Credit Card Comparison

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Hang Seng Travel+ Visa Signature Card

HK$300 Wellcome Shopping Voucher

$150000

Min. Annual Income

Cashback Overseas

Cashback Dining

Perpetual Annual Fee Waiver
Foreign Currency Spending rebate: Up to 7%

1) Exclusive Offer - Gift Options

HK$300 Wellcome Shopping Voucher

Terms & Conditions

New or Existing Hang Seng Bank Credit Card cardholders who successfully apply for Hang Seng Travel+ Visa Signature Card via MoneyHero are entitled to HK$300 Wellcome Shopping Voucher upon accumulated eligible transactions of HK$100 within 30 days after card approval

Important dates:

From 30 May 2025, 6 p.m. till 30 June 2025, 6 p.m.: Successfully apply Hang Seng Travel+ Visa Signature Card via MoneyHero and submit the redemption form sent via email
Within 30 days after application submission: The card must be approved by Hang Seng
Within 30 days after card approval: Have accumulated eligible transactions of HK$100

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2) Welcome Offer - Up to $700 +FUN Dollars

Gift Options

New Customer：$700 +FUN Dollars; or
Existing Customer：$300 +FUN Dollars

Terms & Conditions

From now till 30 June 2025, Successfully apply Hang Seng Travel+ Visa Signature Card, and make HK$5,000 eligible spending within 60 days from the date of card issuance, can enjoy the following welcome offer:

New Customers: $700 +FUN Dollars
Existing Customers: $300 +FUN Dollars

Mox Credit

HK$1,500 Apple Store/HKTV Mall/Trip.com Gift Coupon

N/A

No Requirement

Overseas Spending - Cashback Rate

Local Spending - Cashback Rate

3% Cash Back without upper limit
5% Cash Bank on selected merchants

Gift Options

Dyson Zone™ Noise Cancelling Headphones (valued at HK$5,980) (provided by MoneyHero); or
Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour) (provided by MoneyHero); or
HK$1,500 Apple Store Gift Card (provided by MoneyHero); or
HK$1,500 HKTVmall e-Gift Voucher (provided by MoneyHero); or
HK$1,500 Trip.com Gift Card (provided by MoneyHero); or
HK$1,500 Wellcome Shopping Voucher (provided by MoneyHero); or
HK$1,300 Cash Rebate (Deposited via FPS Account)

Open a Mox Account successfully with the invitation code "MOXMHSUMMER", successfully apply for Mox Credit Card via MoneyHero and spend HK$5,000 within 60 calendar days after approval to enjoy extra: Dyson Zone™ Noise Cancelling Headphones (valued at HK$5,980) / Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour) OR HK$1,500 Apple Store Gift Card OR HKTVmall e-Gift Voucher OR Trip.com Gift Card OR Wellcome Voucher OR HK$1,300 Cash Rebate (Deposited via FPS Account)

From 29 May 2025 6 p.m. to 30 June 2025 6 p.m.: New customers open Mox Account via promo code and complete the Mox Account opening process the following 15 days
Within 14 days of after receiving the reward redemption code email from Mox when your Mox Credit spending requirement is completed: Submit the reward redemption form sent via email previously
The Mox Credit Card must be approved by Mox within 30 days after opening the Mox Bank Account, subject to the Bank’s system records
Tips:
- Successfully open the Mox Bank Account as well as Mox Credit Card and accumulate spending of HK$5,000 within 60 calendar days after approval to receive an email with application reference number (7 or 9 alpha-numeric digits) from Mox in 14 working days.

PrimeCredit WeWa UnionPay Card for University Student

HK$300 Wellcome Shopping Voucher + HK$300 cash rebate

N/A

Min. Annual Income

Local spending (Selected merchants)

For every $250 spending (other merchants)

Annual fee waived for the first 2 years
Cashback Local: 4%

Gift Options

New Customer: HK$300 Wellcome Shopping Voucher + HK$300 Cash Rebate

Terms & Conditions

MoneyHero Exclusive Offer: HK$300 Wellcome Shopping Voucher + HK$300 cash rebate

From 29 May 2025 6 p.m. till 30 June 2025 6 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$300 Welcome Shopping Voucher + HK$300 cash rebate.
How to redeem MoneyHero exclusive offer?
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
Tips:
- Please turn off AdBlocker and private mode before application
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
- If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.
  
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  Gift Options
SONY Wireless Noise Cancelling Headphones (WF-1000XM5); or
American Tourister BRINK SPINNER 29” EXPANDABLE TSA Luggage ; or
HK$500 Cash Rebate; or
HK$400 Klook e-Gift Card (Only applicable to Full-time University / Tertiary Student); or
Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program

Terms & Conditions

Welcome Offer

Valid until 30 June 2025, eligible WeWa Cardholder is entitled to receive or redeem one of the following Welcome Offers upon fulfilling the Eligible Retail Purchase Transactions Requirement specified:

Spend HK$8,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
- SONY Wireless Noise Cancelling Headphones (WF-1000XM5); or
- American Tourister BRINK SPINNER 29” EXPANDABLE TSA Luggage
Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
- HK$500 Cash Rebate; or

Spend HK$2,000 on Eligible Retail Purchase Transactions within 90 days from the card issue date (only applicable to Full-time University / Tertiary Student):

HK$400 Klook Gift Card; or
Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program (No spending requirement)

PrimeCredit EarnMORE UnionPay Card for University Student

HK$300 Wellcome Shopping Voucher + HK$300 Cash Rebate

N/A

Min. Annual Income

2 %

Cashback Local

2 %

Cashback Overseas

Additional 2% Cash Rebate Program
No Requirement on min annual income

1) Exclusive Offer - Gift Options

New Customer: HK$300 Wellcome Shopping Voucher + HK$300 Cash Rebate

Terms & Conditions

MoneyHero Exclusive Offer: HK$300 Wellcome Shopping Voucher + HK$300 cash rebate

From 29 May 2025 6 p.m. till 30 June 2025 6 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$300 Welcome Shopping Voucher + HK$300 cash rebate.
How to redeem MoneyHero exclusive offer?
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
- If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.

