Asia Mile for eligible spending on to Cathay and HK Express⁵
• HKD4 = 1 Asia Mile for eligible spending on dining / food delivery platforms, online and overseas spending categories
• HKD6 = 1 Asia Mile for eligible spending in other categories which are posted in Hong Kong dollars
• Enjoy an exclusive rate of HKD4 = 3 Asia Miles on Friday, Saturday and Sunday at Cathay partner restaurants Learn more

HKD1 = 1 Mile upon sign up of Bonus Payroll Account, up to HKD60,000 annual spending (i.e. HKD5,000 per month) Learn more

From now till 29 September 2022, earn 150,000 Asia Miles in one go upon setting up a 12-month Asia Miles Time Deposit with HKD1,000,000/ USD120,000 new funds. RMB option is also available.

Terms and conditions apply. For details, please refer to Standard Chartered official website.

The Welcome Offer (“Welcome Offer”) is only applicable to new cardholders* who have submitted credit card application during the period from 30 June 2022 to 29 September 2022 (both dates inclusive) (the “Promotion Period”) and fulfilled the requirements as set out below.

1. Up to HKD600 CashBack

$600 CashBack for accumulated spending of $8,000 in 2 months

*Only applicable to New Cardholders. New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.

Terms and conditions apply, click “Apply Now” for more details.

mReferral Exclusive Offer - HK$500 supermarket coupon

New DBS Credit Card cardholders who successfully apply for DBS Live Fresh Card via mReferral/ MoneyHero are entitled to HK$500 supermarket coupon

• How to redeem mReferral/ MoneyHero exclusive offer?
  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
  • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. mReferral/ MoneyHero will verify your reward eligibility with DBS.
• Tips:
  • Please turn off AdBlocker and private mode before application

Welcome Offer - HK$1,000 "InstaRedeem" Amount

• To be entitled to Welcome Offer, customers are required to download DBS Card+ mobile application, register and activate DBS Card+ account within 1 month of the New Card issuance date.
• Terms and Conditions apply.

• Shell Up to HK$200 Gasoline Offer
• foodpanda's pandamart Wednesday Flash Deal
• OpenRice 20% off via "InstaRedeem"
• Up to 6% rebate on online spending. You can pick spending category for extra rebate every month based on your own spending habit.
• DBS Live Fresh Card Exclusive: 90 days Interest-Free Repayment Period for Overseas, Travelling and Online Transaction
• 10 Free Trials for Flexi Shopping. No handling fee when you apply for Flexi Shopping Programme.
• First year annual fee waiver
• Enjoy full-year Buy-5-Get-1 Free offers at designated coffee shops

mReferral/ MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.

Online transactions in Hong Kong Dollars, reload of e-wallets and Octopus Automatic Add-Value Service are only entitled to 0.4% basic rebate.

Each Cardholder can enjoy a maximum of HK$150 Reward for each calendar month. Cardholders are required to claim the Reward for the relevant Eligible Transaction within 45 calendar days after the transaction date.

• Cardholders must click the red InstaRedeem button on the Timeline of DBS Card+ HK to enjoy the Reward.

Terms and conditions apply, click “Apply Now” for more details.

mReferral Exclusive Offer - HK$200 supermarket coupon

• New DBS Credit Card cardholders who successfully apply for DBS Black World Mastercard® via mReferral/ MoneyHero are entitled to HK$200 supermarket coupon.
• How to redeem mReferral/ MoneyHero exclusive offer?
  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
  • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. mReferral/ MoneyHero will verify your reward eligibility with DBS.
• Tips:
  • Please turn off AdBlocker and private mode before application

Welcome Offer - Air Miles 
Welcome Offer for New Customers: up to 50,000 miles

• New customers have to accumulate the following eligible transactions within the first 2 months of card issuance can enjoy up to 50,000 miles:

Terms and Conditions apply.

Redeem air miles or travel rewards with DBS$. No expiry date and redemption fee for DBS$.

• Redeem flight from Asia Miles, Avios, KrisFlyer & PhoenixMiles at any time; Asia Miles can be converted instantly and shall be credited to your mileage account instantly.
• Exclusive offers of 45% off when redeeming travel rewards with DBS$ from iGO Rewards.

