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Basic Mortgage
Mortgage Calculator
Property price
$
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%
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years

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Property details
Valuation
Property type
If this website fails to provide the property valuation you need, please select "Other" to manually enter the property address.
Mortgage Process
Verbal valuation and pre-approval
To avoid the problem of undervaluation, you should do a verbal valuation and pre-approval by mReferral or bank before signing the contract.
Mortgage Process
Sign the Provisional Agreement for Sale and Purchase
To avoid the problem of undervaluation, you should do a verbal valuation and pre-approval by mReferral or bank before signing the contract.
Mortgage Process
Seek advice from mReferral
Apply for a mortgage loan from at least three banks. If you want to apply in one go, mReferral would definitely help.
Mortgage Process
Submit documents
Provisional Agreement for Sale and Purchase, copy of ID card of borrower and guarantor (if any), income proof, e.g. employment contract/latest salary slip, bank book/statements showing salary income or latest tax demand note
Mortgage Process
Bank approves mortgage application
It usually takes a week to a month for the bank to approve a mortgage. Compare and choose the bank with the most suitable terms, and sign the letter of loan offer with bank. The bank will send a letter to your law firm to inform the lawyer to prepare the mortgage deed.
Mortgage Process
Sign documents at law firm
Before the transaction day, the buyer and the guarantor (if any) go to the law firm to sign the mortgage deed and other documents required by the bank.
Mortgage Process
Complete transaction
The law firm informs the bank that the bank will deliver the loan to the law firm to arrange delivery to the seller, and the transaction is completed. After the transaction is completed, the bank will issue a cash rebate for the mortgage within one month. In addition, a repayment process table will be sent to inform customers of the detailed information of the principal, interest and balance of the monthly payment.
Property valuation
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Card type
  • Octopus card
  • Digital wallet
  • Welcome gift
  • Food & beverage
  • Online shopping
  • Cash rebate
  • Asia miles
Providers
  • Standard Chartered Bank
  • Citibank
  • DBS Bank
  • American Express
  • Citic Bank International
  • The Bank of East Asia
  • Prime Credit
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Standard Chartered Smart Credit Card
  • HKD1,400 CashBack + mReferral Exclusive Offer - Furniture coupon HKD$300^
$96000
Min. Annual Income
Not Available
Local Spending - Air Miles Conversion
5%
Local Spending - CashBack Rate
  • Earn 5% CashBack at HKTVmall. No registration, no minimum spending, and available every day!
  • Year round 5% CashBack at designated store

The Welcome Offer (“Welcome Offer”) and mReferral Exclusive Offer - Furniture coupon HKD$300^ and HK$200 CashBack is only applicable to new cardholders* who have submitted credit card application during the period from 30 September 2022 to 4 January 2023 (both dates inclusive) (the “Promotion Period”) and fulfilled the requirements as set out below.

mReferral Exclusive Offer - Furniture coupon HKD$300^ and HK$200 CashBack

^Applicants who have to fill in the Furniture Coupon Registration form below after successful application to enjoy mReferral Exclusive Offer.

mReferral x SC Smart Card HK$300 Furniture Coupon Registration Form

1. HKD1,200 CashBack

Enjoy HKD1,200 CashBack upon accumulated spending of HKD4,000 in first month from the card issuance.

  • Octopus Automatic Add Value Service will be counted as an eligible transaction from this phase
  • The CashBack from welcome offer will be credited within 4 months after card issuance

2. Earn 5% CashBack all year round when shopping at HKTVmall

From 1 September 2022 onwards, earn 5% CashBack with your Smart Card when you shop at HKTVmall. No registration, no minimum spending, and available every day!

3. Year round 5% CashBack at designated store

Say goodbye to the complicated CashBack deals of most credit cards. With Smart Card, you can enjoy a massive 5% CashBack when you shop at 759 Store, Circle K Convenience Store, foodpanda, Klook, PARKnSHOP and its designated retail stores, Sa Sa Retail Store & eShop, Watsons, ZALORA plus major online video and music streaming platforms, with no minimum spending requirement.

Online video and music streaming platforms including the following:

Online video streaming platformsAmazon Prime Video, Disney+, Netflix, Now TV
Online music streaming platformsJOOX, KKBOX, MOOV, Spotify

 

*Only applicable to New Cardholders. 

Terms and conditions apply, click “Apply Now” for more details.

Citi Prestige Card
  • [Till 30 Sep] mReferral Exclusive Offer - Samsonite ROBEZ Spinner 25" / Marshall ACTON II Wireless Speaker / HK$1,600 Wellcomer/ Apple Gift Card
$600000
Min. Annual Income
$6/mile
Local Spending - Air Miles Conversion
0.8 %
Local Spending - Cashback Rate
  • Complimentary 4th night at any hotel
  • Welcome Gift - 240,000 Points (20,000 miles)

[Till 30 Sep] mReferral Exclusive Offer -  Samsonite ROBEZ Spinner 25" (valued at HK$4,180) / Marshall ACTON II Wireless Speaker (valued at HK$2,499) / HK$1,600 Wellcomer Voucher / HK$1,600 Apple Gift Card exclusively from mReferral/ MoneyHero when they spend a designated amount and fulfill the following requirements:

31 August 2022 06:00 p.m. to 30 September 2022 06:00 p.m.

New Citi Credit Card Customers who successfully apply for the Designated Cards via mReferral/ MoneyHero are entitled to choose 1 mReferral/ MoneyHero Limiited-Time Exclusive Reward out of the 4 Reward options.

Within 7 days of receiving the form

Submit the reward redemption form sent via email previously.

On or before 31 October 2022

The card must be approved by Citibank. You are required to activate the card.

Within 30 days upon card approval

Make a minimum spend of HK$300 with the card

Citi Prestige Card Welcome Offer: 240,000 Points (20,000 miles)

Points will never expire

  • Local Spending: HK$6 = 12 Points, equivalent to HK$6 = 1 mile
  • Overseas Spending: HK$4 = 12 Points, equivalent to HK$4 = 1 mile
  • Pay annual fee of HK$3,800 to receive240,000 Points every year from the second year onwards, equivalent to 20,000 Asia Miles
  • Points can redeem cash rebate, vouchers, gifts and airmiles

Complimentary 4th night at any hotel

  • Complimentary night at any hotel when you book a minimum 4-consecutive-night stay including staycation

One call connects to 24/7 Citi Prestige Concierge hotline with multiple languages

Free global airport lounge access to Mastercard® Airport Experiences provided by LoungeKey

Free travel insurance

  • Pay in full or redeem for flight tickets/accommodation/travel tours with your Citi Prestige Card, you and your family can enjoy free travel insurance.

Extended warranty insurance, purchase protection insurance, e-commerce protection insurance and more

Annual fee of HK$3,800 must be paid.

mReferral/ MoneyHero exclusive offer is only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").

