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Basic Mortgage
Mortgage Calculator
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If this website fails to provide the property valuation you need, please select "Other" to manually enter the property address.
Mortgage Process
Verbal valuation and pre-approval
To avoid the problem of undervaluation, you should do a verbal valuation and pre-approval by mReferral or bank before signing the contract.
Mortgage Process
Sign the Provisional Agreement for Sale and Purchase
To avoid the problem of undervaluation, you should do a verbal valuation and pre-approval by mReferral or bank before signing the contract.
Mortgage Process
Seek advice from mReferral
Apply for a mortgage loan from at least three banks. If you want to apply in one go, mReferral would definitely help.
Mortgage Process
Submit documents
Provisional Agreement for Sale and Purchase, copy of ID card of borrower and guarantor (if any), income proof, e.g. employment contract/latest salary slip, bank book/statements showing salary income or latest tax demand note
Mortgage Process
Bank approves mortgage application
It usually takes a week to a month for the bank to approve a mortgage. Compare and choose the bank with the most suitable terms, and sign the letter of loan offer with bank. The bank will send a letter to your law firm to inform the lawyer to prepare the mortgage deed.
Mortgage Process
Sign documents at law firm
Before the transaction day, the buyer and the guarantor (if any) go to the law firm to sign the mortgage deed and other documents required by the bank.
Mortgage Process
Complete transaction
The law firm informs the bank that the bank will deliver the loan to the law firm to arrange delivery to the seller, and the transaction is completed. After the transaction is completed, the bank will issue a cash rebate for the mortgage within one month. In addition, a repayment process table will be sent to inform customers of the detailed information of the principal, interest and balance of the monthly payment.
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Credit Card Comparison

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American Express® Platinum Credit Card
  • [Till 14 Feb] mReferral Exclusive Offer - HK$300 city'super voucher+Up to HK$4,260 welcome gift
$300000
Min. Annual Income
$2.5/mile
Local Spending - Air Miles Conversion
2%
Local Spending - Cashback Rate
  • Enjoy up to 2% cash rebate at selected supermarkets and gas stations
  • Up to 30% off for takeaway order at selected restaurants

[Till 14 Feb 2023] Apply via mReferral/ MoneyHero to enjoy HK$300 city'super voucher; plus up to HK$4,260 welcome gift (including limited-time bonus of 300,000 Membership Rewards points)

Welcome OffersRequirements: accumulate designated spend amount in the first 3 months
Upon Card
Approval
Upon the First TransactionSpend HK$5,000
or above
Spend HK$120,000
or above
4 free movie tickets
(Worth HK$460)
HK$500 city'super voucher  
300,000 Membership Rewards points
(equivalent to HK$1,000 cash voucher / 20,000 miles)
 
600,000 Membership Rewards points
(equivalent to HK$2,000 cash voucher / 40,000 miles)
   
mReferral/ MoneyHero Exclusive Offer
HK$300 city'super voucher
You can earn
the value of the welcome and exclusive offer
HK$760HK$1,760HK$2,260HK$4,260

 

 mReferral/ MoneyHero Exclusive Offer - HK$300 city'super voucher

  • New American Express® Platinum Credit Card Basic Cardmembers who successfully apply for American Express Platinum Credit Card via  mReferral/ Moneyhero, paid HK$2,200 annual fee and have successful spending in the first 3 months are entitled to receive HK$300 SOGO voucher in 6 month’s time counting from the first successful transaction
    • How to redeem  mReferral/ MoneyHero exclusive offer?
      • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
      • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up.  mReferral/ MoneyHero will verify your reward eligibility with American Express.
    • Notes:
      • Extra HK$300 city’super cash vouchers are only applicable to Cardmember who has paid annual fee of Platinum Credit Card. Cardmember is not eligible to the offer if he/she is holding The Platinum Card and has enjoyed annual fee waiver for the Platinum Credit Card. American Express reserves the right to claw back the extra offer or debit the original price of the extra offer from the Eligible Card account without prior notice if the annual fee was waived and extra offer was awarded.

Earn rewards when you spend with the Card

  • First HK$120,000 spending within first 3 months - HK$1 = 5 Membership Rewards points
  • First HK$120,000 charged and billed during each Program Period - HK$1 = 3 Membership Rewards points
  • The spending from HK$120,001 and onwards during each Program Period - HK$1 = 1 Membership Rewards points
  • Shop online or in a store at selected merchants, you’ll earn double Membership Rewards points. First HK$120,000 spending
    during each Program Period - HK$1 = 6 Membership Rewards points
    • Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example. The cashback rate is 2%.
    • Take 15 Membership Reward points = 1 Asia Mile as an example. The air miles conversion rate is HK$2.5 = 1 mile.
    • Including but not lim-ited to Circle K Convenience Stores, city’super, DON DON DONKI, Mannings, PARKnSHOP, SOGO supermarket, Watsons, Wellcome, YATA supermarkets, Esso stations (earn up to an extra 30,000 Membership Rewards points in total per calendar month)

Dining Offer
Basic and Supplementary Cardmember can enjoy

Lifestyle Offer

  • Buy-1-Get-1-Free tickets offer will only be applicable to Friday shows, while 20% savings on regular priced movie tickets will be available on other days in Broadway Circuit.
  • Enjoy 3% savings on selected regular-priced items at the stores of city'super, city'super EKI, LOG-ON and cookedDeli in Hong Kong.

