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If this website fails to provide the property valuation you need, please select "Other" to manually enter the property address.
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Verbal valuation and pre-approval
To avoid the problem of undervaluation, you should do a verbal valuation and pre-approval by mReferral or bank before signing the contract.
Mortgage Process
Sign the Provisional Agreement for Sale and Purchase
To avoid the problem of undervaluation, you should do a verbal valuation and pre-approval by mReferral or bank before signing the contract.
Mortgage Process
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Apply for a mortgage loan from at least three banks. If you want to apply in one go, mReferral would definitely help.
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Mortgage Process
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It usually takes a week to a month for the bank to approve a mortgage. Compare and choose the bank with the most suitable terms, and sign the letter of loan offer with bank. The bank will send a letter to your law firm to inform the lawyer to prepare the mortgage deed.
Mortgage Process
Sign documents at law firm
Before the transaction day, the buyer and the guarantor (if any) go to the law firm to sign the mortgage deed and other documents required by the bank.
Mortgage Process
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The law firm informs the bank that the bank will deliver the loan to the law firm to arrange delivery to the seller, and the transaction is completed. After the transaction is completed, the bank will issue a cash rebate for the mortgage within one month. In addition, a repayment process table will be sent to inform customers of the detailed information of the principal, interest and balance of the monthly payment.
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      Citi Octopus Platinum Card (Student)
      • Exclusive Offer - HK$300 Apple Store Gift Card OR HKTVmall Voucher
      N/A
      Min. Annual Income
      0%
      Local Spending - Cashback Rate on local retail spending
      0%
      Overseas Spending - Cashback Rate on overseas spending

        From 31 July 2023 6 p.m. to 3 October 2023 6 p.m., new Citi Credit Card customers who successfully apply for Citi Student Credit Cards via MoneyHero and fulfill the following requirements below can enjoy HK$300 Apple Store Gift Card OR HKTVmall Voucher
        Spending Requirement: Make at least 1 eligible transaction within 30 days of card approval
        Application for the Designated Bank Account should be approved by Citibank on or before 30 September 2023, subject to the Citibank’s system records.
        How to redeem MoneyHero exclusive offer?
        Note down your application reference number for reference. You will be asked to upload all required documents when you open the account to facilitate the approval process.
        Within 7 days, please complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Citibank.
        Tips:
        Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
        Citi Octopus Platinum Card (Student) Welcome Offer

        RequirementsRewards
        New customers of Citi Credit Card who
        accumulate spending of HK$1,000 or above within the first 3 months from the date of card issuance which include at least 1 HK$500 auto-reload transaction
        New customers of Citi Credit Card who
        accumulate spending of HK$1,000 or above within the first 3 months from the date of card issuance which include at least 1 HK$500 auto-reload transaction

        15% Transport Rebate Program
        Citi Octopus Platinum Cardholders can enjoy up to 15% transport rebate + 5% rebate on tunnels.

        Monthly Eligible Retail SpendingHK$3,000 - HK$9,999HK$10,000 or above
        Eligible retail spending should be made onAll Principal Citi Credit Card under the cardholder, and the
        supplementary card(s) of such Citi Credit Card
        15% rebate on MTR, bus, ferry, tram, green minibus+5% rebate on tunnels, car parks & + parking meters
        Offer15% rebate on MTR, bus, ferry, tram, green minibus
        Maximum Rebate Amount
        (Each Calendar Month)
        HK$300HK$500

        Earn an extra offer of HK$100 Octopus Top-up Value

        Add Citi Octopus Card to iPhone/Apple Watch during the Promotion Period, register for the Promotion via octopus.com.hk/pg-en/CITIAPO2308 and conduct at least one Automatic Add Value Service transaction to earn an extra offer of HK$100 Octopus Top-up Value
        Promotion Period: 1 August 2023 to 31 December 2023
        Embedded Octopus Service; Cashback rewarded for Octopus Automatic Add Value Service
        HK$200 spending = HK$1 Octopus Cash Rebate
        First year annual fee waiver

        Need to know

        Welcome offer is only applicable to custeomers who are full time students of degree/diploma program of a Hong Kong Tertiary Institution.
        All rebates are in the form of Octopus cash and cannot be converted into cash vouchers or air miles.

        Citi Rewards Card (Student)
        • Exclusive Offer - HK$300 Apple Store Gift Card OR HKTVmall Voucher
        N/A
        Min. Annual Income
        1.85 %
        Local Spending - Cashback Rate on wallet transaction spending
        0.4 %
        Overseas Spending - Cashback Rate
        • Spending made via wallet transaction: 5X Points

        From 31 July 2023 6 p.m. to 3 October 2023 6 p.m., new Citi Credit Card customers who successfully apply for Citi Student Credit Cards via MoneyHero and fulfill the following requirements below can enjoy HK$300 Apple Store Gift Card OR HKTVmall Voucher
        Spending Requirement: Make at least 1 eligible transaction within 30 days of card approval
        Application for the Designated Bank Account should be approved by Citibank on or before 30 September 2023, subject to the Citibank’s system records.

        How to redeem MoneyHero exclusive offer?
        Note down your application reference number for reference. You will be asked to upload all required documents when you open the account to facilitate the approval process.
        Within 7 days, please complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Citibank.

        Tips:
        Please turn off AdBlocker and private mode before application

        Citi Rewards Card (Student) Welcome Offer

        RequirementsRewards
        New customers of Citi Credit Card who
        accumulate spending of HK$1,000 or above within 3 months which include at least 1 mobile payment via Apple Pay, Google Pay or Samsung Pay within first three months from the date of card issuance 
        Up to 75,000 Points

        Enjoy full rebate on the interest charges in the first two statement cycles
        New Customers can enjoy 100% Cash Rebate on the finance charges from Retail & Cash Advance transactions posted to the first 2 months' statements upon card approval date.
        Cash Rebate will be capped at HK$1,000 for each customer in the entire promotion.
        No registration is required.
        Rewards Points

        Enjoy 5X points for all wallet transactions (Apple Pay, Google Pay and Samsung Pay)
        Enjoy 3X Points on all contactless payment (including the basic spending reward of 1 Point and the extra 2 Points awarded under "Citi Rewards Card 3X Points Program")
        Points will never expire and can be redeemed for rewards anytime;
        Instantly offset spending anytime with Citi Pay with Points.
        First year annual fee waiver

        Need to know

        Welcome offer is only applicable to customers who are full time students of degree/diploma program of a Hong Kong Tertiary Institution.
        Handling fee of HK$50 - HK$300 will be charged for redeeming Points for miles each time.

        AEON CARD WAKUWAKU
        • Apply and input the welcome offer code “MREFWAKU” through “AEON HK” Mobile App to enjoy extra HK$200 cash rebate upon successful application.
        N/A
        Min. Annual Income
        N/A
        Local Spending - Air Miles Conversion
        6%
        Online Spending
        • Welcome Offer Up to 16% Cash Rebate
        • and HK$400 Cash Rebate

        Please apply with mobile app

        Welcome Offer Up to 16% Cash Rebate + HK$400 Cash Rebate

        Offer 1. Online Spending to Enjoy up to 10% Cash Rebate

        Eligible Customer is entitled up to 10% cash rebate for online spending up to HK$500, upon credit spending or Interest-Free Card Instalment Plan with an amount of HK$8,000 or above within the first 60 days after the card approval and issuance.


        Offer 2. Specific Categories of Transactions to Enjoy Up to HK$200 Cash Rebate

        Eligible Customer is entitled to HK$50 cash rebate for spending on each of the following specific categories up to HK$200 within the first 60 days after the card approval and issuance.

        • Octopus Automatic Add Value Service
        • Pay rent through Rentsmart, Reap or Keychain Pay platform
        • Setup of monthly automatic transfer at merchant
        • Any spending in App Store or Google Play

        Offer 3. Successful Application through “AEON HK” Mobile App to Enjoy Extra HK$200 Cash Rebate

        Apply AEON CARD WAKUWAKU and input the welcome offer code “MREFWAKU” through “AEON HK” Mobile App to enjoy extra HK$200 cash rebate upon successful application.

        Terms and conditions apply. Click here for more details.

        _______________________________________________________________

        Spending Rebate

        • Online Spending: 6% Cash Rebate
        • Japan Spending: 3% Cash Rebate
        • Local Food and Beverage Spending: 1% Cash Rebate
        • Other Spending: 0.5% Cash Rebate

        Terms and conditions apply. Click here for more details.

        Birthday Privilege

        • Customer is entitled to extra 4% cash rebate on overseas spending in the birthday month, up to HK$200 cash rebate.

        Terms and conditions apply. Click here for more details.

        Thanksgiving Days

        Members is entitled to 5% credit purchase discount* at AEON on "AEON Thanksgiving Days" 

        "AEON Member Price"

        • Enjoy more savings all year-round with the "AEON Member Price".(2nd & 20th of every month) (*Except fast food, licensee and specified items.)

        No Mark Up Fee on Foreign Currency Transaction

        • No transaction fee is imposed by AEON on foreign currency transaction (except charges imposed by Cards Associations).

        For details, please refer to the terms in credit card fee schedule and key facts statement.

        Annual Fee

        • Permanent Annual Fee Waiver

        For details: https://bit.ly/3XwCDQT

        MUJI Card
        • MoneyHero Exclusive Offer:[Till 11 September] Receive a BRUNO Soymilk & Hot Soup Blender (valued at HK$698) / HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher OR HKTVmall e-Gift Voucher when you apply successfully via MoneyHero with any spend
        $150000

          MoneyHero Limited-Time Exclusive Offer

          MoneyHero Exclusive Offer:[Till 30 September] Receive a BRUNO Soymilk & Hot Soup Blender (valued at HK$698) / HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher OR HKTVmall e-Gift Voucher when you apply successfully via MoneyHero with any spending within 30 days of card issuance; plus welcome offer of up to $400 MUJI Dollars

          Important DatesRequirements
          From 1 August 2023 12 noon till 30 September 2023New Hang Seng Credit Card Customers/ existing customers of other Hang Seng Credit Card who successfully apply for designated Hang Seng Credit Cards via MoneyHero
          Within 7 days of receiving the formSubmit the reward redemption form sent via email previously.
          On or before 11 November 2023The card must be approved by the bank, subject to the Bank’s system records.
          Within 30 days upon card approvalMake any eligible spending with the card

          Tips:
          ⚠️To ensure you can get the MoneyHero exclusive reward, please do not log on to Hang Seng Personal e-Banking
          Designated Hang Seng Credit Cards includes Hang Seng enJoy Card and MUJI Visa Platinum Card
          Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
          Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
          Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
          Terms and Conditions Apply.