DBS Eminent Visa Signature Card
  • mReferral Exclusive Offer - HK$200 supermarket coupon
$360000
Min. Annual Income
Not Available
Local Spending - Air Miles Conversion
1%
Local Spending - Cashback Rate
  • Welcome Offer - up to HK$1,000 Cash Rebate and HK$100 “InstaRedeem” Amount

mReferral Exclusive Offer - HK$200 supermarket coupon

  • New DBS Credit Card cardholders who successfully apply for DBS Eminent Visa Signature Card via mReferral/ MoneyHero are entitled to HK$200 supermarket coupon.
  • How to redeem mReferral/ MoneyHero exclusive offer?
    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. mReferral/ MoneyHero will verify your reward eligibility with DBS.
  • Tips:
    • Please turn off AdBlocker and private mode before application

Welcome Offer - up to HK$1,000 Cash Rebate

DBS Card+ Extra Welcome Offer - HK$100 "InstaRedeem" Amount

  • From 4 July 2022 to 2 October 2022, new customers who have successfully applied DBS credit card through DBS Card+ mobile application, and completed a single retail spending with New Card of HK$100 or above, would be eligible to the HK$100 "InstaRedeem" Offer
  • Reloads of e-Wallets (e.g. PayMe, WeChat Pay and Alipay) and retail transactions paid through e-Wallets (except Apple Pay, Google Pay or Samsung Pay) will not be considered as spending for the "InstaRedeem" Offer

DBS Eminent Card Brand-new Up to 5% Rebate Program

Dining Privileges Up to 25% off

Health & Wellness Privileges Up to 52% off/Enjoy Trial

Exclusive Offer for Treasures Private Client / Treasures Client to enjoy up to 6.6% rebate on local dining spending during birthday month

Enjoy full-year Buy-5-Get-1 Free offers at designated coffee shops

mReferral/ MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS

Cash Rebate is not applicable to applicants who, during the New Card approval process, have applied for or held any principal DBS Eminent Visa Signature Card and/ or DBS Eminent Visa Platinum Card (formerly named as DBS Visa Platinum Card, DBS Visa Gold Card or DBS Visa Classic Card).

New Customer must download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 1 month of the New Card issuance date in order to be eligible to the Welcome Offer

Reload of digital wallet does not count as eligible transactions of welcome offer. DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning Cash Rebate


 Terms and conditions apply, click “Apply Now” for more details.

American Express Explorer® Credit Card
  • [Till 12 Sep] mReferral Exclusive Offer - Up to HK$2,280 Rewards
$300000
Min. Annual Income
$3/mile
Local Spending - Air Miles Conversion
1.67%
Local Spending - Cashback Rate

    mReferral/ MoneyHero Time-limited Offer - Up to HK$2,280 Rewards

    • American Express Explorer Credit Card Basic Cardmembers who successfully apply for American Express Explorer Credit Card via mReferral/ MoneyHero can enjoy up to 20% rebate and exclusive welcome offer worth up to HK$2,280
    • Tips:
      • Please turn off AdBlocker and private mode before application

     

    Travel Privileges - take care of your travel needs

    • Complimentary Plaza Premium Lounge Access: Basic and Supplementary Cardmember of American Express Explorer Credit Card can enjoy a total of 10 times complimentary Plaza Premium Lounge access every calendar year.
    • Complimentary Travel Insurance: Pay for your entire fare for an overseas trip with the Card to enjoy complimentary travel insurance. Coverages include travel accident insurance with coverage up to HK$3.5 million and travel inconvenience protection with coverage up to HK$10,000 per year.

     

    Terms and conditions apply. For details, please click “Apply Now”.

    CNCBI Motion Credit Card
    • [Till 30 Sep] mReferral Exclusive Offer - BRUNO Soymilk & Soup Blender OR HK$500 Apple Store/ HKTVmall e-Gift Voucher
    $150000
    Min. Annual Income
    Not Available
    Local Spending - Air Miles Conversion
    6 %
    Local Spending - Cashback Rate
    • Welcome Offer - up to HK$1,000 Cash Rebate and Charity Donation Cash Rebate as welcome gift!
    • Up to 12% Cash Rebate on Dining and Online Spending in the first 5 months

    [Till 30 Sep] mReferral Exclusive Offer - BRUNO Soymilk & Soup Blender (valued at HK$698) OR HK$500 Apple Store Gift Card OR HK$500 HKTVmall e-Gift Voucher

    • New CNCBI Credit Card Customers get rewarded with BRUNO Soymilk & Soup Blender (valued at HK$698) OR HK$500 Apple Store Gift Card OR HK$500 HKTVmall e-Gift Voucher
       
    • Tips:
      • Please turn off AdBlocker and private mode before application
      • Upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
      • Designated card(s) include CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.

    Welcome Offers: Up to HK$1,000 Cash Rebate and Charity Donation HK$100 Cash Rebate

    • Up to 12% Cash Rebate on Dining and Online Spending in the first 5 months (6% Welcome Cash Rebate on Dining and Online Spending + 6% Cash Rebate on Online Spending)
    • Up to 6% Cash Rebate on Dining and Online Spending
    • First year annual fee waiver

    Terms and conditions apply, click “Apply Now” for more details.

    Citi HKTVmall Card
    • [Till 30 Sep] mReferral Exclusive Offer - HK$100 HKTVmall e-Gift Voucher
    $120000
    Min. Annual Income
    $15/mile
    Local Spending - Air Miles Conversion
    2%
    Local Spending - Cashback Rate
    • Enjoy HK$1,200 HKTVmall Gift Voucher
    • 2% rebate (5X Points) on transactions out of HKTVmall every Monday

    mReferral Exclusive Offer - HK$100 HKTVmall e-Gift Voucher

    • From now till 30 September 2022, new Citi Credit Card Customers who successfully apply for Citi HKTVmall Card get rewarded with HK$100 HKTVmall e-Gift Voucher exclusively from mReferral/ MoneyHero.
    • Tips:
      • Please turn off AdBlocker and private mode before application
      • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming mReferral/ MoneyHero exclusive offer.

    Citi HKTVmall Card Welcome Offers - enjoy HK$1,200 HKTVmall Gift Voucher

    • Physical credit card successfully approved and accumulate spending of HK$4,000 or above within the first 3 months from the date of instant credit approval or card issuance, whichever comes first

    A must-have card for HKTVmall shoppers. Enjoy 5% instant discount on transactions at HKTVmall every Thursday

    • 5% discount will be instantly reflected in HKTVmall payment page upon choosing to use Citi HKTVmall Card Payment Channel and entering the relevant coupon code.
    • Citi HKTVmall Card cardholders enjoy HKTVmall irregular exclusive promotions, including extra discounts and Mall Dollar rebate.

    Up to 2% rebate every Monday

    • Enjoy 5X Points (2% rebate) on transactions out of HKTVmall every Monday
    • 1X Point (0.4% rebate) on other transactions
    • Points earned are evergreen. You can redeem cash rebate, airmiles and vouchers with Points.

    First year annual fee waiver

    Welcome offers and mReferral/ MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").

    A maximum of 50,000 Points will be credited to each Eligible Card account per statement cycle.

    Citi HKTVmall Card payment channel’s transaction, HKTV Pay transactions, Payment to the Inland Revenue Department, online bill payment, transactions through Faster Payment System (FPS) Service and "Dynamic Currency Conversion transactions", i.e. transactions with conversion from a foreign currency into Hong Kong Dollars involved at the point of the transaction, are defined as invalid transactions that are not eligible for Points.

