Credit Card Comparison

The Welcome Offer (“Welcome Offer”) and mReferral Exclusive Offer - Furniture coupon HKD$100^ and HK$200 CashBack is only applicable to new cardholders* who have submitted credit card application during the period from 5 January 2023 to 27 February 2023 (both dates inclusive) (the “Promotion Period”) and fulfilled the requirements as set out below.

mReferral Exclusive Offer - Furniture coupon HK$100^ and HK$200 CashBack

^Applicants who have to fill in the Furniture Coupon Registration form below after successful application to enjoy mReferral Exclusive Offer.

mReferral x SC Smart Card HK$100 Furniture Coupon Registration Form

1. HKD1,200 CashBack

Enjoy HKD1,200 CashBack upon accumulated spending of HKD4,000 in first month from the card issuance.

• The CashBack from welcome offer will be credited within 4 months after card issuance

2. Earn 5% CashBack all year round when shopping at HKTVmall

Earn 5% CashBack with your Smart Card when you shop at HKTVmall. No registration, no minimum spending, and available every day!

3. Year round 5% CashBack at designated store

Say goodbye to the complicated CashBack deals of most credit cards. With Smart Card, you can enjoy a massive 5% CashBack when you shop at 759 Store, Circle K Convenience Store, Klook, PARKnSHOP and its designated retail stores, Sa Sa Retail Store & eShop, Watsons plus major online video and music streaming platforms, with no minimum spending requirement.

Online video and music streaming platforms including the following:

*Only applicable to New Cardholders. 

Terms and conditions apply, click “Apply Now” for more details.

mReferral Exclusive Offer - HK$200 supermarket coupon

New DBS Credit Card cardholders who successfully apply for DBS Eminent Visa Signature Card via mReferral/ MoneyHero are entitled to HK$200 supermarket coupon.

• How to redeem mReferral/ MoneyHero exclusive offer?

Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.

• Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. mReferral/ MoneyHero will verify your reward eligibility with DBS.
• Tips: Please turn off AdBlocker and private mode before application

Welcome Offer - up to HK$1,000 Cash Rebate

New Customers are entitled to receive the applicable welcome gift set out below after fulfilling the relevant spending requirements within 3 months from card issuance date:

New Customer must download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 1 month of the New Card issuance date in order to be eligible to Welcome Gift.

Terms and Conditions apply.

DBS Card+ Extra Welcome Offer - HK$100 "InstaRedeem" Amount

• New customers who have successfully applied DBS credit card through DBS Card+ mobile application, and completed a single retail spending with New Card of HK$100 or above, would be eligible to the HK$100 "InstaRedeem" Offer
• Reloads of e-Wallets (e.g. PayMe, WeChat Pay and Alipay) and retail transactions paid through e-Wallets (except Apple Pay, Google Pay or Samsung Pay) will not be considered as spending for the "InstaRedeem" Offer

DBS Eminent Card Brand-new Up to 5% Rebate Program

• 4 designated spending categories up to 5% rebate (applicable for the first HK$8,000 Eligible Spending in Other Retail Spending in each calendar month)
• Other retail spending up to 1 % rebate (applicable for the first HK$20,000 Eligible Spending in Other Retail Spending in each calendar month)
• Registration in DBS Card+ mobile application is required

Dining Privileges Up to 25% off

• HEXA / SIXA 30% off
• Classified 30% off
• Conrad Hong Kong up to 15% off
• Hyatt Regency Hong Kong, Tsim Sha Tsui 15% off
• JW Marriott Hotel Hong Kong up to 15% off
• The Mira Hong Kong 15% off
• BISTECCA 10% off

Health & Wellness Privileges Up to 52% off/Enjoy Trial

• Pure Yoga Trial and Sign-up Offers
• Zenyum Year-round offer
• Up to 52% discount on designated check-up plans

Exclusive Offer for Treasures Private Client / Treasures Client to enjoy up to 6.6% rebate on local dining spending during birthday month

• Includes 5% dining rebate of “DBS Eminent Card Up to 5% Rebate Program” and DBS Treasures Customers Exclusive extra 1.6% rebate of local dining spending

Enjoy full-year Buy-5-Get-1 Free offers at designated coffee shops

• Receive 1 stamp for each transaction of HK$25 or above. For every 5 stamps collected, you will receive a HK$25 “InstaRedeem” discount for the 6th transaction in the same month.

mReferral/ MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS

Cash Rebate is not applicable to applicants who, during the New Card approval process, have applied for or held any principal DBS Eminent Visa Signature Card and/ or DBS Eminent Visa Platinum Card (formerly named as DBS Visa Platinum Card, DBS Visa Gold Card or DBS Visa Classic Card).