          Welcome Offer - Up to $400 MUJI Dollars
          Successfully apply for a MUJI Card on or before 31 December 2023, and accumulate retail transactions of HK$4,000 or above with the Card within 60 days from new card issuance, new Credit Card customers can enjoy $400 MUJI Dollars while existing Credit Card customers can also enjoy $200 MUJI Dollars
          Enjoy 10% off upon dine-in or self-pickup takeaway spending of HK$200 or above and buy 1 get 1 free on self-pickup takeaway coffee with MUJI Card in specific periods of time at Café&Meal MUJI
          For every HK$100 spending with MUJI Card at MUJI physical stores in Hong Kong, you will earn $5 MUJI Dollars that can be used as cash for next purchase at MUJI physical stores
          Enjoy extra $5 MUJI Dollars for every HK$100 spending with MUJI Card at MUJI physical stores in your birthday month, which equivalent to double MUJI Dollars
          The extra reward for each eligible MUJI Card of this Promotion is limited to a maximum of extra $100 MUJI Dollars in the birthday month
          10% off Dining Offer is valid from Monday to Sunday 14:30 onwards (counted by sit-in time for dine-in and order time for self-pick takeaway respectively), except public holidays. Self-pickup takeaway coffee buy 1 get 1 free offer is valid on every Monday 14:30 onwards, except public holidays
          MoneyHero may not present bank’s full version of marketing materials but extract some conditions only, to avoid any complaint from customers, below sample disclaimer is suggested. We may edit it if there’s word number limitation.

          Fubon Visa Platinum
          • Up to HK$400 Supermarket Coupon
          $60000
          Min. Annual Income
          4%
          Local Spending - Cashback Rate on spending at local online merchants and designated supermarkets
          2%
          Overseas Spending - Cashback Rate on foreign currencies spending

            from MoneyHero

            OFFER 1
            Up to HK$400 Supermarket Coupon
            Single card offer: Customers who successfully apply for Fubon Visa Platinum Card and input the promotion code "MoneyHero" are entitled to HK$200 supermarket coupon exclusively from MoneyHero.
            Dual card offer: Customers who successfully apply for Fubon Visa Platinum Card & YATA X KUMAMON Visa Platinum Card and input the promotion code "MoneyHero" are entitled to HK$400 supermarket coupon exclusively from MoneyHero.
            Within 7 days of card approval, send an email with (1) name of the applied product, (2) application date to [email protected] and complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Fubon Bank.
            If you have concerns regarding the redemption process, please refer to this article.
            Promotion Period: from now till 31 Dec 2023

             

            Welcome Offers from Fubon Bank

            OFFER 1
            Extra HK$100 Supermarket Coupon
            Only applicable to new principal card application of Fubon Visa Platinum Card via Fubon GO Mobile Application
            To be eligible for the extra HK$100 Supermarket Coupon, customers are required to upload the required documents via Fubon GO within 7 days from the date of application
            The extra HK$100 Supermarket Coupon will be sent to the customer at his/her correspondence address within 4 weeks after customer submitted the required documents and completed the card application process
            Promotion Period: from now till 31 Dec 2023

             

            Great for

            MoneyHero Exclusive Welcome Offer - Up to HK$400 supermarket coupon

            RequirementWelcome Gift
            Offer 1. Successfully apply for Fubon Visa Platinum Card and input the promotion code “MoneyHero”HK$200 supermarket coupon
            Offer 2. Successfully apply for YATA X KUMAMON Visa Platinum Card and input the promotion code “MoneyHero”HK$200 supermarket coupon

             

            How to redeem MoneyHero exclusive offer?
            Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
            Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Fubon.
            Tips:
            Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility

             

            HK$500 Cash Rebate & extra HK$100 Supermarket Coupon as welcome gift

            RequirementWelcome Gift
            Spend HK$5,800 or above on eligible retail purchase and/or cash advance with the principal card within the first 3 months from the date of card issuanceHK$500 Cash Rebate
            Apply for the card via Fubon GO appAdditional HK$100 Supermarket Coupon

             

            Spending Rewards - Earn Bonus Points while spending. You can redeem cash rebates, mileage awards and gift vouchers with Gift Points.

            Local Spending
             

            Spending at Local Online Merchants OR Designated SupermarketsUp to HK$1 = 10 points
            (up to 4% cash rebate; HK$1.5 = 1 mile)
            Local Spendig OR Octopus Automatic Add-Value ServiceHK$1 = 1 point
            (0.4% cash rebate; HK$15 = 1 mile)
            HK$300 or above made on Saturday or Sunday locallyHK$1 = 2 points
            (0.8% cash rebate; HK$7.5 = 1 mile)

             

            Overseas/Foreign Currencies Spending

            Spending made with New Taiwan DollarHK$1 = 20 points
            (8% cash rebate; HK$0.75 = 1 mile)
            Spending made with Yen OR WonHK$1 = 8 points
            (3.2% cash rebate; HK$1.88 = 1 mile)
            Other non-Hong Kong Dollar spendingHK$1 = 5 points
            (2% cash rebate; HK$3 = 1 mile)

            Enjoy 8X bonus point and discount offer on buying singe/annual travel insurance plan
            Enjoy 20% discount on MyWay single trip travel plan, and 10% discount on annual travel plan. The plan covers travel delay and trip rearrangement benefits extending to cover bankruptcy or winding-up of airline and loss of baggage and personal money.
            Enjoy 20% discount on Get”Z”Go travel plan. The plan covers on-time guarantee allowance for over 3-hour delay and personal property cover.
            First 3-year annual fee waiver

             

            Need to know

            Welcome offer is only applicable to customers who are not holders of Fubon Bank's credit cards or co-branded cards (including supplementary card) up to the application date.
            No welcome gift will be granted if customers have cancelled the Bank's credit cards within the past 6 months from the application date in the case of successful application.

            Fubon YATA X KUMAMON Visa Platinum Card
            • Up to HK$400 Supermarket Coupon+HK$150 YATA Gift Certificate
            $60000
            Min. Annual Income
            0.5%
            Local Spending - Cashback Rate on local retail spending
            2.5%
            Overseas Spending - Cashback Rate on spending in Japan (Non-direct Cashback) For local spending: 0.5% cashback; For overseas spending: 2% cashback Apply Now

              Moneyhero OFFER 1
              Up to HK$400 Supermarket Coupon
              Single card offer: Customers who successfully apply for YATA X KUMAMON Visa Platinum Card and input the promotion code "MoneyHero" are entitled to HK$200 supermarket coupon exclusively from MoneyHero.
              Dual card offer: Customers who successfully apply for Fubon Visa Platinum Card & YATA X KUMAMON Visa Platinum Card and input the promotion code "MoneyHero" are entitled to HK$400 supermarket coupon exclusively from MoneyHero.
              Within 7 days of card approval, send an email with (1) name of the applied product, (2) application date to [email protected] and complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Fubon Bank.
              If you have concerns regarding the redemption process, please refer to this article.
              Promotion Period: from now till 31 Dec 2023

               

              Bank OFFER 1
              HK$150 YATA Gift Certificate
              New customers are required to apply for the card via Fubon GO app and accumulate spending of HK$2,800 or above in the first 3 months from the date of card issuance.
              The relevant cash rebate will be sent to the customer at his/her correspondence address within 4 to 6 weeks (from transaction posting date) upon the cardholder fulfilling the spending requirement. Cardholders have to bring along the original copy of welcome gift redemption letter and other necessary documents to the designated Customer Service Counter of YATA Department Store or the designated Cashier of YATA Supermarket for redeeming the welcome gifts.
              Promotion Period: from now till 31 Dec 2023
              Extra HK$100 YATA Gift Certificate

              Only applicable to new principal card application of YATA X KUMAMON Visa Platinum Card via Fubon GO Mobile Application
              To be eligible for the extra HK$100 YATA Gift Certificate, customers are required to upload the required documents via Fubon GO within 7 days from the date of application
              The extra HK$100 YATA Gift Certificate will be sent to the customer at his/her correspondence address within 4 weeks after customer submitted the required documents and completed the card application process
              Promotion Period: from now till 31 Dec 2023

              CNCBI GBA Dual Currency Credit Card
              • [Till 3 October] Receive HK$500 Apple Store Gift Card OR HK$500 HKTVmall e-Gift Voucher
              $96000
              Min. Annual Income
              4%
              Local Spending - Cashback Rate Mobile Wallet and RMB Spending
              4%
              Overseas Spending - Cashback Rate on RMB spending

                New CNCBI Credit Card Customers get rewarded with HK$500 Apple Store Gift Card OR HK$500 HKTVmall e-Gift Voucher by fulfilling the following requirements:

                Now till 3 October 2023 6 p.m.Successfully apply for designated CNCBI Credit Card(s) and submitted redemption form via MoneyHero
                On or before 31 October 2023The card must be approved by CNCBI.
                Within 7 days of receiving the formSubmit the reward redemption form sent via email previously.