    Citi Octopus Platinum Card
    • [Till 30 Sep] mReferral Exclusive Offer - Samsonite ROBEZ Spinner 25" / Marshall ACTON II Wireless Speaker / HK$1,600 Wellcomer/ Apple Gift Card
    $120000
    Min. Annual Income
    Not Available
    Local Spending - Air Miles Conversion
    0.5 %
    Local Spending - Cashback Rate
    • 15% Transport Rebate + 5% Rebate on Tunnels
    • Welcome Gift - HK$700 Cash Rebate

    [Till 30 Sep] mReferral Exclusive Offer -  Samsonite ROBEZ Spinner 25" (valued at HK$4,180) / Marshall ACTON II Wireless Speaker (valued at HK$2,499) / HK$1,600 Wellcomer Voucher / HK$1,600 Apple Gift Card exclusively from mReferral/ MoneyHero when they spend a designated amount and fulfill the following requirements:

    31 August 2022 06:00 p.m. to 30 September 2022 06:00 p.m.

    New Citi Credit Card Customers who successfully apply for the Designated Cards via mReferral/ MoneyHero are entitled to choose 1 mReferral/ MoneyHero Limiited-Time Exclusive Reward out of the 4 Reward options.

    Within 7 days of receiving the form

    Submit the reward redemption form sent via email previously.

    On or before 31 October 2022

    The card must be approved by Citibank. You are required to activate the card.

    Within 30 days upon card approval

    Make a minimum spend of HK$300 with the card

    Citi Octopus Platinum Card Welcome Offer

    RequirementsRewards
     

    New customers of Citi Credit Card who

    • accumulate spending of HK$8,000 or above within the first 3 months from the date of card issuance which include at least 1 HK$500 Automatic Add Value Service transaction
    HK$700 Cash Rebate

    15% Transport Rebate Program
    From now till 31 December 2022, Citi Octopus Platinum Cardholders can enjoy up to 15% transport rebate + 5% rebate on tunnels.

    Monthly Eligible Retail SpendingHK$3,000 - HK$9,999HK$10,000 or above
    Eligible retail spending should be made onAll Principal Citi Credit Card under the cardholder, and the
    supplementary card(s) of such Citi Credit Card
    Offer15% rebate on CTB, NWFB, KMB, LWB, railway, green minibus, ferry, tram15% rebate on CTB, NWFB, KMB, LWB, railway, green minibus, ferry, tram
    +
    5% rebate on tunnels
    Maximum Rebate Amount
    (Each Calendar Month)
    HK$300HK$500

    Embedded Octopus Service; Cashback rewarded for Octopus Automatic Add Value Service

    • HK$200 spending = HK$1 Octopus Cash Rebate

    First year annual fee waiver

    Welcome offers and mReferral/ MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").

    All rebates are in the form of Octopus cash and cannot be converted into cash vouchers or air miles.

    Citi PremierMiles Card
    • [Till 30 Sep] mReferral Exclusive Offer - Samsonite ROBEZ Spinner 25" / Marshall ACTON II Wireless Speaker / HK$1,600 Wellcomer/ Apple Gift Card
    $120000
    Min. Annual Income
    $8/mile
    Local Spending - Air Miles Conversion
    0.75%
    Local Spending - Cashback Rate
    • Welcome Gift - 9,000 Miles (108,000 Points)

    [Till 30 Sep] mReferral Exclusive Offer -  Samsonite ROBEZ Spinner 25" (valued at HK$4,180) / Marshall ACTON II Wireless Speaker (valued at HK$2,499) / HK$1,600 Wellcomer Voucher / HK$1,600 Apple Gift Card exclusively from mReferral/ MoneyHero when they spend a designated amount and fulfill the following requirements:

    31 August 2022 06:00 p.m. to 30 September 2022 06:00 p.m.

    New Citi Credit Card Customers who successfully apply for the Designated Cards via mReferral/ MoneyHero are entitled to choose 1 mReferral/ MoneyHero Limiited-Time Exclusive Reward out of the 4 Reward options.

    Within 7 days of receiving the form

    Submit the reward redemption form sent via email previously.

    On or before 31 October 2022

    The card must be approved by Citibank. You are required to activate the card.

    Within 30 days upon card approval

    Make a minimum spend of HK$300 with the card

    Citi PremierMiles Card Welcome Offer: 9,000 Miles (108,000 Points)

    Points will never expire. No service charge for mileage conversion.

    Up to 12 times complimentary access to airport lounges for every calendar year

    Free Travel Insurance

    Purchase Protection

    First year annual fee waiver

    Terms and conditions apply. For details, please click “Apply Now”.

    Citi Rewards UnionPay Card
    • [Till 30 Sep] mReferral Exclusive Offer - Samsonite ROBEZ Spinner 25" / Marshall ACTON II Wireless Speaker / HK$1,600 Wellcomer/ Apple Gift Card
    $120000
    Min. Annual Income
    $1.5/mile
    Local Spending - Air Miles Conversion
    4%
    Local Spending - Cashback Rate
    • Welcome Gift - HK$800 Wellcome Supermarket and Lifestyle Supermarkets Shopping Voucher and a HK$200 Cash Rebate

    [Till 30 Sep] mReferral Exclusive Offer -  Samsonite ROBEZ Spinner 25" (valued at HK$4,180) / Marshall ACTON II Wireless Speaker (valued at HK$2,499) / HK$1,600 Wellcomer Voucher / HK$1,600 Apple Gift Card exclusively from mReferral/ MoneyHero when they spend a designated amount and fulfill the following requirements:

    31 August 2022 06:00 p.m. to 30 September 2022 06:00 p.m.

    New Citi Credit Card Customers who successfully apply for the Designated Cards via mReferral/ MoneyHero are entitled to choose 1 mReferral/ MoneyHero Limiited-Time Exclusive Reward out of the 4 Reward options.

    Within 7 days of receiving the form

    Submit the reward redemption form sent via email previously.

    On or before 31 October 2022

    The card must be approved by Citibank. You are required to activate the card.

    Within 30 days upon card approval

    Make a minimum spend of HK$300 with the card

     

    Citi Rewards UnionPay Card Welcome Offer: HK$800 Wellcome Supermarket and Lifestyle Supermarkets Shopping Voucher; and HK$200 cash rebate

    Tips:

    • Please turn off AdBlocker and private mode before application
    • Note down your application reference number shown on the application completion page for reference (e.g. #ABC123456789).
    • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming mReferral/ MoneyHero exclusive offer.

     

    • One Card, Dual Currency
    • Rewards Points
      • Up to 10X points with Rewards UnionPay Card: Earn 10X points for QuickPass, UnionPay QR code and Online Retail Transactions
    • Travel Privileges
    • First year annual fee waiver
       

    Terms and conditions apply. For details, please click “Apply Now”.

    Citi Rewards Card
    • [Till 30 Sep] mReferral Exclusive Offer - Samsonite ROBEZ Spinner 25" / Marshall ACTON II Wireless Speaker / HK$1,600 Wellcomer/ Apple Gift Card
    $120000
    Min. Annual Income
    $3/mile
    Local Spending - Air Miles Conversion
    2%
    Local Spending - Cashback Rate
    • Welcome Gift - HK$800 Wellcome Supermarket and Lifestyle Supermarkets Shopping Voucher

    [Till 30 Sep] mReferral Exclusive Offer -  Samsonite ROBEZ Spinner 25" (valued at HK$4,180) / Marshall ACTON II Wireless Speaker (valued at HK$2,499) / HK$1,600 Wellcomer Voucher / HK$1,600 Apple Gift Card exclusively from mReferral/ MoneyHero when they spend a designated amount and fulfill the following requirements:

    31 August 2022 06:00 p.m. to 30 September 2022 06:00 p.m.

    New Citi Credit Card Customers who successfully apply for the Designated Cards via mReferral/ MoneyHero are entitled to choose 1 mReferral/ MoneyHero Limiited-Time Exclusive Reward out of the 4 Reward options.