____________________________________________________

2) Exclusive Offer - Gift Options

New Customer: HK$300 Wellcome Shopping Voucher + HK$300 Cash Rebate

Terms & Conditions

MoneyHero Exclusive Offer: HK$300 Wellcome Shopping Voucher + HK$300 cash rebate

From 01 April 2025 10 a.m. till 30 April 2025 6 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$300 Welcome Shopping Voucher + HK$300 cash rebate.
How to redeem MoneyHero exclusive offer?
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
- If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.

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3) EarnMORE UnionPay Card Additional 2% Cash Rebate Program

EarnMORE UnionPay Credit Card's up to 2% cash rebate applies to all merchant categories, including "Local Spending," "Overseas Spending," and "Online Shopping."

The rebate method is simple and straightforward, with no registration required. It applies to spending in both HKD and foreign currencies, with no minimum spending requirement.

Gift Options

Taiwan Spending Up to 5% Cash Rebate

Terms & Conditions

Promotion starts from 1 January 2025 to 31 December 2025 (both dates are inclusive) (“Promotion Period”). Cardholders will be awarded 2% Cash Rebate for Eligible Retail Purchase Transaction made by PrimeCredit Credit Card during the Promotion Period (“2% Cash Rebate”), 2% Cash Rebate amount will be calculated by every single Eligible Retail Purchase Transaction.

Hang Seng MMPOWER World Mastercard®

New customer : Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase

$150000

Min. Annual Income

Cashback Local

Cashback Overseas

Oversea Foreign Currencies Spending enjoy up to 6% +FUN Dollars rebate
Online Retail Spending and Selected Spending Categoriesenjoy +FUN Dollars Reward

1) Exclusive Gift (New to Bank Customer)

Gift Options

New Credit Card Customer : Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour); or
New Credit Card Customer : Laifen Swift Premium High-Speed Hair Dryer (valued at HK$1,299; random color); or
New Credit Card Customer : Marshall Major IV headphones (valued at HK$1,299; random color); or
New Credit Card Customer : HK$700 Apple Store Gift Card; or
New Credit Card Customer : HK$700 Wellcome Shopping Voucher ; or
New Credit Card Customer : HK$700 Trip.com e-Gift Card; or
New Credit Card Customer : HK$700 Cash Rebate (Deposited via FPS Account)

Terms & Conditions

From now till 30 June 2025 6 p.m.

New Credit Card cardholders* who successfully apply for Hang Seng MMPOWER World Mastercard® via MoneyHero and spent HK$100 within 30 calendar days after approval are entitled to Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour) OR Laifen Swift Premium High-Speed Hair Dryer (valued at HK$1,299; random color) OR Marshall Major IV headphones (valued at HK$1,299; random color) OR HK$700 Apple Store Gift Card OR HK$700 Wellcome Shopping Voucher OR HK$700 Trip.com e-Gift Card OR HK$700 Cash Rebate (Deposited via FPS Account)

Important dates:

Within 30 days after card issuance: The card must be approved by Hang Seng.
- New Credit Card customers* - Spent HK$100 within 30 calendar days after approval.

*"New Credit Card Customers” refer to applicants who are not currently holding Hang Seng MMPOWER World Mastercard® and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application.

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2) Exclusive Gift (Existing Customer)

Gift Options

Existing Credit Card Customer : Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour); or
Existing Credit Card Customer : Marshall Willen II Wireless Portable Speaker（valued at HK$999) ; or
Existing Credit Card Customer : BRUNO BAK806 Hot Soup Blender Pro (valued at HK$798, random colour); or
Existing Credit Card customer：HK$500 Apple Gift Card; or
Existing Credit Card customer：HK$500 Wellcome Shopping Voucher; or
Existing Credit Card customer：HK$500 Trip.com e-Gift Card

Terms & Conditions

From now till 30 June 2025 6 p.m.

Existing Credit Card cardholders^ who successfully apply for Hang Seng MMPOWER World Mastercard® via MoneyHero and spent HK$100 within 30 calendar days after approval are entitled to Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour) OR Marshall Willen II Bluetooth Speaker (valued at HK$999) OR BRUNO BAK806 Hot Soup Blender Pro (valued at HK$798, random colour) OR HK$500 Apple Store Gift Card / HK$500 Wellcome Shopping Voucher / HK$500 Trip.com e-Gift Card

Important dates :

Within 30 days after card issuance: The card must be approved by Hang Seng.
- Existing Credit Card customer - Spent HK$100 within 30 calendar days after approval.

^“Existing Credit Card Customers” who are currently holding Hang Seng MMPOWER World Mastercard® and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.

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3) Welcome Offer - Up to $700 +FUN Dollars

Gift Options

New Customer：$700 +FUN Dollars; or
Existing Customer：$300 +FUN Dollars

Terms & Conditions

Valid until 30 June 2025, successfully apply Hang Seng MMPOWER World Mastercard, and make HK$5,000 eligible spending within 60 days from the date of card issuance, can enjoy the following welcome offer:

New Customers: $700 +FUN Dollars
Existing Customer: $300 +FUN Dollars
Full-time University/Tertiary Students who has made HK$2,000 eligible spending within 60 days from the date of card issuance is entitled to get $300 +FUN Dollars

American Express® Gold Business Card

Enjoy enhanced welcome offer of up to HK$2,800! Spend HK$1,000 to earn HK$1,000 statement credit.

$200000

Min. Annual Income

$6/Mile

Overseas spending : Airmiles

Overseas Spending - Cashback Rate on foreign currency spending

Complimentary business travel insurance of up to HK$2,000,000 Business Travel Accident Insurance
2 complimentary visits to Plaza Premium Lounge per calendar year

Enjoy enhanced welcome offer of up to HK$2,800! Spend HK$1,000 to earn HK$1,000 statement credit.; or
Accumulate eligible spending of HK$45,000 within 3 months: Earn an additional 315,000 American Express Membership Rewards points (HK$1,050 reward); or
Spend at designated business merchants within the first 3 months: Enjoy an extra 5X points (up to 225,000 points / HK$750 reward)

Terms & Conditions

First transaction bonus : HK$200 statement credits upon first transaction made within the first 3 months upon Basic Card approval
Welcome Bonus : HK$800 statement credits upon first HK$1,000 spend in the first 3 months
Spending Bonus : 315,000 points (eqv to HK$1,050 in pay with points or cash voucher / 17,500 miles) upon HK$45,000 spend in the first 3 months
Business Essential Merchants Bonus : 225,000 points 5X spending bonus on selected merchants (adobe , AWS, dropbox, Fedex, HKT , Shell)
Terms and conditions apply.