New Customer must download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 1 month of the New Card issuance date in order to be eligible to the Welcome Offer

Reload of digital wallet does not count as eligible transactions of welcome offer. DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning Cash Rebate

Terms and conditions apply, click “Apply Now” for more details.

mReferral Exclusive Offer

BRUNO BOE076 Styling Handy Steamer (valued at HK$586) OR HK$500 Apple Store Gift Card OR HK$500 HKTVmall e-Gift Voucher

• New CNCBI Credit Card Customers get rewarded with BRUNO BOE076 Styling Handy Steamer (valued at HK$586) OR HK$500 Apple Store Gift Card OR HK$500 HKTVmall e-Gift Voucher by fulfilling the following requirements:

Requirements

• Tips:
  • Please turn off AdBlocker and private mode before application
  • Upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming mReferral/ MoneyHero exclusive offer.

• Offer 1: Up to 16 % cash rebate includes 10% cash rebate on spending in Foreign Currencies in the first 3 months (maximum of HK$1,000 cash rebate) and year round 6% cash rebate on Dining, Online and Foreign Currency Spending (maximum of HK$200 extra cash rebate in each month).
• Offer 2: Enjoy HK$700 Cash Rebate with the accumulated amount of HK$8,000 spent in retail transaction in the first 2 months
• First year annual fee waiver

Terms and conditions apply, click “Apply Now” for more details.

mReferral/ MoneyHero Time-liimiited Offer - Up to HK$4,200 Statement Credit

Welcome Offer - Up to HK$4,200 Reward, including 68,000 air miles!Welcome Offer Terms and conditions apply.

Welcome Offer Terms and conditions apply.

Existing American Express Explorer Credit Card Basic Cardmembers and applicants who held the Basic Card of American Express Explorer Credit Card at any time within the past 12 months from the date of this application are not eligible for these Welcome Offers and first-year annual fee waiver.

Online bonus is applicable to Basic Cardmembers who submit their Card application online and all required valid documents within 7 working days from the date of application submission.

[Till 14 Feb] mReferral Exclusive Offer  

B&O E8 sport earphone x 2 (valued at HK$6,500) / Marshall ACTON II Wireless Speaker (valued at HK$2499) / Apple Watch SE (valued at HK$1,999) / HK$1,800 Apple Store Gift Card / HK$1,800 Wellcome Shopping Voucher

• Tips:
  • Please turn off AdBlocker and private mode before application
  • Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).
  • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • Designated Cards include Citi Cash Back Card, Citi The Club Credit Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card, Citi Octopus Platinum Card & Citi Prestige Card.

15% Transport Rebate Program
Citi Octopus Platinum Cardholders can enjoy up to 15% transport rebate + 5% rebate on tunnels, car parks and parking meters fee:

Embedded Octopus Service; Cashback rewarded for Octopus Automatic Add Value Service

• HK$200 spending = HK$1 Octopus Cash Rebate

First year annual fee waiver

Welcome offers and mReferral/ MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").

All rebates are in the form of Octopus cash and cannot be converted into cash vouchers or air miles.

mReferral Exclusive Offer (Until 14/2)

B&O E8 sport earphone x 2 (valued at HK$6,500) / Marshall ACTON II Wireless Speaker (valued at HK$2499) / Apple Watch SE (valued at HK$1,999) / HK$1,800 Apple Store Gift Card / HK$1,800 Wellcome Shopping Voucher

• Tips:
  • Please turn off AdBlocker and private mode before application
  • Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).
  • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • Designated Cards include Citi Cash Back Card, Citi The Club Credit Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card, Citi Octopus Platinum Card & Citi Prestige Card.

Points will never expire. No service charge for mileage conversion.

