Credit Card Comparison

- All
- Best Credit Card
- Octopus card
- Digital wallet
- Welcome gift
- Food & beverage
- Online shopping
- Cash rebate
- Asia miles
- Bank of China (Hong Kong)
- United Asia Finance Limited
- Hang Seng Bank
- MOX
- Prime Credit
- HSBC
- Standard Chartered Bank
- Citibank
- Min annual salary

- HK$800 Wellcome Shopping Voucher

MoneyHero Exclusive Welcome Gift
Offers
- HK$800 Wellcome Shopping Voucher; or
- HK$800 Apple Store Gift Card; or
- Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980) ; or
- Marshall Emberton II Bluetooth Speaker (valued at HK$1,499); or
- SONY WF-LC900 LinkBuds Clip Wireless Headphones (valued at HK$1,499); or
- PHILIPS Sonicare HX3826/31 Cordless Power Flosser (valued at HK$988)
Terms and conditions
New BOC Credit Card Customers who have accumulated eligible retail transactions of HK$100 within first 30 days after card approval will be entitled to - HK$800 Apple Store Gift Card or HK$800 Wellcome Shopping Voucher or Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980) or Marshall Emberton II Bluetooth Speaker (valued at HK$1,499) or SONY WF-LC900 LinkBuds Clip Wireless Headphones (valued at HK$1,499) or PHILIPS Sonicare HX3826/31 Cordless Power Flosser (valued at HK$988) exclusively from MoneyHero upon fulfilling the below requirements:
- From 31 August 2026 6 p.m. till 30 September 2026 6 p.m. or the date that the application quota is full (whichever is earlier): Only applicable to new BOC Credit Card Customers who successfully apply for Designated BOC Credit Cards (including BOC Bliss Card, BOC Cheers Visa Infinite Card, BOC Cheers Visa Signature Card, and BOC Chill World Mastercard) via MoneyHero.
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
- On or before 31 October 2026: The card must be approved by the Bank (subject to the Bank’s system record)
- Within first 30 days after card approval: Have accumulated eligible retail transactions of HK$100
- Offer on a first-come, first-served basis
- Moneyhero Limited-time Exclusive Offer is applicable to new customer who does not holding or have not held/cancelled any main BOC credit card in the past 12 months from the date of application
- If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
BOC Credit Card Welcome Offer (for New Customers)
- Up to HK$800 for 10% cash back on mobile payments
- Promotion Period: From now till December 31, 2026
- Successfully apply for the BOC Bliss Card to enjoy the following welcome offer:
- 10% cash back on mobile payments, up to HK$800.
- Earn up to HK$800 cash back on mobile retail transactions made within the spending period.
- Applicable to eligible retail transactions made via mobile payment (including Apple Pay, Google Pay, Samsung Pay, Huawei Pay, and UnionPay App QR Code, where applicable).
- Terms and Conditions apply.

- HK$1,000 Apple Store Gift Card

- Cash rebate up to 8%
- Easy approval
MoneyHero Exclusive Offer
Offers
- HK$800 Cash Rebate (Deposited via FPS) ; or
- HK$1,000 Apple Store Gift Card; or
- HK$1,000 Wellcome Shopping Voucher; or
- 10,000 Max Miles flight miles; or
- Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980) ; or
- Beyerdynamic AMIRON ZERO Open-Ear Clip Earbuds (valued at HK$1,599); or
- Marshall Emberton II Bluetooth Speaker (valued at HK$1,499); or
- AirPods 4(valued at HK$1,099)
Terms and conditions
New SIM Credit Card customers who have accumulated eligible retail transactions of HK$100 within first 30 days after card approval can get MoneyHero Exclusive reward: - HK$1,000 Apple Store Gift Card / HK$1,000 Wellcome Shopping Voucher / 10,000 Max Miles flight miles* / Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980) / Beyerdynamic AMIRON ZERO Open-Ear Clip Earbuds (valued at HK$1,599) / Marshall Emberton II Bluetooth Speaker (valued at HK$1,499) / AirPods 4(valued at HK$1,099).
Requirements
- From 31 August 2026 6p.m. till 30 September 2026 6p.m.: Successfully apply for the designated sim Credit Card(s) and submitted redemption form via MoneyHero
- On or before 31 October 2026: The card must be approved by sim
- Within first 30 days after card approval: Have accumulated eligible retail transactions of HK$100
- *When selecting Max Miles as the exclusive reward, please ensure that the email address registered for the MoneyHero exclusive reward is the same as the email address of the Hey Max account.
Welcome Offer
Offers
- HK$700 CashBack/ Apple Store gift card
Terms and conditions
The Promotion Period is from 31 August 2026 to 30 September 2026
- Accumulate eligible retail spending of HK$8,000 or above to enjoy the following sim World Mastercard® Welcome Offer:
Up to HK$700 cash rebate OR HK$700 Apple Store Gift Card - Please refer to Terms and Conditions for more details.

- $700 +FUN Dollars

- Perpetual Annual Fee Waiver
- Foreign Currency Spending rebate: Up to 7%
MoneyHero Exclusive Upgrade Offer: Total Rewards Worth up to $2,199 (New Customers)
Upon sucessful application for the Hang Seng Travel+ Visa Signature Card through MoneyHero and meeting the specified spending requirements, you can enjoy both MoneyHero exclusive offer and Hang Seng Bank welcome offer, totaling up to $2,199!
Offers
- New Credit Card Customer : HK$600 Apple Store Gift Card; or
- New Credit Card Customer : HK$600 Wellcome Shopping Voucher; or
- New Credit Card Customer : Marshall Willen II Wireless Portable Speaker (valued at HK$999); or
- New Credit Card Customer : OTO iBright-Wireless eye massager (E-900)(valued at HK$998); or
- New Credit Card Customer : Founist Vlogmate Mini Magnetic Selfie Camera + Stanley 30oz The Quencher H2.0 Flowstate™ Tumbler (valued at HK$713)
Terms and conditions
*New Hang Seng Bank Credit Card cardholders who successfully apply for Hang Seng Travel+ Visa Signature Card via MoneyHero are entitled to HK$600 Apple Store Gift Card OR HK$600 Wellcome Shopping Voucher OR Marshall Willen II Wireless Portable Speaker (valued at HK$999) OR OTO iBright-Wireless eye massager (E-900)(valued at HK$998) OR Founist Vlogmate Mini Magnetic Selfie Camera + Stanley 30oz The Quencher H2.0 Flowstate™ Tumbler (valued at HK$713) upon accumulated eligible transactions of HK$100 within 30 days after card approval.
Important dates:
- From now till 30 September 2026 6 p.m., New Credit Card cardholders* who successfully apply Hang Seng Travel+ Visa Signature Card via MoneyHero and submit the redemption form sent via email
- Within 30 days after card issuance: The card must be approved by Hang Seng.
- Within 30 days after card approval: Have accumulated eligible transactions of HK$100
- The accumulated transaction amount is based on the net retail spending amount of eligible transactions, which means the final amount charged to the Designated Credit Cards concerned. Eligible retail spending amount does not include the deducted amount from the use of discount offers and/or +FUN Dollars/Merchant Dollars, any unposted purchase by Interest-free Instalment Plan at any merchant, cash advance, handling fee for cash advance, annual fee/service fee, finance charges, late charges, tax bill payment, Credit Card online bill payments (including but not limited to water bills, electricity bills, insurance premiums, payments to other banks and credit cards, etc.), Cash Instalment Plan, Spending Instalment Plan, Tax Instalment Plan, Balance Transfer Plan, Octopus Add Value Service transactions (including via Automatic Add Value Service, e-wallet or other method to top up Smart Octopus), purchase and/or reload of stored value cards or e-wallets, purchase of products/ services at financial/non-financial institutions (including but not limited to, foreign currency, money orders, travellers’ cheques, deposits and money transfers), balance transfers, purchases of casino chips, and transactions which are unposted/ unauthorized/cancelled/refunded/found to be fraudulent. Hang Seng will determine the eligibility of all welcome offers based on transaction records held by Hang Seng. In case of discrepancy, Hang Seng’s records shall be final and conclusive.
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MoneyHero Exclusive Upgrade Offer: Total Rewards Worth up to $898 (Existing Customer)
Upon sucessful application for the Hang Seng Travel+ Visa Signature Card through MoneyHero and meeting the specified spending requirements, you can enjoy both MoneyHero exclusive offer and Hang Seng Bank welcome offer, worth up to $898 in total!
Offers
- Existing Credit Card customer:HK$300 Apple Store Gift Card; or
- Existing Credit Card customer:HK$300 Wellcome Shopping Voucher; or
- Existing Credit Card Customer : Founist Vlogmate Mini Magnetic Selfie Camera (valued at HK$398); or
- Existing Credit Card Customer : Stanley 30oz The Quencher H2.0 Flowstate™ Tumbler (valued at HK$315)
Terms and conditions
*Existing Hang Seng Bank Credit Card cardholders who successfully apply for Hang Seng Travel+ Visa Signature Card via MoneyHero are entitled to HK$300 Apple Store Gift Card OR HK$300 Wellcome Shopping Voucher OR Founist Vlogmate Mini Magnetic Selfie Camera (valued at HK$398) OR Stanley 30oz The Quencher H2.0 Flowstate™ Tumbler (valued at HK$315) upon accumulated eligible transactions of HK$100 within 30 days after card approval.
Important dates:
- From now till 30 September 2026 6 p.m., Existing Credit Card cardholders* who successfully apply Hang Seng Travel+ Visa Signature Card via MoneyHero and submit the redemption form sent via email
- Within 30 days after card issuance: The card must be approved by Hang Seng.
- Within 30 days after card approval: Have accumulated eligible transactions of HK$100
- The accumulated transaction amount is based on the net retail spending amount of eligible transactions, which means the final amount charged to the Designated Credit Cards concerned. Eligible retail spending amount does not include the deducted amount from the use of discount offers and/or +FUN Dollars/Merchant Dollars, any unposted purchase by Interest-free Instalment Plan at any merchant, cash advance, handling fee for cash advance, annual fee/service fee, finance charges, late charges, tax bill payment, Credit Card online bill payments (including but not limited to water bills, electricity bills, insurance premiums, payments to other banks and credit cards, etc.), Cash Instalment Plan, Spending Instalment Plan, Tax Instalment Plan, Balance Transfer Plan, Octopus Add Value Service transactions (including via Automatic Add Value Service, e-wallet or other method to top up Smart Octopus), purchase and/or reload of stored value cards or e-wallets, purchase of products/ services at financial/non-financial institutions (including but not limited to, foreign currency, money orders, travellers’ cheques, deposits and money transfers), balance transfers, purchases of casino chips, and transactions which are unposted/ unauthorized/cancelled/refunded/found to be fraudulent. Hang Seng will determine the eligibility of all welcome offers based on transaction records held by Hang Seng. In case of discrepancy, Hang Seng’s records shall be final and conclusive.
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Welcome Offer - Up to $700 +FUN Dollars
Gift Options
- New Customer:$700 +FUN Dollars; or
- Existing Customer:$300 +FUN Dollars
Terms & Conditions
From now till 31 December 2026, Successfully apply Hang Seng Travel+ Visa Signature Card, and make HK$5,000 eligible spending within 60 days from the date of card issuance, can enjoy the following welcome offer:
- New Customers: $700 +FUN Dollars
- Existing Customers: $300 +FUN Dollars