The Platinum Card

SAMSUNG 55" QLED 4K Q60D TV (valued at HK$9,980)

N/A

Min. Annual Income

$4.5/mile

Overseas Spending - Air Miles Conversion

Unlimited

Number of Free Lounge Access

The Platinum Card® Travel Offer: Up to HK$2,200 Statement Credit
Access 1,400+ Airport Lounges

Gift Options

SAMSUNG 55" QLED 4K Q60D TV (valued at HK$9,980); or
Home Deluxe Combo: CARRIER DC-28VSB 22L 2-in-1 Air Purifying inverter Dehumidifier (valued at HK$5,880) + Philips RO Water Dispenser ADD6910 (valued at HK$2,788; random color); or
Dyson Purifier Hot+Cool Formaldehyde HP09 (White/Gold) (Valued at HK$7,180); or
Dyson V12 Detect Slim Fluffy (valued at HK$5,180); or
HK$3,500 Apple Store Gift Card; or
HK$3,500 HKTVmall e-Gift Voucher; or
HK$3,500 Cash Rebate (Deposited via FPS Account)

New American Platinum Card® Customers Can Enjoy MoneyHero's Exclusive Limited-Time Offer (Choose 1 out of 7 gifts)

Choose one of the following rewards: SAMSUNG 55" QLED 4K Q60D TV (valued at HK$9,980) / Home Deluxe Combo: CARRIER DC-28VSB 22L 2-in-1 Air Purifying inverter Dehumidifier (valued at HK$5,880) + Philips RO Water Dispenser ADD6910 (valued at HK$2,788; random color) / Dyson Purifier Hot+Cool Formaldehyde HP09 (White/Gold) (Valued at HK$7,180) / Dyson V12 Detect Slim Fluffy Cordless Vacuum Cleaner (valued at HK$5,180) / HK$3,500 Apple Store Gift Card / HK$3,500 HKTVMall e-gift Voucher / HK$3,500 Cash Rebate (Deposited via FPS Account)

Requirements:

June 10, 2025, 10 AM to June 16, 2025, 6 PM: Apply for the American Express Platinum Card via MoneyHero.
Within 7 Days of Receiving the Reward Redemption Form: Complete and submit the "Reward Redemption Form" sent via email.
By July 31, 2025: Successfully get your credit card approved (approval based on the bank’s records).
Within 2 Months After Card Issuance: Accumulate eligible spending of HK$15,000 or more and settle the annual fee.

*This promotion cannot be combined with any other offers. The applicant who successfully applied for the designated Card in this promotion provided by MoneyHero shall NOT be further entitled to other rewards in relation to the same application for the same Card, including but not limited to the Welcome Offers provided by the Card issuers

CNCBI GBA Dual Currency Credit Card

Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980)

$96000

Min. Annual Income

Local Spending - Cashback Rate Mobile Wallet and RMB Spending

Overseas Spending - Cashback Rate on RMB spending

Up to 10% Cash Rebate on RMB Spending & Handling Fee Waiver for Overseas Spending

MoneyHero Exclusive Welcome Gift Options

Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour) ; or
Marshall Emberton II Bluetooth Speaker (valued at: HK$1,499; random color); or
Marshall Major IV headphones (valued at HK$1,299; random color); or
HK$700 Apple Store Gift Card; or
HK$700 Wellcome Shopping Voucher; or
HK$700 Trip.com Gift Card; or
HK$600 Cash Rebate (Deposited via FPS Account)

New CNCBI Credit Card Customers get rewarded and spent HK$100 within 30 calendar days after approval are entitled to Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour) / Marshall Emberton II Bluetooth Speaker (valued at: HK$1,499; random color) / Marshall Major IV headphones (valued at HK$1,299; random color) / HK$700 Apple Store Gift Card / HK$700 Wellcome Shopping Voucher / HK$700 Trip.com Gift Card / HK$600 Cash Rebate (Deposited via FPS Account)

Requirements

Valid until 30 June 2025 6 pm: Successfully apply for the designated CNCBI Credit Card(s) and submit the reward redemption form via MoneyHero
On or before 31 July 2025: The designated card must be approved by CNCBI.
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.

Hang Seng enJoy Card

Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase

$150000

Min. Annual Income

0.5%

Cashback Overseas

Cashback Local

Perpetual Annual Fee Waiver
Cashback Local: 2%

Exclusive Welcome Gift (New to Bank Customer)

Gift Options

New Credit Card Customer : Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour); or
New Credit Card Customer : Hitachi PV-X90N PWH Cordless Stick Vacuum Cleaner (valued at HK$1,480); or
New Credit Card Customer : Marshall Major IV headphones (valued at HK$1,299; random color); or
New Credit Card Customer : HK$1,000 Apple Store Gift Card ; or
New Credit Card Customer : HK$1,000 Trip.com e-Gift Card; or
New Credit Card Customer : HK$1,000 Wellcome Shopping Voucher

Terms & Conditions

From now till 30 June 2025 6 p.m.

New Credit Card cardholders* who successfully apply for Hang Seng enJoy Visa Platinum Card via MoneyHero and spent HK$200 within 30 calendar days after approval are entitled to Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour) OR Hitachi PV-X90N PWH Cordless Stick Vacuum Cleaner (valued at HK$1,480) OR Marshall Major IV headphones (valued at HK$1,299; random color) OR HK$1,000 Apple Store Gift Card OR HK$1,000 Trip.com e-Gift Card OR HK$1,000 Wellcome Shopping Voucher

Important dates :

Within 30 days after card issuance: The card must be approved by Hang Seng.
- New Credit Card customers* - Spent HK$200 within 30 calendar days after approval.

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Exclusive Gift (Existing Customer)

Gift Options

Existing Credit Card Customer : Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour); or
Existing Credit Card Customer : Marshall Willen II Wireless Portable Speaker（valued at HK$999) ; or
Existing Credit Card Customer : BRUNO BAK802 Soymilk & Hot Soup Blender (valued at HK$698, random colour); or
Existing Credit Card customer：HK$700 Apple Gift Card; or
Existing Credit Card customer：HK$700 Wellcome Shopping Voucher; or
Existing Credit Card customer：HK$700 Trip.com e-Gift Card

Terms & Conditions

From now till 30 June 2025 6 p.m.