Up to 12 times complimentary access to airport lounges for every calendar year

Free Travel Insurance

Purchase Protection

First year annual fee waiver

Terms and conditions apply

For details, please click “Apply Now”.

mReferral Exclusive Offer (Until 14/2)

B&O E8 sport earphone x 2 (valued at HK$6,500) / Marshall ACTON II Wireless Speaker (valued at HK$2499) / Apple Watch SE (valued at HK$1,999) / HK$1,800 Apple Store Gift Card / HK$1,800 Wellcome Shopping Voucher

• Tips:
  • Please turn off AdBlocker and private mode before application
  • Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).
  • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • Designated Cards include Citi Cash Back Card, Citi The Club Credit Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card, Citi Octopus Platinum Card & Citi Prestige Card.
• Rewards Points
  • Enjoy 5X Points for all wallet transactions (Apple Pay, Google Pay and Samsung Pay)
  • Enjoy 3X Points for all Mastercard contactless and payWave transactions.
• First year annual fee waiver

Terms and conditions apply

For details, please click “Apply Now”.

[Till 28 Feb] mReferral Exclusive Offer - MoneyHero Exclusive Offer – Time limited offer value up to HK$3,250

• New customers who apply BEA World Mastercard along with i-Titanium Card (Using 1 application form), enter promo code "BEAMHC22" during the application, approved by BEA on or before 31 March 2023, and spend once in any amount with both new cards within 1-month after card issued, you can get Apple Watch SE (44mm; GPS; Random Color) (valued at HK$2,199) / HK$2,000 Apple Store Gift Card / HK$2,000 HKTVmall e-Gift Voucher / HK$2,000 Wellcome Shopping Voucher  (1 out of 4)
• Single card offer: New customers who apply either BEA World Mastercard or i-Titanium Card, enter promo code "BEAMHC22" during the application, and spend once in any amount within 1-month after card issued, the exclusive offer would be B&O Beoplay E8 Sport Earphones (valued at HK$3,250) / HK$1,000 Apple Store Gift Card / HK$1,000 HKTVmall e-Gift Voucher / HK$1,000 Wellcome Shopping Voucher (1 out of 4)

• Offer cannot be used in conjunction with any other promotional offer [For example: BEA Credit Card MGM Scheme]
• Tips:
  • Please turn off AdBlocker and private mode before application
  • Please be reminded to complete all below steps for receiving the Exclusive Offer:
    • Step 1. At mReferral/ MoneyHero Website, click “Apply Now” button which is under content of “BEA World Mastercard”, then fill the email address and click “Confirm”. After that, the page would be directed to BEA website automatically and click “Learn More & Apply” to apply both World Mastercard and i-Titanium card. Please remember to enter promo code "BEAMHC22" during the application.
    • Step 2.mReferral/ MoneyHero would share “Reward Redemption Form” by via email, please complete and submit to mReferral/MoneyHero for verifying the eligibility of reward. Please be reminded, the “Reward Redemption Form” should be submitted to mReferral/MoneyHero within 7 days after application submission, and any late and/or reasons of failure submission are NOT entitled to enjoy the Exclusive offer.
    • Step 3. To speed up the approval process, please keep the application reference number (e.g. OA5B7CDEFGHI) for record and submit the required documents during application. The application reference number should begin with "OA" and is a composition of characters and numbers of 12 digits. You will receive an email from BEA (containing the application reference number) after completing the application.
    • Step 4. If you have concerns regarding the redemption process, please refer to this article.
    • Step 5. Terms and Conditions apply.

Welcome Offer - Up to HK$3,300 Cash Rebate

Personalized Card Rewards to Match Your Needs

• BEA Mileage Reward
• BEA Bonus Points Reward
• Turn Bonus Points into Cash Rebate with Mobile App

Enjoy Daily and Travelling Privileges 

• Extra 12% Rebate on BEA Days - Mobile Payment Spending (Local bakeries/fast-food restaurants/coffee shops/local transport spending: 2.4% cash rebate + extra 12% BEA Days rebate)
  • Applicable to purchases at local bakeries/fast-food restaurants/coffee shops/local transport through Apple Pay/Google Pay after registration
  • Cardholders whose monthly retail spending reach HK$2,000 will be entitled to 12% cash rebate on the designated mobile payments purchases

Various Mastercard® Airport Experiences

First year annual fee waiver

The welcome gift & mReferral/ MoneyHero Exclusive Offer are only available to customers who have not held a principal BEA Credit Card in the 6 months prior to the application submission date.

