Credit Card Comparison

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- Best Credit Card
- Octopus card
- Digital wallet
- Welcome gift
- Food & beverage
- Online shopping
- Cash rebate
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- MOX
- Prime Credit
- Hang Seng Bank
- Citic Bank International
- HSBC
- Citibank
- Standard Chartered Bank
- Min annual salary

- Up to HK$800 for 10% cash back on mobile payments

BOC Credit Card Welcome Offer (for New Customers)
- Up to HK$800 for 10% cash back on mobile payments
- Promotion Period: From now till December 31, 2026
- Successfully apply for the BOC Bliss Card to enjoy the following welcome offer:
- 10% cash back on mobile payments, up to HK$800.
- Earn up to HK$800 cash back on mobile retail transactions made within the spending period.
- Applicable to eligible retail transactions made via mobile payment (including Apple Pay, Google Pay, Samsung Pay, Huawei Pay, and UnionPay App QR Code, where applicable).
- Terms and Conditions apply.


Welcome Offer
- Up to 300,000 Gift Points (Equivalent to 20,000 miles / HK$1,200 Cash Rebate)
- New customers who accumulate retail spending of HK$12,000 or above within first 2 months from card issuance can earn 225,000 points (equals to 15,000 miles/ HK$900 cash rebate); “Private Wealth” or “Wealth Management” customers can earn an extra 75,000 points (equals to 5,000 miles/ HK$300 cash rebate)


Welcome Offer
- Up to 225,000 Gift Points (Equivalent to 15,000 miles / HK$900 Cash Rebate)
- New customers who accumulate retail spending of HK$10,000 or above within first 2 months from card issuance can earn 150,000 points (equals to 10,000 miles/ HK$600 cash rebate); “Private Wealth” or “Wealth Management” customers can earn an extra 75,000 points (equals to 5,000 miles/ HK$300 cash rebate)
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- Earn up to 28,500 miles
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- Unlimited Instant Cashback
MoneyHero Exclusive Welcome Offer (with the promo code "MOXPHONEMH")
"Mox x MoneyHero HK$200 Cash Reward Promotion"
- Please submit the designated reward redemption form within 14 days of after successfully fulfilling the required spending to redeem HK$200 cash rebate from Moneyhero.
Offers
- HK$200 Cash Rebate (Deposited via FPS) (provided by MoneyHero)+HK$1,800 Cash Reward (Provided by Mox) + 1% Basic CashBack
Open a Mox Account and get Mox Credit Card approved successfully with the invitation code "MOXPHONEMH" and complete designated requirements within 30 calendar days after approval to enjoy: HK$200 Cash Rebate (Deposited via FPS) (provided by MoneyHero)+HK$1,800 Cash Reward (Provided by Mox) + 1% Basic CashBack
- From 16 September 2026 to 15 October 2026 : New customers open Mox Account via promo code "MOXPHONEMH" and complete the Mox Account opening process within the following 15 days
- Get Mox Credit Card approved within 30 days from Mox Account opened using the invitation code
- Please submit the designated reward redemption form within 14 days of after successfully fulfilling the required spending to redeem an extra HK$200 cash rebate from Moneyhero.
| Eligible spending HK$9,000 (using Mox credit card) within 30 calendar days after approval |
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- "MOXPHONEMH" Promo Code Promotion Terms and Conditions apply.
- "Mox x MoneyHero HK$200 Cash Reward Promotion" Terms and Conditions apply
- Limited quota for the Promotion, first come first serve
- To borrow or not to borrow? Borrow only if you can repay!
MoneyHero Exclusive Welcome Offer (with the promo code "MOXFLASHMH2")
"Extra HK$200 Cash Reward Promotion"
- Please submit the designated reward redemption form within 14 days of after successfully fulfilling the required spending to redeem an extra HK$200 cash rebate from Moneyhero.
Offers
- ^HK$200 Cash Rebate (Deposited via FPS) (provided by MoneyHero) + HK$1,000 Cash Reward (Provided by Mox)
Open a Mox Account and get Mox Credit Card approved successfully with the invitation code "MOXFLASHMH2" and complete designated requirements within 30 calendar days after approval to enjoy: ^HK$200 Cash Rebate (Deposited via FPS) (provided by MoneyHero) + HK$1,000 Cash Reward (Provided by Mox)
- From 16 September 2026 to 15 October 2026 : New customers open Mox Account via promo code "MOXFLASHMH2" and complete the Mox Account opening process within the following 15 days
- Get Mox Credit Card approved within 30 days from Mox Account opened using the invitation code
- Please submit the designated reward redemption form within 14 days of after successfully apply Mox Credit Card to redeem an extra HK$200 cash rebate from Moneyhero.
| Eligible spending HK$2,000 (using Mox credit card) within 30 calendar days after approval |
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- "MOXFLASHMH2" Promo Code Promotion Terms and Conditions apply.
- ^"Extra HK$200 Cash Reward Promotion" Terms and Conditions apply
- Limited quota for the Promotion, first come first serve
- To borrow or not to borrow? Borrow only if you can repay!