    Within 7 days of receiving the form

    Submit the reward redemption form sent via email previously.

    On or before 31 October 2022

    The card must be approved by Citibank. You are required to activate the card.

    Within 30 days upon card approval

    Make a minimum spend of HK$300 with the card

    Citi Rewards Card Welcome Offer: HK$800 Wellcome Supermarket and Lifestyle Supermarkets Shopping Voucher

    Tips:

    • Please turn off AdBlocker and private mode before application
    • Note down your application reference number shown on the application completion page for reference (e.g. #ABC123456789).
    • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming mReferral/ MoneyHero exclusive offer.

     

    • Rewards Points
      • Enjoy 5X Points for all wallet transactions (Apple Pay, Google Pay and Samsung Pay)
      • Enjoy 3X Points for all Mastercard contactless and payWave transactions.
    • First year annual fee waiver

    Terms and conditions apply. For details, please click “Apply Now”.

    Citi Cash Back Card
    • [Till 30 Sep] mReferral Exclusive Offer - Samsonite ROBEZ Spinner 25" / Marshall ACTON II Wireless Speaker / HK$1,600 Wellcomer/ Apple Gift Card
    $120000
    Min. Annual Income
    Not Available
    Local Spending - Air Miles Conversion
    2%
    Local Spending - Cashback Rate
    • Welcome Gift - HK$700 Cash Rebate

    [Till 30 Sep] mReferral Exclusive Offer -  Samsonite ROBEZ Spinner 25" (valued at HK$4,180) / Marshall ACTON II Wireless Speaker (valued at HK$2,499) / HK$1,600 Wellcomer Voucher / HK$1,600 Apple Gift Card exclusively from mReferral/ MoneyHero when they spend a designated amount and fulfill the following requirements:

    31 August 2022 06:00 p.m. to 30 September 2022 06:00 p.m.

    New Citi Credit Card Customers who successfully apply for the Designated Cards via mReferral/ MoneyHero are entitled to choose 1 mReferral/ MoneyHero Limiited-Time Exclusive Reward out of the 4 Reward options.

    Within 7 days of receiving the form

    Submit the reward redemption form sent via email previously.

    On or before 31 October 2022

    The card must be approved by Citibank. You are required to activate the card.

    Within 30 days upon card approval

    Make a minimum spend of HK$300 with the card

    Citi Cash Back Card Welcome Offer

    RequirementsReward
     

    New customers of Citi Credit Card who

    • accumulate spending of HK$8,000 or above within first 3 months from the date of card issuance
    HK$700 Cash Rebate
    • Tips:
      • Please turn off AdBlocker and private mode before application
      • Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).
      • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
      • Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card, Citi Octopus Platinum Card & Citi Prestige Card.
      • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.

     

    • PayMe, Alipay HK, WeChay Pay HK, and Octopus' spending are eligible for earning Welcome Gift
    • Clear requirement of Welcome Gift. Auto cash rebate with no cap. Cash rebate will be used to settle the outstanding balance of the statement.
    • Purchase Protection Insurance
    • First year annual fee waiver
    • Transactions made at any merchant in the European Economic Area are not entitled to 2% foreign currency cash rebate

    Terms and conditions apply. For details, please click “Apply Now”.

    Blue Cash® Credit Card from American Express
    • [Till 30 Sep] mReferral Exclusive Offer - Welcome Offer worth up to HK$1,072 Cash Back
    N/A
    Min. Annual Income
    Not Available
    Local Spending - Air Miles Conversion
    1.2%
    Local Spending - Cashback Rate
    • HK$200 cash back and HK$800 bonus cash back; First-year annual fee waiver

     [Till 30 Sep 2022] mReferral Exclusive Offer - Welcome Offer worth up to HK$1,072 Cash Back

    HK$200 cash back and HK$800 bonus cash back

    Enjoy 1.2% cash back on online, local and foreign currencies purchases all year round

    Interest-free instalment program

    Year-Round Benefits

    Protection

    First-year annual fee waiver for all applicants

    Card features and year-round offers Terms and Conditions apply.

    BEA World Mastercard
    • [Till 30 Sep] mReferral Exclusive Offer - Apple Watch SE GPS 40mm / HK$2,000 Apple Store / HKTVmall/ Wellcome Shopping Voucher
    $120000
    Min. Annual Income
    $5/mile
    Local Spending - Air Miles Conversion
    2.4 %
    Local Spending - Cashback Rate
    • World Mastercard Welcome Offer - Up to HK$2,000 Cash Rebate

    [Till 31 Aug] mReferral Exclusive Offer - New customers who apply BEA World Mastercard along with i-Titanium Card (Using 1 application form), and spend once in any amount with both new cards within 1-month after card issued, you can get Apple Watch SE GPS 40mm (valued at HK$2,199) / HK$2,000 Apple Store Gift Card / HK$2,000 HKTVmall e-Gift Voucher / HK$2,000 Wellcome Shopping Voucher (1 out of 4); New customers who apply either BEA World Mastercard or i-Titanium Card, and spend once in any amount within 1-month after card issued, the exclusive offer would be B&O Beoplay E8 Sport Earphones (valued at HK$3,250) / HK$1,000 Apple Store Gift Card / HK$1,000 HKTVmall e-Gift Voucher / HK$1,000 Wellcome Shopping Voucher (1 out of 4)

    Tips:

    • Please turn off AdBlocker and private mode before application
    • Please be reminded to complete all below steps for receiving the Exclusive Offer:
      • Step 1. At mReferral Website, click “Apply Now” button which is under content of “BEA World Mastercard”, then fill the email address and click “Confirm”. After that, the page would be directed to BEA website automatically and click “Learn More & Apply” to apply both World Mastercard and i-Titanium card.
      • Step 2. mReferral/ MoneyHero would share “Reward Redemption Form” by via email, please complete and submit to mReferral/ MoneyHero for verifying the eligibility of reward. Please be reminded, the “Reward Redemption Form” should be submitted to MoneyHero within 7 days after application submission, and any late and/or reasons of failure submission are NOT entitled to enjoy the Exclusive offer.
      • Step 3. To speed up the approval process, please keep the application reference number for record and submit the required documents during application.
      • Step 4. If you have concerns regarding the redemption process, please refer to this article.
      • Step 5. Terms and Conditions apply.
    RequirementMoneyHero Exclusive Offer
    Apply BEA World Mastercard along with i-Titanium Card (Using 1 application form) 
    From now until 30 September 2022 at 6 p.m., new customers who apply BEA World Mastercard along with i-Titanium Card (Using 1 application form), and spend once in any amount with both new cards within 1-month after card issued
    1. Apple Watch SE GPS 40mm (valued at HK$2,199); or
    2. HK$2,000 Apple Store Gift Card; or
    3. HK$2,000 HKTVmall e-Gift Voucher; or
    4. HK$2,000 Wellcome Shopping Voucher

    (1 out of 4)

    Apply BEA World Mastercard or i-Titanium Card (Either one) 
    From now until 30 September 2022 at 6 p.m., new customers who apply BEA World Mastercard or i-Titanium Card, and spend once in any amount within 1-month after card issued
    1. B&O Beoplay E8 Sport Earphones (valued at HK$3,250); or
    2. HK$1,000 Apple Store Gift Card; or
    3. HK$1,000 HKTVmall e-Gift Voucher; or
    4. HK$1,000 Wellcome Shopping Voucher

    (1 out of 4)