Transaction made at supermarkets, travel agencies, and to government departments; and recurring transactions and/or autopay transactions will not be eligible for extra Bonus Points

Terms and conditions apply, click “Apply Now” for more details.
 

mReferral Exclusive Offer - HK$100 cash rebate + HK$200 HKTVmall Coupon

Welcome Offer - De'Longhi Dedica Style Series Pump-driven Espresso Coffee Machine OR LG 23.8'' Full HD IPS Monitor OR HK$500 Cash Rebate OR up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program

• New customers of PrimeCredit Credit Card who successfully apply for PrimeCredit Credit Card via mReferral/MoneyHero can enjoy HK$100 cash rebate + HK$200 HKTVmall Coupon.
• How to redeem mReferral/ MoneyHero exclusive offer?
  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
  • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. mReferral/ MoneyHero will verify your reward eligibility with PrimeCredit.
• Tips:
  • Please turn off AdBlocker and private mode before application

Welcome Offer

From now till 28 February 2023, new PrimeCredit Credit Card Cardholder who successfully applied WeWa UnionPay Diamond Card is entitled to one of the following Welcome Offers upon fulfilling the Eligible Retail Purchase Transactions Requirement specified below:

Chung Yuen Electrical x WEWA Shopping Offer - Chung Yuen Electrical Cash Rebate Up to HK$1,920

From 1 Jaunary to 28 February 2023, shopping in Chung Yuen Electrical with using PrimeCredit WeWa card(s) and EarnMORE card(s), you can enjoy multiple shopping privilege:

• Offer 1 - PrimeCredit Credit Card cardholder who successfully register this promotion and purchase in Chung Yuen Electrical stores or online shop www.cyeshop.com with specific spending amounts, you can earn up to HK$1,920 cash rebate

Eligible spending refers to the highest amount of a single transaction in/via Chung Yuen Electrical stores or online shop www.cyeshop.com of a day during the promotion period, but the following transactions are excluded: the transaction of purchasing Chung Yuen Electrical voucher, split transaction, the mobile transaction that is not made by OmyCard Application, UnionPay or Apple Pay, unposted / cancelled / returned / counterfeit transaction amount and other unauthorized transaction amount.

From 1 Jaunary to 31 January 2023, every cardholder can enjoy HK$960 at most in offer 1; from 1 February to 28 February 2023, every cardholder can enjoy HK$960 at most in offer 1, and add up to HK$1,920 during whole promotion period.

• Offer 2 - Designated products up to 60% off

Crazy WeWa Reward up to 6% Cash Rebate

From now till 28 February 2023, using WeWa Credit Cards for local dining and designated online spending, you can enjoy 6% cash rebate

• Designated online spending including: Deliveroo, foodpanda, OpenRice, Disney+, Netflix, YouTube, Apple Music, JOOX, KKBOX, MOOV, Spotify, App Store, Google Play Store, Nintendo and PlayStation
• Cardholder is required to register via OmyCard Mobile Application to participate the Promotion
• Each Cardholder can entitle to a maximum of Extra Cash Rebate HK$300 per calendar month during the Promotion Period, maximum for up to HK$2,400 cash rebate during the promotion period. The Extra Cash Rebate is only counted for Eligible Retail Spending made with WeWa Credit Card from the calendar month of register the Promotion to the end of the Promotion Period.

WeWa “Daily Tap Rewards” - Up to 20% transaction discount

• Game 1 - WeWa “Daily Tap Rewards - Preward” - Cardholder entitled WeWa "Daily Tap Rewards - Preward" ("Preward") one game chance (“Preward Check-in”) daily during the Promotion Period via logon OmyCard App daily. Guaranteed cash rebate prize for every 3 check-in.
• Game 2 - WeWa “Daily Tap Rewards - Weward” - For the first Eligible Retail Transaction that not enjoyed Preward and the first Eligible Cash Advance Transaction with a WeWa card each day during the Promotion Period.
  • WeWa “Daily Tap Rewards” Promotion Period: 1 September 2022 to 28 February 2023

Enjoy limited-time offers and activities in OmyCard app

Pay with WeWa UnionPay Credit Card and enjoy direct cash rebate.