- New Credit Card Customer: HK$600 Exclusive Welcome Reward

- Annual fee waived for the first 2 years
- Cashback Local: 4%
New Credit Card Customer: HK$600 Exclusive Welcome Reward
- New Credit Card Customer: HK$600 Exclusive Welcome Reward
Terms & Conditions
MoneyHero Exclusive Offer: HK$600 Exclusive Welcome Reward
- From Sep 30 - Oct 31, 2026 (both days inclusive), new PrimeCredit credit card* customers who successfully apply for EarnMORE UnionPay Credit Card / WeWa Credit Card through MoneyHero are eligible to receive a MoneyHero exclusive offer consisting of
- HK$300 Wellcome shopping voucher (provided by MoneyHero) + HK$300 cash rebate (provided by PrimeCredit)
How to redeem the MoneyHero exclusive offer - a HK$300 Wellcome shopping voucher (provided by MoneyHero)
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
- On or before 30 Nov 2026: The card must be approved by PrimeCredit, subject to issuer’s system records.
- No spending requirement
How to receive the MoneyHero exclusive offer - HK$300 cash rebate (provided by PrimeCredit)
- From Sep 30, 2026, to Oct 31, 2026 (inclusive), successfully apply for EarnMORE UnionPay Credit Card / WeWa credit card through MoneyHERO and enjoy an extra HK$300 cash rebate with no spending required!
- The cash rebate will be credited to your credit card account within 3 months of card issuance.
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Welcome Offer
- Nothing Headphone (a) (valued at HK$1,499)
- HK$1,000 Cash Rebate
- WeWa Year-round 10% Travel Cash Rebate
- Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program
Terms & Conditions
WeWa Welcome Offer Promotion
Promotion Period: 1 October 2026 – 31 March 2027 (both dates inclusive)
Eligible Customers: New customers who successfully apply for a WeWa Credit Card via designated online channels during the promotion period.
Welcome Offer Details
Eligible customers may choose ONE of the following welcome offers:
| Welcome Offer | Spending Requirement |
|---|---|
| Nothing Headphone (a) | Accumulate HK$8,800 in eligible retail spending within the first 90 days after card issuance |
| HK$1,000 Cash Rebate | Accumulate Eligible Retail Purchase Transactions of:
|
| WeWa Year-round 10% Travel Cash Rebate | No spending requirement |
| Interest-Free, Fee-Free Cash Instalment Plan of up to HK$90,000 |
⚠ Each customer may select the welcome offer once only and cannot change the selection afterwards.
If no selection is made, HK$1,000 Cash Rebate will be assigned by default.
Eligibility Requirements
Customers must meet all of the following:
Successfully apply during the promotion period via designated online channels for:
WeWa Visa Signature Card / WeWa Visa Platinum Card / WeWa UnionPay Diamond Card issued by Prime Credit and
Have not held any credit card issued by Prime Credit in the past 12 months; and
Fulfill the relevant eligible retail spending requirement (if applicable).
Fulfilment Arrangement
- Nothing Headphone (a): Redemption Notification will be sent within 2 months after meeting the spending requirement.
- HK$1,000 Cash Rebate: Credited to the credit card account within 2 months after meeting the spending requirement.
- Cash Instalment Plan: Subject to approval and processed in accordance with the approved plan terms.
- WeWa Year-round 10% Travel Rebate:
- No spending requirement ; valid for 365 days from the date of card approval
- Enjoy 10% Cash Rebate at overseas physical (capped at HK$1,000)
- Can be enjoyed in conjunction with WeWa 4% Cash Rebate from “WeWa Fun Categories Cash Rebate” (total up to 14%)
Key Highlights:
- Eligible retail spending includes posted local and/or overseas retail transactions (as recorded by the Company).
Excludes cash advances, instalment plans, Octopus reloads, transfers, e-wallet top-ups, fees and other specified transactions.
The credit card account must remain valid and in good standing at the time of reward fulfilment.
If the card account is cancelled within 12 months from issuance, the Company reserves the right to charge a HK$600 welcome offer handling fee.
- For full details, please refer to the promotion terms and conditions:
WeWa Card Student Exclusive Limited-Time Welcome Offer
- HK$200 Cash Rebate (Exclusive to full-time tertiary / university students)
Terms and conditions
Apply for the WeWa Card between 1 October 2026 – 31 March 2027 (both dates inclusive) and enjoy student-exclusive welcome offer for HK$200 cash rebate! (extremely low spending requirement) or you may also choose other welcome gift
Offer Highlights:
- Minimum Spending Requirement: HK$2,000 (first 90 days after card issuance)
- Eligible Transactions: These include all posted local and/or overseas retail spending amounts, Octopus Automatic Add-Value amounts, and/or online retail spending amounts.
- Exclusions: Eligible transactions do not include (but are not limited to) cash advances, credit card fees (such as annual fees, interest/finance charges, late fees), casino transactions, any money/electronic money transfers (including P2P payment services or mobile app/electronic transfer platforms), reloading of electronic wallets, cash-in-plan amounts, unposted/cancelled/refunded transactions, and any unauthorized transactions.
Please refer to the Promotion Terms and Conditions for details:

- HK$600 Exclusive Welcome Reward

- Additional 2% Cash Rebate Program
- No Requirement on min annual income
1) Exclusive Offer - Gift Options
- New Credit Card Customer: HK$600 Exclusive Welcome Reward
Terms & Conditions
MoneyHero Exclusive Offer: HK$600 Exclusive Welcome Reward
- From Sep 30 - Oct 31, 2026 (both days inclusive), new PrimeCredit credit card* customers who successfully apply for EarnMORE UnionPay Credit Card / WeWa Credit Card through MoneyHero are eligible to receive a MoneyHero exclusive offer consisting of
- HK$300 Wellcome shopping voucher (provided by MoneyHero) + HK$300 cash rebate (provided by PrimeCredit)
How to redeem the MoneyHero exclusive offer - a HK$300 Wellcome shopping voucher (provided by MoneyHero)
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
- On or before 30 Nov 2026: The card must be approved by PrimeCredit, subject to issuer’s system records.
- No spending requirement
How to receive the MoneyHero exclusive offer - HK$300 cash rebate (provided by PrimeCredit)
- From Sep 30, 2026, to Oct 31, 2026 (inclusive), successfully apply for EarnMORE UnionPay Credit Card / WeWa credit card through MoneyHERO and enjoy an extra HK$300 cash rebate with no spending required!
- The cash rebate will be credited to your credit card account within 3 months of card issuance.
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EarnMORE UnionPay Diamond Card Welcome Offer (For New Customers Only)
- LG AS35GGW20 PuriCare™ AeroHit Air Purifier (PET model) (value of HK$3,690); or
- Dreame F20 Robot Vacuum (valued at HK$2,999); or
- HK$1,000 Cash Rebate; or
- Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan; or
- HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only)
Terms and conditions
Welcome Offer for New EarnMORE UnionPay Diamond Card Customers
Apply successfully for the EarnMORE UnionPay Diamond Card during the promotion period and enjoy:
- Choose ONE of the following welcome offers:
- LG AS35GGW20 PuriCare™ AeroHit Air Purifier (PET model)
- Dreame F20 Robot Vacuum
- HK$1,000 Cash Rebate
- Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan
- HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only)
| Welcome Offer | Eligible Retail Purchase Transaction Requirement |
|---|---|
LG AS35GGW20 PuriCare™ AeroHit Air Purifier (PET model) | Accumulate Eligible Retail Purchase Transactions of HK$8,800 or above using the new card within the first 90 days from card issuance |
Dreame F20 Robot Vacuum | |
HK$1,000 Cash Rebate | Accumulate Eligible Retail Purchase Transactions of:
|
Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan | No spending requirement |
HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only) | Accumulate Eligible Retail Purchase Transactions of HK$2,000 or above using the new card within the first 90 days from card issuance |
Promotion Period: From 1 July 2026 to 31 December 2026, both dates inclusive.
The welcome offer is only applicable to customers who successfully apply for the EarnMORE UnionPay Diamond Card through designated channels during the promotion period.
New Customer Definition: Customers who do not currently hold and have not held any credit card issued by PrimeCredit Limited (“PrimeCredit”) within the past 12 months.
Each eligible customer is entitled to enjoy the welcome offer once only.
- For full details, please refer to the Terms and Conditions.