Existing Credit Card cardholders^ who successfully apply for Hang Seng enJoy Visa Platinum Card via MoneyHero and spent HK$200 within 30 calendar days after approval are entitled to Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour) OR Marshall Willen II Wireless Portable Speaker (valued at HK$999) OR BRUNO BAK802 Soymilk & Hot Soup Blender (valued at HK$698, random colour) OR HK$700 Apple Gift Card OR HK$700 Wellcome Shopping Voucher OR HK$700 Trip.com e-Gift Card

Important dates :

Within 30 days after card issuance: The card must be approved by Hang Seng.
- Existing Credit Card customer^ - Spent HK$200 within 30 calendar days after approval.

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Welcome Offer - Worth up to 120,000 yuu Points

Gift Options

120,000 yuu Points (for new credit card customers); or
80,000 yuu Points (for existing credit card customers)

Terms & Conditions

Till 30 June 2025, enjoy the following Welcome Offer and perpetual annual fee waiver upon successful application:

Link enJoy card to yuu Rewards Programme and accumulate eligible retail spending of HK$6,000 within 60 days from the date of new card issuance:
- New Credit Card Customers: 120,000 yuu Points (equivalent to rewards worth HK$600) OR
- Existing Credit Card Customers: 80,000 yuu Points (equivalent to rewards worth HK$400)

HSBC Red Credit Card

HK$300 Apple Store Gift Card/Wellcome Shopping Voucher

$120000

Min. Annual Income

Online spending

Designated spending categories

Perpetual annual fee waiver
Cashback Overseas Online Shopping: 4%

Exclusive Offer - Gift Options

HK$300 Apple Store Gift Card; or
HK$300 Wellcome Shopping Voucher

Terms & Conditions

New and Existing HSBC Credit Card Customers get rewarded with HK$300 Apple Store Gift Card OR HK$300 Wellcome Shopping Voucher by fulfilling the following requirements:
- From 05 June 2025 10 a.m. to 30 June 2025 6 p.m.: New and Existing HSBC Credit Card Customers who successfully apply for HSBC Red Credit Card for Students via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously. Please fill in the form with accurate Reference Number. Application Reference Number - 12-digit number (for example 202430875089).
- On or before 31 July 2025: The card must be successfully approved, subject to the Bank’s system records.
- Within 7 days after the credit card is successfully approved: Complete this form and upload the relevant approval proof for verification of the applicant's reward eligibility.
Tips:
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- Please turn off AdBlocker and private mode before application
- You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, The Hongkong and Shanghai Banking Corporation Limited has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
- The redemption process may take at least 8 weeks upon campaign period ends, depending on the actual situation regarding user approval or other factors that may affect eligibility for the Promotion Reward.

To borrow or not to borrow? Borrow only if you can repay! This information and offers are intended for persons in HK.

Standard Chartered Smart Credit Card

Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980)

$96000

Min. Annual Income

Not Available

Local Spending - Air Miles Conversion

Cashback Supermarket

Up to 5% CashBack with selected merchants
Perpetual Annual Fee Waiver

Exclusive Welcome Offer

Gift Options

Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour) ; or
SONY REON POCKET 5 Wearable Thermal Device (valued at HK$1499); or
HK$800 Apple Store Gift Card; or
HK$800 Wellcome Shopping Voucher; or
HK$800 HKTVmall e-Gift Voucher; or
HK$800 Trip.com Gift Card

New Standard Chartered Credit Card Customers get rewarded with Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour) OR SONY REON POCKET 5 Wearable Thermal Device (valued at HK$1499) OR HK$800 Apple Store Gift Card OR HK$800 Wellcome Shopping Voucher OR HK$800 HKTVmall e-Gift Voucher OR HK$800 Trip.com e-Gift Voucher by fulfilling the following requirements:

From 29 May 2025 6 p.m. to 30 June 2025 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Smart Credit Card via MoneyHero
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
On or before 31 July 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to [email protected], which will be used by MoneyHero to verify reward eligibility.

Citi Prestige Card

LG FH15GPCJ0 PuriCare Aero Tower 3in1 Hit Air Purifying Fan

$600000

Min. Annual Income

$4/里

Oversea Spending

$6/mile

Local Spending

HK$3,000 Voucher

Gift Options

LG FH15GPCJ0 PuriCare Aero Tower 3in1 Hit Air Purifying Fan (valued at HK$5,990, random colour); or
Dyson Digital Slim Submarine wet and dry vacuum cleaner (valued at $4,680) ; or
Dyson HT01 Airstrait™ straightener (valued at HK$3,980) ; or
HK$3,000 Apple Store Gift Card; or
HK$3,000 Trip.com e-Gift Card; or
HK$3,000 SOGO Voucher

Terms & Conditions

New Citi Prestige Card Customers get rewarded with - LG FH15GPCJ0 PuriCare Aero Tower 3in1 Hit Air Purifying Fan (valued at HK$5,990, random colour) or Dyson Digital Slim Submarine wet and dry vacuum cleaner (valued at $4,680) or Dyson HT01 Airstrait™ straightener (valued at HK$3,980) or HK$3,000 Apple Store Gift Card or HK$3,000 Trip.com e-Gift Card or HK$3,000 SOGO Voucher

Requirements

From 03 June 2025 6 p.m. till 02 July 2025 6 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
On or before 02 August 2025: The card must be approved by Citibank.
Within 30 days after card approval: Spend HK$8,000 or above with the card (value-added PayMe/Alipay AliPay/WeChat Pay can be counted) and pay HK$3,800 annual fee.

Tips

Please turn off AdBlocker and private mode before application
Please note down the application reference number (e.g. ABC123456789) provided on the page after completing the application.
Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
New Credit Card Customers shall be defined as: Customers who currently do not hold, have not cancelled and have not held any principal credit card of Citi within the past 12 months from the month of application for the Eligible Card.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward.
Customers would not be eligible to Citi welcome offer if obtained MoneyHero exclusive offer.