• 4% rebate on Travel, Cinema, Karaoke, Theme park spending (0.4% basic rebate + 3.6% additional rebate) (HK$250 = HK$10 cash rebate)
• 0.4% on other spendings (HK$250 = HK$1 cash rebate)

3-month Interest-free Credit Card Transaction Instalment Plan

• From now till 31 March 2023, enjoy waiver on interest rate and handling fee for option of 3 months of Credit Card Transaction Instalment Plan when you apply for the plan via OmyCard App. The plan is applicable to single eligible retail spending of HK$1,500 or above.

Travel Benefits

• Exemption of foreign transaction fees
• Enjoy free access to 130 LoungeKey airport lounges 3 times per year
  Cardholders have to sign up and spend HK$12,000 in total within two consecutive months in order to enjoy free access to LoungeKey airport lounges
• Enjoy airport limousine service for HK$250/ride

Annual fee waiver for the first 2 years

Need to know

• Welcome offers, HK$100 Cash Rebate Offer and mReferral/MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.
• Each card can be entitled to a maximum amount of HK$2,000

Terms and conditions apply, click “Apply Now” for more details.

mReferral Exclusive Offer - HK$100 cash rebate + HK$200 HKTVmall Coupon

Welcome Offer - Aurabeat AG+ Medical Grade Silver Ion Antiviral Air Purifier (LSP-X1)
 OR OTO Vanda Lite Massage Chair (VN-03) OR HK$500 Cash Rebate OR Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Program

• New customers of PrimeCredit Credit Card who successfully apply for PrimeCredit Credit Card via mReferral/MoneyHero can enjoy HK$100 cash rebate + HK$200 HKTVmall Coupon.
• How to redeem mReferral/ MoneyHero exclusive offer?
  • From now till 31 December 2023, new cardholders of PrimeCredit Credit Card who successfully apply for PrimeCredit EarnMore UnionPay Card via mReferral/MoneyHero are entitled to enjoy MoneyHero Exclusive Offer
  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
  • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. mReferral/ MoneyHero will verify your reward eligibility with PrimeCredit.
• Tips:
  • Please turn off AdBlocker and private mode before application

Welcome Offer

• Pay with EarnMORE UnionPay Credit Card and enjoy 2% direct cash rebate
  • 2% cash rebate (1% basic rebate + 1% extra rebate) on year-round spending (HK$250 spending = HK$5 cash rebate)
  • 1% cash rebate on applying Octopus Automatic Add Value Service with EarnMORE UnionPay Card at every reloading (HK$250 spending = HK$2.5 cash rebate)
• Easy and instant payment with in-app UnionPay QR code function in OmyCard app
• 3-month Interest-free Credit Card Transaction Instalment Plan
  • From now till 31 March 2023, enjoy waiver on interest rate and handling fee for option of 3 months of Credit Card Transaction Instalment Plan when you apply for the plan via OmyCard App. The plan is applicable to single eligible retail spending of HK$1,500 or above.
• Exemption of foreign transaction fees
• Annual fee waiver for the first 2 years
• Year-round benefits
  • Access to LoungeKey Greater China Airport Lounge for 3 times with HK$12,000 spending

Need to know

• Welcome offers, HK$100 Cash Rebate Offer and mReferral/MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.
• Each card can be entitled to a maximum amount of HK$1,500 extra 1% cash rebate during the Promotion Period.
  • Eligible Retail Purchase Transactions include to all posted retail purchase transactions and exclude Reload of e-Wallets.
  • The promotion period of 2% year-round rebate is valid from 1 January 2023 to 31 December 2023.

Terms and Conditions apply.