- Welcome Offer - Up to $700 +FUN Dollars

- Oversea Foreign Currencies Spending enjoy up to 6% +FUN Dollars rebate
- Online Retail Spending and Selected Spending Categoriesenjoy +FUN Dollars Reward
【MoneyHero Exclusive Upgrade Offer: Total Rewards Worth up to $1,700】New Hang Seng credit card* customers who successfully apply for the Hang Seng MMPOWER World Mastercard through MoneyHero, meet the accumulated transaction amount within 60 days and spend HK$100 within 30 days after card approval, will receive the following in addition to the Hang Seng welcome offer of $700 +FUN Dollars:
- New Credit Card Customer : HK$1,000 Apple Store Gift Card
- New Credit Card Customer:HK$1,000 Wellcome Shopping Voucher
- New Credit Card Customer : HK$1,000 Cash Rebate (Deposited via FPS)
- New Credit Card Customer : DELONGHI EC685 Pump Espresso Coffee Machine (valued at HK$2,160)
- New Credit Card Customer : Marshall Emberton Bluetooth Speaker II (valued at HK$1,499)
- New Credit Card Customer : Apple AirPods 4 (valued at HK$1,099)
Terms and conditions
MoneyHero Exclusive Offer:
- From now till 16 October 2026 6 p.m., New Credit Card cardholders* who successfully apply for Hang Seng MMPOWER World Mastercard via MoneyHero and spent HK$100 within 30 calendar days after approval are entitled to HK$1,000 Apple Store Gift Card OR HK$1,000 Wellcome Shopping Voucher OR HK$1,000 Cash Rebate (Deposited via FPS) OR DELONGHI EC685 Pump Espresso Coffee Machine (valued at HK$2,160) OR Marshall Emberton Bluetooth Speaker II (valued at HK$1,499) OR Apple AirPods 4 (valued at HK$1,099).
Important dates:
- Within 30 days after card issuance: The card must be approved by Hang Seng.
- New Credit Card customers* - Spent HK$100 within 30 calendar days after approval.
- The accumulated transaction amount is based on the net retail spending amount of eligible transactions, which means the final amount charged to the Designated Credit Cards concerned. Eligible retail spending amount does not include the deducted amount from the use of discount offers and/or +FUN Dollars/Merchant Dollars, any unposted purchase by Interest-free Instalment Plan at any merchant, cash advance, handling fee for cash advance, annual fee/service fee, finance charges, late charges, tax bill payment, Credit Card online bill payments (including but not limited to water bills, electricity bills, insurance premiums, payments to other banks and credit cards, etc.), Cash Instalment Plan, Spending Instalment Plan, Tax Instalment Plan, Balance Transfer Plan, Octopus Add Value Service transactions (including via Automatic Add Value Service, e-wallet or other method to top up Smart Octopus), purchase and/or reload of stored value cards or e-wallets, purchase of products/ services at financial/non-financial institutions (including but not limited to, foreign currency, money orders, travellers’ cheques, deposits and money transfers), balance transfers, purchases of casino chips, and transactions which are unposted/ unauthorized/cancelled/refunded/found to be fraudulent. Hang Seng will determine the eligibility of all welcome offers based on transaction records held by Hang Seng. In case of discrepancy, Hang Seng’s records shall be final and conclusive.
MoneyHero Exclusive Gift (Existing Customer)
Existing Hang Seng MMPOWER World Mastercard Credit Card customer who successfully apply via MoneyHero, spent HK$100 within 30 calendar days after approval are entitled to:
- Existing Credit Card Customer : HK$500 Apple Store Gift Card
- Existing Credit Card customer:HK$500 Wellcome Shopping Voucher
- Existing Credit Card Customer: HK$500 Cash Rebate (Deposited via FPS)
- Existing Credit Card Customer: Foreo LUNA Mini 3 Facial Beauty Device (valued at HK$1,690)
Terms and conditions
MoneyHero Exclusive Offer:
- From now till 16 October 2026 6 p.m., Existing Credit Card cardholders^ who successfully apply for Hang Seng MMPOWER World Mastercard via MoneyHero and spent HK$100 within 30 calendar days after approval are entitled to HK$500 Apple Store Gift Card OR HK$500 Wellcome Shopping Voucher OR HK$500 Cash Rebate (Deposited via FPS) OR Foreo LUNA Mini 3 Facial Beauty Device (valued at HK$1,690).
Important dates:
- Within 30 days after card issuance: The card must be approved by Hang Seng.
- Existing Credit Card customer - Spent HK$100 within 30 calendar days after approval.
- The accumulated transaction amount is based on the net retail spending amount of eligible transactions, which means the final amount charged to the Designated Credit Cards concerned. Eligible retail spending amount does not include the deducted amount from the use of discount offers and/or +FUN Dollars/Merchant Dollars, any unposted purchase by Interest-free Instalment Plan at any merchant, cash advance, handling fee for cash advance, annual fee/service fee, finance charges, late charges, tax bill payment, Credit Card online bill payments (including but not limited to water bills, electricity bills, insurance premiums, payments to other banks and credit cards, etc.), Cash Instalment Plan, Spending Instalment Plan, Tax Instalment Plan, Balance Transfer Plan, Octopus Add Value Service transactions (including via Automatic Add Value Service, e-wallet or other method to top up Smart Octopus), purchase and/or reload of stored value cards or e-wallets, purchase of products/ services at financial/non-financial institutions (including but not limited to, foreign currency, money orders, travellers’ cheques, deposits and money transfers), balance transfers, purchases of casino chips, and transactions which are unposted/ unauthorized/cancelled/refunded/found to be fraudulent. Hang Seng will determine the eligibility of all welcome offers based on transaction records held by Hang Seng. In case of discrepancy, Hang Seng’s records shall be final and conclusive.
Welcome Offer - Up to $700 +FUN Dollars
Offers
- New Customer:$700 +FUN Dollars; or
- Existing Customer:$300 +FUN Dollars
Terms and conditions
Valid until 31 December 2026, successfully apply Hang Seng MMPOWER World Mastercard, and make HK$5,000 eligible spending within 60 days from the date of card issuance, can enjoy the following welcome offer:
- New Customers: $700 +FUN Dollars
- Existing Customer: $300 +FUN Dollars
- Full-time University/Tertiary Students who has made HK$2,000 eligible spending within 60 days from the date of card issuance is entitled to get $300 +FUN Dollars