Travel Offer

  • Enjoy 3X Membership Rewards points on the first HK$120,000 spending (as low as HK$5 = 1 mile)
  • Enjoy 8% savings on selected hotel booking all year round at Expedia

Card Benefits Terms and conditions apply.

Annual fee is HK$2,200 with the entitlement of 2 Supplementary Platinum Credit Cards (annual fee cannot be waived)

Existing Cardmembers or applicants who have held the Card at any time within the past 12 months are not eligible for mReferral/ MoneyHero Exclusive Offer and Welcome Offers.

  • Existing American Express® Platinum Credit Card Basic Cardmembers and applicants who held American Express® Platinum Credit Card (Basic card) at any time within the past 12 months from the date of this application are not eligible for mReferral/ MoneyHero Exclusive Offer and Welcome Offers.

American Express® Platinum Credit Card welcome offer will be ONLY eligible to those who paid the annual fee and account stays active

Standard Chartered Smart Credit Card
  • HKD1,400 CashBack + mReferral Exclusive Offer - Furniture coupon HKD$100^
$96000
Min. Annual Income
Not Available
Local Spending - Air Miles Conversion
5%
Local Spending - CashBack Rate
  • Earn 5% CashBack at HKTVmall. No registration, no minimum spending, and available every day!
  • Year round 5% CashBack at designated store

The Welcome Offer (“Welcome Offer”) and mReferral Exclusive Offer - Furniture coupon HKD$100^ and HK$200 CashBack is only applicable to new cardholders* who have submitted credit card application during the period from 5 January 2023 to 27 February 2023 (both dates inclusive) (the “Promotion Period”) and fulfilled the requirements as set out below.

mReferral Exclusive Offer - Furniture coupon HK$100^ and HK$200 CashBack

^Applicants who have to fill in the Furniture Coupon Registration form below after successful application to enjoy mReferral Exclusive Offer.

mReferral x SC Smart Card HK$100 Furniture Coupon Registration Form

1. HKD1,200 CashBack

Enjoy HKD1,200 CashBack upon accumulated spending of HKD4,000 in first month from the card issuance.

  • The CashBack from welcome offer will be credited within 4 months after card issuance

2. Earn 5% CashBack all year round when shopping at HKTVmall

Earn 5% CashBack with your Smart Card when you shop at HKTVmall. No registration, no minimum spending, and available every day!

3. Year round 5% CashBack at designated store

Say goodbye to the complicated CashBack deals of most credit cards. With Smart Card, you can enjoy a massive 5% CashBack when you shop at 759 Store, Circle K Convenience Store, Klook, PARKnSHOP and its designated retail stores, Sa Sa Retail Store & eShop, Watsons plus major online video and music streaming platforms, with no minimum spending requirement.

Online video and music streaming platforms including the following:

Online video streaming platformsAmazon Prime Video, Disney+, Netflix, Now TV
Online music streaming platformsJOOX, KKBOX, MOOV, Spotify

 

*Only applicable to New Cardholders. 

Terms and conditions apply, click “Apply Now” for more details.

Citi Prestige Card
  • [Till 14/2] mReferral Exclusive Offer - B&O E8 sport earphone x 2 /Marshall ACTON II Wireless Speaker /Apple Watch SE /HK$1,800 Apple Store /Wellcome Shopping Voucher
$600000
Min. Annual Income
$6/mile
Local Spending - Air Miles Conversion
0.8 %
Local Spending - Cashback Rate
  • Complimentary 4th night at any hotel

mReferral Exclusive Offer (Until 14/2)

B&O E8 sport earphone x 2 (valued at HK$6,500) / Marshall ACTON II Wireless Speaker (valued at HK$2499) / Apple Watch SE (valued at HK$1,999) / HK$1,800 Apple Store Gift Card / HK$1,800 Wellcome Shopping Voucher

Important DatesRequirements
31 January 2023 6 p.m. to 14 Februaury 2023 6 p.m.New Citi Credit Card Customers who successfully apply for the Designated Cards via mReferral/MoneyHero are entitled to choose 1 Limited-Time Exclusive Reward out of the 5 Reward options.
Within 7 days of receiving the formSubmit the reward redemption form sent via email previously.
On or before 15 March 2023The card must be approved by Citibank. You are required to activate the card.
Within 30 days upon card approvalMake a minimum spend of HK$800 with the card
  • Tips:
    • Please turn off AdBlocker and private mode before application
    • Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).
    • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
    • Designated Cards include Citi Cash Back Card, Citi The Club Credit Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card, Citi Octopus Platinum Card & Citi Prestige Card.