Credit Card Welcome offer

• Up to 60,000 Miles¹ for new cardholders² (as low as HKD0.2 = 1 Mile)

Spending within the first 2 months upon card issuance –

• Tier 1: Accumulated Eligible Transactions³ of HKD1,000 = 5,000 Miles
• Tier 2: Accumulated Eligible Transactions³ of HKD5,000 = 15,000 Miles
• Tier 3: Accumulated Eligible Transactions³ of HKD40,000 = 40,000 Miles
• Tier 4: Accumulated Eligible Transactions³ of HKD100,000 = 60,000 Miles

Miles Earning Rewards

• HKD2 = 1 Asia Mile for eligible spending on Cathay and HK Express⁵
• HKD4 = 1 Asia Mile for eligible spending on dining / food delivery platforms, online and overseas spending categories
• HKD6 = 1 Asia Mile for eligible spending in other categories which are posted in Hong Kong dollars
• Enjoy an exclusive rate of HKD4 = 3 Asia Miles on Friday, Saturday and Sunday at Cathay partner restaurants Learn more

HKD3 = 1 Mile upon sign up of Bonus Payroll Account, up to HKD20,000 annual spending (i.e. HKD1,667 per month) ) Learn more

From now till 31 December 2023, earn 300,000 Asia Miles in one go upon setting up a 12-month Asia Miles Time Deposit with HKD1,000,000/ USD120,000 new funds. RMB option is also available.

Terms and conditions apply. For details, please refer to Standard Chartered official website.

Credit Card Welcome offer

• Up to 80,000 Miles¹ for new cardholders² (as low as HKD0.2 = 1 Mile)

Spending within the first 2 months upon card issuance –

• Tier 1: Accumulated Eligible Transactions³ of HKD1,000 = 5,000 Miles
• Tier 2: Accumulated Eligible Transactions³ of HKD5,000 = 15,000 Miles
• Tier 3: Accumulated Eligible Transactions³ of HKD40,000 = 60,000 Miles
• Tier 4: Accumulated Eligible Transactions³ of HKD100,000 = 80,000 Miles

Miles Earning Rewards

• HKD2 = 1 Asia Mile for eligible spending on Cathay and HK Express⁵
• HKD4 = 1 Asia Mile for eligible spending on dining / food delivery platforms, online and overseas spending categories
• HKD6 = 1 Asia Mile for eligible spending in other categories which are posted in Hong Kong dollars
• Enjoy an exclusive rate of HKD4 = 3 Asia Miles on Friday, Saturday and Sunday at Cathay partner restaurants Learn more

HKD2 = 1 Mile upon sign up of Bonus Payroll Account, up to HKD40,000 annual spending (i.e. HKD3,334 per month) Learn more

From now till 31 December 2023, earn 300,000 Asia Miles in one go upon setting up a 12-month Asia Miles Time Deposit with HKD1,000,000/ USD120,000 new funds. RMB option is also available.

Terms and conditions apply. For details, please refer to Standard Chartered official website.

Credit Card Welcome Offer

• Up to 100,000 Miles¹ for new cardholders² (as low as HKD0.2 = 1 Mile)

Spending within the first 2 months upon card issuance –

• Tier 1: Accumulated Eligible Transactions³ of HKD1,000 = 5,000 Miles
• Tier 2: Accumulated Eligible Transactions³ of HKD5,000 = 15,000 Miles
• Tier 3: Accumulated Eligible Transactions³ of HKD40,000 = 80,000 Miles
• Tier 4: Accumulated Eligible Transactions³ of HKD100,000 = 100,000 Miles

Exclusive Privé Privileges

• Exclusive Privé Privileges which includes Priority Private concierge, gourmet privileges, exclusive benefits with our global luxury hotel partners and Airport Limousine Programme Learn More

Miles Earning Rewards

• HKD2 = 1 Asia Mile for eligible spending on to Cathay and HK Express⁵
• HKD4 = 1 Asia Mile for eligible spending on dining / food delivery platforms, online and overseas spending categories
• HKD6 = 1 Asia Mile for eligible spending in other categories which are posted in Hong Kong dollars
• Enjoy an exclusive rate of HKD4 = 3 Asia Miles on Friday, Saturday and Sunday at Cathay partner restaurants Learn more

HKD1 = 1 Mile upon sign up of Bonus Payroll Account, up to HKD60,000 annual spending (i.e. HKD5,000 per month) Learn more

From now till 31 December 2023, earn 300,000 Asia Miles in one go upon setting up a 12-month Asia Miles Time Deposit with HKD1,000,000/ USD120,000 new funds. RMB option is also available.