                Tips:
                Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
                Upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
                Designated card(s) include CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
                Each customer is entitled to MoneyHero Time-limited Exclusive Offer once only.
                Not applicable to any credit card applicant who currently holds or held any other CNCBI Credit Cards issued by the Bank in the 12-month immediately preceding the relevant application for the credit card (excluding supplementary cardmember).
                Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
                Terms and Conditions apply.
                If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
                 

                Welcome Offers at Your Choice:

                10% Cash Rebate on overseas spending in the first 3 months and a maximum of HK$1,000 Cash Rebate is entitled within the Spending Period, or
                Enjoy HK$700 Cash Rebate upon spending over HK$8,000 or above in the first 2 months
                Up to 4% Cash Rebate on Mobile Wallet and Renminbi Spending
                Definition of Eligible Renminbi Spending and Eligible Mobile Wallet Spending:
                Eligible Renminbi Spending are any retail or online retail transactions posted in Renminbi currency (based on the currency posted on the credit card statement).
                Eligible Mobile Wallet Spending refers to Wechat Pay (HK Wallet) (“Wechat Pay”) and UnionPay App Mobile Payment.
                Eligible Wechat Pay refers to transactions conducted by Wechat Pay HK wallet, bill payment conducted by Wechat Pay is NOT eligible to the Mobile Wallet and RMB Spending Cash Rebate.
                Eligible UnionPay App Mobile Payment Spending refers to any transactions conducted by Consumer Presented QR code mode in UnionPay App. For the avoidance of doubt, Merchant Presented QR code mode in UnionPay App or E-commerce/online transactions conducted in UnionPay App will not be qualified as Eligible UnionPay App Mobile Payment Spending.
                Whether a transaction is an Eligible Renminbi Spending and an Eligible Mobile Wallet Spending shall be determined at the sole and absolute discretion of the Bank. Renminbi spending and Mobile Wallet spending will be calculated once if the transactions posted in Renminbi currency and conducted by Consumer Presented QR code mode.
                Extra 1% Cash Rebate on JD.com Spending
                Fabulous merchant benefits & travel privileges
                Handling Fee Waiver for Overseas Spending
                3 times LoungeKey Airport Lounge visits
                Airport Limousine Transfer Services
                First year annual fee waiver
                Welcome Offer and MoneyHero exclusive offer are not applicable to any Cardmember who currently holds or have cancelled any CNCBI credit cards (excluding supplementary Cardmember) issued by the Bank in the 12-month immediately preceding the relevant application for the credit card.
                Up to 4% Cash Rebate on Mobile Wallet and Renminbi Spending: Cardmembers are entitled to a maximum of HK$100 per transaction and a maximum of HK$500 per calendar month Spending Cash Rebate within the Promotion Period.
                Terms and conditions apply. For more details, please visit https://www.cncbinternational.com/personal/promotions/credit-card/en/tc.html.
                Terms and Conditions apply to JD.COM offer, please refer to https://www.cncbinternational.com/personal/promotions/jdcom/en/index.html
                Reminder: To borrow or not to borrow? Borrow only if you can repay!

                Citi The Club Credit Card
                • Exclusive Offer:[Till 3 October 6 p.m.] Get rewarded with Delsey Air Armour Four wheels Travel Suitcase 30" (valued at HK$3,899) / B&O BeoPlay H8i Wireless Bluetooth Headset (valued at HK$2,698) / $1,000 Apple Store Gift Card OR Wellcome Shoppin
                $120000
                Min. Annual Income
                Not Available
                Overseas Spending - Cashback Rate
                4%
                Local Spending - Cashback Rate
                • Earn up to 4% Spending Rebate at Designated merchants and Designated Merchants

                Features
                Limited-Time Exclusive Offer

                New Citi Credit Card Customers receive Delsey Air Armour 4 Wheels Travel Suitcase 30" (Random Color; valued at HK$3,899) / Bang & Olufsen Beoplay H8i Headphones (Random Color; valued at HK$2,698) / HK$1,000 Apple Store Gift Card OR Wellcome Shopping Voucher exclusively from MoneyHero when they spend a designated amount and fulfill the following requirements:

                Important DatesRequirements
                From 31 August 2023 6 p.m. to 3 October 2023 6 p.m.New Citi Credit Card Customers who successfully apply for the Designated Card via MoneyHero.
                Within 7 days of receiving the formSubmit the reward redemption form sent via email previously.
                On or before 3 November 2023The card must be approved by Citibank. You are required to activate the card.
                Within 30 days upon card approvalMake a minimum spend of HK$2,000 with the card (PayMe top-up/Alipay/WeChat Pay included)
                Standard Chartered Smart Credit Card
                • Up to HKD1,400 CashBack + mReferral Exclusive Offer - Furniture coupon HKD$100^
                $96000
                Min. Annual Income
                Not Available
                Local Spending - Air Miles Conversion
                5%
                Local Spending - CashBack Rate
                • Earn 5% CashBack at HKTVmall. No registration, no minimum spending, and available every day!
                • Year round 5% CashBack at designated store

                The Welcome Offer (“Welcome Offer”) and mReferral Exclusive Offer - Furniture coupon HKD$100^ and HK$200 CashBack is only applicable to new cardholders* who have submitted credit card application during the period from 30 June 2023 to 27 September 2023 (both dates inclusive) (the “Promotion Period”) and fulfilled the requirements as set out below.

                mReferral Exclusive Offer - Furniture coupon HK$100^ and HK$200 CashBack

                ^Applicants who have to fill in the Furniture Coupon Registration form below after successful application to enjoy mReferral Exclusive Offer.

                mReferral x SC Smart Card HK$100 Furniture Coupon Registration Form

                1. Credit Card Welcome Offer up to HKD1,400

                New Cardholders² apply the Smart Card at this page can enjoy

                • HKD200 CashBack without spending requirement; and
                • HKD1,200 CashBack upon making Accumulated Eligible Transactions³ of HKD4,000 within the first month from the date of issuance
                  The CashBack from welcome offer will be credited within 4 months after card issuance

                2. Earn 5% CashBack all year round when shopping at HKTVmall

                Earn 5% CashBack with your Smart Card when you shop at HKTVmall. No registration, no minimum spending, and available every day!

                3. Year round 5% CashBack at designated store

                Say goodbye to the complicated CashBack deals of most credit cards. With Smart Card, you can enjoy a massive 5% CashBack when you shop at 759 Store, Circle K Convenience Store, Klook, PARKnSHOP and its designated retail stores, Sa Sa Retail Store & eShop, Watsons plus major online video and music streaming platforms, with no minimum spending requirement.

                Online video and music streaming platforms including the following:

                Online video streaming platformsAmazon Prime Video, Disney+, Netflix, Now TV
                Online music streaming platformsJOOX, KKBOX, MOOV, Spotify

                 

                *Only applicable to New Cardholders. 

                Terms and conditions apply, click “Apply Now” for more details.

                Citi Prestige Card
                • [Till 3 October] Eligible applicants can get Delsey Air Armour 4 wheels Travel Suitcase 30" (valued at HK$3,899; Random Color) / Marshall Stanmore II Wireless Speaker (valued at HK$3,499; Random Color) / Philips RO Water Dispense
                $600000
                Min. Annual Income
                $6/mile
                Local Spending - Air Miles Conversion
                0.8 %
                Local Spending - Cashback Rate
                • Complimentary 4th night at any hotel

                New Citi Credit Card Customers receive Delsey Air Armour 4 wheels Travel Suitcase 30" (valued at HK$3,899; Random Color) / Marshall Stanmore II Wireless Speaker (valued at HK$3,499; Random Color) / Philips RO Water Dispenser ADD6901HWH01/90 (valued at HK$2,488; White) / HK$1,600 Apple Store Gift Card OR Wellcome Shopping Voucher exclusively from MoneyHero when they spend a designated amount and fulfill the following requirements:
                 

                Important DatesRequirements
                From 31 August 2023 6 p.m. to 3 October 2023 6 p.m.New Citi Credit Card Customers who successfully apply for the Designated Cards via MoneyHero.
                Eligible applicants can get Delsey Air Armour 4 wheels Travel Suitcase 30" (valued at HK$3,899; Random Color) / Marshall Stanmore II Wireless Speaker (valued at HK$3,499; Random Color) / Philips RO Water Dispenser ADD6901HWH01/90 (valued at HK$2,488; White) / HK$1,600 Apple Store Gift Card OR Wellcome Shopping Voucher
                Within 7 days of receiving the formSubmit the reward redemption form sent via email previously
                On or before 3 November 2023The card must be approved by Citibank. You are required to activate the card
                Within 30 days upon card approvalMake a minimum spend of HK$2000 with the card
                • Tips:
                  • Please turn off AdBlocker and private mode before application: 3 settings to ensure reward eligibility
                  • Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).
                  • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
                  • Please complete the redemption form within 7 days. MoneyHero will verify your reward eligibility with Citibank.
                  • Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card & Citi Prestige Card.
                  • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
                  • Applicants understand and accept that gift fulfillment is facilitated by MoneyHero. Citibank (Hong Kong) does not have any liability or responsibility for the gift fulfillment.

                Points will never expire

                • Local Spending: HK$6 = 12 Points, equivalent to HK$6 = 1 mile
                • Overseas Spending: HK$4 = 12 Points, equivalent to HK$4 = 1 mile
                • Pay annual fee of HK$3,800 to receive240,000 Points every year from the second year onwards, equivalent to 20,000 Asia Miles
                • Points can redeem cash rebate, vouchers, gifts and airmiles

                Complimentary 4th night at any hotel

                • Complimentary night at any hotel when you book a minimum 4-consecutive-night stay including staycation

                One call connects to 24/7 Citi Prestige Concierge hotline with multiple languages

                Free travel insurance

                • Pay in full or redeem for flight tickets/accommodation/travel tours with your Citi Prestige Card, you and your family can enjoy free travel insurance.

                Extended warranty insurance, purchase protection insurance, e-commerce protection insurance and more

                Annual fee of HK$3,800 must be paid.

                mReferral/ MoneyHero exclusive offer is only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").

                Terms and conditions apply

                DBS Eminent Visa Signature Card
                • Up to 5% Rebate Program for F&B
                $360000
                Min. Annual Income
                Not Available
                Local Spending - Air Miles Conversion
                5%
                Local Spending - Cashback Rate
                • Dining Privileges Up to 30% off
                • Welcome Offer Up to HK$1,000 Cash Rebate

                Welcome Offer Up to HK$1,000 Cash Rebate

                New Customers who successfully apply DBS Eminent Card by 2 October 2023 can enjoy the first year annual fee waiver and following fabulous welcome offer, upon spending with the new card in the first 3 months and activating DBS Card+ account in the first month:

                  

                Welcome Gift

                “Spending Requirement”

                Up to HK$600 Cash Rebate:

                • 10% Cash Rebate (“Cash Rebate”) on Eligible Spending, with a maximum limit of Cash Rebate HK$450; and/or
                • Extra HK$150 Cash Rebate (“Extra Cash Rebate”); and/or
                • HK$50 “InstaRedeem” Amount for activating the New Card within one month from card issuance date
                • Cash Rebate: accumulate retail spending or make transaction as listed below ("Eligible Spending") with the New Card within Spending Period:
                  - accumulated retail spending of HK$3,000 or above, and/or
                  - designated Instant Cash Service: the approved cash out amount that the New Customer has successfully applied for “Instant Cash” service via online (The Eligible Spending amount of this item is up to HK$3,000, and the maximum cash rebate is HK$300)
                • Extra Cash Rebate: accumulate spending or make transaction as listed below with New Card within Spending Period: HK$1,000 or above in total for top up amount via Octopus Automatic Add Value Service; or apply 12-month or above Flexi Shopping Programme