    World Mastercard Welcome Offer - Up to HK$2,000 Cash Rebate

    • New customers accumulate retail spending/cash advance of HK$5,000 or above within first two months from card issuance and activate the card through BEA App can earn HK$500 Cash Rebate
    • Receive extra 2% rebate for all Eligible Transactions made on the Eligible Card within the first 2 months from the date of card issuance, up to HK$1,500 Cash Rebate

    Personalized Card Rewards to Match Your Needs

    • BEA Mileage Reward
    • BEA Bonus Points Reward
    • Turn Bonus Points into Cash Rebate with Mobile App

    Enjoy Daily and Travelling Privileges 

    • Extra 12% Rebate on BEA Days - Mobile Payment Spending (Local bakeries/fast-food restaurants/coffee shops spending: 2.4% cash rebate + extra 10% BEA Days rebate)
      • Applicable to purchases at local bakeries/fast-food restaurants/coffee shops through Apple Pay/Google Pay after registration
      • Cardholders whose monthly retail spending reach HK$2,000 will be entitled to 10% cash rebate on the designated mobile payments purchases

    Various Mastercard® Airport Experiences

    First year annual fee waiver

    The welcome gift & mReferral/ MoneyHero Exclusive Offer are only available to customers who have not held a principal BEA Credit Card in the 6 months prior to the application submission date.

    Transaction made at supermarkets, travel agencies, and to government departments; and recurring transactions and/or autopay transactions will not be eligible for extra Bonus Points

    Terms and conditions apply, click “Apply Now” for more details.
     

    BEA i-Titanium Card
    • [Till 30 Sep] mReferral Exclusive Offer - Apple Watch SE GPS 40mm / HK$2,000 Apple Store / HKTVmall/ Wellcome Shopping Voucher
    $40000
    Min. Annual Income
    Not Available
    Local Spending - Air Miles Conversion
    3.4 %
    Local Spending - Cashback Rate
    • Time-limited reward up to HK$3,250
    • Extra 12% rebate on BEA Days - Mobile Payment spending

    [Till 31 Aug] mReferral Exclusive Offer - New customers who apply BEA World Mastercard along with i-Titanium Card (Using 1 application form), and spend once in any amount with both new cards within 1-month after card issued, you can get Apple Watch SE GPS 40mm (valued at HK$2,199) / HK$2,000 Apple Store Gift Card / HK$2,000 HKTVmall e-Gift Voucher / HK$2,000 Wellcome Shopping Voucher (1 out of 4); New customers who apply either BEA World Mastercard or i-Titanium Card, and spend once in any amount within 1-month after card issued, the exclusive offer would be B&O Beoplay E8 Sport Earphones (valued at HK$3,250) / HK$1,000 Apple Store Gift Card / HK$1,000 HKTVmall e-Gift Voucher / HK$1,000 Wellcome Shopping Voucher (1 out of 4)

    Tips:

    • Please turn off AdBlocker and private mode before application
    • Please be reminded to complete all below steps for receiving the Exclusive Offer:
      • Step 1. At mReferral Website, click “Apply Now” button which is under content of “BEA World Mastercard”, then fill the email address and click “Confirm”. After that, the page would be directed to BEA website automatically and click “Learn More & Apply” to apply both World Mastercard and i-Titanium card.
      • Step 2. mReferral/ MoneyHero would share “Reward Redemption Form” by via email, please complete and submit to mReferral/ MoneyHero for verifying the eligibility of reward. Please be reminded, the “Reward Redemption Form” should be submitted to MoneyHero within 7 days after application submission, and any late and/or reasons of failure submission are NOT entitled to enjoy the Exclusive offer.
      • Step 3. To speed up the approval process, please keep the application reference number for record and submit the required documents during application.
      • Step 4. If you have concerns regarding the redemption process, please refer to this article.
      • Step 5. Terms and Conditions apply.
    RequirementMoneyHero Exclusive Offer
    Apply BEA World Mastercard along with i-Titanium Card (Using 1 application form) 
    From now until 30 September 2022 at 6 p.m., new customers who apply BEA World Mastercard along with i-Titanium Card (Using 1 application form), and spend once in any amount with both new cards within 1-month after card issued
    1. Apple Watch SE GPS 40mm (valued at HK$2,199); or
    2. HK$2,000 Apple Store Gift Card; or
    3. HK$2,000 HKTVmall e-Gift Voucher; or
    4. HK$2,000 Wellcome Shopping Voucher

    (1 out of 4)

    Apply BEA World Mastercard or i-Titanium Card (Either one) 
    From now until 30 September 2022 at 6 p.m., new customers who apply BEA World Mastercard or i-Titanium Card, and spend once in any amount within 1-month after card issued
    1. B&O Beoplay E8 Sport Earphones (valued at HK$3,250); or
    2. HK$1,000 Apple Store Gift Card; or
    3. HK$1,000 HKTVmall e-Gift Voucher; or
    4. HK$1,000 Wellcome Shopping Voucher

    (1 out of 4)

    i-Titanium Card Welcome Offer - HK$500 Cash Rebate

    • New customers accumulate retail spending/cash advance of HK$5,000 or above within first two months from card issuance, and activate the card through BEA App, can earn HK$500 Cash Rebate

    [Hey! Student! ] BEA iTitanium Card is also applicable to Tertiary Students. It has no income requirement. You are eligible for up to $200 cash rebate! Apply here!

    Up to 3.4% on Online Shopping Spending. An essential card for online shoppers.

    • 3.4% rebate on online shopping spending (3% i-Dollar rebate + 0.4% cash rebate)
      • Cardholders whose monthly retail spending reach HK$1,800 will be entitled to an i-Dollar Rebate on online shopping transactions in that calendar month.
    • Extra 12% rebate on BEA Days - Mobile Payment spending (Local bakeries/fast-food restaurants/coffee shops spending: 0.4% cash rebate + extra 10% BEA Days rebate)
      • Applicable to purchases at local bakeries/fast-food restaurants/coffee shops through Apple Pay/Google Pay after registration.
      • Cardholders whose monthly retail spending reach HK$2,000 will be entitled to 10% cash rebate on the designated mobile payments purchases.
    • 0.4% rebate on other spending
    • i-Dollar rebate and cash rebate earned in that calendar month will be credited to the principal card account in the following month.

    Priority Booking Service for Spectacular Concerts.

    First year annual fee waiver

    The welcome gift and mReferral/ MoneyHero Exclusive Offer are only available to customers who have not held a principal BEA Credit Card in the 6 months prior to the application submission date.

    Only 0.4% basic cash rebate will be given to transactions made at supermarkets, travel agencies, to government departments, recurring transactions and/or autopay transactions.

    Terms and conditions apply, click “Apply Now” for more details.