DBS Eminent Visa Signature Card

Welcome Offer Up to HK$600 Cash Rebate

$360000

Min. Annual Income

Not Available

Local Spending - Air Miles Conversion

Local Spending - Cashback Rate

Earn up to 5% rebate on dining, medical services, sportswear and fitness clubs spending
Other retail spending with up to 1% rebate

Welcome Offer Up to HK$600 Cash Rebate

New Customers who successfully apply for DBS Eminent Card during the period from 4 April 2025 to 3 July 2025 can enjoy the first year annual fee waiver and following fabulous welcome offer upon registering and activating both DBS Card+ app account and the physical New Card in the first 2 months* and spending with the new card in the first 3 months:

Welcome Gift

“Spending Requirement”

Up to HK$600 Cash Rebate:

10% Cash Rebate (“Cash Rebate”) on Eligible Spending, with a maximum limit of Cash Rebate HK$450; and/or
Extra HK$100 Cash Rebate (“Extra Cash Rebate”); and/or
HK$50 “InstaRedeem” Amount for activating the physical New Card within one month from card issuance date

Cash Rebate: accumulate retail spending or make transaction as listed below ("Eligible Spending") with the New Card within Spending Period:
- accumulated retail spending of HK$3,000 or above, and/or
- designated Instant Cash Service: the approved cash out amount that the New Customer has successfully applied for “Instant Cash” service via online (The Eligible Spending amount of this item is up to HK$3,000, and the maximum cash rebate is HK$300)
Extra Cash Rebate: accumulate spending or make transaction as listed below with New Card within Spending Period:
- HK$1,000 or above in total for top up amount via Octopus Automatic Add Value Service; or
- apply 12-month or above Flexi Shopping Programme
HK$50 “InstaRedeem”: successfully activated the physical New Card via DBS Card+ within 2 month from card issuance date

DBS Eminent Card Brand-new Up to 5% Rebate Program, Up to $400 Rebate

4 designated spending categories up to 5% rebate (applicable for the first HK$8,000 Eligible Spending in Other Retail Spending in each calendar month)
Other retail spending up to 1 % rebate (applicable for the first HK$20,000 Eligible Spending in Other Retail Spending in each calendar month)
Registration in DBS Card+ mobile application is required

Exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS

Cash Rebate is not applicable to applicants who, during the New Card approval process, have applied for or held any principal DBS Eminent Visa Signature Card and/ or DBS Eminent Visa Platinum Card (formerly named as DBS Visa Platinum Card, DBS Visa Gold Card or DBS Visa Classic Card).

New Customer must download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 1 month of the New Card issuance date in order to be eligible to the Welcome Offer

Reload of digital wallet does not count as eligible transactions of welcome offer. DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning Cash Rebate

Terms and conditions apply, click “Apply Now” for more details.

CNCBI Motion Credit Card

Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase

$150000

Min. Annual Income

Not Available

Local Spending - Air Miles Conversion

6 %

Local Spending - Cashback Rate

10% Cash Rebate on spending in foreign currencies
or HK$600 Cash Rebate

Exclusive Welcome Gift - Gift Options

Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour) ; or
Marshall Emberton II Bluetooth Speaker (valued at: HK$1,499; random color); or
Marshall Major IV headphones (valued at HK$1,299; random color); or
HK$700 Apple Store Gift Card; or
HK$700 Wellcome Shopping Voucher; or
HK$700 Trip.com Gift Card; or
HK$600 Cash Rebate (Deposited via FPS Account)

Terms & Conditions

Requirements

Valid until 30 June 2025 6 pm: Successfully apply for the designated CNCBI Credit Card(s) and submit the reward redemption form via MoneyHero
On or before 31 July 2025: The designated card must be approved by CNCBI.
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.

Only applicable to applicants who do not hold any CNCBI Credit Card principal card in the past 12 months from the approval month of current CNCBI Credit Card applications.

Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
If you have concerns regarding the redemption process, please refer to the Terms and Conditions.

__________________________________________
Welcome Offer - Gift Options

10% Cash Rebate on spending in foreign currencies (Up to HK$1,000 Cash Rebate); or
HK$600 Cash Reward

Terms & Conditions

From January 3, 2025, to July 2, 2025, new credit card customers who successfully apply for the CNCBI Motion Credit Card can enjoy the following welcome offers (choose 1 out of 2):

10% Cash Rebate on spending in foreign currencies (Up to HK$1,000 Cash Rebate) within first 3 months starting from the card issuance month; or
HK$600 Cash Rebate upon accumulated eligible spending of HK$6,000 in the first 2 months starting from the card issuance month
Please refer to CNCBI Motion Credit Card page for the offer details

American Express Explorer® Credit Card

Enjoy HK$720 credit. Earn up to 72,000 miles

$300000

Min. Annual Income

$3/mile

Local Spending - Air Miles Conversion

1.67%

Local Spending - Cashback Rate

Enjoy complimentary access to Intervals Bar and Plaza Premium Lounges worldwide

Enjoy HK$720 credit: HK$200 on 1st transaction + HK$520 after spending HK$7,000. Earn up to 72,000 miles — enough for 2 round trips to Japan/Korea.

Promotion Period: 01 June 2025 - 02 July 2025 (both days inclusive)

First Transaction Bonus
HK$200 Statement Credit upon successful application and first transaction made in the first 3 months
Welcome Bonus
126,000 points (eqv to 7,000 miles) upon spending HK$7,000 in the first 3 months
Insurance Bonus
By spending HK$7,000 in the first 3 months, CMs will be eligible for the Annual Travel Insurance Amex Offer After registering the offer on MYCA and enrolling online in the Annual Travel Insurance Products on Amex Insurance e.Marketplace, CMs can enjoy HK$520 statement credit
Local Spending Bonus HK$3/mile
1,152,000 points (eqv to 64,000 miles) earn 6X points for eligible local spending within the first 3 months

Insurance Bonus HK$520 – For Purchasing these 2 Insurance Plans

NEW - GBA annual multi-trip plan (Basic HK$520)

Can fully cover individual basic plan

World-wide annual multi-trip plan (Basic Plan ~ HK$1,270)

【American Express Prestige Travel Insurance Now Includes New GBA Coverage】

To celebrate the 3rd anniversary of the American Express Online Insurance Platform, we're continuing to enhance your protection and care for your lifestyle. We are excited to announce the addition of the "Greater Bay Area (GBA)" as a new coverage region under the Annual Multi-Trip Travel Insurance Plan — tailored for your frequent travels in the region. Whether you're on a business trip to Shenzhen or enjoying a weekend getaway to Macau or Zhuhai, you're protected every step of the way:

Unlimited trips within the GBA for a full year, including Macau, Shenzhen, Zhuhai, Guangzhou, Foshan, Dongguan, Zhongshan, Jiangmen, Huizhou, and Zhaoqing
Each trip within the 12-month period is covered — no need to purchase insurance each time
Includes coverage for medical expenses, personal belongings and money, lost travel documents, and more

4-Step Guide to redeem Insurance Bonus

Step 1. Download Amex HK app upon Card approval

Step 2. Once meeting the HK$7,000 spending requirement within the first 3 months, check on Amex HK app and register the insurance offer

Step 3. Go Insurance eMarketplace to purchase GBA / Multi-Trip Plan

Step 4. HK$520 statement credit added to account (will be shown on Amex HK app)

If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions

Important Note:

The above information is for reference only and should not be considered as any form of opinion or advice. I am not a licensed insurance intermediary and have not engaged in any act of inviting, encouraging, recommending, arranging, or advising on any insurance products or related services. Chubb Insurance Hong Kong Limited ("Chubb") is the underwriter of the relevant plan and is fully responsible for all coverage and claims matters. American Express International, Inc. is an authorized insurance agent of Chubb for distributing general insurance products in the Hong Kong Special Administrative Region and is registered with the Insurance Authority (License No.: FA3113).

Citi PremierMiles Card

CARRIER DC-25VS 2-in-1 Air Purifying Inverter Dehumidifier

$120000

Min. Annual Income

$3/mile

Overseas and online foreign currency

$3.8/mile

Local Spending

Up to HK$3/mile for overseas & online foreign currency spending
Up to HK$3.8/mile for local spending

Gift Options

CARRIER DC-28VS 2-in-1 Air Purifying inverter Dehumidifier (valued at HK$5,880); or
PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288); or
Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color); or
Dyson Hot + Cool™ Fan Heater AM09 (valued at HK$3,380); or
Sony - WH-1000XM5 Wireless Noise Cancelling Bluetooth Headphones (valued at HK$3,190, random colour); or
HK$1,800 Apple Store Gift Card; or
HK$1,800 Wellcome Shopping Voucher

Terms & Conditions

New Citibank Customers can get MoneyHero Exclusive reward with CARRIER DC-28VS 2-in-1 Air Purifying Inverter Dehumidifier (valued at HK$5,880) / PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288) / Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color) / Dyson Hot + Cool™ Fan Heater AM09 (valued at HK$3,380) / Sony - WH-1000XM5 Wireless Noise Cancelling Bluetooth Headphones (valued at HK$3,190, random colour) / HK$1,800 Apple Store Gift Card / HK$1,800 Wellcome Shopping Voucher

Requirements

From 05 June 2025 12 pm till 11 June 2025 6 pm: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
On or before 02 August 2025: The card must be approved by Citibank
Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards

Tips

Please turn off AdBlocker and private mode before application
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions

Citi Rewards Card

CARRIER DC-28VS 2-in-1 Air Purifying inverter Dehumidifier

$120000

Min. Annual Income

$3/mile

Points Rebate on Local mobile payments

Points Rebate on Shopping

Enjoy up to 3% Points Rebate for Shopping & Entertainment spend

Gift Options

CARRIER DC-28VS 2-in-1 Air Purifying inverter Dehumidifier (valued at HK$5,880); or
PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288); or
Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color); or
Dyson Hot + Cool™ Fan Heater AM09 (valued at HK$3,380); or
Sony - WH-1000XM5 Wireless Noise Cancelling Bluetooth Headphones (valued at HK$3,190, random colour); or
HK$1,800 Apple Store Gift Card; or
HK$1,800 Wellcome Shopping Voucher

Terms & Conditions

Requirements

From 05 June 2025 12 pm till 11 June 2025 6 pm: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
On or before 02 August 2025: The card must be approved by Citibank
Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards

Tips

Please turn off AdBlocker and private mode before application
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions

Citi Cash Back Card

CARRIER DC-28VS 2-in-1 Air Purifying inverter Dehumidifier

$120000

Min. Annual Income

Oversea Spending - Cashback Rate

Local Spending - Cashback Rate

2% Rebate on Local Dining and Hotel Spending

Gift Options

CARRIER DC-28VS 2-in-1 Air Purifying inverter Dehumidifier (valued at HK$5,880); or
PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288); or
Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color); or
Dyson Hot + Cool™ Fan Heater AM09 (valued at HK$3,380); or
Sony - WH-1000XM5 Wireless Noise Cancelling Bluetooth Headphones (valued at HK$3,190, random colour); or
HK$1,800 Apple Store Gift Card; or
HK$1,800 Wellcome Shopping Voucher

Terms & Conditions

Requirements

From 05 June 2025 12 pm till 11 June 2025 6 pm: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
On or before 02 August 2025: The card must be approved by Citibank
Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards

Tips

Please turn off AdBlocker and private mode before application
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions

PrimeCredit WeWa UnionPay Diamond Card

HK$300 Wellcome Shopping Voucher + HK$300 Cash Rebate

$150000

Min. Annual Income

Local spending (Selected merchants)

For every $250 spending (other merchants)

Annual fee waived for the first 2 years
Cashback Local: 4%

Gift Options

New Customer: HK$300 Wellcome Shopping Voucher + HK$300 Cash Rebate

Terms & Conditions

MoneyHero Exclusive Offer: HK$300 Wellcome Shopping Voucher + HK$300 cash rebate

From 29 May 2025 6 p.m. till 30 June 2025 6 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$300 Welcome Shopping Voucher + HK$300 cash rebate.
How to redeem MoneyHero exclusive offer?
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
Tips:
- Please turn off AdBlocker and private mode before application
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
- If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.

PrimeCredit EarnMORE UnionPay Diamond Card

HK$300 Wellcome Shopping Voucher + HK$300 Cash Rebate

$150000

Min. Annual Income

Not Available

Local Spending - Air Miles Conversion

4 %

Local Spending - Cashback Rate

Additional 2% Cash Rebate Program
No Requirement on min annual income

1) Exclusive Offer - Gift Options

New Customer: HK$300 Wellcome Shopping Voucher + HK$300 Cash Rebate

Terms & Conditions

MoneyHero Exclusive Offer: HK$300 Wellcome Shopping Voucher + HK$300 cash rebate

From 29 May 2025 6 p.m. till 30 June 2025 6 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$300 Welcome Shopping Voucher + HK$300 cash rebate.
How to redeem MoneyHero exclusive offer?
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
Tips:
- Please turn off AdBlocker and private mode before application
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
- If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.