                DBS Eminent Card Brand-new Up to 5% Rebate Program, Up to $400 Rebate

                • 4 designated spending categories up to 5% rebate (applicable for the first HK$8,000 Eligible Spending in Other Retail Spending in each calendar month)
                • Other retail spending up to 1 % rebate (applicable for the first HK$20,000 Eligible Spending in Other Retail Spending in each calendar month)
                • Registration in DBS Card+ mobile application is required

                Dining Privileges Up to 30% off

                • HEXA / SIXA 30% off
                • Classified 30% off
                • Conrad Hong Kong up to 15% off
                • Hyatt Regency Hong Kong, Tsim Sha Tsui 15% off
                • JW Marriott Hotel Hong Kong up to 15% off
                • The Mira Hong Kong 15% off
                • BISTECCA 10% off

                Health & Wellness Privileges Up to 52% off/Enjoy Trial

                • Pure Yoga Trial and Sign-up Offers
                • Zenyum Year-round offer
                • Up to 52% discount on designated check-up plans

                Exclusive Offer for Treasures Private Client / Treasures Client to enjoy up to 6.6% rebate on local dining spending during birthday month

                • Includes 5% dining rebate of “DBS Eminent Card Up to 5% Rebate Program” and DBS Treasures Customers Exclusive extra 1.6% rebate of local dining spending

                Enjoy full-year Buy-5-Get-1 Free offers at designated coffee shops

                • Receive 1 stamp for each transaction of HK$25 or above. For every 5 stamps collected, you will receive a HK$25 “InstaRedeem” discount for the 6th transaction in the same month.

                mReferral/ MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS

                Cash Rebate is not applicable to applicants who, during the New Card approval process, have applied for or held any principal DBS Eminent Visa Signature Card and/ or DBS Eminent Visa Platinum Card (formerly named as DBS Visa Platinum Card, DBS Visa Gold Card or DBS Visa Classic Card).

                New Customer must download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 1 month of the New Card issuance date in order to be eligible to the Welcome Offer

                Reload of digital wallet does not count as eligible transactions of welcome offer. DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning Cash Rebate


                Terms and conditions apply, click “Apply Now” for more details.

                CNCBI Motion Credit Card
                • Exclusive Offer:[Till 3 October] Receive HK$500 Apple Store Gift Card OR HK$500 HKTVmall e-Gift Voucher; also enjoy up to HK$12,400 cash rebate
                $150000
                Min. Annual Income
                Not Available
                Local Spending - Air Miles Conversion
                6 %
                Local Spending - Cashback Rate
                • Up to 16 % cash rebate

                Welcome Offer 10% cash rebate on spending in Foreign Currencies; Summer Super Reward: Up to HK$10,800 Extra Cash Rebate on Foreign Currency Spending

                New CNCBI Credit Card Customers get rewarded with HK$500 Apple Store Gift Card OR HK$500 HKTVmall e-Gift Voucher by fulfilling the following requirements:

                Now till 3 October 2023 6 p.m.Successfully apply for the designated CNCBI Credit Card(s) and submitted redemption form via MoneyHero
                On or before 31 October 2023The card must be approved by CNCBI.
                Within 7 days of receiving the formSubmit the reward redemption form sent via email previously.

                Tips:
                Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
                Upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
                Designated card(s) include CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
                Each customer is entitled to MoneyHero Time-limited Exclusive Offer once only.
                Not applicable to any credit card applicant who currently holds or held any other CNCBI Credit Cards issued by the Bank in the 12-month immediately preceding the relevant application for the credit card (excluding supplementary cardmember).
                Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
                If you have concerns regarding the redemption process, please refer to the Terms and Conditions.

                Up to HK$12,400 cash rebate within the Promotion Period includes:
                10% cash rebate on spending in Foreign Currencies in the first 3 months (maximum of HK$1,000 cash rebate),
                Summer Super Reward: Extra 6% Cash Rebate on spending in Foreign Currencies (maximum of HK$10,800 cash rebate) and
                Year round 6% cash rebate on Dining, Online and Foreign Currency Spending (maximum of HK$200 extra cash rebate in each month, up to HK$600 cash rebate within spending period).
                Please refer to www.cncbinternational.com/card_en for the offer details.

                First year annual fee waiver
                Welcome Offer and MoneyHero Exclusive Offer are not applicable to any Cardmember who currently holds or have cancelled any CNCBI credit cards (excluding supplementary Cardmember) issued by the Bank in the 12-month immediately preceding the relevant application for the credit card.
                Terms and conditions apply. For more details, please visit https://www.cncbinternational.com/personal/promotions/credit-card/en/tc.html.
                Reminder: To borrow or not to borrow? Borrow only if you can repay!

                Citi Octopus Platinum Card
                • [Till 3 Oct] Receive a HK$300 Apple Store Gift Card OR HK$300 HKTVmall e-Voucher for at least 1 eligible transaction within 30 days of card approval, plus HK$300 Rebate as a Welcome Offer.
                $120000
                Min. Annual Income
                Not Available
                Local Spending - Air Miles Conversion
                0.5%
                Local Spending - Cashback Rate
                • 15% Transport Rebate & 5% Parking and Tunnels Rebate

                Features
                MoneyHero Exclusive Offer - HK$300 Apple Store Gift Card OR HKTVmall Voucher

                From 31 July 2023 6 p.m. to 3 October 2023 6 p.m., new Citi Credit Card customers who successfully apply for Citi Student Credit Cards via MoneyHero and fulfill the following requirements below can enjoy HK$300 Apple Store Gift Card OR HKTVmall Voucher
                Spending Requirement: Make at least 1 eligible transaction within 30 days of card approval
                Application for the Designated Bank Account should be approved by Citibank on or before 30 September 2023, subject to the Citibank’s system records.
                How to redeem MoneyHero exclusive offer?
                Note down your application reference number for reference. You will be asked to upload all required documents when you open the account to facilitate the approval process.
                Within 7 days, please complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Citibank.
                Tips:
                Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
                Citi Octopus Platinum Card (Student) Welcome Offer

                RequirementsRewards
                New customers of Citi Credit Card who
                accumulate spending of HK$1,000 or above within the first 3 months from the date of card issuance which include at least 1 HK$500 auto-reload transaction
                HK$300 Cash Rebate

                15% Transport Rebate Program
                Citi Octopus Platinum Cardholders can enjoy up to 15% transport rebate + 5% rebate on tunnels.

                Monthly Eligible Retail SpendingHK$3,000 - HK$9,999HK$10,000或以上
                Eligible retail spending should be made onAll Principal Citi Credit Card under the cardholder, and the
                supplementary card(s) of such Citi Credit Card
                Offer15% rebate on MTR, bus, ferry, tram, green minibus15% rebate on MTR, bus, ferry, tram, green minibus
                +
                5% rebate on tunnels, car parks & + parking meters
                Maximum Rebate Amount
                (Each Calendar Month)
                HK$300HK$500

                 

                Earn an extra offer of HK$150 Octopus Top-up Value

                Add Citi Octopus Card to iPhone/Apple Watch during the Promotion Period, register for the Promotion via octopus.com.hk/pg-en/AAVSMW_2305 and conduct at least one Automatic Add Value Service transaction of HK$500 or HK$1,000 to earn an extra offer of HK$150 Octopus Top-up Value
                Promotion Period: 1 May 2023 to 31 July 2023
                Embedded Octopus Service; Cashback rewarded for Octopus Automatic Add Value Service
                HK$200 spending = HK$1 Octopus Cash Rebate
                First year annual fee waiver
                Welcome offer is only applicable to custeomers who are full time students of degree/diploma program of a Hong Kong Tertiary Institution.
                All rebates are in the form of Octopus cash and cannot be converted into cash vouchers or air miles.

                Citi PremierMiles Card
                • [Till 3 October] Eligible applicants can get Delsey Air Armour 4 wheels Travel Suitcase 30" (valued at HK$3,899; Random Color) / Marshall Stanmore II Wireless Speaker (valued at HK$3,499; Random Color) / Philips RO Water Dispense
                $120000
                Min. Annual Income
                $8/mile
                Local Spending - Air Miles Conversion
                0.73%
                Local Spending - Cashback Rate
                • Up to 12 times complimentary access to airport lounges for every calendar year

                New Citi Credit Card Customers receive Delsey Air Armour 4 wheels Travel Suitcase 30" (valued at HK$3,899; Random Color) / Marshall Stanmore II Wireless Speaker (valued at HK$3,499; Random Color) / Philips RO Water Dispenser ADD6901HWH01/90 (valued at HK$2,488; White) / HK$1,600 Apple Store Gift Card OR Wellcome Shopping Voucher exclusively from MoneyHero when they spend a designated amount and fulfill the following requirements:

                Important DatesRequirements
                From 31 August 2023 6 p.m. to 3 October 2023 6 p.m.New Citi Credit Card Customers who successfully apply for the Designated Cards via MoneyHero.
                Eligible applicants can get Delsey Air Armour 4 wheels Travel Suitcase 30" (valued at HK$3,899; Random Color) / Marshall Stanmore II Wireless Speaker (valued at HK$3,499; Random Color) / Philips RO Water Dispenser ADD6901HWH01/90 (valued at HK$2,488; White) / HK$1,600 Apple Store Gift Card OR Wellcome Shopping Voucher
                Within 7 days of receiving the formSubmit the reward redemption form sent via email previously.
                On or before 3 November 2023The card must be approved by Citibank. You are required to activate the card.
                Within 30 days upon card approvalMake a minimum spend of HK$2,000 with the card

                 

                Tips:
                Please turn off AdBlocker and private mode before application
                Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).
                You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
                Please complete the redemption form within 7 days. MoneyHero will verify your reward eligibility with Citibank.
                Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card & Citi Prestige Card.
                Applicants understand and accept that gift fulfillment is facilitated by MoneyHero. Citibank (Hong Kong) does not have any liability or responsibility for the gift fulfillment.
                If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
                Points will never expire. No service charge for mileage conversion.
                Up to 12 times complimentary access to airport lounges for every calendar year
                Cardholders are required to spend HK$5,000 per head within 30 days after the date of each lounge visit
                Free Travel Insurance
                Pay in full or redeem for flight tickets/accommodation/travel tours with the card, you and your family can enjoy free travel insurance
                Purchase Protection
                Purchases made with Citi PremierMiles Card will automatically be insured against any damages, loss or theft for up to US$7,600 within 30 days of purchase
                First year annual fee waiver
                Welcome offers and MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
                When cardholder reaches total eligible transactions of HK$20,000 or above in one statement cycle, he/she will be awarded 12 Points (1 mile) per HK$3 (or equivalent foreign currency) overseas & online foreign currency transactions posted. If the total Eligible Transactions are below HK$20,000, Cardholders can still enjoy 12 Points (1mile) per HK$4 for overseas & online foreign currency transactions. If the cardholders cannot meet the spending requirement of the complimentary lounges access, they will be charged an entrance fee of HK$200 per cardholder per lounge access. Terms and conditions apply. For details, please click here for more information.