- HK$1,000 Apple Store Gift Card

- Up to 10% Cash Rebate on RMB Spending & Handling Fee Waiver for Overseas Spending
Money Hero Exclusive Offer
- HK$1,000 Apple Store Gift Card
- HK$1,000 Wellcome Shopping Voucher
- HK$1,000 Trip.com Gift Card
- HK$800 Cash Rebate (Deposited via FPS)
- 11,000 Max Miles flight miles
- Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980)
- Tapo RV30 Max Plus Gen 2 Robot Vacuum & Mop + Compact Auto-Empty Dock (valued at HK$2,499)
- Marshall Acton III Bluetooth Speaker (valued at HK$2,499)(Need to redeem with the Designated Card at the redemption price of HK$344)
- AirPods 5 (valued at HK$1,099)
New CNCBI Credit Card Customers get rewarded and spent HK$100 within 30 calendar days after approval are entitled to HK$1,000 Apple Store Gift Card / HK$1,000 Wellcome Shopping Voucher / HK$1,000 Trip.com e-Voucher / HK$800 Cash Rebate(Deposited via FPS) / 11,000 Max Miles flight miles* / Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980) / Tapo RV30 Max Plus Gen 2 Robot Vacuum & Mop + Compact Auto-Empty Dock (valued at HK$2,499) / Marshall Acton III Bluetooth Speaker (valued at HK$2,499)^/ AirPods 5 (valued at HK$1,099).
Requirements
- From 30 September 2026 6 p.m. till 30 October 2026 6 p.m.: Successfully apply for the designated CNCBI Credit Card(s) and submit the reward redemption form via MoneyHero
- On or before 30 November 2026: The designated card must be approved by CNCBI.
- Within first 30 days after card approval: Have accumulated eligible retail transactions of HK$100
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
- *When selecting Max Miles as the exclusive reward, please ensure that the email address registered for the MoneyHero exclusive reward is the same as the email address of the Hey Max account.
Instruction for how to use Max Miles
- Receive the Email: MoneyHero sends you a unique redemption link for Max Miles via email.
- Click the Link: Tap the unique link, which redirects you to the HEYMAX app (prompts download from App Store/Google Play if not installed, or opens the app directly if it is).
- Account Check:
- If you're a new user: You'll see a "MoneyHero gifted you Max Miles" screen with options to log in or sign up.
- If you're an existing user: The app auto-logs you in (if your session is active) and skips to Miles Crediting*.
- Sign Up & Login (for New Users):
- Choose "Sign up" (or log in if you have an account but aren't logged in).
- Enter your email and password, confirm password, or sign up via Google/Apple.
- Agree to the HEYMAX Terms of Use and Privacy Policy.
- Tap "Sign up" to proceed.
- Miles Crediting*: After login or sign-up, you'll see a "Hang tight! We're crediting your Max Miles" screen, confirming the Max Miles are being added to your account.
- Dashboard Access: Once credited, you land on the main dashboard displaying "MoneyHero gifted you Max Miles," showing your new balance and available options.
- Redeem What You Want: From here, explore and choose how to use your miles—such as
- redeeming instant vouchers (e.g. HK$50 Starbucks voucher or HKTVMall voucher)
- transferring 1:1 miles to airline partners (e.g. Cathay Pacific or Qatar Airways, minimum 1,000 miles)
- saving miles for bigger rewards (e.g. a free flight to Japan at 20,000 miles)
- Completion: Your redemption is complete; miles can be used instantly or accumulated for later.
Tips
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Upload all required documents, including ID card, income and address proof, when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- ^Details for redeeming the Marshall Acton III Bluetooth Speaker (valued at HK$2,499) : After the eligibility are confirmed by the bank, MoneyHero will send out the redemption emails to the eligible customers. Customers can follow the instructions in the email and receive the Marshall Acton III Bluetooth Speaker (valued at HK$2,499) by paying HK$344 using Designated Card at the redemption center. If there are any questions regarding the above rewards (including warranty and product condition), please contact MoneyHero to confirm the details.
- Designated card(s) include CNCBI Hong Kong Airlines Mastercard®, CNCBI Motion Credit Card, CNCBI GBA Dual Currency Credit Card
- Each Eligible Card Customer can only enjoy one MoneyHero Exclusive Offer regardless of the number of card application
- Only applicable to applicants who do not hold any CNCBI Credit Card principal card in the past 12 months from the approval month of current CNCBI Credit Card applications.
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
Welcome Offer
- Up to 10% Cash Rebate on RMB Spending & Handling Fee Waiver for Overseas Spending
- HK$600 Cash Reward
From now till 31 December 2026, New Cardmembers who successfully apply for CNCBI GBA Dual Currency Credit Card can enjoy the following welcome offers (choose 1 out of 2):
- 10% Cash Rebate on spending in foreign currencies
New Cardmembers can enjoy 10% Cash Rebate on spending in foreign currencies made with the Motion Credit Card in the first 3 months starting from the card issuance date (“Spending Period”), subject to a maximum of HK$1,000 Cash Rebate! ;or - HK$600 Cash Rebate
Upon accumulated eligible spending of HK$6,000 in the first 2 months starting from the card issuance month
For more details, please click China CITIC Bank International

- Up to 140,000 yuu Points

- Perpetual Annual Fee Waiver
- Cashback Local: 2%
【MoneyHero Exclusive Offer】
New Hang Seng credit card customers who apply for the Hang Seng enJoy Card through MoneyHero, meet the accumulated transaction amount within 60 days and spend HK$100 within 30 days after card approval can enjoy an extra MoneyHero reward of up to HK$4,980!
【Bank Welcome Offer】
New Hang Seng credit card customers who successfully apply can earn a welcome bonus of 140,000 yuu points (equivalent to HK$700) for a total reward value of up to HK$5,680!
- New Credit Card Customer : HK$900 Apple Store Gift Card
- New Credit Card Customer : HK$900 Wellcome Shopping Voucher
- New Credit Card Customer : Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980)
- New Credit Card Customer : HITACHI PV-X70P Stick Handy Type Vacuum Cleaner (valued at HK$1,680)
- New Credit Card Customer : Marshall Emberton II Bluetooth Speaker (value at HK$1,499)
New Credit Card cardholders* who successfully apply for Hang Seng enJoy Visa Platinum Card via MoneyHero and spent HK$100 within 30 calendar days after approval are entitled to HK$900 Apple Store Gift Card OR HK$900 Wellcome Shopping Voucher OR Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (value at HK$4,980) OR HITACHI PV-X70P Stick Handy Type Vacuum Cleaner (valued at HK$1,680) OR Marshall Emberton II Bluetooth Speaker (value at HK$1,499).
Important dates :
- From now till 30 October 2026 6 p.m., New Card cardholders* who successfully apply Hang Seng enJoy Card via MoneyHero and submit the redemption form sent via email
- Within 30 days after card issuance: The card must be approved by Hang Seng.
- New Credit Card customers* - Spent HK$100 within 30 calendar days after approval.
- The accumulated transaction amount is based on the net retail spending amount of eligible transactions, which means the final amount charged to the Designated Credit Cards concerned. Eligible retail spending amount does not include the deducted amount from the use of discount offers and/or +FUN Dollars/Merchant Dollars, any unposted purchase by Interest-free Instalment Plan at any merchant, cash advance, handling fee for cash advance, annual fee/service fee, finance charges, late charges, tax bill payment, Credit Card online bill payments (including but not limited to water bills, electricity bills, insurance premiums, payments to other banks and credit cards, etc.), Cash Instalment Plan, Spending Instalment Plan, Tax Instalment Plan, Balance Transfer Plan, Octopus Add Value Service transactions (including via Automatic Add Value Service, e-wallet or other method to top up Smart Octopus), purchase and/or reload of stored value cards or e-wallets, purchase of products/ services at financial/non-financial institutions (including but not limited to, foreign currency, money orders, travellers’ cheques, deposits and money transfers), balance transfers, purchases of casino chips, and transactions which are unposted/ unauthorized/cancelled/refunded/found to be fraudulent. Hang Seng will determine the eligibility of all welcome offers based on transaction records held by Hang Seng. In case of discrepancy, Hang Seng’s records shall be final and conclusive.
【MoneyHero Exclusive Upgrade Offer (for Existing Customers): Total Rewards Worth up to HK$898】
【MoneyHero Exclusive Offer】
Existing Hang Seng credit card customers who apply for the Hang Seng enJoy Card through MoneyHero and spend HK$100 within 30 days after card approval can enjoy an extra MoneyHero reward of up to HK$598!
【Bank Welcome Offer】
Existing Hang Seng credit card customers who successfully apply can earn a welcome bonus of 60,000 yuu points (equivalent to HK$300), for a total reward value of up to HK$898!
- Existing Credit Card customer:HK$400 Apple Store Gift Card
- Existing Credit Card Customer : HK$400 Wellcome Shopping Voucher
- Existing Credit Card Customer : OTO S-GUN Wireless Massage Gun (SG-300) (valued at HK$998)
Terms & Conditions
Existing Credit Card cardholders who successfully apply for Hang Seng enJoy Visa Platinum Card via MoneyHero and spent HK$100 within 30 calendar days after approval are entitled to HK$400 Apple Store Gift Card OR HK$400 Wellcome Shopping Voucher OR OTO S-GUN Wireless Massage Gun (SG-300) (valued at HK$998).
Important dates :
- From now till 30 October 2026 6 p.m., Existing Credit Card cardholders* who successfully apply Hang Seng enJoy Card via MoneyHero and submit the redemption form sent via email
- Within 30 days after card issuance: The card must be approved by Hang Seng.
- Existing Credit Card customer* - Spent HK$100 within 30 calendar days after approval.
- The accumulated transaction amount is based on the net retail spending amount of eligible transactions, which means the final amount charged to the Designated Credit Cards concerned. Eligible retail spending amount does not include the deducted amount from the use of discount offers and/or +FUN Dollars/Merchant Dollars, any unposted purchase by Interest-free Instalment Plan at any merchant, cash advance, handling fee for cash advance, annual fee/service fee, finance charges, late charges, tax bill payment, Credit Card online bill payments (including but not limited to water bills, electricity bills, insurance premiums, payments to other banks and credit cards, etc.), Cash Instalment Plan, Spending Instalment Plan, Tax Instalment Plan, Balance Transfer Plan, Octopus Add Value Service transactions (including via Automatic Add Value Service, e-wallet or other method to top up Smart Octopus), purchase and/or reload of stored value cards or e-wallets, purchase of products/ services at financial/non-financial institutions (including but not limited to, foreign currency, money orders, travellers’ cheques, deposits and money transfers), balance transfers, purchases of casino chips, and transactions which are unposted/ unauthorized/cancelled/refunded/found to be fraudulent. Hang Seng will determine the eligibility of all welcome offers based on transaction records held by Hang Seng. In case of discrepancy, Hang Seng’s records shall be final and conclusive.
Welcome Offer - Up to 140,000 yuu Points
Gift Options
- 140,000 yuu Points (for new credit card customers); or
- 60,000 yuu Points (for existing credit card customers)
Terms & Conditions
Till 31 Dec 2026, enjoy the following Welcome Offer and perpetual annual fee waiver upon successful application:
- Link enJoy card to yuu Rewards Programme and accumulate eligible retail spending of HK$5,000 within 60 days from the date of new card issuance:
- New Credit Card Customers: 140,000 yuu Points (equivalent to rewards worth HK$700) OR
- Existing Credit Card Customers: 60,000 yuu Points (equivalent to rewards worth HK$300)