    PrimeCredit WeWa UnionPay Diamond Card
    • mReferral Exclusive Offer - HK$600 cash rebate + HK$200 HKTVmall Coupon
    $150000
    Min. Annual Income
    Not Available
    Local Spending - Air Miles Conversion
    4%
    Local Spending - Cashback Rate
    • Welcome Offer - De'Longhi Dedica Style Series Pump-driven Espresso Coffee Machine OR LG 23.8'' Full HD IPS Monitor OR HK$500 Cash Rebate
    • Crazy WeWa Reward up to 6% Cash Rebate

    mReferral Exclusive Offer - HK$600 cash rebate + HK$200 HKTVmall Coupon

    Welcome Offer - De'Longhi Dedica Style Series Pump-driven Espresso Coffee Machine OR LG 23.8'' Full HD IPS Monitor OR HK$500 Cash Rebate OR up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program

    • New customers of PrimeCredit Credit Card who successfully apply for PrimeCredit EarnMORE UnionPay Diamond Card via mReferral/ MoneyHero can enjoy HK$600 cash rebate + HK$400 HKTVmall Coupon
    • How to redeem mReferral/ MoneyHero exclusive offer?
      • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
      • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. mReferral/ MoneyHero will verify your reward eligibility with PrimeCredit.
    • Tips:
      • Please turn off AdBlocker and private mode before application

    Welcome Offer

    From 1 July 2022 to 28 February 2023, new PrimeCredit Credit Card Cardholder who successfully applied WeWa UnionPay Diamond Card is entitled to one of the following Welcome Offers upon fulfilling the Eligible Retail Purchase Transactions Requirement specified below:

    Eligible Retail Purchase Transactions RequirementWelcome Offers options
     
    Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing dateDe'Longhi Dedica Style Series Pump-driven Espresso Coffee Machine (EC685.M)
    LG 23.8'' Full HD IPS Monitor (24MP400-B)
    HK$500 Cash Rebate
    No Spending RequirementUp to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program

     

    Crazy WeWa Reward up to 6% Cash Rebate

    From now till 28 February 2023, using WeWa Credit Cards for local dining and designated online spending, you can enjoy 6% cash rebate

    • Designated online spending including: Deliveroo, foodpanda, OpenRice, Disney+, Netflix, YouTube, Apple Music, JOOX, KKBOX, MOOV, Spotify, App Store, Google Play Store, Nintendo and PlayStation
    • Cardholder is required to register via OmyCard Mobile Application to participate the Promotion
    • Each Cardholder can entitle to a maximum of Extra Cash Rebate HK$300 per calendar month during the Promotion Period, maximum for up to HK$2,400 cash rebate during the promotion period. The Extra Cash Rebate is only counted for Eligible Retail Spending made with WeWa Credit Card from the calendar month of register the Promotion to the end of the Promotion Period.

     

    • Up to HK$1,800 LCX Shopping Coupon/ 30% off discount for designated merchants/ LCX VIP Pass/Rewards Card redemption
    • Midtown Dining Offer
    • Enjoy limited-time offers and activities in OmyCard app
    • Pay with WeWa UnionPay Credit Card and enjoy direct cash rebate
    • 3-month Interest-free Credit Card Transaction Instalment Plan
    • Travel Benefits
    • Annual fee waiver for the first 2 years

    Welcome offers and mReferral/ MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.

    Each card can be entitled to a maximum amount of HK$2,000 extra 1% cash rebate during the Promotion Period.

    Terms and conditions apply, click “Apply Now” for more details.

    PrimeCredit EarnMORE UnionPay Diamond Card
    • mReferral Exclusive Offer - HK$600 cash rebate + HK$200 HKTVmall Coupon
    $150000
    Min. Annual Income
    Not Available
    Local Spending - Air Miles Conversion
    4 %
    Local Spending - Cashback Rate
    • Welcome Offer - De'Longhi Dedica Style Series Pump-driven Espresso Coffee Machine OR LG 23.8'' Full HD IPS Monitor OR HK$500 Cash Rebate

    mReferral Exclusive Offer - HK$600 cash rebate + HK$200 HKTVmall Coupon

    Welcome Offer - De'Longhi Dedica Style Series Pump-driven Espresso Coffee Machine OR LG 23.8'' Full HD IPS Monitor OR HK$500 Cash Rebate

    • New customers of PrimeCredit Credit Card who successfully apply for PrimeCredit Credit Card via mReferral/ MoneyHero can enjoy HK$600 cash rebate + HK$200 HKTVmall Coupon.
    • How to redeem mReferral/ MoneyHero exclusive offer?
      • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
      • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. mReferral/ MoneyHero will verify your reward eligibility with PrimeCredit.
    • Tips:
      • Please turn off AdBlocker and private mode before application

    Welcome Offer

    RequirementsWelcome Offers
    (Choose 1 from 5)
    Spend HK$14,800 on Eligible Retail Purchase within 90 days from the card issuing dateNintendo Switch Lite (yellow or turquoise)
    Spend HK$8,500 on Eligible Retail Purchase within 90 days from the card issuing datePhilips Instant Heating Water Dispenser (ADD5910M) 
    Hyundai Air Purifier + Hot + Cool 3-in-1 Bladeless Fan (AM-046JR)
    HK$500 Cash Rebate
    No spending requirementUp to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Program

     

    • LCX Shopping Offers - Up to HK$1,800 LCX Shopping Coupon/ 30% off discount for designated merchants/ LCX VIP Pass/Rewards Card redemption
    • Midtown Dining Offer
    • Pay with EarnMORE UnionPay Credit Card and enjoy 2% direct cash rebate
      • 2% cash rebate (1% basic rebate + 1% extra rebate) on year-round spending (HK$250 spending = HK$5 cash rebate)
      • 1% cash rebate on applying Octopus Automatic Add Value Service with EarnMORE UnionPay Card at every reloading (HK$250 spending = HK$2.5 cash rebate)
    • Easy and instant payment with in-app UnionPay QR code function in OmyCard app
    • 3-month Interest-free Credit Card Transaction Instalment Plan
    • Exemption of foreign transaction fees
    • Annual fee waiver for the first 2 years

    Welcome offers and mReferral/ MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.

    Each card can be entitled to a maximum amount of HK$2,000 extra 1% cash rebate during the Promotion Period.

    The promotion period of 2% year-round rebate is valid from 1 January 2021 to 31 December 2022.

    Terms and conditions apply, click “Apply Now” for more details.
     

    Standard Chartered Cathay Mastercard
    • Welcome Offer: Up to 60,000 Miles
    $96000
    Min. Annual Income
    $2/mile
    Eligible spending on Cathay and HK Express
    $4/mile
    Eligible spending on dining / food delivery platforms, online and overseas spending

      Credit Card Welcome offer

      • Free renewal of any unused miles earned before 1 January 20206 Learn more
      • Up to 60,000 Miles1 for new cardholders2 (as low as HKD0.2 = 1 Mile)

      Spending within the first 2 months upon card issuance –

      • Tier 1: Accumulated Eligible Transactions3 of HKD1,000 = 5,000 Miles
      • Tier 2: Accumulated Eligible Transactions3 of HKD5,000 = 15,000 Miles
      • Tier 3: Accumulated Eligible Transactions3 of HKD40,000 = 40,000 Miles
      • Tier 4: Accumulated Eligible Transactions3 of HKD100,000 = 60,000 Miles

      Miles Earning Rewards

      • HKD2 = 1 Asia Mile for eligible spending on Cathay and HK Express5
      • HKD4 = 1 Asia Mile for eligible spending on dining / food delivery platforms, online and overseas spending categories
      • HKD6 = 1 Asia Mile for eligible spending in other categories which are posted in Hong Kong dollars
      • Enjoy an exclusive rate of HKD4 = 3 Asia Miles on Friday, Saturday and Sunday at Cathay partner restaurants Learn more

      HKD3 = 1 Mile upon sign up of Bonus Payroll Account, up to HKD20,000 annual spending (i.e. HKD1,667 per month) ) Learn more

      From now till 31 December 2022, earn 300,000 Asia Miles in one go upon setting up a 12-month Asia Miles Time Deposit with HKD1,000,000/ USD120,000 new funds. RMB option is also available.

       

      Terms and conditions apply. For details, please refer to Standard Chartered official website.