                Citi Rewards Card
                • [Till 3 October] Eligible applicants can get Delsey Air Armour 4 wheels Travel Suitcase 30" (valued at HK$3,899; Random Color) / Marshall Stanmore II Wireless Speaker (valued at HK$3,499; Random Color) / Philips RO Water Dispense
                $120000
                Min. Annual Income
                $3/mile
                Local Spending - Air Miles Conversion
                1.85%
                Local Spending - Cashback Rate
                • Enjoy 5X Points for all wallet transactions (Apple Pay, Google Pay and Samsung Pay)

                New Citi Credit Card Customers receive Delsey Air Armour 4 wheels Travel Suitcase 30" (valued at HK$3,899; Random Color) / Marshall Stanmore II Wireless Speaker (valued at HK$3,499; Random Color) / Philips RO Water Dispenser ADD6901HWH01/90 (valued at HK$2,488; White) / HK$1,600 Apple Store Gift Card OR Wellcome Shopping Voucher exclusively from MoneyHero when they spend a designated amount and fulfill the following requirements:

                Important DatesRequirements
                From 31 August 2023 6 p.m. to 3 October 2023 6 p.m.New Citi Credit Card Customers who successfully apply for the Designated Cards via MoneyHero.
                Eligible applicants can get Delsey Air Armour 4 wheels Travel Suitcase 30" (valued at HK$3,899; Random Color) / Marshall Stanmore II Wireless Speaker (valued at HK$3,499; Random Color) / Philips RO Water Dispenser ADD6901HWH01/90 (valued at HK$2,488; White) / HK$1,600 Apple Store Gift Card OR Wellcome Shopping Voucher
                Within 7 days of receiving the formSubmit the reward redemption form sent via email previously.
                On or before 3 November 2023The card must be approved by Citibank. You are required to activate the card.
                Within 30 days upon card approvalMake a minimum spend of HK$2,000 with the card

                 

                Tips:
                Please turn off AdBlocker and private mode before application
                Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).
                You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
                Please complete the redemption form within 7 days. MoneyHero will verify your reward eligibility with Citibank.
                Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card & Citi Prestige Card.
                Applicants understand and accept that gift fulfillment is facilitated by MoneyHero. Citibank (Hong Kong) does not have any liability or responsibility for the gift fulfillment.
                If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
                 

                Rewards Points

                Enjoy 5X Points for all wallet transactions (Apple Pay, Google Pay and Samsung Pay)
                Enjoy 3X Points for all Mastercard contactless and payWave transactions.
                First year annual fee waiver
                This MoneyHero Exclusive Offer does not apply to student cards
                Welcome offers and MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
                Handling fee of HK$50 - HK$300 will be charged for redeeming Points for miles each time.

                Citi Cash Back Card
                • MoneyHero Exclusive Offer:[Till 3 October] Eligible applicants can get Delsey Air Armour 4 wheels Travel Suitcase 30" (valued at HK$3,899; Random Color) / Marshall Stanmore II Wireless Speaker (valued at HK$3,499; Random Color) / Philips RO Water Dis
                $120000
                Min. Annual Income
                Not Available
                Local Spending - Air Miles Conversion
                2%
                Local Spending - Cashback Rate
                • 2% rebate for local dining, local hotel spending & foreign currency spending with no cap

                New Citi Credit Card Customers receive Delsey Air Armour 4 wheels Travel Suitcase 30" (valued at HK$3,899; Random Color) / Marshall Stanmore II Wireless Speaker (valued at HK$3,499; Random Color) / Philips RO Water Dispenser ADD6901HWH01/90 (valued at HK$2,488; White) / HK$1,600 Apple Store Gift Card OR Wellcome Shopping Voucher exclusively from MoneyHero when they spend a designated amount and fulfill the following requirements:

                Important DatesRequirements
                From 31 August 2023 6 p.m. to 3 October 2023 6 p.m.New Citi Credit Card Customers who successfully apply for the Designated Cards via MoneyHero.
                Eligible applicants can get Delsey Air Armour 4 wheels Travel Suitcase 30" (valued at HK$3,899; Random Color) / Marshall Stanmore II Wireless Speaker (valued at HK$3,499; Random Color) / Philips RO Water Dispenser ADD6901HWH01/90 (valued at HK$2,488; White) / HK$1,600 Apple Store Gift Card OR Wellcome Shopping Voucher
                Within 7 days of receiving the formSubmit the reward redemption form sent via email previously.
                On or before 3 November 2023The card must be approved by Citibank. You are required to activate the card.
                Within 30 days upon card approvalMake a minimum spend of HK$2,000 with the card

                Tips:
                Please turn off AdBlocker and private mode before application
                Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).
                You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
                Please complete the redemption form within 7 days. MoneyHero will verify your reward eligibility with Citibank.
                Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card & Citi Prestige Card.
                Applicants understand and accept that gift fulfillment is facilitated by MoneyHero. Citibank (Hong Kong) does not have any liability or responsibility for the gift fulfillment.
                If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
                Clear requirement of Welcome Gift. Auto cash rebate with no cap. Cash rebate will be used to settle the outstanding balance of the statement.
                2% rebate on local dining spending
                2% rebate on local hotel spending
                2% rebate on spending in foreign currency
                1% unlimited rebate on other spending
                Rebate will be credited to the eligible card account on the following statement of account when the accumulated rebate balance reaches HK$200 or above and be used to settle the outstanding balance as well as new purchases excluding the Minimum Payment Due.
                Purchase Protection Insurance
                Purchases will be insured against any damages or loss for up to US$7,600 within 30 days of purchase.
                First year annual fee waiver
                Welcome offers and MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
                Transactions made at any merchant in the European Economic Area are not entitled to 2% foreign currency cash rebate
                Eligible Foreign Currency Transactions exclude card-present transactions made by Cardholders at any merchant with physical premises, address of the fixed place of business or business license in any country participating in the European Economic Area (EEA) or joining after 19 October 2020. 1% Basic Cash Rebate will be awarded to card-present transactions made at merchants in the EEA.

                BEA World Mastercard
                • [Till 3 October] [Dual Card Offer] Successfully apply two selected BEA Credit Cards through MoneyHero, enter promo code「BEAMHC22」, activate and spend once with the new cards, customers can get HK$800 Apple Store Gift Card / HK$80
                $120000
                Min. Annual Income
                $5/mile
                Local Spending - Air Miles Conversion
                2.4 %
                Local Spending - Cashback Rate
                • Up to HK$3,300 Cash Rebate
                • Extra 12% Rebate on BEA Days - Mobile Payment Spending

                Features
                MoneyHero Exclusive Offer

                Dual card offer: New customers who apply BEA World Mastercard along with i-Titanium Card (Using 1 application form), enter promo code "BEAMHC22" during the application, approved by BEA on or before 3 November 2023, and spend once in any amount with both new cards within 30 days from the day of card issued, you can get HK$800 Apple Store Gift Card / HK$800 HKTVmall e-Gift Voucher / HK$800 Wellcome Shopping Voucher
                Single card offer: New customers who apply either BEA World Mastercard or i-Titanium Card, enter promo code "BEAMHC22" during the application, approved by BEA on or before 3 November 2023, and spend once in any amount within 30 days from the day of card issued, the exclusive offer would be HK$400 Apple Store Gift Card / HK$400 HKTVmall e-Gift Voucher / HK$400 Wellcome Shopping Voucher
                Offer cannot be used in conjunction with any other promotional offer [For example: BEA Credit Card MGM Scheme]
                Tips:
                Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
                Please be reminded to complete all below steps for receiving the Exclusive Offer:
                Step 1. At MoneyHero Website, click “Apply Now” button which is under content of “BEA World Mastercard”, then fill the email address and click “Confirm”. After that, the page would be directed to BEA website automatically and click “Learn More & Apply” to apply both World Mastercard and i-Titanium card. Please remember to fill in the referral code "BEAMHC22" in the "BEA Credit Card Member-get-member referral code (if applicable)" column during the application. You will receive an email from BEA (containing the application reference number) after completing the application.
                Step 2. MoneyHero would share “Reward Redemption Form” by via email, please complete and submit to MoneyHero for verifying the eligibility of reward. Please be reminded, the “Reward Redemption Form” should be submitted to MoneyHero within 7 days after application submission, and any late and/or reasons of failed submission are NOT entitled to enjoy the Exclusive offer.
                Step 3. To speed up the approval process, please keep the application reference number in the email from BEA for record and submit the required documents during application. The application reference number should begin with "OA" and is a composition of characters and numbers of 12 digits. The application reference number can be found in the email from BEA (e.g. OAXXX1XX11XX). Please check the application reference number carefully to avoid disqualification.
                Step 4. If you have concerns regarding the redemption process, please refer to this article.
                Step 5. Terms and Conditions apply.