Terms and conditions apply. For details, please refer to Standard Chartered official website.

The Welcome Offer (“Welcome Offer”) is only applicable to new cardholders* who have submitted credit card application during the period from 5 January 2023 to 27 February 2023 (both dates inclusive) (the “Promotion Period”) and fulfilled the requirements as set out below.

1. Up to HKD600 CashBack

$600 CashBack for accumulated spending of $8,000 in 2 months

*Only applicable to New Cardholders. New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.

Terms and conditions apply, click “Apply Now” for more details.

 [Till 28 Feb 2023] mReferral Exclusive Offer 

• HK$200 city'super voucher + Welcome Offer worth up to HK$1,402

• Enjoy 1.2% cash back on online, local and foreign currencies purchases all year round
• Interest-free instalment program
• Year-Round Benefits
• Protection
• First-year annual fee waiver for all applicants

Card features and year-round offers 

Terms and Conditions apply.

mReferral Exclusive Offer - HK$500 supermarket coupon

New DBS Credit Card cardholders who successfully apply for DBS Live Fresh Card via mReferral/ MoneyHero are entitled to HK$500 supermarket coupon

• How to redeem mReferral/ MoneyHero exclusive offer?
  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
  • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. mReferral/ MoneyHero will verify your reward eligibility with DBS.
• Tips:
  • Please turn off AdBlocker and private mode before application

Welcome Offer - HK$600 "InstaRedeem" Amount or HK$1,000 Klook Rewards

• To be entitled to Welcome Offer, customers are required to download DBS Card+ mobile application, register and activate DBS Card+ account within 1 month of the New Card issuance date.
• Terms and Conditions apply.

DBS Card+ Extra Welcome Offer - HK$100 "InstaRedeem" Amount
 

• Shell Up to HK$200 Gasoline Offer
• foodpanda's pandamart Wednesday Flash Deal
• OpenRice 20% off via "InstaRedeem"
• Up to 6% rebate on online spending. You can pick spending category for extra rebate every month based on your own spending habit.
• DBS Live Fresh Card Exclusive: 90 days Interest-Free Repayment Period for Overseas, Travelling and Online Transaction
• 10 Free Trials for Flexi Shopping. No handling fee when you apply for Flexi Shopping Programme.
• First year annual fee waiver
• Enjoy full-year Buy-5-Get-1 Free offers at designated coffee shops

mReferral/ MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.

Online transactions in Hong Kong Dollars, reload of e-wallets and Octopus Automatic Add-Value Service are only entitled to 0.4% basic rebate.

Each Cardholder can enjoy a maximum of HK$150 Reward for each calendar month. Cardholders are required to claim the Reward for the relevant Eligible Transaction within 45 calendar days after the transaction date.

• Cardholders must click the red InstaRedeem button on the Timeline of DBS Card+ HK to enjoy the Reward.

Terms and conditions apply, click “Apply Now” for more details.

mReferral Exclusive Offer - HK$200 supermarket coupon

• New DBS Credit Card cardholders who successfully apply for DBS Black World Mastercard® via mReferral/ MoneyHero are entitled to HK$200 supermarket coupon.
• How to redeem mReferral/ MoneyHero exclusive offer?
  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
  • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. mReferral/ MoneyHero will verify your reward eligibility with DBS.
• Tips:
  • Please turn off AdBlocker and private mode before application

DBS Card+ Extra Welcome Offer - HK$100 "InstaRedeem" Amount

• New customers who have successfully applied DBS credit card through DBS Card+ mobile application, and completed a single retail spending with New Card of HK$100 or above, would be eligible to the HK$100 "InstaRedeem" Offer
• Reloads of e-Wallets (e.g. PayMe, WeChat Pay and Alipay) and retail transactions paid through e-Wallets (except Apple Pay, Google Pay or Samsung Pay) will not be considered as spending for the "InstaRedeem" Offer