- Reward up to HK$2,648

MoneyHero Exclusive Welcome Gift
- OTO S-GUN Wireless Massage Gun (SG-300) (valued at HK$998)
- Founist Vlogmate Mini Magnetic Selfie Camera (valued at HK$398)
- Stanley 30oz The Quencher H2.0 Flowstate™ Tumbler (valued at HK$315)
- MiLi Global Tracking Travel Smart Lock (valued at HK$299)
- Apple AirTag (Gen 2) x 1 pcs (valued at HK$249)
Terms and conditions
New HSBC Credit Card Customers will be entitled to - OTO S-GUN Wireless Massage Gun (SG-300) (valued at HK$998) / Founist Vlogmate Mini Magnetic Selfie Camera (valued at HK$398) / Stanley 30oz The Quencher H2.0 Flowstate™ Tumbler (valued at HK$315) / MiLi Global Tracking Travel Smart Lock (valued at HK$299) / Apple AirTag 2nd Generation (1 pack) (value at HK$249) exclusively from MoneyHero upon fulfilling the below requirements:
- From 30 September 2026 6 p.m. till 30 October 2026 6 p.m. or the date that the application quota is full (whichever is earlier): Only applicable to new HSBC Credit Card Customers who successfully apply for Designated HSBC Credit Cards (including HSBC Visa Signature Card / HSBC UnionPay Dual Currency Card / HSBC Visa Gold Card for Students / HSBC easy Credit Card / HSBC Visa Gold Card / HSBC EveryMile Credit Card via MoneyHero.
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
- On or before 30 November 2026: The card must be approved by the Bank (subject to the Bank’s system record)
- Offer on a first-come, first-served basis
How to redeem Moneyhero Exclusive Offer?
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- Tips:
- Within 7 days after the credit card is successfully approved: Submit the reward redemption form sent via email previously. Please fill in the form with accurate Reference Number. Application Reference Number - 12-digit number (for example 202430875089) and upload the relevant approval proof for verification of the applicant's reward eligibility.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, The Hongkong and Shanghai Banking Corporation Limited has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
- The redemption process may take at least 8 weeks upon campaign period ends, depending on the actual situation regarding user approval or other factors that may affect eligibility for the Promotion Reward.
* "New Credit Card Customers" refer to customers without any approved personal primary credit card issued by The Hongkong and Shanghai Banking Corporation Limited in Hong Kong (and its successors and assigns) when processing the application for an Eligible Credit Card.
To borrow or not to borrow? Borrow only if you can repay! This information and offers are intended for persons in HK.
HSBC EveryMile Credit Card Welcome Offer
- New credit card customers can receive $1,250 RewardCash
Terms and conditions
New Credit Card Customers applying for HSBC EveryMile Credit Card via HSBC website, HSBC Personal Internet Banking or HSBC App and make eligible transaction of HKD/RMB 25,000 or above within the first 60 calendar days after card issuance:
- $1,250 RewardCash
Terms and conditions apply.