                RequirementMoneyHero Exclusive Offer
                Apply BEA World Mastercard along with i-Titanium Card (Using 1 application form) 
                From now until 3 October 2023 at 6 p.m., new customers who apply BEA World Mastercard along with i-Titanium Card (Using 1 application form), enter promo code "BEAMHC22" during the application, approved by BEA on or before 3 November 2023, and spend once in any amount with both new cards within 30 days from the day of card issuedHK$800 Apple Store Gift Card; or
                HK$800 HKTVmall e-Gift Voucher; or
                HK$800 Wellcome Shopping Voucher
                (1 out of 3)
                Apply BEA World Mastercard or i-Titanium Card (Either one) 
                From now until 3 October 2023 at 6 p.m., new customers who apply BEA World Mastercard or i-Titanium Card, enter promo code "BEAMHC22" during the application, approved by BEA on or before 3 November 2023, and spend once in any amount within 30 days from the day of card issuedHK$400 Apple Store Gift Card; or
                HK$400 HKTVmall e-Gift Voucher; or
                HK$400 Wellcome Shopping Voucher
                (1 out of 3)

                 

                World Mastercard & i-Titanium Card Dual Card Welcome Offer - Up to HK$3,300 Cash Rebate
                New customers accumulate retail spending/cash advance of HK$8,000 or above within first 3 months from card issuance and activate World Mastercard through BEA App can earn HK$800 Cash Rebate; if you successfully apply i-Titanium Card at the same time and reach accumulate retail spending/cash advance of HK$5,000 or above within first 2 months from card issuance and activate the card through BEA App, you can earn entra HK$500 Cash Rebate
                Receive extra 2% rebate for all Eligible Transactions made on the World Mastercard within the first 3 months from the date of card issuance, up to HK$2,000 Cash Rebate
                Personalized Card Rewards to Match Your Needs (Effective on 1 July 2023)
                Up to 4% cash rebate for Bonus Point Reward
                4% cash rebate for local dining and overseas spending
                Including local delivery platform & online foreign currency spending; Total 10X bonus points, including 9X Extra Reward bonus points and 1X Basic Reward bonus points
                OR
                As low as HK$4 = 1 Mile for BEA Mileage Reward
                HK$4 = 1 mile for overseas/ online foreign currency spending
                HK$5 = 1 mile for local dining & designated spending (including food delivery platform, local household appliance stores and local electronics sales stores spending)
                HK$8 = 1 mile for other retail spending
                Enjoy Daily and Travelling Privileges 
                Extra 12% Rebate on BEA Days - Mobile Payment Spending (Local bakeries/fast-food restaurants/coffee shops/local transport spending: extra 12% BEA Days rebate)
                Applicable to purchases at local bakeries/fast-food restaurants/coffee shops/local transport through Apple Pay/Google Pay after registration
                Cardholders whose monthly retail spending reach HK$2,000 will be entitled to 12% cash rebate on the designated mobile payments purchases
                Various Mastercard® Airport Experiences
                Access to over 1,000 airport lounges in more than 130 countries/regions worldwide (A US$32 service fee will be charged for each visit per person)
                Up to 15% off on dining, shopping and spa offers
                First year annual fee waiver
                The welcome offer and MoneyHero Exclusive Offer are only available to customers who have not held a principal BEA Credit Card (excluding the BEA Corporate Card and all co-branded/affinity cards and supplementary cards) in the 6 months prior to the application submission date and at the time of card approval (excluding selected customers).

                Spend once in any amount with both new cards within 30 days from the day of card issued to be eligible for MoneyHero’s Exclusive offer
                Transaction made at supermarkets, travel agencies, and to government departments; and recurring transactions and/or autopay transactions will not be eligible for extra Bonus Points

                BEA i-Titanium Card
                • [Till 3 October] [Dual Card Offer] Successfully apply two selected BEA Credit Cards through MoneyHero, enter promo code「BEAMHC22」, activate and spend once with the new cards, customers can get HK$800 Apple Store Gift Card / HK$80
                $40000
                Min. Annual Income
                Not Available
                Local Spending - Air Miles Conversion
                3.4 %
                Local Spending - Cashback Rate
                • Up to HK$3,300 Cash Rebate
                • Extra 12% rebate on BEA Days - Mobile Payment spending

                Features
                MoneyHero Exclusive Offer

                Dual card offer: New customers who apply BEA World Mastercard along with i-Titanium Card (Using 1 application form), enter promo code "BEAMHC22" during the application, approved by BEA on or before 3 November 2023, and spend once in any amount with both new cards within 30 days from the day of card issued, you can get HK$800 Apple Store Gift Card / HK$800 HKTVmall e-Gift Voucher / HK$800 Wellcome Shopping Voucher
                Single card offer: New customers who apply either BEA World Mastercard or i-Titanium Card, enter promo code "BEAMHC22" during the application, approved by BEA on or before 3 November 2023, and spend once in any amount within 30 days from the day of card issued, the exclusive offer would be HK$400 Apple Store Gift Card / HK$400 HKTVmall e-Gift Voucher / HK$400 Wellcome Shopping Voucher
                Offer cannot be used in conjunction with any other promotional offer [For example: BEA Credit Card MGM Scheme]
                Tips:
                Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
                Please be reminded to complete all below steps for receiving the Exclusive Offer:
                Step 1. At MoneyHero Website, click “Apply Now” button which is under content of “BEA World Mastercard”, then fill the email address and click “Confirm”. After that, the page would be directed to BEA website automatically and click “Learn More & Apply” to apply both World Mastercard and i-Titanium card. Please remember to fill in the referral code "BEAMHC22" in the "BEA Credit Card Member-get-member referral code (if applicable)" column during the application. You will receive an email from BEA (containing the application reference number) after completing the application.
                Step 2. MoneyHero would share “Reward Redemption Form” by via email, please complete and submit to MoneyHero for verifying the eligibility of reward. Please be reminded, the “Reward Redemption Form” should be submitted to MoneyHero within 7 days after application submission, and any late and/or reasons of failed submission are NOT entitled to enjoy the Exclusive offer.
                Step 3. To speed up the approval process, please keep the application reference number in the email from BEA for record and submit the required documents during application. The application reference number should begin with "OA" and is a composition of characters and numbers of 12 digits. The application reference number can be found in the email from BEA (e.g. OAXXX1XX11XX). Please check the application reference number carefully to avoid disqualification.
                Step 4. If you have concerns regarding the redemption process, please refer to this article.
                Step 5. Terms and Conditions apply.

                RequirementMoneyHero Exclusive Offer
                Apply BEA World Mastercard along with i-Titanium Card (Using 1 application form) 
                From now until 3 October 2023 at 6 p.m., new customers who apply BEA World Mastercard along with i-Titanium Card (Using 1 application form), enter promo code "BEAMHC22" during the application, approved by BEA on or before 3 November 2023, and spend once in any amount with both new cards within 30 days from the day of card issuedHK$800 Apple Store Gift Card; or
                HK$800 HKTVmall e-Gift Voucher; or
                HK$800 Wellcome Shopping Voucher
                (1 out of 3)
                Apply BEA World Mastercard or i-Titanium Card (Either one) 
                From now until 3 October 2023 at 6 p.m., new customers who apply BEA World Mastercard or i-Titanium Card, enter promo code "BEAMHC22" during the application, approved by BEA on or before 3 November 2023, and spend once in any amount within 30 days from the day of card issuedHK$400 Apple Store Gift Card; or
                HK$400 HKTVmall e-Gift Voucher; or
                HK$400 Wellcome Shopping Voucher
                (1 out of 3)

                 

                World Mastercard & i-Titanium Card Dual Card Welcome Offer - Up to HK$3,300 Cash Rebate
                New customers accumulate retail spending/cash advance of HK$8,000 or above within first 3 months from card issuance and activate World Mastercard through BEA App can earn HK$800 Cash Rebate; if you successfully apply i-Titanium Card at the same time and reach accumulate retail spending/cash advance of HK$5,000 or above within first 2 months from card issuance and activate the card through BEA App, you can earn entra HK$500 Cash Rebate
                Receive extra 2% rebate for all Eligible Transactions made on the World Mastercard within the first 3 months from the date of card issuance, up to HK$2,000 Cash Rebate
                [Hey! Student! ] BEA iTitanium Card is also applicable to Tertiary Students. It has no income requirement. You are eligible for up to $200 cash rebate! Apply here!
                Get 4% on Online & Mobile Payment. An essential card for online shoppers (Effective on 1 July 2023)
                Online Shopping and Mobile Payment 4% rebate (includes the Basic Reward 0.4% cash rebate and the Extra Reward 3.6% i-Dollar cash rebate)
                Other Spending: Every HK$250 in retail spending = $1 cash rebate
                Extra 12% rebate on BEA Days - Mobile Payment spending (Local bakeries/fast-food restaurants/coffee shops/local transport spending)
                Applicable to purchases at local bakeries/fast-food restaurants/coffee shops/local transport through Apple Pay/Google Pay after registration.
                Cardholders whose monthly retail spending reach HK$2,000 will be entitled to 12% cash rebate on the designated mobile payments purchases.
                Priority Booking Service for Spectacular Concerts.
                First year annual fee waiver
                The welcome offer and MoneyHero Exclusive Offer are only available to customers who have not held a principal BEA Credit Card (excluding the BEA Corporate Card and all co-branded/affinity cards and supplementary cards) in the 6 months prior to the application submission date and at the time of card approval (excluding selected customers).

                Spend once in any amount with both new cards within 30 days from the day of card issued to be eligible for MoneyHero’s Exclusive offer
                Only 0.4% basic cash rebate will be given to transactions made at supermarkets, travel agencies, to government departments, recurring transactions and/or autopay transactions.

                PrimeCredit WeWa UnionPay Diamond Card
                • mReferral Exclusive Offer - HK$100 cash rebate + HK$200 HKTVmall Coupon/ Wellcome Shopping Voucher
                $150000
                Min. Annual Income
                Not Available
                Local Spending - Air Miles Conversion
                4%
                Local Spending - Cashback Rate
                • Welcome Offer - Samsung Galaxy Tab A7 Lite (LTE) Tablet (T225) /B&O Beosound Explore Bluetooth Speaker / HK$500 Cash Rebate
                • Crazy WeWa Reward up to 6% Cash Rebate

                MoneyHero Exclusive Offer:Enjoy HK$100 cash rebate + HK$200 HKTVmall Coupon/ Wellcome Shopping Voucher exclusively from MoneyHero! Plus Samsung Galaxy Tab A7 Lite (LTE) Tablet (T225)/ B&O Beosound Explore Bluetooth Speaker/ HK$500 Cash Rebate/ up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program as welcome offer
                4% Cash rebate on Travel (including airlines, hotels, online travel agencies and travel agencies), Cinema, Karaoke, Theme park spending
                See less
                Features
                MoneyHero Exclusive Offer - HK$100 cash rebate + HK$200 HKTVmall Coupon/ Wellcome Shopping Voucher

                New customers of PrimeCredit Credit Card who successfully apply for PrimeCredit Credit Card via MoneyHero can enjoy HK$100 cash rebate + HK$200 HKTVmall Coupon/ Wellcome Shopping Voucher.
                How to redeem MoneyHero exclusive offer?
                Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
                Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
                Tips:
                Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
                PrimeCredit UPI credit cards X Taiwan extra 3% Cash Rebate Promotion

                Programme Period: 1 Aug 2023 – 31 Oct 2023

                Eligible cardholder who makes eligible retail spending in Taiwan using New Taiwan Dollar can enjoy an extra 3% cash rebate on top of the basic cash rebate within the promotion period
                Cardholder can also enjoy the basic cash rebate on top of the extra 3% cash rebate
                Each PrimeCredit UnionPay Diamond Credit Card can be entitled to a maximum amount of HK$500 Extra Cash Rebate during the Promotion Period
                Eligible Retail Spending includes the payment via physical card, UnionPay App, QR code payment OmyCard App and Apple Pay
                The cash rebate will be credited to the relevant card account on or before 31 Jan 2024
                Terms and Conditions apply. Please refer to PrimeCredit official website for details.