- HK$800 Wellcome Shopping Voucher

MoneyHero Exclusive Welcome Gift
Offers
- HK$800 Wellcome Shopping Voucher; or
- HK$800 Apple Store Gift Card; or
- Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980) ; or
- Marshall Emberton II Bluetooth Speaker (valued at HK$1,499); or
- SONY WF-LC900 LinkBuds Clip Wireless Headphones (valued at HK$1,499); or
- PHILIPS Sonicare HX3826/31 Cordless Power Flosser (valued at HK$988)
Terms and conditions
New BOC Credit Card Customers who have accumulated eligible retail transactions of HK$100 within first 30 days after card approval will be entitled to - HK$800 Apple Store Gift Card or HK$800 Wellcome Shopping Voucher or Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980) or Marshall Emberton II Bluetooth Speaker (valued at HK$1,499) or SONY WF-LC900 LinkBuds Clip Wireless Headphones (valued at HK$1,499) or PHILIPS Sonicare HX3826/31 Cordless Power Flosser (valued at HK$988) exclusively from MoneyHero upon fulfilling the below requirements:
- From 31 August 2026 6 p.m. till 30 September 2026 6 p.m. or the date that the application quota is full (whichever is earlier): Only applicable to new BOC Credit Card Customers who successfully apply for Designated BOC Credit Cards (including BOC Bliss Card, BOC Cheers Visa Infinite Card, BOC Cheers Visa Signature Card, and BOC Chill World Mastercard) via MoneyHero.
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
- On or before 31 October 2026: The card must be approved by the Bank (subject to the Bank’s system record)
- Within first 30 days after card approval: Have accumulated eligible retail transactions of HK$100
- Offer on a first-come, first-served basis
- Moneyhero Limited-time Exclusive Offer is applicable to new customer who does not holding or have not held/cancelled any main BOC credit card in the past 12 months from the date of application
- If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
Welcome Offer
- Up to 300,000 Gift Points (Equivalent to 20,000 miles / HK$1,200 Cash Rebate)
- New customers who accumulate retail spending of HK$12,000 or above within first 2 months from card issuance can earn 225,000 points (equals to 15,000 miles/ HK$900 cash rebate); “Private Wealth” or “Wealth Management” customers can earn an extra 75,000 points (equals to 5,000 miles/ HK$300 cash rebate)

- HK$800 Wellcome Shopping Voucher

MoneyHero Exclusive Welcome Gift
Offers
- HK$800 Wellcome Shopping Voucher; or
- HK$800 Apple Store Gift Card; or
- Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980) ; or
- Marshall Emberton II Bluetooth Speaker (valued at HK$1,499); or
- SONY WF-LC900 LinkBuds Clip Wireless Headphones (valued at HK$1,499); or
- PHILIPS Sonicare HX3826/31 Cordless Power Flosser (valued at HK$988)
Terms and conditions
New BOC Credit Card Customers who have accumulated eligible retail transactions of HK$100 within first 30 days after card approval will be entitled to - HK$800 Apple Store Gift Card or HK$800 Wellcome Shopping Voucher or Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980) or Marshall Emberton II Bluetooth Speaker (valued at HK$1,499) or SONY WF-LC900 LinkBuds Clip Wireless Headphones (valued at HK$1,499) or PHILIPS Sonicare HX3826/31 Cordless Power Flosser (valued at HK$988) exclusively from MoneyHero upon fulfilling the below requirements:
- From 31 August 2026 6 p.m. till 30 September 2026 6 p.m. or the date that the application quota is full (whichever is earlier): Only applicable to new BOC Credit Card Customers who successfully apply for Designated BOC Credit Cards (including BOC Bliss Card, BOC Cheers Visa Infinite Card, BOC Cheers Visa Signature Card, and BOC Chill World Mastercard) via MoneyHero.
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
- On or before 31 October 2026: The card must be approved by the Bank (subject to the Bank’s system record)
- Within first 30 days after card approval: Have accumulated eligible retail transactions of HK$100
- Offer on a first-come, first-served basis
- Moneyhero Limited-time Exclusive Offer is applicable to new customer who does not holding or have not held/cancelled any main BOC credit card in the past 12 months from the date of application
- If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
Welcome Offer
- Up to 225,000 Gift Points (Equivalent to 15,000 miles / HK$900 Cash Rebate)
- New customers who accumulate retail spending of HK$10,000 or above within first 2 months from card issuance can earn 150,000 points (equals to 10,000 miles/ HK$600 cash rebate); “Private Wealth” or “Wealth Management” customers can earn an extra 75,000 points (equals to 5,000 miles/ HK$300 cash rebate)