____________________________________________________

Gift Options

Spend HK$8,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
- Bosch Readyy'y Series 2 2-in-1 Vacuum Cleaner (BCHF216GB) (valued at HK$2,198); or
- GoPro HERO 4K Action Camera (CHDHF-131) (valued at HK$1,600); or
- HK$800 Cash Rebate; or
No spending requirement
- Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program

Standard Chartered Cathay Mastercard

Dyson Zone™ Noise Cancelling Headphones (valued at HK$5,980)

$96000

Min. Annual Income

$2/mile

Eligible spending on Cathay and HK Express

$4/mile

Eligible spending on dining / food delivery platforms, online and overseas spending

Up to 40,000 Asia Miles Welcome Offer
First Year Annual Fee Waiver

1) Offer Upgrade (Mutually exclusive form Exclusive Offer)

Gift Options

PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288); or
Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color)

Terms & Conditions

Offer Upgrade (Mutually exclusive form Exclusive Offer)

New Standard Chartered Credit Card Customers can redeem PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288) OR Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color) using Standard Chartered Cathay Mastercard with HK$1,800 by fulfilling the following requirements:
- From 29 May 2025 6 p.m. to 30 June 2025 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
- On or before 31 July 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
- Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to [email protected], which will be used by MoneyHero to verify reward eligibility.

_________________________________________________

2) Exclusive Welcome Offer - Gift Options

Dyson Zone™ Noise Cancelling Headphones (valued at HK$5,980); or
Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour) ; or
Marshall Acton III Bluetooth Speaker (valued at HK$2,499; random colour); or
HK$900 Apple Store Gift Card; or
HK$900 Wellcome Shopping Voucher; or
HK$900 HKTVmall e-Gift voucher

Terms & Conditions

MoneyHero Limited-Time Exclusive Offer

New Standard Chartered Credit Card Customers get rewarded with Dyson Zone™ Noise Cancelling Headphones (valued at HK$5,980) OR Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour) OR Marshall Acton III Bluetooth Speaker (valued at HK$2,499; random colour) OR HK$900 Apple Store Gift Card OR HK$900 Wellcome Shopping Voucher OR HK$900 HKTVmall e-Gift Voucher by fulfilling the following requirements:
- From 29 May 2025 6 p.m. to 30 June 2025 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
- On or before 31 July 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
- Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to [email protected], which will be used by MoneyHero to verify reward eligibility.

_________________________________________________

3) Welcome Offer - Up to 40,000 Miles - Gift Options

Up to 40,000 Miles

Terms & Conditions

From now till 31 December 2025, new cardholders who submit the Standard Chartered Cathay Mastercard applications and fulfill relevant requirements can enjoy up to 40,000 Asia Miles
- Spending within the first 2 months upon card issuance –
  - Tier 1: Accumulated Eligible Transactions* of HKD5,000 = 10,000 Miles (HK$0.5/mile)
  - Tier 2: Accumulated Eligible Transactions* of HKD40,000 = 20,000 Miles (HK$2/mile)
  - Tier 3: Accumulated Eligible Transactions* of HKD110,000 = 40,000Miles (HK$2.75/mile)
- *Eligible Transactions are retail purchases (including both local and overseas transactions), online purchase or posted amount of instalment purchase

DBS Live Fresh Card

Up to 6% rebate on online spending

$150000

Min. Annual Income

N/A

Local Spending - Air Miles Conversion

5.4%

Local Spending - Cashback Rate

Welcome offer up to $450 rewards

Welcome offer up to $450 rewards

New Customers who successfully apply DBS Live Fresh Card by 3 Jul 2025 can enjoy the first year annual fee waiver and the following fabulous welcome gifts, upon spending with the new card in the first 3 months and activating DBS Card+ account in the first month*:

Welcome Gift	Spending Requirement
HK$300 “InstaRedeem” Amount “InstaRedeem” Discount will be sub-divided into HK$200 and HK$100 HK$100 will be pushed automatically to the eligible New Customer after the eligible New Customer has completed a single retail spending transaction with amount of HK$300 or above. The HK$200 InstaRedeem will be automatically applied to eligible new customers after they activated their physical new card and using the physical new card to complete a single retail transaction of HK$500 or above.	HK$4,000
HK$150 “InstaRedeem” Amount (Only applicable to Tertiary Student) “InstaRedeem” Discount will be sub-divided into HK$50 and HK$100 HK$50 will be pushed automatically to the eligible New Customer after the eligible New Customer has completed a single retail spending transaction with amount of HK$150 or above. The HK$100 InstaRedeem will be automatically applied to eligible new customers after they activated their physical new card and using the physical new card to complete a single retail transaction of HK$250 or above. For tertiary student, please apply via DBS Card+	HK$1,800
Extra Welcome Gift	Spending Requirement
HK$100 Cash Rebate	New Customers who reload their Octopus via the Octopus Automatic Add-Value Services, or “E-Wallet Spending” (definition as per clause 11) conducted via PayMe, WeChat Pay and Alipay, and the accumulated reloaded amount is HK$1,000 or above with the New Card within the Spending Period
Extra InstaRedeem	Spending Requirement
HK$50 “InstaRedeem” Amount	Successfully activate the New Card within 2 months from card issuance date

Privileges

Up to 6% rebate on online spending. You can pick spending category for extra rebate every month based on your own spending habit.
DBS Live Fresh Card Exclusive: 90 days Interest-Free Repayment Period for Overseas, Travelling and Online Transaction
10 Free Trials for Flexi Shopping. No handling fee when you apply for Flexi Shopping Programme.
First year annual fee waiver

mReferral exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.

When applying for a DBS credit card, the DBS Card+ app will ask you to take a photo of your ID card immediately. Please place your ID card on a white paper and take the photo with your mobile phone. Please ensure that the ID number is clearly visible in the transparent windows on the front and back (applicable to new smart ID cards).

Online transactions in Hong Kong Dollars, reload of e-wallets and Octopus Automatic Add-Value Service are only entitled to 0.4% basic rebate.

Each Cardholder can enjoy a maximum of HK$150 Reward for each calendar month. Cardholders are required to claim the Reward for the relevant Eligible Transaction within 45 calendar days after the transaction date.