                Klook x WeWa Travel Privileges

                Promotion Period: 1 August – 31 August 2023

                Input promotion code “WEWA2023” to enjoy HK$120 instant discount upon single spending of HK$800 on Klook Website or Klook Mobile Application with WeWa or EarnMORE Credit Card issued by PCL
                Terms and Conditions apply. Please refer to PrimeCredit official website for details.

                WeWa Daily Tap Rewards

                Promotion Period: 1 March 2023 to 31 August 2023

                WeWa Cardholders can play 2 Games, namely - “Preward” (碌卡前Look Look) and “Weward” (碌卡後碌碌) - every day on OmyCard App.
                Prizes include Cash rebate / Discount on spending / Merchant coupons or vouchers / Free Interest Free Handling Fee Transaction Instalment Plan and others, while cardholders are required to fulfil the respective requirements set out in the attached Terms and Conditions for prize redemption.
                Terms and Conditions apply. Please refer to PrimeCredit official website for details.

                Welcome Offer

                From now till 31 August 2023, new PrimeCredit Credit Card Cardholder who successfully applied WeWa UnionPay Diamond Card is entitled to one of the following Welcome Offers upon fulfilling the Eligible Retail Purchase Transactions Requirement specified below:

                Eligible Retail Purchase Transactions RequirementWelcome Offers options
                Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing dateSamsung Galaxy Tab A7 Lite (LTE) Tablet (T225)/HK$500 Cash Rebate/HK$500 Cash Rebate
                No Spending RequirementUp to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program

                Enjoy limited-time offers and activities in OmyCard app
                Enjoy "Hot Deals Patrols" limited-time offers through the app. You can buy popular products at a discounted price.
                Pay with WeWa UnionPay Credit Card and enjoy direct cash rebate.
                4% rebate on Travel, Cinema, Karaoke, Theme park spending (0.4% basic rebate + 3.6% additional rebate) (HK$250 = HK$10 cash rebate)
                0.4% on other spendings (HK$250 = HK$1 cash rebate)
                3-month Interest-free Credit Card Transaction Instalment Plan
                From now till 31 July 2023, enjoy waiver on interest rate and handling fee for option of 3 months of Credit Card Transaction Instalment Plan when you apply for the plan via OmyCard App. The plan is applicable to single eligible retail spending of HK$1,500 or above.
                Travel Benefits
                Exemption of foreign transaction fees
                Enjoy free access to 130 LoungeKey airport lounges 3 times per year
                Cardholders have to sign up and spend HK$12,000 in total within two consecutive months in order to enjoy free access to LoungeKey airport lounges
                Enjoy airport limousine service for HK$250/ride
                Annual fee waiver for the first 2 years
                Welcome offers, HK$100 Cash Rebate Offer and MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.
                Each card can be entitled to a maximum amount of HK$2,000

                PrimeCredit EarnMORE UnionPay Diamond Card
                • MoneyHero Exclusive Offer:Enjoy HK$100 cash rebate + HK$200 HKTVmall Coupon/ Wellcome Shopping Voucher exclusively from MoneyHero! Plus Aurabeat AG+ Medical Grade Silver Ion Antiviral Air Purifier (LSP-X1) OR OTO Vanda Lite Massage Chair (VN-03)
                $150000
                Min. Annual Income
                Not Available
                Local Spending - Air Miles Conversion
                4 %
                Local Spending - Cashback Rate
                • Enjoy 2% direct cash rebate; 3-month interest-free credit card transaction instalment plan

                Features
                MoneyHero Exclusive Offer - HK$100 cash rebate + HK$200 HKTVmall Coupon/ Wellcome Shopping Voucher

                New customers of PrimeCredit Credit Card who successfully apply for PrimeCredit Credit Card via MoneyHero can enjoy HK$100 cash rebate + HK$200 HKTVmall Coupon/ Wellcome Shopping Voucher.
                How to redeem MoneyHero exclusive offer?
                Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
                Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
                Tips:
                Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
                PrimeCredit UPI credit cards X Taiwan extra 3% Cash Rebate Promotion

                Programme Period: 1 Aug 2023 – 31 Oct 2023

                Eligible cardholder who makes eligible retail spending in Taiwan using New Taiwan Dollar can enjoy an extra 3% cash rebate on top of the basic cash rebate within the promotion period
                Cardholder can also enjoy the basic cash rebate on top of the extra 3% cash rebate
                Each PrimeCredit UnionPay Diamond Credit Card can be entitled to a maximum amount of HK$500 Extra Cash Rebate during the Promotion Period
                Eligible Retail Spending includes the payment via physical card, UnionPay App, QR code payment OmyCard App and Apple Pay
                The cash rebate will be credited to the relevant card account on or before 31 Jan 2024
                Terms and Conditions apply. Please refer to PrimeCredit official website for details.

                Klook x WeWa Travel Privileges

                Promotion Period: 1 August – 31 August 2023

                Input promotion code “WEWA2023” to enjoy HK$120 instant discount upon single spending of HK$800 on Klook Website or Klook Mobile Application with WeWa or EarnMORE Credit Card issued by PCL
                Terms and Conditions apply. Please refer to PrimeCredit official website for details.

                Welcome Offer

                RequirementsWelcome Offers
                (Choose 1 from 4)
                Spend HK$9,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date

                Aurabeat AG+ Medical Grade Silver Ion Antiviral Air Purifier (LSP-X1) (3 months instalment x HK$120 per month)

                OTO Vanda Lite Massage Chair (VN-03)

                Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing dateHK$500 Cash Rebate
                No Spending RequirementUp to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program

                Pay with EarnMORE UnionPay Credit Card and enjoy 2% direct cash rebate
                2% cash rebate (1% basic rebate + 1% extra rebate) on year-round spending (HK$250 spending = HK$5 cash rebate)
                1% cash rebate on applying Octopus Automatic Add Value Service with EarnMORE UnionPay Card at every reloading (HK$250 spending = HK$2.5 cash rebate)
                Easy and instant payment with in-app UnionPay QR code function in OmyCard app
                Enjoy "Hot Deals Patrols" limited-time offers through the app. You can buy popular products at a discounted price.
                3-month Interest-free Credit Card Transaction Instalment Plan
                From now till 31 July 2023, enjoy waiver on interest rate and handling fee for option of 3 months of Credit Card Transaction Instalment Plan when you apply for the plan via OmyCard App. The plan is applicable to single eligible retail spending of HK$1,500 or above.
                Exemption of foreign transaction fees
                Annual fee waiver for the first 2 years
                Welcome offers, HK$100 Cash Rebate Offer and MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.
                Each card can be entitled to a maximum amount of HK$1,500 extra 1% cash rebate during the Promotion Period.
                Eligible Retail Purchase Transactions include to all posted retail purchase transactions and exclude Reload of e-Wallets.
                The promotion period of 2% year-round rebate is valid from 1 January 2023 to 31 December 2023.

                Standard Chartered Cathay Mastercard
                • Welcome Offer: Up to 60,000 Miles
                $96000
                Min. Annual Income
                $4/mile
                Eligible spending on Cathay and HK Express
                $4/mile
                Eligible spending on dining / food delivery platforms, online and overseas spending

                  Credit Card Welcome offer

                  • Up to 60,000 Miles1 for new cardholders2 (as low as HKD0.2 = 1 Mile)

                  Spending within the first 2 months upon card issuance –

                  • Tier 1: Accumulated Eligible Transactions3 of HKD1,000 = 5,000 Miles
                  • Tier 2: Accumulated Eligible Transactions3 of HKD5,000 = 15,000 Miles
                  • Tier 3: Accumulated Eligible Transactions3 of HKD40,000 = 40,000 Miles
                  • Tier 4: Accumulated Eligible Transactions3 of HKD100,000 = 60,000 Miles

                  Miles Earning Rewards

                  • HKD4 = 1 Asia Mile for eligible spending on Cathay and HK Express5
                  • HKD4 = 1 Asia Mile for eligible spending on dining / food delivery platforms, online and overseas spending categories
                  • HKD6 = 1 Asia Mile for eligible spending in other categories which are posted in Hong Kong dollars
                  • Enjoy an exclusive rate of HKD4 = 3 Asia Miles at Cathay partner restaurants Learn more

                  From now till 30 June 2023, earn 388,000 Asia Miles in one go upon setting up a 12-month Asia Miles Time Deposit with HKD1,000,000 new funds. 

                   

                  Terms and conditions apply. For details, please refer to Standard Chartered official website.

                   

                  Standard Chartered Cathay Mastercard – Priority Banking
                  • Welcome Offer: Up to 80,000 Miles
                  $96000
                  Min. Annual Income
                  $4/mile
                  Eligible spending on Cathay and HK Express
                  $4/mile
                  Eligible spending on dining / food delivery platforms, online and overseas spending

                    Credit Card Welcome offer

                    • Up to 80,000 Miles1 for new cardholders2 (as low as HKD0.2 = 1 Mile)

                    Spending within the first 2 months upon card issuance –

                    • Tier 1: Accumulated Eligible Transactions3 of HKD1,000 = 5,000 Miles
                    • Tier 2: Accumulated Eligible Transactions3 of HKD5,000 = 15,000 Miles
                    • Tier 3: Accumulated Eligible Transactions3 of HKD40,000 = 60,000 Miles
                    • Tier 4: Accumulated Eligible Transactions3 of HKD100,000 = 80,000 Miles

                    Miles Earning Rewards

                    • HKD4 = 1 Asia Mile for eligible spending on Cathay and HK Express5
                    • HKD4 = 1 Asia Mile for eligible spending on dining / food delivery platforms, online and overseas spending categories
                    • HKD6 = 1 Asia Mile for eligible spending in other categories which are posted in Hong Kong dollars
                    • Enjoy an exclusive rate of HKD4 = 3 Asia Miles at Cathay partner restaurants Learn more

                    From now till 30 June 2023, earn 388,000 Asia Miles in one go upon setting up a 12-month Asia Miles Time Deposit with HKD1,000,000 new funds. 