- HK$1,000 Apple Store Gift Card

- 8% Rebate from online shopping
- Easy approval
MoneyHero Exclusive Offer
Offers
- HK$800 Cash Rebate (Deposited via FPS) ; or
- HK$1,000 Apple Store Gift Card; or
- HK$1,000 Wellcome Shopping Voucher; or
- 10,000 Max Miles flight miles; or
- Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980) ; or
- Beyerdynamic AMIRON ZERO Open-Ear Clip Earbuds (valued at HK$1,599); or
- Marshall Emberton II Bluetooth Speaker (valued at HK$1,499); or
- AirPods 4(valued at HK$1,099)
Terms and conditions
New SIM Credit Card customers who have accumulated eligible retail transactions of HK$100 within first 30 days after card approval can get MoneyHero Exclusive reward: - HK$1,000 Apple Store Gift Card / HK$1,000 Wellcome Shopping Voucher / 10,000 Max Miles flight miles* / Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980) / Beyerdynamic AMIRON ZERO Open-Ear Clip Earbuds (valued at HK$1,599) / Marshall Emberton II Bluetooth Speaker (valued at HK$1,499) / AirPods 4(valued at HK$1,099).
Requirements
- From 31 August 2026 6p.m. till 30 September 2026 6p.m.: Successfully apply for the designated sim Credit Card(s) and submitted redemption form via MoneyHero
- On or before 31 October 2026: The card must be approved by sim
- Within first 30 days after card approval: Have accumulated eligible retail transactions of HK$100
- *When selecting Max Miles as the exclusive reward, please ensure that the email address registered for the MoneyHero exclusive reward is the same as the email address of the Hey Max account.
Welcome Offer
Offers
- HK$200 CashBack/ Apple Store gift card; or
- HK$500 Netflix Gift Card
Terms and conditions
The Promotion Period is from 31 August 2026 to 30 September 2026
- Accumulate eligible retail spending of HK$4,000 or above to enjoy the following sim Credit Card Welcome Offer:
Up to HK$200 Cash Rebate OR HK$200 Apple Store Gift Card OR HK$500 Netflix Gift Card
Please refer to Terms and Conditions for more details.
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- Earn up to 28,500 miles
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- Unlimited Instant Cashback
MoneyHero Exclusive Welcome Offer (with the promo code "MOXPHONEMH")
"Mox x MoneyHero HK$200 Cash Reward Promotion"
- Please submit the designated reward redemption form within 14 days of after successfully fulfilling the required spending to redeem HK$200 cash rebate from Moneyhero.
Offers
- HK$200 Cash Rebate (Deposited via FPS) (provided by MoneyHero)+HK$1,800 Cash Reward (Provided by Mox) + 1% Basic CashBack
Open a Mox Account and get Mox Credit Card approved successfully with the invitation code "MOXPHONEMH" and complete designated requirements within 30 calendar days after approval to enjoy: HK$200 Cash Rebate (Deposited via FPS) (provided by MoneyHero)+HK$1,800 Cash Reward (Provided by Mox) + 1% Basic CashBack
- From 1 September 2026 to 15 September 2026 : New customers open Mox Account via promo code "MOXPHONEMH" and complete the Mox Account opening process within the following 15 days
- Get Mox Credit Card approved within 30 days from Mox Account opened using the invitation code
- Please submit the designated reward redemption form within 14 days of after successfully fulfilling the required spending to redeem an extra HK$200 cash rebate from Moneyhero.
| Eligible spending HK$9,000 (using Mox credit card) within 30 calendar days after approval |
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- "MOXPHONEMH" Promo Code Promotion Terms and Conditions apply.
- "Mox x MoneyHero HK$200 Cash Reward Promotion" Terms and Conditions apply
- Limited quota for the Promotion, first come first serve
- To borrow or not to borrow? Borrow only if you can repay!
MoneyHero Exclusive Welcome Offer (with the promo code "MOXFLASHMH2")
"Extra HK$200 Cash Reward Promotion"
- Please submit the designated reward redemption form within 14 days of after successfully fulfilling the required spending to redeem an extra HK$200 cash rebate from Moneyhero.
Offers
- ^HK$200 Cash Rebate (Deposited via FPS) (provided by MoneyHero) + HK$1,000 Cash Reward (Provided by Mox)
Open a Mox Account and get Mox Credit Card approved successfully with the invitation code "MOXFLASHMH2" and complete designated requirements within 30 calendar days after approval to enjoy: ^HK$200 Cash Rebate (Deposited via FPS) (provided by MoneyHero) + HK$1,000 Cash Reward (Provided by Mox)
- From 1 September 2026 to 15 September 2026 : New customers open Mox Account via promo code "MOXFLASHMH2" and complete the Mox Account opening process within the following 15 days
- Get Mox Credit Card approved within 30 days from Mox Account opened using the invitation code
- Please submit the designated reward redemption form within 14 days of after successfully fulfilling the required spending to redeem an extra HK$200 cash rebate from Moneyhero.
| Eligible spending HK$2,000 (using Mox credit card) within 30 calendar days after approval |
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- "MOXFLASHMH2" Promo Code Promotion Terms and Conditions apply.
- ^"Extra HK$200 Cash Reward Promotion" Terms and Conditions apply
- Limited quota for the Promotion, first come first serve
- To borrow or not to borrow? Borrow only if you can repay!

- New Credit Card Customer: HK$600 Exclusive Welcome Reward

- Annual fee waived for the first 2 years
- Cashback Local: 4%
New Credit Card Customer: HK$600 Exclusive Welcome Reward
- New Credit Card Customer: HK$600 Exclusive Welcome Reward
Terms & Conditions
MoneyHero Exclusive Offer: HK$600 Exclusive Welcome Reward
- From Aug 31 - Sep 30, 2026 (both days inclusive), new PrimeCredit credit card* customers who successfully apply for EarnMORE UnionPay Credit Card / WeWa Credit Card through MoneyHero are eligible to receive a MoneyHero exclusive offer consisting of
- HK$300 Wellcome shopping voucher (provided by MoneyHero) + HK$300 cash rebate (provided by PrimeCredit)
How to redeem the MoneyHero exclusive offer - a HK$300 Wellcome shopping voucher (provided by MoneyHero)
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
- On or before 31 Oct 2026: The card must be approved by PrimeCredit, subject to issuer’s system records.
- No spending requirement
How to receive the MoneyHero exclusive offer - HK$300 cash rebate (provided by PrimeCredit)
- From Aug 31, 2026, to Sep 31, 2026 (inclusive), successfully apply for EarnMORE UnionPay Credit Card / WeWa credit card through MoneyHERO and enjoy an extra HK$300 cash rebate with no spending required!
- The cash rebate will be credited to your credit card account within 3 months of card issuance.
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Welcome Offer
- LOJEL Vita 28 inch Suitcase; or
- HK$800 Apple Store Gift Card; or
- HK$1,000 Cash Rebate; or
- Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program
Terms & Conditions
WeWa Welcome Offer Promotion
Promotion Period: 1 July 2026 – 30 September 2026 (both dates inclusive)
Eligible Customers: New customers who successfully apply for a WeWa Credit Card via designated online channels during the promotion period.
Welcome Offer Details
Eligible customers may choose ONE of the following welcome offers:
| Welcome Offer | Spending Requirement |
|---|---|
| LOJEL Vita 28” Luggage (reference value approx. HK$1,700) | Accumulate HK$8,800 in eligible retail spending within the first 90 days after card issuance |
| HK$800 Apple Store Gift Card | |
| HK$1,000 Cash Rebate | Accumulate Eligible Retail Purchase Transactions of:
|
| Interest-Free, Fee-Free Cash Instalment Plan of up to HK$90,000 | No spending requirement |
⚠ Each customer may select the welcome offer once only and cannot change the selection afterwards.
If no selection is made, HK$1,000 Cash Rebate will be assigned by default.
Eligibility Requirements
Customers must meet all of the following:
Successfully apply during the promotion period via designated online channels for:
WeWa Visa Signature Card / WeWa Visa Platinum Card / WeWa UnionPay Diamond Card issued by Prime Credit and
Have not held any credit card issued by Prime Credit in the past 12 months; and
Fulfill the relevant eligible retail spending requirement (if applicable).
Fulfilment Arrangement
Luggage / Apple Store Gift Card: Redemption Notification will be sent within 2 months after meeting the spending requirement.
HK$1,000 Cash Rebate: Credited to the credit card account within 2 months after meeting the spending requirement.
Cash Instalment Plan: Subject to approval and processed in accordance with the approved plan terms.
Key Highlights:
- Eligible retail spending includes posted local and/or overseas retail transactions (as recorded by the Company).
Excludes cash advances, instalment plans, Octopus reloads, transfers, e-wallet top-ups, fees and other specified transactions.
The credit card account must remain valid and in good standing at the time of reward fulfilment.
If the card account is cancelled within 12 months from issuance, the Company reserves the right to charge a HK$600 welcome offer handling fee.
- For full details, please refer to the promotion terms and conditions:
WeWa Card Student Exclusive Limited-Time Welcome Offer
- HK$200 Cash Rebate (Exclusive to full-time tertiary / university students)
Terms and conditions
Apply for the WeWa Card between 01 July – 30 September 2026 (both dates inclusive) and enjoy student-exclusive welcome offer for HK$200 cash rebate! (extremely low spending requirement) or you may also choose other welcome gift
Offer Highlights:
- Minimum Spending Requirement: HK$2,000 (first 90 days after card issuance)
- Eligible Transactions: These include all posted local and/or overseas retail spending amounts, Octopus Automatic Add-Value amounts, and/or online retail spending amounts.
- Exclusions: Eligible transactions do not include (but are not limited to) cash advances, credit card fees (such as annual fees, interest/finance charges, late fees), casino transactions, any money/electronic money transfers (including P2P payment services or mobile app/electronic transfer platforms), reloading of electronic wallets, cash-in-plan amounts, unposted/cancelled/refunded transactions, and any unauthorized transactions.
Please refer to the Promotion Terms and Conditions for details:

- HK$600 Exclusive Welcome Reward

- Additional 2% Cash Rebate Program
- No Requirement on min annual income
1) Exclusive Offer - Gift Options
- New Credit Card Customer: HK$600 Exclusive Welcome Reward
Terms & Conditions
MoneyHero Exclusive Offer: HK$600 Exclusive Welcome Reward
- From Aug 31 - Sep 30, 2026 (both days inclusive), new PrimeCredit credit card* customers who successfully apply for EarnMORE UnionPay Credit Card / WeWa Credit Card through MoneyHero are eligible to receive a MoneyHero exclusive offer consisting of
- HK$300 Wellcome shopping voucher (provided by MoneyHero) + HK$300 cash rebate (provided by PrimeCredit)
How to redeem the MoneyHero exclusive offer - a HK$300 Wellcome shopping voucher (provided by MoneyHero)
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
- On or before 31 Oct 2026: The card must be approved by PrimeCredit, subject to issuer’s system records.
- No spending requirement
How to receive the MoneyHero exclusive offer - HK$300 cash rebate (provided by PrimeCredit)
- From Aug 31, 2026, to Sep 31, 2026 (inclusive), successfully apply for EarnMORE UnionPay Credit Card / WeWa credit card through MoneyHERO and enjoy an extra HK$300 cash rebate with no spending required!
- The cash rebate will be credited to your credit card account within 3 months of card issuance.
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EarnMORE UnionPay Diamond Card Welcome Offer (For New Customers Only)
- LG AS35GGW20 PuriCare™ AeroHit Air Purifier (PET model) (value of HK$3,690); or
- Dreame F20 Robot Vacuum (valued at HK$2,999); or
- HK$1,000 Cash Rebate; or
- Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan; or
- HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only)
Terms and conditions
Welcome Offer for New EarnMORE UnionPay Diamond Card Customers
Apply successfully for the EarnMORE UnionPay Diamond Card during the promotion period and enjoy:
- Choose ONE of the following welcome offers:
- LG AS35GGW20 PuriCare™ AeroHit Air Purifier (PET model)
- Dreame F20 Robot Vacuum
- HK$1,000 Cash Rebate
- Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan
- HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only)
| Welcome Offer | Eligible Retail Purchase Transaction Requirement |
|---|---|
LG AS35GGW20 PuriCare™ AeroHit Air Purifier (PET model) | Accumulate Eligible Retail Purchase Transactions of HK$8,800 or above using the new card within the first 90 days from card issuance |
Dreame F20 Robot Vacuum | |
HK$1,000 Cash Rebate | Accumulate Eligible Retail Purchase Transactions of:
|
Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan | No spending requirement |
HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only) | Accumulate Eligible Retail Purchase Transactions of HK$2,000 or above using the new card within the first 90 days from card issuance |
Promotion Period: From 1 July 2026 to 31 December 2026, both dates inclusive.
The welcome offer is only applicable to customers who successfully apply for the EarnMORE UnionPay Diamond Card through designated channels during the promotion period.
New Customer Definition: Customers who do not currently hold and have not held any credit card issued by PrimeCredit Limited (“PrimeCredit”) within the past 12 months.
Each eligible customer is entitled to enjoy the welcome offer once only.
- For full details, please refer to the Terms and Conditions.

- Welcome Offer - Up to $700 +FUN Dollars

- Oversea Foreign Currencies Spending enjoy up to 6% +FUN Dollars rebate
- Online Retail Spending and Selected Spending Categoriesenjoy +FUN Dollars Reward
【MoneyHero Exclusive Upgrade Offer: Total Rewards Worth up to $1,700】New Hang Seng credit card* customers who successfully apply for the Hang Seng MMPOWER World Mastercard through MoneyHero, meet the accumulated transaction amount within 60 days and spend HK$100 within 30 days after card approval, will receive the following in addition to the Hang Seng welcome offer of $700 +FUN Dollars:
Offers
- New Credit Card Customer : HK$1,000 Apple Store Gift Card; or
- New Credit Card Customer:HK$1,000 Wellcome Shopping Voucher; or
- New Credit Card Customer : HK$1,000 Cash Rebate (Deposited via FPS) ; or
- New Credit Card Customer : Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980) ; or
- New Credit Card Customer : Marshall Emberton Bluetooth Speaker II (valued at HK$1,499); or
- New Credit Card Customer : Apple AirPods 4 (valued at HK$1,099)
Terms and conditions
MoneyHero Exclusive Offer:
- From now till 30 September 2026 6 p.m., New Credit Card cardholders* who successfully apply for Hang Seng MMPOWER World Mastercard via MoneyHero and spent HK$100 within 30 calendar days after approval are entitled to HK$1,000 Apple Store Gift Card OR HK$1,000 Wellcome Shopping Voucher OR HK$1,000 Cash Rebate (Deposited via FPS) OR Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980, random colour) OR Marshall Emberton Bluetooth Speaker II (valued at HK$1,499) OR Apple AirPods 4 (valued at HK$1,099).
Important dates:
- Within 30 days after card issuance: The card must be approved by Hang Seng.
- New Credit Card customers* - Spent HK$100 within 30 calendar days after approval.
- The accumulated transaction amount is based on the net retail spending amount of eligible transactions, which means the final amount charged to the Designated Credit Cards concerned. Eligible retail spending amount does not include the deducted amount from the use of discount offers and/or +FUN Dollars/Merchant Dollars, any unposted purchase by Interest-free Instalment Plan at any merchant, cash advance, handling fee for cash advance, annual fee/service fee, finance charges, late charges, tax bill payment, Credit Card online bill payments (including but not limited to water bills, electricity bills, insurance premiums, payments to other banks and credit cards, etc.), Cash Instalment Plan, Spending Instalment Plan, Tax Instalment Plan, Balance Transfer Plan, Octopus Add Value Service transactions (including via Automatic Add Value Service, e-wallet or other method to top up Smart Octopus), purchase and/or reload of stored value cards or e-wallets, purchase of products/ services at financial/non-financial institutions (including but not limited to, foreign currency, money orders, travellers’ cheques, deposits and money transfers), balance transfers, purchases of casino chips, and transactions which are unposted/ unauthorized/cancelled/refunded/found to be fraudulent. Hang Seng will determine the eligibility of all welcome offers based on transaction records held by Hang Seng. In case of discrepancy, Hang Seng’s records shall be final and conclusive.
MoneyHero Exclusive Gift (Existing Customer)
Existing Hang Seng MMPOWER World Mastercard Credit Card customer who successfully apply via MoneyHero, spent HK$100 within 30 calendar days after approval are entitled to:
Offers
- Existing Credit Card Customer : HK$500 Apple Store Gift Card; or
- Existing Credit Card customer:HK$500 Wellcome Shopping Voucher; or
- Existing Credit Card Customer: HK$500 Cash Rebate (Deposited via FPS) ; or
- Existing Credit Card Customer: QUICO InstaCurl 32mm Auto Hair Curler (valued at HK$529)
Terms and conditions
MoneyHero Exclusive Offer:
- From now till 30 September 2026 6 p.m., Existing Credit Card cardholders^ who successfully apply for Hang Seng MMPOWER World Mastercard via MoneyHero and spent HK$100 within 30 calendar days after approval are entitled to HK$500 Apple Store Gift Card OR HK$500 Wellcome Shopping Voucher OR HK$500 Cash Rebate (Deposited via FPS) OR QUICO InstaCurl 32mm Auto Hair Curler (valued at HK$529).
- Within 30 days after card issuance: The card must be approved by Hang Seng.
- Existing Credit Card customer - Spent HK$100 within 30 calendar days after approval.
- The accumulated transaction amount is based on the net retail spending amount of eligible transactions, which means the final amount charged to the Designated Credit Cards concerned. Eligible retail spending amount does not include the deducted amount from the use of discount offers and/or +FUN Dollars/Merchant Dollars, any unposted purchase by Interest-free Instalment Plan at any merchant, cash advance, handling fee for cash advance, annual fee/service fee, finance charges, late charges, tax bill payment, Credit Card online bill payments (including but not limited to water bills, electricity bills, insurance premiums, payments to other banks and credit cards, etc.), Cash Instalment Plan, Spending Instalment Plan, Tax Instalment Plan, Balance Transfer Plan, Octopus Add Value Service transactions (including via Automatic Add Value Service, e-wallet or other method to top up Smart Octopus), purchase and/or reload of stored value cards or e-wallets, purchase of products/ services at financial/non-financial institutions (including but not limited to, foreign currency, money orders, travellers’ cheques, deposits and money transfers), balance transfers, purchases of casino chips, and transactions which are unposted/ unauthorized/cancelled/refunded/found to be fraudulent. Hang Seng will determine the eligibility of all welcome offers based on transaction records held by Hang Seng. In case of discrepancy, Hang Seng’s records shall be final and conclusive.
Welcome Offer - Up to $700 +FUN Dollars
Offers
- New Customer:$700 +FUN Dollars; or
- Existing Customer:$300 +FUN Dollars
Terms and conditions
Valid until 31 December 2026, successfully apply Hang Seng MMPOWER World Mastercard, and make HK$5,000 eligible spending within 60 days from the date of card issuance, can enjoy the following welcome offer:
- New Customers: $700 +FUN Dollars
- Existing Customer: $300 +FUN Dollars
- Full-time University/Tertiary Students who has made HK$2,000 eligible spending within 60 days from the date of card issuance is entitled to get $300 +FUN Dollars