- New credit card customers can receive $300 RewardCash

- Perpetual annual fee waiver
- Cashback Overseas Online Shopping: 4%
HSBC Red Credit Card - Welcome Offer
Offers
- New credit card customers can receive $300 RewardCash and lifetime annual fee waiver; or
- Earn up to 8% RewardCash at designated merchants; or
- Enjoy up to 4% RewardCash on online spending
Terms and conditions
New Credit Card Customers applying for HSBC Red Credit Card via HSBC website, HSBC Personal Internet Banking or HSBC App and make eligible transaction of HKD/RMB 5,800 or above within the first 60 calendar days after card issuance:
- $300 RewardCash
Terms and conditions apply.
Welcome Offer
- Extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan
- Perpetual annual fee waiver
Terms and conditions
- New credit card customers who successfully apply for a Cash Instalment Plan can enjoy up to $200 RewardCash
- Terms and conditions apply.
Spending Rewards
- Up to 8% RewardCash at designated merchants – enjoy 8% RewardCash on the first HK$1,250 eligible spending, and unlimited 0.4% RewardCash thereafter. Designated merchants include:
- Hong Kong Sushiro
- TamJai SamGor Mixian
- TamJai Yunnan Mixian
- The Coffee Academïcs
- GU
- Decathlon Hong Kong
- lululemon
- NAMCO
- TAITO STATION
- Up to 4% RewardCash on online spending – enjoy 4% RewardCash on the first HK$10,000 online spending, and unlimited 0.4% RewardCash thereafter.
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- HK$2,500 Apple Store Gift Card
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- Up to HK$3/mile for overseas & online foreign currency spending
- Up to HK$3.8/mile for local spending
Gift Options
- HK$2,500 Apple Store Gift Card
- HK$2,500 Wellcome Shopping Voucher
- Dyson Airwrap i.d.™ multi-styler and dryer HS08 (valued at HK$4,480)
- Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980)
- PHILIPS ADD6920 RO Water Dispenser (valued at HK$4,288)
- Dreame D20 Ultra Robot Vacuum and Mop (valued at HK$4,399)(Need to redeem with the Designated Card at the redemption price of HK$367)
- Nintendo Switch 2 (valued at HK$3,700)(Need to redeem with the Designated Card at the redemption price of HK$1,380)
- Apple Watch Series 12 (GPS) 42mm (valued at HK$3,199)(Need to redeem with the Designated Card at the redemption price of HK$657)
- DJI Osmo Pocket 3 Action Camera (valued at HK$3,059)
- HK$2,500 Trip.com e-Voucher
- HK$2,500 HKTVmall e-Gift Voucher
- 25,000 Max Miles flight miles
Terms & Conditions
- MoneyHero's Exclusive Limited-Time Offer is subject to *Terms and Conditions:
- Instruction for how to use Max Miles
Important Dates
Promotion Period Starts
7 October 2026, 6 pm
Promotion Period Ends
10 October 2026, 6 pm
Credit Card Approval and Activation Deadline
On or before 30 November 2026
Accumulate HK$4,000 in Eligible Spending
Within 30 days after successful card approval
- Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
- *Below customers are not eligible for this promotion:
- customers who have held any credit card with Citi Bank in the 12 months preceding the date on which their application for a designated card is made as part of this promotion
- students
Tips
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- *Details for redeeming the Dreame D20 Ultra Robot Vacuum and Mop (valued at HK$4,399), Apple Watch Series 12 (GPS) 42mm (valued at HK$3,199) and Nintendo Switch 2 (valued at HK$3,700): After the eligibility are confirmed by the bank, MoneyHero will send out the redemption emails to the eligible customers. Customers can follow the instructions in the email and receive the Dreame D20 Ultra Robot Vacuum and Mop (valued at HK$4,399) by paying HK$367 OR Apple Watch Series 12 (GPS) 42mm (valued at HK$3,199) by paying HK$657 OR Nintendo Switch 2 (valued at HK$3,700) by paying HK$1,380 using Designated Card at the redemption center. If there are any questions regarding the above rewards (including warranty and product condition, please contact MoneyHero to confirm the details.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
- Customers would not be eligible to Citi welcome offer if obtained MoneyHero exclusive offer.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Citibank has no relation with its redemption, usage and dispute.

- Dyson Airwrap i.d.™ multi-styler and dryer HS08 (valued at HK$4,480)

- Enjoy up to 3% Points Rebate for Shopping & Entertainment spend
Gift Options
- HK$2,500 Apple Store Gift Card
- HK$2,500 Wellcome Shopping Voucher
- Dyson Airwrap i.d.™ multi-styler and dryer HS08 (valued at HK$4,480)
- Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980)
- PHILIPS ADD6920 RO Water Dispenser (valued at HK$4,288)
- Dreame D20 Ultra Robot Vacuum and Mop (valued at HK$4,399)(Need to redeem with the Designated Card at the redemption price of HK$367)
- Nintendo Switch 2 (valued at HK$3,700)(Need to redeem with the Designated Card at the redemption price of HK$1,380)
- Apple Watch Series 12 (GPS) 42mm (valued at HK$3,199)(Need to redeem with the Designated Card at the redemption price of HK$657)
- DJI Osmo Pocket 3 Action Camera (valued at HK$3,059)
- HK$2,500 Trip.com e-Voucher
- HK$2,500 HKTVmall e-Gift Voucher
- 25,000 Max Miles flight miles
Terms & Conditions
- MoneyHero's Exclusive Limited-Time Offer is subject to *Terms and Conditions:
- Instruction for how to use Max Miles
Important Dates
Promotion Period Starts
7 October 2026, 6 pm
Promotion Period Ends
10 October 2026, 6 pm
Credit Card Approval and Activation Deadline
On or before 30 November 2026
Accumulate HK$4,000 in Eligible Spending
Within 30 days after successful card approval
- Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
- *Below customers are not eligible for this promotion:
- customers who have held any credit card with Citi Bank in the 12 months preceding the date on which their application for a designated card is made as part of this promotion
- students
Tips
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- *Details for redeeming the Dreame D20 Ultra Robot Vacuum and Mop (valued at HK$4,399), Apple Watch Series 12 (GPS) 42mm (valued at HK$3,199) and Nintendo Switch 2 (valued at HK$3,700): After the eligibility are confirmed by the bank, MoneyHero will send out the redemption emails to the eligible customers. Customers can follow the instructions in the email and receive the Dreame D20 Ultra Robot Vacuum and Mop (valued at HK$4,399) by paying HK$367 OR Apple Watch Series 12 (GPS) 42mm (valued at HK$3,199) by paying HK$657 OR Nintendo Switch 2 (valued at HK$3,700) by paying HK$1,380 using Designated Card at the redemption center. If there are any questions regarding the above rewards (including warranty and product condition, please contact MoneyHero to confirm the details.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
- Customers would not be eligible to Citi welcome offer if obtained MoneyHero exclusive offer.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Citibank has no relation with its redemption, usage and dispute.