       

      Standard Chartered Cathay Mastercard – Priority Banking
      • Welcome Offer: Up to 80,000 Miles
      $96000
      Min. Annual Income
      $2/mile
      Eligible spending on Cathay and HK Express
      $4/mile
      Eligible spending on dining / food delivery platforms, online and overseas spending

        Credit Card Welcome offer

        • Free renewal of any unused miles earned before 1 January 20206 Learn more
        • Up to 80,000 Miles1 for new cardholders2 (as low as HKD0.2 = 1 Mile)

        Spending within the first 2 months upon card issuance –

        • Tier 1: Accumulated Eligible Transactions3 of HKD1,000 = 5,000 Miles
        • Tier 2: Accumulated Eligible Transactions3 of HKD5,000 = 15,000 Miles
        • Tier 3: Accumulated Eligible Transactions3 of HKD40,000 = 60,000 Miles
        • Tier 4: Accumulated Eligible Transactions3 of HKD100,000 = 80,000 Miles

        Miles Earning Rewards

        • HKD2 = 1 Asia Mile for eligible spending on Cathay and HK Express5
        • HKD4 = 1 Asia Mile for eligible spending on dining / food delivery platforms, online and overseas spending categories
        • HKD6 = 1 Asia Mile for eligible spending in other categories which are posted in Hong Kong dollars
        • Enjoy an exclusive rate of HKD4 = 3 Asia Miles on Friday, Saturday and Sunday at Cathay partner restaurants Learn more

        HKD2 = 1 Mile upon sign up of Bonus Payroll Account, up to HKD40,000 annual spending (i.e. HKD3,334 per month) Learn more

        From now till 31 December 2022, earn 300,000 Asia Miles in one go upon setting up a 12-month Asia Miles Time Deposit with HKD1,000,000/ USD120,000 new funds. RMB option is also available.

         

        Terms and conditions apply. For details, please refer to Standard Chartered official website.

         

        Standard Chartered Cathay Mastercard – Priority Private
        • Welcome Offer: Up to 100,000 Miles
        $96000
        Min. Annual Income
        $2/mile
        Eligible spending on Cathay and HK Express
        $4/mile
        Eligible spending on dining / food delivery platforms, online and overseas spending

          Credit Card Welcome Offer

          • Free renewal of any unused miles earned before 1 January 20206 Learn more
          • Up to 100,000 Miles1 for new cardholders2 (as low as HKD0.2 = 1 Mile)

          Spending within the first 2 months upon card issuance –

          • Tier 1: Accumulated Eligible Transactions3 of HKD1,000 = 5,000 Miles
          • Tier 2: Accumulated Eligible Transactions3 of HKD5,000 = 15,000 Miles
          • Tier 3: Accumulated Eligible Transactions3 of HKD40,000 = 80,000 Miles
          • Tier 4: Accumulated Eligible Transactions3 of HKD100,000 = 100,000 Miles

          Exclusive Privé Privileges

          • Exclusive Privé Privileges which includes Priority Private concierge, gourmet privileges, exclusive benefits with our global luxury hotel partners and Airport Limousine Programme Learn More

          Miles Earning Rewards

          • HKD2 = 1 Asia Mile for eligible spending on to Cathay and HK Express5
          • HKD4 = 1 Asia Mile for eligible spending on dining / food delivery platforms, online and overseas spending categories
          • HKD6 = 1 Asia Mile for eligible spending in other categories which are posted in Hong Kong dollars
          • Enjoy an exclusive rate of HKD4 = 3 Asia Miles on Friday, Saturday and Sunday at Cathay partner restaurants Learn more

          HKD1 = 1 Mile upon sign up of Bonus Payroll Account, up to HKD60,000 annual spending (i.e. HKD5,000 per month) Learn more

          From now till 31 December 2022, earn 300,000 Asia Miles in one go upon setting up a 12-month Asia Miles Time Deposit with HKD1,000,000/ USD120,000 new funds. RMB option is also available.

           

          Terms and conditions apply. For details, please refer to Standard Chartered official website.

          Standard Chartered Simply Cash Visa Card
          • Up to HKD600 CashBack
          $96000
          Min. Annual Income
          1.5%
          Local Spending - CashBack Rate
          2%
          Overseas Spending - CashBack Rate

            The Welcome Offer (“Welcome Offer”) is only applicable to new cardholders* who have submitted credit card application during the period from 30 September 2022 to 4 January 2023 (both dates inclusive) (the “Promotion Period”) and fulfilled the requirements as set out below.


            1. Up to HKD600 CashBack

            $600 CashBack for accumulated spending of $8,000 in 2 months

             

            *Only applicable to New Cardholders. New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.

            Terms and conditions apply, click “Apply Now” for more details.

            DBS Live Fresh Card
            • mReferral Exclusive Offer - HK$500 supermarket coupon
            $150000
            Min. Annual Income
            Not Available
            Local Spending - Air Miles Conversion
            5.4%
            Local Spending - Cashback Rate
            • Welcome Offer - HK$600 "InstaRedeem" Amount or HK$1,000 Klook Rewards
            • Up to 6% Cash Rebate on Online Spending; foodpanda's pandamart Wednesday Flash Deal up to 25% off

            mReferral Exclusive Offer - HK$500 supermarket coupon

            New DBS Credit Card cardholders who successfully apply for DBS Live Fresh Card via mReferral/ MoneyHero are entitled to HK$500 supermarket coupon

            • How to redeem mReferral/ MoneyHero exclusive offer?
              • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
              • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. mReferral/ MoneyHero will verify your reward eligibility with DBS.
            • Tips:
              • Please turn off AdBlocker and private mode before application

            Welcome Offer - HK$600 "InstaRedeem" Amount or HK$1,000 Klook Rewards

            RequirementsWelcome Gifts
            (Choose 1 from 2)
            New customers who accumulate spending of HK$4,800 or above within first three months from the date of card issuance

            HK$600 "InstaRedeem" Amount
            (will be sub-divided into 2 times of HK$300, one of the transactions must be single online transaction with amount of HK$300 or above)

            HK$1,000 Klook Rewards
            (HK$600 Klook Gift Card + HK$400 Staycation Voucher)
            • To be entitled to Welcome Offer, customers are required to download DBS Card+ mobile application, register and activate DBS Card+ account within 1 month of the New Card issuance date.
            • Terms and Conditions apply.

            DBS Card+ Extra Welcome Offer - HK$100 "InstaRedeem" Amount
             

            • Shell Up to HK$200 Gasoline Offer
            • foodpanda's pandamart Wednesday Flash Deal
            • OpenRice 20% off via "InstaRedeem"
            • Up to 6% rebate on online spending. You can pick spending category for extra rebate every month based on your own spending habit.
            • DBS Live Fresh Card Exclusive: 90 days Interest-Free Repayment Period for Overseas, Travelling and Online Transaction
            • 10 Free Trials for Flexi Shopping. No handling fee when you apply for Flexi Shopping Programme.
            • First year annual fee waiver
            • Enjoy full-year Buy-5-Get-1 Free offers at designated coffee shops

            mReferral/ MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.

            Online transactions in Hong Kong Dollars, reload of e-wallets and Octopus Automatic Add-Value Service are only entitled to 0.4% basic rebate.

            Each Cardholder can enjoy a maximum of HK$150 Reward for each calendar month. Cardholders are required to claim the Reward for the relevant Eligible Transaction within 45 calendar days after the transaction date.