- Up to 140,000 yuu Points

- Perpetual Annual Fee Waiver
- Cashback Local: 2%
【MoneyHero Exclusive Offer】
New Hang Seng credit card customers who apply for the Hang Seng enJoy Card through MoneyHero, meet the accumulated transaction amount within 60 days and spend HK$100 within 30 days after card approval can enjoy an extra MoneyHero reward of up to HK$4,980!
【Bank Welcome Offer】
New Hang Seng credit card customers who successfully apply can earn a welcome bonus of 140,000 yuu points (equivalent to HK$700) for a total reward value of up to HK$5,680!
Offers
- New Credit Card Customer : HK$900 Apple Store Gift Card; or
- New Credit Card Customer : HK$900 Wellcome Shopping Voucher; or
- New Credit Card Customer : Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980) ; or
- New Credit Card Customer : HITACHI PV-X70P Stick Handy Type Vacuum Cleaner (valued at HK$1,680); or
- New Credit Card Customer : Marshall Emberton II Bluetooth Speaker (value at HK$1,499)
New Credit Card cardholders* who successfully apply for Hang Seng enJoy Visa Platinum Card via MoneyHero and spent HK$100 within 30 calendar days after approval are entitled to HK$900 Apple Store Gift Card OR HK$900 Wellcome Shopping Voucher OR Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (value at HK$4,980) OR HITACHI PV-X70P Stick Handy Type Vacuum Cleaner (valued at HK$1,680) OR Marshall Emberton II Bluetooth Speaker (value at HK$1,499).
Important dates :
- From now till 30 September 2026 6 p.m., New Card cardholders* who successfully apply Hang Seng enJoy Card via MoneyHero and submit the redemption form sent via email
- Within 30 days after card issuance: The card must be approved by Hang Seng.
- New Credit Card customers* - Spent HK$100 within 30 calendar days after approval.
- The accumulated transaction amount is based on the net retail spending amount of eligible transactions, which means the final amount charged to the Designated Credit Cards concerned. Eligible retail spending amount does not include the deducted amount from the use of discount offers and/or +FUN Dollars/Merchant Dollars, any unposted purchase by Interest-free Instalment Plan at any merchant, cash advance, handling fee for cash advance, annual fee/service fee, finance charges, late charges, tax bill payment, Credit Card online bill payments (including but not limited to water bills, electricity bills, insurance premiums, payments to other banks and credit cards, etc.), Cash Instalment Plan, Spending Instalment Plan, Tax Instalment Plan, Balance Transfer Plan, Octopus Add Value Service transactions (including via Automatic Add Value Service, e-wallet or other method to top up Smart Octopus), purchase and/or reload of stored value cards or e-wallets, purchase of products/ services at financial/non-financial institutions (including but not limited to, foreign currency, money orders, travellers’ cheques, deposits and money transfers), balance transfers, purchases of casino chips, and transactions which are unposted/ unauthorized/cancelled/refunded/found to be fraudulent. Hang Seng will determine the eligibility of all welcome offers based on transaction records held by Hang Seng. In case of discrepancy, Hang Seng’s records shall be final and conclusive.
【MoneyHero Exclusive Upgrade Offer (for Existing Customers): Total Rewards Worth up to HK$829】
【MoneyHero Exclusive Offer】
Existing Hang Seng credit card customers who apply for the Hang Seng enJoy Card through MoneyHero and spend HK$100 within 30 days after card approval can enjoy an extra MoneyHero reward of up to HK$598!
【Bank Welcome Offer】
Existing Hang Seng credit card customers who successfully apply can earn a welcome bonus of 60,000 yuu points (equivalent to HK$300), for a total reward value of up to HK$898!
Offers
- Existing Credit Card customer:HK$400 Apple Store Gift Card; or
- Existing Credit Card Customer : HK$400 Wellcome Shopping Voucher; or
- Existing Credit Card Customer : Kusa iRelax NM900 Neck Massage Travel Pillow (valued at HK$598)
Terms & Conditions
Existing Credit Card cardholders who successfully apply for Hang Seng enJoy Visa Platinum Card via MoneyHero and spent HK$100 within 30 calendar days after approval are entitled to HK$400 Apple Store Gift Card OR HK$400 Wellcome Shopping Voucher OR Kusa iRelax NM900 Neck Massage Travel Pillow (valued at HK$598).
Important dates :
- From now till 30 September 2026 6 p.m., Existing Credit Card cardholders* who successfully apply Hang Seng enJoy Card via MoneyHero and submit the redemption form sent via email
- Within 30 days after card issuance: The card must be approved by Hang Seng.
- Existing Credit Card customer* - Spent HK$100 within 30 calendar days after approval.
- The accumulated transaction amount is based on the net retail spending amount of eligible transactions, which means the final amount charged to the Designated Credit Cards concerned. Eligible retail spending amount does not include the deducted amount from the use of discount offers and/or +FUN Dollars/Merchant Dollars, any unposted purchase by Interest-free Instalment Plan at any merchant, cash advance, handling fee for cash advance, annual fee/service fee, finance charges, late charges, tax bill payment, Credit Card online bill payments (including but not limited to water bills, electricity bills, insurance premiums, payments to other banks and credit cards, etc.), Cash Instalment Plan, Spending Instalment Plan, Tax Instalment Plan, Balance Transfer Plan, Octopus Add Value Service transactions (including via Automatic Add Value Service, e-wallet or other method to top up Smart Octopus), purchase and/or reload of stored value cards or e-wallets, purchase of products/ services at financial/non-financial institutions (including but not limited to, foreign currency, money orders, travellers’ cheques, deposits and money transfers), balance transfers, purchases of casino chips, and transactions which are unposted/ unauthorized/cancelled/refunded/found to be fraudulent. Hang Seng will determine the eligibility of all welcome offers based on transaction records held by Hang Seng. In case of discrepancy, Hang Seng’s records shall be final and conclusive.
Welcome Offer - Up to 140,000 yuu Points
Gift Options
- 140,000 yuu Points (for new credit card customers); or
- 60,000 yuu Points (for existing credit card customers)
Terms & Conditions
Till 31 Dec 2026, enjoy the following Welcome Offer and perpetual annual fee waiver upon successful application:
- Link enJoy card to yuu Rewards Programme and accumulate eligible retail spending of HK$5,000 within 60 days from the date of new card issuance:
- New Credit Card Customers: 140,000 yuu Points (equivalent to rewards worth HK$700) OR
- Existing Credit Card Customers: 60,000 yuu Points (equivalent to rewards worth HK$300)

- New credit card customers can receive $300 RewardCash

- Perpetual annual fee waiver
- Cashback Overseas Online Shopping: 4%
HSBC Red Credit Card - Welcome Offer
Offers
- New credit card customers can receive $300 RewardCash and lifetime annual fee waiver; or
- Earn up to 8% RewardCash at designated merchants; or
- Enjoy up to 4% RewardCash on online spending
Terms and conditions
New Credit Card Customers applying for HSBC Red Credit Card via HSBC website, HSBC Personal Internet Banking or HSBC App and make eligible transaction of HKD/RMB 5,800 or above within the first 60 calendar days after card issuance:
- $300 RewardCash
Terms and conditions apply.
Welcome Offer
- Extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan
- Perpetual annual fee waiver
Terms and conditions
- New credit card customers who successfully apply for a Cash Instalment Plan can enjoy up to $200 RewardCash
- Terms and conditions apply.
Spending Rewards
- Up to 8% RewardCash at designated merchants – enjoy 8% RewardCash on the first HK$1,250 eligible spending, and unlimited 0.4% RewardCash thereafter. Designated merchants include:
- Hong Kong Sushiro
- TamJai SamGor Mixian
- TamJai Yunnan Mixian
- The Coffee Academïcs
- GU
- Decathlon Hong Kong
- lululemon
- NAMCO
- TAITO STATION
- Up to 4% RewardCash on online spending – enjoy 4% RewardCash on the first HK$10,000 online spending, and unlimited 0.4% RewardCash thereafter.

- Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980)

- Up to 5% CashBack with selected merchants
- Perpetual Annual Fee Waiver
Exclusive Welcome Offer
✍🏻Remember to complete the "Proof Submission Form" after loan application within 7 days
Offers
- HK$1,500 Apple Store Gift Card; or
- HK$1,500 Wellcome Shopping Voucher; or
- HK$1,500 HKTVmall e-Gift Voucher ; or
- HK$1,500 Trip.com Gift Card; or
- Marshall Acton III Bluetooth Speaker (valued at HK$2,499); or
- TP-Link RV30 Max Plus Dual Navi System Robot Vacuum + Smart Auto-Empty Dock (valued at HK$2,499); or
- PHILIPS HD7900/50 All-in-1 Grind & Brew Coffee Maker (valued at HK$1,798); or
- LOJEL Cubo Large V5 Suitcase (value of HK$3,700) (Need to redeem with the Designated Card at the redemption price of HK$380); or
- PHILIPS ADD6920 RO Water Dispenser (valued at HK$4,288)(Need to redeem with Designated Card at the redemption price of HK$621)
T&C:
- New Standard Chartered Credit Card Customers get rewarded with HK$1,500 HKTVmall e-Gift Voucher; OR HK$1,500 Apple Store Gift Card; OR HK$1,500 Wellcome Shopping Voucher; OR HK$1,500 Trip.com e-Voucher, OR TP-Link RV30 Max Plus Dual Navi System Robot Vacuum + Smart Auto-Empty Dock (value at HK$2,499); OR Marshall Acton III Wireless Speaker (value at HK$2,499); OR PHILIPS HD7900/50 All-in-1 Grind & Brew Coffee Maker (value at HK$1,798); OR LOJEL CUBO 30" Suitcase V5 (value at HK$3,700)(Need to redeem with Designated Card at the redemption price of HK$380); OR PHILIPS ADD6920 RO Water Dispenser (valued at HK$4,288)(rNeed to redeem with Designated Card at the redemption price of HK$621) by fulfilling the following requirements:
- From 02 September 2026 12 p.m. to 10 September 2026 6 p.m. : New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Smart Credit Card / Standard Chartered Simply Cash Visa Card via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously. Please fill in the form with accurate Reference Number. Application Reference Number (HK + 14-digit number (for example HKxxxxxxxxxxxxxx).
- On or before 31 October 2026: The card must be approved by Standard Chartered, subject to the Bank’s system records.
- Within 7 days after the credit card is successfully approved: Complete this form and upload the relevant approval proof for verification of the applicant's reward eligibility.
Welcome Offer
- Up to HK$1,000 CashBack
Terms and conditions
Smart Credit Card – Welcome Offer Up to HKD1,000 CashBack
- New credit card customers are required to spend HKD3,500 within the first 2 months after card issuance
- Reward Structure:
- HKD800 CashBack (Welcome Offer)
Promotion Period: 1 May 2026 – 30 September 2026 - HKD200 CashBack (Extra Offer)
Promotion Period: 1 July 2026 – 30 September 2026 - Total: Up to HKD1,000 CashBack
- HKD800 CashBack (Welcome Offer)
- The CashBack from Welcome Offer will be credited within 4 months after card issuance
- Terms and conditions apply.
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- HK$2,500 Apple Store Gift Card
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- Up to HK$3/mile for overseas & online foreign currency spending
- Up to HK$3.8/mile for local spending
Gift Options
- 25,000 Max Miles flight miles; or
- HK$2,500 Apple Store Gift Card; or
- HK$2,500 Wellcome Shopping Voucher; or
- HK$2,500 Trip.com e-Voucher; or
- HK$2,500 HKTVmall e-Gift Voucher; or
- Chow Sang Sang 'Collectable' 999.9 Gold Horse (1g) × 2 pieces; or
- DELONGHI La Specialista Arte Pump-Driven Espresso Coffee Machine EC9155 (valued at HK$7,818)(Need to redeem with the Designated Card at the redemption price of HK$525); or
- Dyson V12s Detect Slim Submarine wet and dry vacuum cleaner (valued at HK$6,190)(Need to redeem with the Designated Card at the redemption price of HK$3,155); or
- Dyson Airwrap i.d.™ multi-styler and dryer HS08 (valued at HK$4,480); or
- Philips ADD6920 RO Water Dispenser (valued at HK$4,288); or
- Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980); or
- Sony WH-1000XM6 Wireless Noise Cancelling Headphones (valued at HK$3,699); or
- LOJEL Cubo Fit Luggage (valued at HK$3,500); or
- Oral-B iO Series 9 Electric Toothbrush (with 4 toothbrush head refills)(valued at HK$3,199); or
- Insta360X4 Air (Standard Bundle) (valued at HK$2,799)
Terms & Conditions
- MoneyHero's Exclusive Limited-Time Offer is subject to *Terms and Conditions:
- Instruction for how to use Max Miles
Important Dates
Promotion Period Starts
31 August 2026, 6 pm
Promotion Period Ends
7 September 2026, 6 pm
Credit Card Approval and Activation Deadline
On or before 31 October 2026
Accumulate HK$4,000 in Eligible Spending
Within 30 days after successful card approval
- Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
- The Gold Reward is provided by Chow Sang Sang. A total of 100 redemption slots are available on a first-come, first-served basis. Once all redemption slots have been allocated, HK$2,500 Wellcome shopping vouchers will be provided as the substitute reward.
- Insta360X4 Air (Standard Bundle) : Includes an extra battery, a 114cm invisible selfie stick, and a lens protector for added practicality and better value for money — perfect for beginners looking for an all-in-one setup.
- *Below customers are not eligible for this promotion:
- customers who have held any credit card with Citi Bank in the 12 months preceding the date on which their application for a designated card is made as part of this promotion
- students
Tips
- Please turn off AdBlocker and private mode before application
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- *Details for redeeming the DELONGHI La Specialista Arte Pump-Driven Espresso Coffee Machine EC9155 (valued at HK$7,818) and Dyson V12s Detect Slim Submarine wet and dry vacuum cleaner (valued at HK$6,190): After the eligibility are confirmed by the bank, MoneyHero will send out the redemption emails to the eligible customers. Customers can follow the instructions in the email and receive the DELONGHI La Specialista Arte Pump-Driven Espresso Coffee Machine EC9155 (valued at HK$7,818) by paying HK$525 OR Dyson V12s Detect Slim Submarine wet and dry vacuum cleaner (valued at HK$6,190) by paying HK$3,155 using Designated Card at the redemption center. If there are any questions regarding the above rewards (including warranty and product condition), please contact MoneyHero to confirm the details.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
- Customers would not be eligible to Citi welcome offer if obtained MoneyHero exclusive offer.

- Dyson Airwrap i.d.™ multi-styler and dryer HS08 (valued at HK$4,480)