Enjoy full year travel privileges 

• KLOOK "InstaRedeem" 20% off offer
• Up to 12% off on hotel booking offer from Expedia.com.hk
• Up to 12% off on hotel booking offer from Hotels.com
• Up to 10% off on hotel booking from Agoda.com
• Up to 7% off on selected products at KKday
• Up to 10% cash rebate on selected hotels booking at Booking.com

OpenRice 20% off via "InstaRedeem"

• Spend at OpenRice during the promotion period to enjoy 20% off via "InstaRedeem" (at the conversion rate of DBS$1 / $1 COMPASS Dollar = HK$1.25)

Welcome Offer - Air Miles 
Welcome Offer for New Customers: up to 80,000 miles

• New customers have to accumulate the following eligible transactions within the first 2 months of card issuance can enjoy up to 80,000 miles:

• Terms and Conditions apply.

Redeem air miles or travel rewards with DBS$. No expiry date and redemption fee for DBS$.

• Redeem flight from Asia Miles, Avios, KrisFlyer & PhoenixMiles at any time; Asia Miles can be converted instantly and shall be credited to your mileage account instantly.
• Exclusive offers of 45% off when redeeming travel rewards with DBS$ from iGO Rewards.

InstaRedeem 30% off on Online / Travel Merchant Spending

Enjoy full-year Buy-5-Get-1 Free offers at designated coffee shops

• Receive 1 stamp for each transaction of HK$25 or above. For every 5 stamps collected, you will receive a HK$25 “InstaRedeem” discount for the 6th transaction in the same month.

mReferral/ MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.

DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning DBS$.

Terms and conditions apply, click “Apply Now” for more details.

mReferral Exclusive Offer - HK$200 supermarket coupon; HK$400 Local Supermarket “InstaRedeem” amount plus additional HK$100 “InstaRedeem” Amount

• New DBS Credit Card cardholders who successfully apply for DBS COMPASS VISA Platinum via mReferral/ MoneyHero are entitled to HK$200 supermarket coupon.
• foodpanda's pandamart Wednesday Flash Deal up to 25% off, Buy-5-Get-1 Free offers across HK's Top Coffee Shops
• How to redeem mReferral/ MoneyHero exclusive offer?
  • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
  • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. mReferral/ MoneyHero will verify your reward eligibility with DBS.
• Tips:
  • Please turn off AdBlocker and private mode before application

DBS Card+ Extra Welcome Offer - HK$100 "InstaRedeem" Amount

• New customers who have successfully applied DBS credit card through DBS Card+ mobile application, and completed a single retail spending with New Card of HK$100 or above, would be eligible to the HK$100 "InstaRedeem" Offer
• Reloads of e-Wallets (e.g. PayMe, WeChat Pay and Alipay) and retail transactions paid through e-Wallets (except Apple Pay, Google Pay or Samsung Pay) will not be considered as spending for the "InstaRedeem" Offer

"Super Wednesday" Shopping Offers - InstaRedeem 10% off

• Enjoy an upgraded offer of InstaRedeem 10% off upon a single net spending of HK$100 or above at local supermarkets, Taobao or Tmall with DBS COMPASS VISA every Wednesday.
• Maximum deduction is HK$25 per transaction. Each DBS Card+ user can enjoy the Reward maximum 8 times per calendar month and a maximum of HK$200 InstaRedeem discount in total during the Promotion Period.

3% rebate at Taobao and Tmall

• Spend at Taobao and Tmall to earn up to 3% COMPASS Dollar rebate with DBS COMPASS VISA

Overseas Online Spending Rewards
 

• Upon a single net spending of HK$500 or above (in Hong Kong dollars or foreign currencies) at Amazon, iHerb, Rakuten or Young Living online store or mobile app during the promotion period, you can enjoy HK$75 InstaRedeem discount

COMPASS Dollar Rebate

• 1% COMPASS Dollar at designed merchants like PARKnSHOP, Watsons and more.
• 0.4% COMPASS Dollar rebate at non-designated merchants.
• Up to 3% rebate on the first HK$1,000 spending at Taobao and Tmall.

mReferral/ MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.

Reload of digital wallet does not count as eligible transactions of welcome offer. DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning COMPASS Dollar.

Terms and conditions apply, click “Apply Now” for more details.