            • Cardholders must click the red InstaRedeem button on the Timeline of DBS Card+ HK to enjoy the Reward.

            Terms and conditions apply, click “Apply Now” for more details.

            DBS Black World Mastercard®
            • mReferral Exclusive Offer - HK$200 supermarket coupon
            $240000
            Min. Annual Income
            $6/mile
            Local Spending - Air Miles Conversion
            0.8%
            Local Spending - Cashback Rate
            • Welcome Gift - up to 80,000 milesas plus HK$100 “InstaRedeem” Amount
            • Up to 12% off on hotel booking offer from travel privileges

            mReferral Exclusive Offer - HK$200 supermarket coupon

            • New DBS Credit Card cardholders who successfully apply for DBS Black World Mastercard® via mReferral/ MoneyHero are entitled to HK$200 supermarket coupon.
            • How to redeem mReferral/ MoneyHero exclusive offer?
              • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
              • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. mReferral/ MoneyHero will verify your reward eligibility with DBS.
            • Tips:
              • Please turn off AdBlocker and private mode before application

            DBS Card+ Extra Welcome Offer - HK$100 "InstaRedeem" Amount

            • From 4 July 2022 to 2 October 2022, new customers who have successfully applied DBS credit card through DBS Card+ mobile application, and completed a single retail spending with New Card of HK$100 or above, would be eligible to the HK$100 "InstaRedeem" Offer
            • Reloads of e-Wallets (e.g. PayMe, WeChat Pay and Alipay) and retail transactions paid through e-Wallets (except Apple Pay, Google Pay or Samsung Pay) will not be considered as spending for the "InstaRedeem" Offer

            Enjoy full year travel privileges 

            • KLOOK "InstaRedeem" 20% off offer
            • Up to 12% off on hotel booking offer from Expedia.com.hk
            • Up to 12% off on hotel booking offer from Hotels.com
            • Up to 10% off on hotel booking from Agoda.com
            • Up to 7% off on selected products at KKday
            • Up to 10% cash rebate on selected hotels booking at Booking.com

            Shell Up to HK$200 Gasoline Offer

            • Upon a net single spending of HK$450 or above of gasoline at any Shell stations in Hong Kong during the promotion period, you can enjoy HK$100 worth of the same type of gasoline

            OpenRice 20% off via "InstaRedeem"

            • Spend at OpenRice during the promotion period to enjoy 20% off via "InstaRedeem" (at the conversion rate of DBS$1 / $1 COMPASS Dollar = HK$1.25)

            Welcome Offer - Air Miles 
            Welcome Offer for New Customers: up to 80,000 miles

            • New customers have to accumulate the following eligible transactions within the first 2 months of card issuance can enjoy up to 80,000 miles:
            Spending ConditionMiles Conversion Rate
            Local Spending 

            First HK$5,000

            HK$0.5/mile
             ThereafterHK$4/mile
            Total accumulated miles rewards 80,000 miles 
            (i.e. DBS$3,840)

            Redeem air miles or travel rewards with DBS$. No expiry date and redemption fee for DBS$.

            • Redeem flight from Asia Miles, Avios, KrisFlyer & PhoenixMiles at any time; Asia Miles can be converted instantly and shall be credited to your mileage account instantly.
            • Exclusive offers of 45% off when redeeming travel rewards with DBS$ from iGO Rewards.

            Enjoy InstaRedeem 20% off on Online Spending and at Travel Merchants

            • Promotion period: till 31 December 2022

            Enjoy full-year Buy-5-Get-1 Free offers at designated coffee shops

            • Receive 1 stamp for each transaction of HK$25 or above. For every 5 stamps collected, you will receive a HK$25 “InstaRedeem” discount for the 6th transaction in the same month.

            mReferral/ MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.

            DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning DBS$.

            Terms and conditions apply, click “Apply Now” for more details.

            DBS COMPASS VISA Platinum
            • mReferral Exclusive Offer - HK$200 supermarket coupon
            $100000
            Min. Annual Income
            $10/mile
            Local Spending - Air Miles Conversion
            1%
            Local Spending - Cashback Rate
            • Welcome Gift - HK$400 Local Supermarket “InstaRedeem” amount plus additional HK$100 “InstaRedeem” Amount
            • 3% rebate at Taobao and Tmall

            mReferral Exclusive Offer - HK$200 supermarket coupon

            • New DBS Credit Card cardholders who successfully apply for DBS COMPASS VISA Platinum via mReferral/ MoneyHero are entitled to HK$200 supermarket coupon.
            • How to redeem mReferral/ MoneyHero exclusive offer?
              • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
              • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. mReferral/ MoneyHero will verify your reward eligibility with DBS.
            • Tips:
              • Please turn off AdBlocker and private mode before application

            DBS Card+ Extra Welcome Offer - HK$100 "InstaRedeem" Amount

            • From 4 July 2022 to 2 October 2022, new customers who have successfully applied DBS credit card through DBS Card+ mobile application, and completed a single retail spending with New Card of HK$100 or above, would be eligible to the HK$100 "InstaRedeem" Offer
            • Reloads of e-Wallets (e.g. PayMe, WeChat Pay and Alipay) and retail transactions paid through e-Wallets (except Apple Pay, Google Pay or Samsung Pay) will not be considered as spending for the "InstaRedeem" Offer

            Shopping Offers

            • Enjoy InstaRedeem 8% off in local supermarkets or its online stores every Wednesday upon a single net spending of HK$250 or above (each transaction up to HK$25 discount)
            • Promotion Period: till 31 August 2022

            3% rebate at Taobao and Tmall

            • Spend at Taobao and Tmall to earn up to 3% COMPASS Dollar rebate with DBS COMPASS VISA
            • Promotion Period: till 31 August 2022

            Up to HK$160 Discount at YOHO

            • During the promotion period, make a designated single net spending at YOHO online store and apply designated promotion code before checkout to enjoy HK$160 instant discount upon a single net spending of HK$5,000 or above (shipping fee excluded) with promotion code "DBS160"; HK$120 instant discount upon a single net spending between HK$2,000 to HK$4,999 (shipping fee excluded) with promotion code "DBS120"

            Mothercare Limited-time Triple Deal

            • Shop at Mothercare retail stores during the promotion period to enjoy 15% off on regular priced items at retail stores and up to extra HK$200 off on selected items
            • Shop at Mothercare online shop during the promotion period to enjoy 15% off on regular priced items at online shop with promo code "DBSXXXXXX" (XXXXXX is the first 6 digits of Applicable DBS Credit Card number)

            Love, Bonito Fashion 10% off Offers

            • 10% off upon spending of HK$550 in Hong Kong dollars at Love, Bonito online shop for new members with promo code "DBSLBHKNEW-XXXXX"
            • 10% off upon spending of HK$700 in Hong Kong dollars at Love, Bonito online shop for existing members with promo code "DBSLBHK-XXXXX"
            • XXXXX is the first 5 digits of Applicable DBS Credit Card number

            COMPASS Dollar Rebate

            • 1% COMPASS Dollar at designed merchants like PARKnSHOP, Watsons and more.
            • 0.4% COMPASS Dollar rebate at non-designated merchants.
            • Up to 3% rebate on the first HK$1,000 spending at Taobao and Tmall.
            • Promotion Period: till 31 August 2022

            mReferral/ MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.

            Reload of digital wallet does not count as eligible transactions of welcome offer. DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning COMPASS Dollar.

            Terms and conditions apply, click “Apply Now” for more details.

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