- HK$2,500 Apple Store Gift Card

- 2% Rebate on Local Dining and Hotel Spending
Gift Options
- HK$2,500 Apple Store Gift Card
- HK$2,500 Wellcome Shopping Voucher
- Dyson Airwrap i.d.™ multi-styler and dryer HS08 (valued at HK$4,480)
- Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980)
- PHILIPS ADD6920 RO Water Dispenser (valued at HK$4,288)
- Dreame D20 Ultra Robot Vacuum and Mop (valued at HK$4,399)(Need to redeem with the Designated Card at the redemption price of HK$367)
- Nintendo Switch 2 (valued at HK$3,700)(Need to redeem with the Designated Card at the redemption price of HK$1,380)
- Apple Watch Series 12 (GPS) 42mm (valued at HK$3,199)(Need to redeem with the Designated Card at the redemption price of HK$657)
- DJI Osmo Pocket 3 Action Camera (valued at HK$3,059)
- HK$2,500 Trip.com e-Voucher
- HK$2,500 HKTVmall e-Gift Voucher
- 25,000 Max Miles flight miles
Terms & Conditions
- MoneyHero's Exclusive Limited-Time Offer is subject to *Terms and Conditions:
- Instruction for how to use Max Miles
Important Dates
Promotion Period Starts
7 October 2026, 6 pm
Promotion Period Ends
10 October 2026, 6 pm
Credit Card Approval and Activation Deadline
On or before 30 November 2026
Accumulate HK$4,000 in Eligible Spending
Within 30 days after successful card approval
- Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
- *Below customers are not eligible for this promotion:
- customers who have held any credit card with Citi Bank in the 12 months preceding the date on which their application for a designated card is made as part of this promotion
- students
Tips
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- *Details for redeeming the Dreame D20 Ultra Robot Vacuum and Mop (valued at HK$4,399), Apple Watch Series 12 (GPS) 42mm (valued at HK$3,199) and Nintendo Switch 2 (valued at HK$3,700): After the eligibility are confirmed by the bank, MoneyHero will send out the redemption emails to the eligible customers. Customers can follow the instructions in the email and receive the Dreame D20 Ultra Robot Vacuum and Mop (valued at HK$4,399) by paying HK$367 OR Apple Watch Series 12 (GPS) 42mm (valued at HK$3,199) by paying HK$657 OR Nintendo Switch 2 (valued at HK$3,700) by paying HK$1,380 using Designated Card at the redemption center. If there are any questions regarding the above rewards (including warranty and product condition, please contact MoneyHero to confirm the details.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
- Customers would not be eligible to Citi welcome offer if obtained MoneyHero exclusive offer.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Citibank has no relation with its redemption, usage and dispute.

- New Credit Card Customer: HK$600 Exclusive Welcome Reward

- Annual fee waived for the first 2 years
- Cashback Local: 4%
New Credit Card Customer: HK$600 Exclusive Welcome Reward
- New Credit Card Customer: HK$600 Exclusive Welcome Reward
Terms & Conditions
MoneyHero Exclusive Offer: HK$600 Exclusive Welcome Reward
- From Sep 30 - Oct 31, 2026 (both days inclusive), new PrimeCredit credit card* customers who successfully apply for EarnMORE UnionPay Credit Card / WeWa Credit Card through MoneyHero are eligible to receive a MoneyHero exclusive offer consisting of
- HK$300 Wellcome shopping voucher (provided by MoneyHero) + HK$300 cash rebate (provided by PrimeCredit)
How to redeem the MoneyHero exclusive offer - a HK$300 Wellcome shopping voucher (provided by MoneyHero)
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
- On or before 30 Nov 2026: The card must be approved by PrimeCredit, subject to issuer’s system records.
- No spending requirement
How to receive the MoneyHero exclusive offer - HK$300 cash rebate (provided by PrimeCredit)
- From Sep 30, 2026, to Oct 31, 2026 (inclusive), successfully apply for EarnMORE UnionPay Credit Card / WeWa credit card through MoneyHERO and enjoy an extra HK$300 cash rebate with no spending required!
- The cash rebate will be credited to your credit card account within 3 months of card issuance.
______________________
Welcome Offer
- Nothing Headphone (a) (valued at HK$1,499)
- HK$1,000 Cash Rebate
- WeWa Year-round 10% Travel Cash Rebate
- Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program
Terms & Conditions
WeWa Welcome Offer Promotion
Promotion Period: 1 October 2026 – 31 March 2027 (both dates inclusive)
Eligible Customers: New customers who successfully apply for a WeWa Credit Card via designated online channels during the promotion period.
Welcome Offer Details
Eligible customers may choose ONE of the following welcome offers:
| Welcome Offer | Spending Requirement |
|---|---|
| Nothing Headphone (a) | Accumulate HK$8,800 in eligible retail spending within the first 90 days after card issuance |
| HK$1,000 Cash Rebate | Accumulate Eligible Retail Purchase Transactions of:
|
| WeWa Year-round 10% Travel Cash Rebate | No spending requirement |
| Interest-Free, Fee-Free Cash Instalment Plan of up to HK$90,000 |
⚠ Each customer may select the welcome offer once only and cannot change the selection afterwards.
If no selection is made, HK$1,000 Cash Rebate will be assigned by default.
Eligibility Requirements
Customers must meet all of the following:
Successfully apply during the promotion period via designated online channels for:
WeWa Visa Signature Card / WeWa Visa Platinum Card / WeWa UnionPay Diamond Card issued by Prime Credit and
Have not held any credit card issued by Prime Credit in the past 12 months; and
Fulfill the relevant eligible retail spending requirement (if applicable).
Fulfilment Arrangement
- Nothing Headphone (a): Redemption Notification will be sent within 2 months after meeting the spending requirement.
- HK$1,000 Cash Rebate: Credited to the credit card account within 2 months after meeting the spending requirement.
- Cash Instalment Plan: Subject to approval and processed in accordance with the approved plan terms.
- WeWa Year-round 10% Travel Rebate:
- No spending requirement ; valid for 365 days from the date of card approval
- Enjoy 10% Cash Rebate at overseas physical (capped at HK$1,000)
- Can be enjoyed in conjunction with WeWa 4% Cash Rebate from “WeWa Fun Categories Cash Rebate” (total up to 14%)
Key Highlights:
- Eligible retail spending includes posted local and/or overseas retail transactions (as recorded by the Company).
Excludes cash advances, instalment plans, Octopus reloads, transfers, e-wallet top-ups, fees and other specified transactions.
The credit card account must remain valid and in good standing at the time of reward fulfilment.
If the card account is cancelled within 12 months from issuance, the Company reserves the right to charge a HK$600 welcome offer handling fee.
- For full details, please refer to the promotion terms and conditions:
WeWa Card Student Exclusive Limited-Time Welcome Offer
- HK$200 Cash Rebate (Exclusive to full-time tertiary / university students)
Terms and conditions
Apply for the WeWa Card between 1 October 2026 – 31 March 2027 (both dates inclusive) and enjoy student-exclusive welcome offer for HK$200 cash rebate! (extremely low spending requirement) or you may also choose other welcome gift
Offer Highlights:
- Minimum Spending Requirement: HK$2,000 (first 90 days after card issuance)
- Eligible Transactions: These include all posted local and/or overseas retail spending amounts, Octopus Automatic Add-Value amounts, and/or online retail spending amounts.
- Exclusions: Eligible transactions do not include (but are not limited to) cash advances, credit card fees (such as annual fees, interest/finance charges, late fees), casino transactions, any money/electronic money transfers (including P2P payment services or mobile app/electronic transfer platforms), reloading of electronic wallets, cash-in-plan amounts, unposted/cancelled/refunded transactions, and any unauthorized transactions.
Please refer to the Promotion Terms and Conditions for details:

- HK$600 Exclusive Welcome Reward

- Additional 2% Cash Rebate Program
- No Requirement on min annual income
1) Exclusive Offer - Gift Options
- New Credit Card Customer: HK$600 Exclusive Welcome Reward
Terms & Conditions
MoneyHero Exclusive Offer: HK$600 Exclusive Welcome Reward
- From Sep 30 - Oct 31, 2026 (both days inclusive), new PrimeCredit credit card* customers who successfully apply for EarnMORE UnionPay Credit Card / WeWa Credit Card through MoneyHero are eligible to receive a MoneyHero exclusive offer consisting of
- HK$300 Wellcome shopping voucher (provided by MoneyHero) + HK$300 cash rebate (provided by PrimeCredit)
How to redeem the MoneyHero exclusive offer - a HK$300 Wellcome shopping voucher (provided by MoneyHero)
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
- On or before 30 Nov 2026: The card must be approved by PrimeCredit, subject to issuer’s system records.
- No spending requirement
How to receive the MoneyHero exclusive offer - HK$300 cash rebate (provided by PrimeCredit)
- From Sep 30, 2026, to Oct 31, 2026 (inclusive), successfully apply for EarnMORE UnionPay Credit Card / WeWa credit card through MoneyHERO and enjoy an extra HK$300 cash rebate with no spending required!
- The cash rebate will be credited to your credit card account within 3 months of card issuance.
____________________________________________________
EarnMORE UnionPay Diamond Card Welcome Offer (For New Customers Only)
- LG AS35GGW20 PuriCare™ AeroHit Air Purifier (PET model) (value of HK$3,690); or
- Dreame F20 Robot Vacuum (valued at HK$2,999); or
- HK$1,000 Cash Rebate; or
- Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan; or
- HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only)
Terms and conditions
Welcome Offer for New EarnMORE UnionPay Diamond Card Customers
Apply successfully for the EarnMORE UnionPay Diamond Card during the promotion period and enjoy:
- Choose ONE of the following welcome offers:
- LG AS35GGW20 PuriCare™ AeroHit Air Purifier (PET model)
- Dreame F20 Robot Vacuum
- HK$1,000 Cash Rebate
- Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan
- HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only)
| Welcome Offer | Eligible Retail Purchase Transaction Requirement |
|---|---|
LG AS35GGW20 PuriCare™ AeroHit Air Purifier (PET model) | Accumulate Eligible Retail Purchase Transactions of HK$8,800 or above using the new card within the first 90 days from card issuance |
Dreame F20 Robot Vacuum | |
HK$1,000 Cash Rebate | Accumulate Eligible Retail Purchase Transactions of:
|
Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan | No spending requirement |
HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only) | Accumulate Eligible Retail Purchase Transactions of HK$2,000 or above using the new card within the first 90 days from card issuance |
Promotion Period: From 1 July 2026 to 31 December 2026, both dates inclusive.
The welcome offer is only applicable to customers who successfully apply for the EarnMORE UnionPay Diamond Card through designated channels during the promotion period.
New Customer Definition: Customers who do not currently hold and have not held any credit card issued by PrimeCredit Limited (“PrimeCredit”) within the past 12 months.
Each eligible customer is entitled to enjoy the welcome offer once only.
- For full details, please refer to the Terms and Conditions.

- Chance to win up to value HK$12,000 Apple Gift Card

- Up to 40,000 Asia Miles Welcome Offer
- First Year Annual Fee Waiver
📱 Chance to win up to value HK$12,000 Apple Gift Card 🍎 — 100 Winners!
From 10 September 2026, 12pm to 4 November 2026, 6pm, apply for a designated credit card through MoneyHero, complete the application process, and submit the relevant MoneyHero Reward Redemption Form and the 【Chance to win up to value HK$12,000 Apple Gift Card Lucky Draw】 Lucky Draw Registration Form by the respective deadlines. Each eligible application entitles you to 1 lucky draw chance! The more eligible applications you make, the more chances you will receive—up to a maximum of five chances! Stand a chance to win (Total 100 winners):
• Grand Prize: HK$12,000 Apple Store Gift Card (3 winners)
• Second Prize: HK$5,000 Apple Store Gift Card (5 winners)
• Third Prize: HK$1,000 Apple Store Gift Card (26 winners)
• Fourth Prize: HK$500 Apple Store Gift Card (66 winners)
Trade Promotion Competition Licence No.: 61908
- Win up to HK$12,000 in Apple Store Gift Cards
Terms and conditions
- After completing the application process and submitting the relevant MoneyHero Reward Redemption Form, submit the Lucky Draw Registration Form by 6:00 PM on 11 November 2026 to enter the lucky draw.
- Each eligible application is entitled to 1 lucky draw entry. Each mobile phone number can receive a maximum of 5 lucky draw entries and 1 promotional gift.
- Eligibility to participate and win is subject to MoneyHero’s internal verification records.
- For full campaign details, please refer to the MoneyHero “Win Your Way to the Latest Foldable” Lucky Draw campaign page.
- Terms and Conditions apply.
Welcome Offer (Option 1) - Up to 40,000 Miles
- From now till 17 January 2027, new cardholders who submit the Standard Chartered Cathay Mastercard applications and fulfill relevant requirements can enjoy up to 40,000 Asia Miles
- Spending within the first 2 months upon card issuance –
- Tier 1: Accumulated Eligible Transactions* of HKD5,000 = 10,000 Miles (HK$0.5/mile)
- Tier 2: Accumulated Eligible Transactions* of HKD40,000 = 20,000 Miles (HK$2/mile)
- Tier 3: Accumulated Eligible Transactions* of HKD110,000 = 40,000Miles (HK$2.75/mile)
- *Eligible Transactions are retail purchases (including both local and overseas transactions), online purchase or posted amount of instalment purchase
- Spending within the first 2 months upon card issuance –
- Please refer to the terms and conditions for details.
Welcome Offer (Option 2)- Up to HK$10,000 Cathay Gift Card
- Promotion Period: 21 September 2026 – 30 November 2026
- New customers who apply for Standard Chartered Cathay Mastercard® and accumulate eligible spending within 2 months after approval can enjoy up to HK$10,000 Cathay Gift Card.
Card Type | Spending Requirement | Cathay Gift Card~ | Equivalent Flight Value^ |
| Standard Chartered Cathay Mastercard | HK$6,000 | HK$2,000 | Taiwan Economy Class ticket x 1 |
| Standard Chartered Cathay Mastercard - Priority Banking | HK$12,000 | HK$5,000 | Japan ticket x 1 |
| Standard Chartered Cathay Mastercard - Priority Private | HK$18,000 | HK$10,000 | Southeast Asia Business Class ticket x 1 |
- Eligible applicants may choose between the existing Standard Chartered Cathay Mastercard Welcome Miles Offer and the above FanFest Offer. The two offers cannot be enjoyed concurrently.
- ~The offer is valid for one-time use on the Cathay Pacific website for eligible credit card customers and is only applicable to Cathay Pacific's own flights. Any unused balance will be forfeited.
- ^Ticket prices are for reference only. Prices are based on flight information for October 12, 2026, obtained on August 25, 2026. Actual ticket prices may vary depending on availability.
- Reward fulfilment date: By 31 July 2027
- For the terms and conditions of the FanFest Offer, please click here