- Enjoy up to 3% Points Rebate for Shopping & Entertainment spend
Gift Options
- 25,000 Max Miles flight miles; or
- HK$2,500 Apple Store Gift Card; or
- HK$2,500 Wellcome Shopping Voucher; or
- HK$2,500 Trip.com e-Voucher; or
- HK$2,500 HKTVmall e-Gift Voucher; or
- Chow Sang Sang 'Collectable' 999.9 Gold Horse (1g) × 2 pieces; or
- DELONGHI La Specialista Arte Pump-Driven Espresso Coffee Machine EC9155 (valued at HK$7,818)(Need to redeem with the Designated Card at the redemption price of HK$525); or
- Dyson V12s Detect Slim Submarine wet and dry vacuum cleaner (valued at HK$6,190)(Need to redeem with the Designated Card at the redemption price of HK$3,155); or
- Dyson Airwrap i.d.™ multi-styler and dryer HS08 (valued at HK$4,480); or
- Philips ADD6920 RO Water Dispenser (valued at HK$4,288); or
- Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980); or
- Sony WH-1000XM6 Wireless Noise Cancelling Headphones (valued at HK$3,699); or
- LOJEL Cubo Fit Luggage (valued at HK$3,500); or
- Oral-B iO Series 9 Electric Toothbrush (with 4 toothbrush head refills)(valued at HK$3,199); or
- Insta360X4 Air (Standard Bundle) (valued at HK$2,799)
Terms & Conditions
- MoneyHero's Exclusive Limited-Time Offer is subject to *Terms and Conditions:
- Instruction for how to use Max Miles
Important Dates
Promotion Period Starts
31 August 2026, 6 pm
Promotion Period Ends
7 September 2026, 6 pm
Credit Card Approval and Activation Deadline
On or before 31 October 2026
Accumulate HK$4,000 in Eligible Spending
Within 30 days after successful card approval
- Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
- The Gold Reward is provided by Chow Sang Sang. A total of 100 redemption slots are available on a first-come, first-served basis. Once all redemption slots have been allocated, HK$2,500 Wellcome shopping vouchers will be provided as the substitute reward.
- Insta360X4 Air (Standard Bundle) : Includes an extra battery, a 114cm invisible selfie stick, and a lens protector for added practicality and better value for money — perfect for beginners looking for an all-in-one setup.
- *Below customers are not eligible for this promotion:
- customers who have held any credit card with Citi Bank in the 12 months preceding the date on which their application for a designated card is made as part of this promotion
- students
Tips
- Please turn off AdBlocker and private mode before application
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- *Details for redeeming the DELONGHI La Specialista Arte Pump-Driven Espresso Coffee Machine EC9155 (valued at HK$7,818) and Dyson V12s Detect Slim Submarine wet and dry vacuum cleaner (valued at HK$6,190): After the eligibility are confirmed by the bank, MoneyHero will send out the redemption emails to the eligible customers. Customers can follow the instructions in the email and receive the DELONGHI La Specialista Arte Pump-Driven Espresso Coffee Machine EC9155 (valued at HK$7,818) by paying HK$525 OR Dyson V12s Detect Slim Submarine wet and dry vacuum cleaner (valued at HK$6,190) by paying HK$3,155 using Designated Card at the redemption center. If there are any questions regarding the above rewards (including warranty and product condition), please contact MoneyHero to confirm the details.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
- Customers would not be eligible to Citi welcome offer if obtained MoneyHero exclusive offer.

- HK$2,500 Apple Store Gift Card

- 2% Rebate on Local Dining and Hotel Spending
Gift Options
- 25,000 Max Miles flight miles; or
- HK$2,500 Apple Store Gift Card; or
- HK$2,500 Wellcome Shopping Voucher; or
- HK$2,500 Trip.com e-Voucher; or
- HK$2,500 HKTVmall e-Gift Voucher; or
- Chow Sang Sang 'Collectable' 999.9 Gold Horse (1g) × 2 pieces; or
- DELONGHI La Specialista Arte Pump-Driven Espresso Coffee Machine EC9155 (valued at HK$7,818)(Need to redeem with the Designated Card at the redemption price of HK$525); or
- Dyson V12s Detect Slim Submarine wet and dry vacuum cleaner (valued at HK$6,190)(Need to redeem with the Designated Card at the redemption price of HK$3,155); or
- Dyson Airwrap i.d.™ multi-styler and dryer HS08 (valued at HK$4,480); or
- Philips ADD6920 RO Water Dispenser (valued at HK$4,288); or
- Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980); or
- Sony WH-1000XM6 Wireless Noise Cancelling Headphones (valued at HK$3,699); or
- LOJEL Cubo Fit Luggage (valued at HK$3,500); or
- Oral-B iO Series 9 Electric Toothbrush (with 4 toothbrush head refills)(valued at HK$3,199); or
- Insta360X4 Air (Standard Bundle) (valued at HK$2,799)
Terms & Conditions
- MoneyHero's Exclusive Limited-Time Offer is subject to *Terms and Conditions:
- Instruction for how to use Max Miles
Important Dates
Promotion Period Starts
31 August 2026, 6 pm
Promotion Period Ends
7 September 2026, 6 pm
Credit Card Approval and Activation Deadline
On or before 31 October 2026
Accumulate HK$4,000 in Eligible Spending
Within 30 days after successful card approval
- Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
- The Gold Reward is provided by Chow Sang Sang. A total of 100 redemption slots are available on a first-come, first-served basis. Once all redemption slots have been allocated, HK$2,500 Wellcome shopping vouchers will be provided as the substitute reward.
- Insta360X4 Air (Standard Bundle) : Includes an extra battery, a 114cm invisible selfie stick, and a lens protector for added practicality and better value for money — perfect for beginners looking for an all-in-one setup.
- *Below customers are not eligible for this promotion:
- customers who have held any credit card with Citi Bank in the 12 months preceding the date on which their application for a designated card is made as part of this promotion
- students
Tips
- Please turn off AdBlocker and private mode before application
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- *Details for redeeming the DELONGHI La Specialista Arte Pump-Driven Espresso Coffee Machine EC9155 (valued at HK$7,818) and Dyson V12s Detect Slim Submarine wet and dry vacuum cleaner (valued at HK$6,190): After the eligibility are confirmed by the bank, MoneyHero will send out the redemption emails to the eligible customers. Customers can follow the instructions in the email and receive the DELONGHI La Specialista Arte Pump-Driven Espresso Coffee Machine EC9155 (valued at HK$7,818) by paying HK$525 OR Dyson V12s Detect Slim Submarine wet and dry vacuum cleaner (valued at HK$6,190) by paying HK$3,155 using Designated Card at the redemption center. If there are any questions regarding the above rewards (including warranty and product condition), please contact MoneyHero to confirm the details.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
- Customers would not be eligible to Citi welcome offer if obtained MoneyHero exclusive offer.

- New Credit Card Customer: HK$600 Exclusive Welcome Reward

- Annual fee waived for the first 2 years
- Cashback Local: 4%
New Credit Card Customer: HK$600 Exclusive Welcome Reward
- New Credit Card Customer: HK$600 Exclusive Welcome Reward
Terms & Conditions
MoneyHero Exclusive Offer: HK$600 Exclusive Welcome Reward
- From Aug 31 - Sep 30, 2026 (both days inclusive), new PrimeCredit credit card* customers who successfully apply for EarnMORE UnionPay Credit Card / WeWa Credit Card through MoneyHero are eligible to receive a MoneyHero exclusive offer consisting of
- HK$300 Wellcome shopping voucher (provided by MoneyHero) + HK$300 cash rebate (provided by PrimeCredit)
How to redeem the MoneyHero exclusive offer - a HK$300 Wellcome shopping voucher (provided by MoneyHero)
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
- On or before 31 Oct 2026: The card must be approved by PrimeCredit, subject to issuer’s system records.
- No spending requirement
How to receive the MoneyHero exclusive offer - HK$300 cash rebate (provided by PrimeCredit)
- From Aug 31, 2026, to Sep 31, 2026 (inclusive), successfully apply for EarnMORE UnionPay Credit Card / WeWa credit card through MoneyHERO and enjoy an extra HK$300 cash rebate with no spending required!
- The cash rebate will be credited to your credit card account within 3 months of card issuance.
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Welcome Offer
- LOJEL Vita 28 inch Suitcase; or
- HK$800 Apple Store Gift Card; or
- HK$1,000 Cash Rebate; or
- Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program
Terms & Conditions
WeWa Welcome Offer Promotion
Promotion Period: 1 July 2026 – 30 September 2026 (both dates inclusive)
Eligible Customers: New customers who successfully apply for a WeWa Credit Card via designated online channels during the promotion period.
Welcome Offer Details
Eligible customers may choose ONE of the following welcome offers:
| Welcome Offer | Spending Requirement |
|---|---|
| LOJEL Vita 28” Luggage (reference value approx. HK$1,700) | Accumulate HK$8,800 in eligible retail spending within the first 90 days after card issuance |
| HK$800 Apple Store Gift Card | |
| HK$1,000 Cash Rebate | Accumulate Eligible Retail Purchase Transactions of:
|
| Interest-Free, Fee-Free Cash Instalment Plan of up to HK$90,000 | No spending requirement |
⚠ Each customer may select the welcome offer once only and cannot change the selection afterwards.
If no selection is made, HK$1,000 Cash Rebate will be assigned by default.
Eligibility Requirements
Customers must meet all of the following:
Successfully apply during the promotion period via designated online channels for:
WeWa Visa Signature Card / WeWa Visa Platinum Card / WeWa UnionPay Diamond Card issued by Prime Credit and
Have not held any credit card issued by Prime Credit in the past 12 months; and
Fulfill the relevant eligible retail spending requirement (if applicable).
Fulfilment Arrangement
Luggage / Apple Store Gift Card: Redemption Notification will be sent within 2 months after meeting the spending requirement.
HK$1,000 Cash Rebate: Credited to the credit card account within 2 months after meeting the spending requirement.
Cash Instalment Plan: Subject to approval and processed in accordance with the approved plan terms.
Key Highlights:
- Eligible retail spending includes posted local and/or overseas retail transactions (as recorded by the Company).
Excludes cash advances, instalment plans, Octopus reloads, transfers, e-wallet top-ups, fees and other specified transactions.
The credit card account must remain valid and in good standing at the time of reward fulfilment.
If the card account is cancelled within 12 months from issuance, the Company reserves the right to charge a HK$600 welcome offer handling fee.
- For full details, please refer to the promotion terms and conditions:
WeWa Card Student Exclusive Limited-Time Welcome Offer
- HK$200 Cash Rebate (Exclusive to full-time tertiary / university students)
Terms and conditions
Apply for the WeWa Card between 01 July – 30 September 2026 (both dates inclusive) and enjoy student-exclusive welcome offer for HK$200 cash rebate! (extremely low spending requirement) or you may also choose other welcome gift
Offer Highlights:
- Minimum Spending Requirement: HK$2,000 (first 90 days after card issuance)
- Eligible Transactions: These include all posted local and/or overseas retail spending amounts, Octopus Automatic Add-Value amounts, and/or online retail spending amounts.
- Exclusions: Eligible transactions do not include (but are not limited to) cash advances, credit card fees (such as annual fees, interest/finance charges, late fees), casino transactions, any money/electronic money transfers (including P2P payment services or mobile app/electronic transfer platforms), reloading of electronic wallets, cash-in-plan amounts, unposted/cancelled/refunded transactions, and any unauthorized transactions.
Please refer to the Promotion Terms and Conditions for details:

- HK$600 Exclusive Welcome Reward

- Additional 2% Cash Rebate Program
- No Requirement on min annual income
1) Exclusive Offer - Gift Options
- New Credit Card Customer: HK$600 Exclusive Welcome Reward
Terms & Conditions
MoneyHero Exclusive Offer: HK$600 Exclusive Welcome Reward
- From Aug 31 - Sep 30, 2026 (both days inclusive), new PrimeCredit credit card* customers who successfully apply for EarnMORE UnionPay Credit Card / WeWa Credit Card through MoneyHero are eligible to receive a MoneyHero exclusive offer consisting of
- HK$300 Wellcome shopping voucher (provided by MoneyHero) + HK$300 cash rebate (provided by PrimeCredit)
How to redeem the MoneyHero exclusive offer - a HK$300 Wellcome shopping voucher (provided by MoneyHero)
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
- On or before 31 Oct 2026: The card must be approved by PrimeCredit, subject to issuer’s system records.
- No spending requirement
How to receive the MoneyHero exclusive offer - HK$300 cash rebate (provided by PrimeCredit)
- From Aug 31, 2026, to Sep 31, 2026 (inclusive), successfully apply for EarnMORE UnionPay Credit Card / WeWa credit card through MoneyHERO and enjoy an extra HK$300 cash rebate with no spending required!
- The cash rebate will be credited to your credit card account within 3 months of card issuance.
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EarnMORE UnionPay Diamond Card Welcome Offer (For New Customers Only)
- LG AS35GGW20 PuriCare™ AeroHit Air Purifier (PET model) (value of HK$3,690); or
- Dreame F20 Robot Vacuum (valued at HK$2,999); or
- HK$1,000 Cash Rebate; or
- Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan; or
- HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only)
Terms and conditions
Welcome Offer for New EarnMORE UnionPay Diamond Card Customers
Apply successfully for the EarnMORE UnionPay Diamond Card during the promotion period and enjoy:
- Choose ONE of the following welcome offers:
- LG AS35GGW20 PuriCare™ AeroHit Air Purifier (PET model)
- Dreame F20 Robot Vacuum
- HK$1,000 Cash Rebate
- Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan
- HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only)
| Welcome Offer | Eligible Retail Purchase Transaction Requirement |
|---|---|
LG AS35GGW20 PuriCare™ AeroHit Air Purifier (PET model) | Accumulate Eligible Retail Purchase Transactions of HK$8,800 or above using the new card within the first 90 days from card issuance |
Dreame F20 Robot Vacuum | |
HK$1,000 Cash Rebate | Accumulate Eligible Retail Purchase Transactions of:
|
Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan | No spending requirement |
HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only) | Accumulate Eligible Retail Purchase Transactions of HK$2,000 or above using the new card within the first 90 days from card issuance |
Promotion Period: From 1 July 2026 to 31 December 2026, both dates inclusive.
The welcome offer is only applicable to customers who successfully apply for the EarnMORE UnionPay Diamond Card through designated channels during the promotion period.
New Customer Definition: Customers who do not currently hold and have not held any credit card issued by PrimeCredit Limited (“PrimeCredit”) within the past 12 months.
Each eligible customer is entitled to enjoy the welcome offer once only.
- For full details, please refer to the Terms and Conditions.

- HK$1,800 Apple Store Gift Card

- Up to 40,000 Asia Miles Welcome Offer
- First Year Annual Fee Waiver
1) Exclusive Welcome Offer - Gift Options
✍🏻Remember to complete the "Proof Submission Form" after loan application within 7 days
Offers
- HK$1,800 Apple Store Gift Card; or
- HK$1,800 Wellcome Shopping Voucher; or
- HK$1,800 Trip.com Gift Card; or
- PHILIPS ADD6920 RO Water Dispenser (valued at HK$4,288); or
- LOJEL Cubo Large V5 Suitcase (value of HK$3,700); or
- Sony - WH-1000XM5 Wireless Noise Cancelling Bluetooth Headphones (valued at HK$3,190, random colour); or
- Marshall Acton IV Bluetooth Home Speaker (value at HK$2,499); or
- TP-Link RV30 Max Plus Dual Navi System Robot Vacuum + Smart Auto-Empty Dock (valued at HK$2,499); or
- Dyson Supersonic Nural™ hair dryer HD16 (value of HK$3,980)(Need to redeem with Designated Card at the redemption price of HK$400); or
- DJI Osmo Pocket 3 Action Camera (value at HK$3,059) (Need to redeem with the Designated Card at the redemption price of HK$909)
Terms & Conditions
MoneyHero Limited-Time Exclusive Offer
- New Standard Chartered Credit Card Customers get rewarded with HK$1,800 Wellcome Shopping Voucher; OR
HK$1,800 Apple Store Gift Card; OR HK$1,800 Trip.com e-Voucher; OR LOJEL Cubo Large Luggage (value at HK$3,700); OR Sony WH-1000XM5 Wireless Noise Cancelling Bluetooth Headphones (value at HK$3,190); OR
Philips ADD6920 RO Water Dispenser (value at HK$4,288); OR TP-Link RV30 Max Plus Dual Navi System Robot Vacuum + Smart Auto-Empty Dock (value at HK$2,499); OR ^ Dyson HD16 Supersonic Nural™ Hair Dryer HD16 (value at HK$3,980) (Need to redeem with Designated Card at the redemption price of HK$400); OR ^DJI Osmo Pocket 3 Action Camera (value at HK$3,059) (Need to redeem with the Designated Card at the redemption price of HK$909) by fulfilling the following requirements:- From 02 September 2026 12 p.m. to 10 September 2026 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero.
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously. Please fill in the form with accurate Reference Number. Application Reference Number (HK + 14-digit number (for example HKxxxxxxxxxxxxxx).
- On or before 31 October 2026: The card must be approved by Standard Chartered, subject to the Bank’s system records.
- Within 7 days after the credit card is successfully approved: Complete this form and upload the relevant approval proof for verification of the applicant's reward eligibility.
2) Welcome Offer - Up to 40,000 Miles - Gift Options
- From now till 20 September 2026, new cardholders who submit the Standard Chartered Cathay Mastercard applications and fulfill relevant requirements can enjoy up to 40,000 Asia Miles
- Spending within the first 2 months upon card issuance –
- Tier 1: Accumulated Eligible Transactions* of HKD5,000 = 10,000 Miles (HK$0.5/mile)
- Tier 2: Accumulated Eligible Transactions* of HKD40,000 = 20,000 Miles (HK$2/mile)
- Tier 3: Accumulated Eligible Transactions* of HKD110,000 = 40,000Miles (HK$2.75/mile)
- *Eligible Transactions are retail purchases (including both local and overseas transactions), online purchase or posted amount of instalment purchase
- Spending within the first 2 months upon card issuance –
- Please refer to the terms and conditions for details.