Cardholders must click the red InstaRedeem button on the Timeline of DBS Card+ HK to enjoy the Reward.

Terms and conditions apply, click “Apply Now” for more details.

DBS Black World Mastercard®

Welcome Offer Up to 32,000 Miles

$240000

Min. Annual Income

$3/mile

Local Spending - Air Miles Conversion

$2/mile

Overseas spending - Air Miles Conversion

HK$2 = 1 mile on overseas spending

Welcome Offer

New customers^ who successfully apply for DBS Black World Mastercard by 3 Jul 2025 are entitled to the applicable welcome gift (“Welcome Gift”) set out below:

New Customers
Up to 30,000 Miles and/or Extra 2,000 Miles

Terms and conditions applicable to up to 30,000 miles (“Miles Reward”):

New Customer must accumulate retail spending of designated amount (as set out in the table below) with the New card within 3 months of the New Card issuance date in order to be eligible to the Miles Reward as set out in the table below:

Spending Requirement	Miles Reward
Tier 1: Accumulated Eligible Spending of HK$8,000	8,000 miles (i.e. DBS$384)
Tier 2: Accumulated Eligible Spending of HK$20,000	12,000 miles (i.e. DBS$576)
Tier 3: Accumulated Eligible Spending of HK$60,000	30,000 miles (i.e. DBS$1,440)

2. Apply Instant Cash (i.e. “Call-a-loan” or “Funds Transfer”) with the New Card via the Bank’s Instant Cash webpage or DBS Card+, the successful approved and cash out Instant Cash loan amount can be deemed as Eligible Spending amount (subject to a cap of HK$3,000).

3. The Miles Reward will be awarded to the eligible New Customers in the form of DBS$ for the New Customers to redeem miles by themselves. Hence, New Customer must choose to participate in the DBS$ Redemption Scheme. The DBS$ awarded to the New Customer shall include the spending reward earned by the New Customer under the DBS$ Reward Scheme (“Basic Reward”). For the avoidance of doubt, please refer to the below examples for calculation method:

Example	Spending amount reaching designated tiers within first 3 months A		Miles earned based on Welcome Gift B	DBS$ required to redeem the miles^ C =B÷1,000×48	Basic Reward earned for the relevant spending amount D =Local Spending of A÷250×2^# + Overseas Spending of A÷250×3⁺	Extra DBS$ to be credited by the Bank ("Extra Reward") E =C-D
Example	Local Spending	Overseas Spending
Tier 1	HK$5,500	HK$2,500	8,000	384	74	310
Tier 2	HK$7,320	HK$12,680	12,000	576	210	366
Tier 3	HK$59,000	HK$21,000	30,000	1,440	564	876

^ Calculated based on the conversion rate of DBS$48 = 1,000 miles.
^# Calculated based on HK$250 = DBS$2, since DBS$ is in integral, DBS$ earned will be rounded down to the nearest integer.
⁺ Calculated based on HK$250 = DBS$3, since DBS$ is in integral, DBS$ earned will be rounded down to the nearest integer.

4. Basic Reward will be credited to the New Card account automatically and shown on the monthly statement after the relevant transactions are posted. Extra Reward will be credited to the New Card account of the eligible New Customer after meeting the relevant requirements, and within 6 months after the New Card issuance and shown on the monthly statement.

Terms and conditions applicable to Extra 2,000 Miles:

New Customers who reload their Octopus via the Octopus Automatic Add-Value Services, or “E-Wallet Spending” (definition as per clause 11) conducted via PayMe, WeChat Pay and Alipay, and the accumulated reloaded amount is HK$1,000 or above with the New Card within the Spending Period, are entitled to Extra 2,000 Miles (“Extra Miles Reward”). The Extra Miles Reward will also be awarded to the eligible New Customers in the form of DBS$ (i.e. DBS$96) (“Extra Reward”) for the New Customers to redeem miles by themselves.
Extra Reward will be credited to the New Card account of the eligible New Customer after meeting the relevant requirements, and within 6 months after the New Card issuance and shown on the monthly statement.

Terms and conditions apply, click “Apply Now” for more details.

DBS COMPASS VISA Platinum

Up to HK$450 welcome offer

$100000

Min. Annual Income

$10/mile

Local Spending - Air Miles Conversion

8% COMPASS Dollar rebate on Local Supermarket spending
Join the “COM-To-Play” Mini Game to win up to $5,000 COMPASS Dollar upon designated spending

Welcome Offer

New Customers who successfully apply for DBS COMPASS VISA by 3 Jul 2025 can enjoy the first year annual fee waiver and the following fabulous welcome gift upon registering and activating both DBS Card+ app account and the physical New Card in the first 2 months* and spending with the new card in the first 3 months:

HK$300 Local Supermarket InstaRedeem Discount

Accumulated Eligible Spending of HK$4,000 or above, and/or
Apply Instant Cash (i.e. “Call-a-loan” or “Funds Transfer”) with the New Card via the Bank’s Instant Cash webpage or DBS Card+, the successful approved and cash out Instant Cash loan amount can be deemed as Eligible Spending amount (subject to a cap of HK$3,000).

The HK$300 InstaRedeem will be pushed to New Customer by sub-dividing into HK$100 and HK$200. HK$100 will be pushed automatically to the eligible New Customer after the eligible New Customer has completed a single retail spending transaction with amount of HK$300 or above at local supermarket. The HK$200 InstaRedeem will be automatically applied to eligible new customers after they activated their physical new card and using the physical new card to complete a single retail transaction of HK$500 or above at local supermarket. The eligible New Customer can use the InstaRedeem received to set off the amount payable for that transaction via the InstaRedeem function of DBS Card+.

Extra Welcome Gift

HK$100 Cash Rebate

Accumulate Octopus Automatic Add-Value transaction of HK$1,000 or above or successfully apply for Flexi Shopping Programme (for any amount) with 12 to 60-month instalments via the New Card within 3 months after its issuance

HK$50 InstaRedeem Discount

Successfully activated the Physical New Card via DBS Card+ within 2 month from card issuance date

HK$50 InstaRedeem will be awarded via DBS Card+ app upon a single retail spending of HK$50 or above with the physical New Card

New Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by the Bank.

Terms and conditions apply, click “Apply Now” for more details.