Enjoy InstaRedeem 20% off on Online Spending and at Travel Merchants

• Promotion period: till 30 June 2022

Enjoy full year travel privileges 

• KLOOK "InstaRedeem" 20% off offer
• Up to 12% off on hotel booking offer from Expedia.com.hk
• Up to 12% off on hotel booking offer from Hotels.com
• Up to 10% off on hotel booking from Agoda.com
• Up to 7% off on selected products at KKday
• Up to 10% cash rebate on selected hotels booking at Booking.com

Enjoy full-year Buy-5-Get-1 Free offers at designated coffee shops

• Receive 1 stamp for each transaction of HK$25 or above. For every 5 stamps collected, you will receive a HK$25 “InstaRedeem” discount for the 6th transaction in the same month.

Suitable for customers who love Staycation during holiday

Enjoy full year travel privileges 

• KLOOK "InstaRedeem" 20% off offer
• Up to 12% off on hotel booking offer from Expedia.com.hk
• Up to 12% off on hotel booking offer from Hotels.com
• Up to 10% off on hotel booking from Agoda.com
• Up to 7% off on selected products at KKday
• Up to 10% cash rebate on selected hotels booking at Booking.com

Shell Up to HK$200 Gasoline Offer

• Upon a net single spending of HK$450 or above of gasoline at any Shell stations in Hong Kong during the promotion period, you can enjoy HK$100 worth of the same type of gasoline

OpenRice 20% off via "InstaRedeem"

• Spend at OpenRice during the promotion period to enjoy 20% off via "InstaRedeem" (at the conversion rate of DBS$1 / $1 COMPASS Dollar = HK$1.25)

mReferral/ MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.

DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning DBS$.

Terms and conditions apply, click “Apply Now” for more details.

mReferral Exclusive Offer - HK$200 supermarket coupon

• New DBS Credit Card cardholders who successfully apply for DBS COMPASS VISA Platinum via mReferral/ MoneyHero are entitled to HK$200 supermarket coupon.
• How to redeem mReferral/ MoneyHero exclusive offer?
  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
  • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. mReferral/ MoneyHero will verify your reward eligibility with DBS.
• Tips:
  • Please turn off AdBlocker and private mode before application

Welcome Offer

• You must download DBS Card+, register and activate DBS Card+ account within 1 month of the New Card issuance date to be entitled to the welcome gift.
• Terms and Conditions apply.

COMPASS Dollar Rebate

• 1% COMPASS Dollar at designed merchants like PARKnSHOP, Watsons and more.
• 0.4% COMPASS Dollar rebate at non-designated merchants.
• Up to 3% rebate on the first HK$1,000 spending at Taobao and Tmall.

Suitable for customers who enjoy online shopping

Shopping Offers

• Enjoy InstaRedeem 8% off in local supermarkets or its online stores every Wednesday upon a single net spending of HK$250 or above (each transaction up to HK$25 discount)

3% rebate at Taobao and Tmall

• Spend at Taobao and Tmall to earn up to 3% COMPASS Dollar rebate with DBS COMPASS VISA

Up to HK$160 Discount at YOHO

• During the promotion period, make a designated single net spending at YOHO online store and apply designated promotion code before checkout to enjoy HK$160 instant discount upon a single net spending of HK$5,000 or above (shipping fee excluded) with promotion code "DBS160"; HK$120 instant discount upon a single net spending between HK$2,000 to HK$4,999 (shipping fee excluded) with promotion code "DBS120"

Mothercare Limited-time Triple Deal

• Shop at Mothercare retail stores during the promotion period to enjoy 15% off on regular priced items at retail stores and up to extra HK$200 off on selected items
• Shop at Mothercare online shop during the promotion period to enjoy 15% off on regular priced items at online shop with promo code "DBSXXXXXX" (XXXXXX is the first 6 digits of Applicable DBS Credit Card number)

Love, Bonito Fashion 10% off Offers

• 10% off upon spending of HK$550 in Hong Kong dollars at Love, Bonito online shop for new members with promo code "DBSLBHKNEW-XXXXX"
• 10% off upon spending of HK$700 in Hong Kong dollars at Love, Bonito online shop for existing members with promo code "DBSLBHK-XXXXX"
• XXXXX is the first 5 digits of Applicable DBS Credit Card number

mReferral/ MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.

Reload of digital wallet does not count as eligible transactions of welcome offer. DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning COMPASS Dollar.

Terms and conditions apply, click “Apply Now” for more details.