                     

                    Terms and conditions apply. For details, please refer to Standard Chartered official website.

                     

                    Standard Chartered Cathay Mastercard – Priority Private
                    • Welcome Offer: Up to 100,000 Miles
                    $96000
                    Min. Annual Income
                    $4/mile
                    Eligible spending on Cathay and HK Express
                    $4/mile
                    Eligible spending on dining / food delivery platforms, online and overseas spending

                      Credit Card Welcome Offer

                      • Up to 100,000 Miles1 for new cardholders2 (as low as HKD0.2 = 1 Mile)

                      Spending within the first 2 months upon card issuance –

                      • Tier 1: Accumulated Eligible Transactions3 of HKD1,000 = 5,000 Miles
                      • Tier 2: Accumulated Eligible Transactions3 of HKD5,000 = 15,000 Miles
                      • Tier 3: Accumulated Eligible Transactions3 of HKD40,000 = 80,000 Miles
                      • Tier 4: Accumulated Eligible Transactions3 of HKD100,000 = 100,000 Miles

                      Exclusive Privé Privileges

                      • Exclusive Privé Privileges which includes Priority Private concierge, gourmet privileges, exclusive benefits with our global luxury hotel partners and Airport Limousine Programme Learn More

                      Miles Earning Rewards

                      • HKD4 = 1 Asia Mile for eligible spending on to Cathay and HK Express5
                      • HKD4 = 1 Asia Mile for eligible spending on dining / food delivery platforms, online and overseas spending categories
                      • HKD6 = 1 Asia Mile for eligible spending in other categories which are posted in Hong Kong dollars
                      • Enjoy an exclusive rate of HKD4 = 3 Asia Miles at Cathay partner restaurants Learn more

                      From now till 30 June 2023, earn 388,000 Asia Miles in one go upon setting up a 12-month Asia Miles Time Deposit with HKD1,000,000 new funds.

                       

                      Terms and conditions apply. For details, please refer to Standard Chartered official website.

                      Standard Chartered Simply Cash Visa Card
                      • HKD600 CashBack
                      $96000
                      Min. Annual Income
                      1.5%
                      Local Spending - CashBack Rate
                      2%
                      Overseas Spending - CashBack Rate

                        The Welcome Offer (“Welcome Offer”) is only applicable to new cardholders* who have submitted credit card application during the period from 30 June 2023 to 27 September 2023 (both dates inclusive) (the “Promotion Period”) and fulfilled the requirements as set out below.


                        1. HKD600 CashBack

                        $600 CashBack for accumulated spending of $8,000 in 2 months

                         

                        *Only applicable to New Cardholders. New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.

                        Terms and conditions apply, click “Apply Now” for more details.

                        DBS Live Fresh Card
                        • Up to 6% rebate on online spending
                        $150000
                        Min. Annual Income
                        Not Available
                        Local Spending - Air Miles Conversion
                        5.4%
                        Local Spending - Cashback Rate
                        • full-year Buy-5-Get-1 Free offers at designated coffee shops

                        New Customers^ who successfully apply DBS Live Fresh Card by 2 October 2023 can enjoy the first year annual fee waiver and the following fabulous welcome gifts, upon spending with the new card in the first 3 months and activating DBS Card+ account in the first month*:

                        HK$550 “InstaRedeem” Amount

                        • “InstaRedeem” Amount will be sub-divided into HK$300 and HK$250
                        • Complete one single retail transaction of HK$300 or above and one single online transaction of HK$250 or above within 3 months from the card issuance date
                        • Spending requirement: HK$4,800 within 3 months from the new card issuance date

                        OR

                        HK$1,000 Klook Rewards 

                        • $600 Klook Gift Card x 1 pc
                        • $100 Klook Hot Coupon x 4pcs, Including:
                          • 2x HK$100 coupon for ALL products (min. spend HK$2,000)
                          • 1x HK$100 coupon for Hotel booking (min. spend HK$1,500)
                          • 1 x HK$100 coupon for car rental (min. spend HK$2,000)
                        • Spending requirement: HK$4,800 / HK$1,800 (Applicable to applicant uses the application form for tertiary student) or above within 3 months from the new card issuance date

                        and/or

                        HK$100 Cash Rebate
                        Spending requirement: HK$1,000 or above in total for top up amount via Octopus Automatic Add Value Service or successfully apply 12-month or above Flexi Shopping Programme with New Card within 3 months from the new card issuance date, no amount requirement

                        and/or

                        HK$50 “InstaRedeem” Amount
                        Activating the New Card within one month from card issuance date

                         

                        • Up to 6% rebate on online spending. You can pick spending category for extra rebate every month based on your own spending habit.
                        • DBS Live Fresh Card Exclusive: 90 days Interest-Free Repayment Period for Overseas, Travelling and Online Transaction
                        • 10 Free Trials for Flexi Shopping. No handling fee when you apply for Flexi Shopping Programme.
                        • First year annual fee waiver
                        • Enjoy full-year Buy-5-Get-1 Free offers at designated coffee shops

                        mReferral exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.

                        Online transactions in Hong Kong Dollars, reload of e-wallets and Octopus Automatic Add-Value Service are only entitled to 0.4% basic rebate.

                        Each Cardholder can enjoy a maximum of HK$150 Reward for each calendar month. Cardholders are required to claim the Reward for the relevant Eligible Transaction within 45 calendar days after the transaction date.

                        • Cardholders must click the red InstaRedeem button on the Timeline of DBS Card+ HK to enjoy the Reward.

                        Terms and conditions apply, click “Apply Now” for more details.

                        DBS Black World Mastercard®
                        • Welcome Offer for New Customers: up to 80,000 miles
                        $240000
                        Min. Annual Income
                        $6/mile
                        Local Spending - Air Miles Conversion
                        0.8%
                        Local Spending - Cashback Rate
                        • Card Issued in Minutes, Instant Cash Out
                        • Up to 12% off on hotel booking offer from travel privileges

                        Welcome Offer

                        New customers^ who successfully apply DBS Black World Mastercard® by 31 August 2023 can enjoy the first year annual fee waiver and Up to 80,000 miles, upon spending with the new card in the first 2 months and activating DBS Card+ account*:

                         

                        Spending Condition

                        Miles Conversion Rate


                        Local Spending

                        First HK$2,000

                        HK$0.5 = 1 mile (upper limit: 4,000 miles) 
                         

                         

                        Thereafter HK$176,000

                        HK$4 = 1 mile (upper limit: 44,000 miles) 
                         

                         

                        Overseas Spending
                         

                        First HK$90,000

                        HK$3 = 1 mile (upper limit: 30,000 miles)

                         

                        Total accumulated miles rewards

                        78,000 miles (i.e. DBS$3,744)#

                         

                        New Customers are entitled to get Extra 2,000 Miles if they successfully apply for 12-month or above Flexi Shopping Programme (of any amount) with the New Card within 2 months of the New Card issuance date! 

                        Enjoy full year travel privileges 

                        • KLOOK "InstaRedeem" 20% off offer
                        • Up to 12% off on hotel booking offer from Expedia.com.hk
                        • Up to 12% off on hotel booking offer from Hotels.com
                        • Up to 10% off on hotel booking from Agoda.com
                        • Up to 7% off on selected products at KKday
                        • Up to 10% cash rebate on selected hotels booking at Booking.com

                        mReferral exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.

                        DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning DBS$.

                        Terms and conditions apply, click “Apply Now” for more details.

                        DBS COMPASS VISA Platinum
                        • Up to $1,000 Welcome offer
                        $100000
                        Min. Annual Income
                        Up to 10%
                        Local Spending - Cashback Rate
                        $10/mile
                        Local Spending - Air Miles Conversion
                        • Up to 10% COMPASS Dollar Rebate on local supermarkets or Taobao spending every Wednesday
                        • Join the “COM-To-Play” Mini Game to win up to $5,000 COMPASS Dollar upon designated spending

                        New Customers are entitled to choose any one applicable welcome gift (“Welcome Gift”) set out below and enjoy extra HK$200 Cash Rebate (“Extra Welcome Gift”):

                         

                        Welcome Gift

                        Option 1

                        100% Rebate on KMB or TenRen’s Tea (Up to HK$800 “InstaRedeem” Amount)

                        Option 2

                        HK$800 Local Supermarket or Taobao “InstaRedeem” Amount

                        “Super Wednesday” Up to 10% COMPASS Dollar Rebate on local supermarkets or Taobao spending every Wednesday

                        • Enjoy up to 10% COMPASS Dollar Rebate upon a single net spending of HK$100 or above at local supermarkets or Taobao with DBS COMPASS VISA every Wednesday. Earn rebates automatically without hassle!
                        • “Up to 10% COMPASS Dollar Rebate” includes the 1% rebate on spending at designated merchants under COMPASS Dollar reward scheme or the 0.4% basic rebate on other Eligible Spending, and the 9.6% extra rebate of this promotion. Extra Reward will be rounded down to 2 decimal places, and is only applicable to the first HK$2,000 Eligible Spending per calendar month.
                        • Promotion period: From now till 27 December 2023 (every Wednesday)

                        “COM-To-Play” Mini Game - Win up to $5,000 COMPASS Dollar upon designated spendings

                        • Spend a single net transaction of HK$200 or above at designated merchants spending categories (physical or online stores) (including Fashion & Apparel, Department Stores, Household Appliances/Electronic Goods, Home Furniture/Decorations, Gasoline) are entitled to join the “COM-to-Play” mini game to randomly win up to $5,000 COMPASS Dollar Rebate.
                        • Each Principal Cardholder can participate in the Mini Game up to 2 times per calendar month in this Promotion and each Mini Game can randomly win COMPASS Dollars as a prize (“Prize”). There are different amounts of Prizes. Each Mini Game can only win the Prize once and the minimum amount is $5 COMPASS Dollar.
                        • Promotion period: 5 June to 31 August 2023

                        COMPASS Dollar Rebate

                        • “Super Wednesday” Up to 10% COMPASS Dollar Rebate on all local supermarkets every Wednesday
                        • 1% COMPASS Dollar at designed merchants like PARKnSHOP, Watsons and more.
                        • 0.4% COMPASS Dollar rebate at non-designated merchants.

                        mReferral exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.

                        Reload of digital wallet does not count as eligible transactions of welcome offer. DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning COMPASS Dollar.

                        DBS COMPASS VISA WELCOME OFFER TERMS & CONDITIONS

                        Terms and conditions apply, click “Apply Now” for more details.

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