Points will never expire

  • Local Spending: HK$6 = 12 Points, equivalent to HK$6 = 1 mile
  • Overseas Spending: HK$4 = 12 Points, equivalent to HK$4 = 1 mile
  • Pay annual fee of HK$3,800 to receive240,000 Points every year from the second year onwards, equivalent to 20,000 Asia Miles
  • Points can redeem cash rebate, vouchers, gifts and airmiles

Complimentary 4th night at any hotel

  • Complimentary night at any hotel when you book a minimum 4-consecutive-night stay including staycation

One call connects to 24/7 Citi Prestige Concierge hotline with multiple languages

Free travel insurance

  • Pay in full or redeem for flight tickets/accommodation/travel tours with your Citi Prestige Card, you and your family can enjoy free travel insurance.

Extended warranty insurance, purchase protection insurance, e-commerce protection insurance and more

Annual fee of HK$3,800 must be paid.

mReferral/ MoneyHero exclusive offer is only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").

Terms and conditions apply

DBS Eminent Visa Signature Card
  • mReferral Exclusive Offer - HK$200 supermarket coupon
$360000
Min. Annual Income
Not Available
Local Spending - Air Miles Conversion
5%
Local Spending - Cashback Rate
  • Welcome Offer - up to HK$1,000 Cash Rebate and HK$100 “InstaRedeem” Amount

mReferral Exclusive Offer - HK$200 supermarket coupon

New DBS Credit Card cardholders who successfully apply for DBS Eminent Visa Signature Card via mReferral/ MoneyHero are entitled to HK$200 supermarket coupon.

  • How to redeem mReferral/ MoneyHero exclusive offer?

Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.

  • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. mReferral/ MoneyHero will verify your reward eligibility with DBS.
  • Tips: Please turn off AdBlocker and private mode before application

Welcome Offer - up to HK$1,000 Cash Rebate

New Customers are entitled to receive the applicable welcome gift set out below after fulfilling the relevant spending requirements within 3 months from card issuance date:

Welcome GiftSpending Requirement
Up to HK$1,000 Cash Rebate: 
10% Cash Rebate (“Cash Rebate”) on Eligible Spending, with a maximum limit of up to HK$800 Cash Rebate; and/orCash Rebate: accumulate retail spending ("Eligible Spending") of HK$2,800 or above with the New Card within Spending Period
Extra HK$200 Cash Rebate (“Extra Cash Rebate”)

Extra Cash Rebate: accumulate spending or make transaction as listed below with New Card within Spending Period:

  • HK$1,000 or above in total for retail transactions at AlipayHK or WeChat Pay HK or top up amount via Octopus Automatic Add Value Service; or
  • apply 12-month or above Flexi Shopping Programme

New Customer must download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 1 month of the New Card issuance date in order to be eligible to Welcome Gift.

Terms and Conditions apply.


DBS Card+ Extra Welcome Offer - HK$100 "InstaRedeem" Amount

  • New customers who have successfully applied DBS credit card through DBS Card+ mobile application, and completed a single retail spending with New Card of HK$100 or above, would be eligible to the HK$100 "InstaRedeem" Offer
  • Reloads of e-Wallets (e.g. PayMe, WeChat Pay and Alipay) and retail transactions paid through e-Wallets (except Apple Pay, Google Pay or Samsung Pay) will not be considered as spending for the "InstaRedeem" Offer

DBS Eminent Card Brand-new Up to 5% Rebate Program

  • 4 designated spending categories up to 5% rebate (applicable for the first HK$8,000 Eligible Spending in Other Retail Spending in each calendar month)
  • Other retail spending up to 1 % rebate (applicable for the first HK$20,000 Eligible Spending in Other Retail Spending in each calendar month)
  • Registration in DBS Card+ mobile application is required

Dining Privileges Up to 25% off

  • HEXA / SIXA 30% off
  • Classified 30% off
  • Conrad Hong Kong up to 15% off
  • Hyatt Regency Hong Kong, Tsim Sha Tsui 15% off
  • JW Marriott Hotel Hong Kong up to 15% off
  • The Mira Hong Kong 15% off
  • BISTECCA 10% off

Health & Wellness Privileges Up to 52% off/Enjoy Trial

  • Pure Yoga Trial and Sign-up Offers
  • Zenyum Year-round offer
  • Up to 52% discount on designated check-up plans

Exclusive Offer for Treasures Private Client / Treasures Client to enjoy up to 6.6% rebate on local dining spending during birthday month

  • Includes 5% dining rebate of “DBS Eminent Card Up to 5% Rebate Program” and DBS Treasures Customers Exclusive extra 1.6% rebate of local dining spending

Enjoy full-year Buy-5-Get-1 Free offers at designated coffee shops

  • Receive 1 stamp for each transaction of HK$25 or above. For every 5 stamps collected, you will receive a HK$25 “InstaRedeem” discount for the 6th transaction in the same month.

mReferral/ MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS

Cash Rebate is not applicable to applicants who, during the New Card approval process, have applied for or held any principal DBS Eminent Visa Signature Card and/ or DBS Eminent Visa Platinum Card (formerly named as DBS Visa Platinum Card, DBS Visa Gold Card or DBS Visa Classic Card).

New Customer must download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 1 month of the New Card issuance date in order to be eligible to the Welcome Offer

Reload of digital wallet does not count as eligible transactions of welcome offer. DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning Cash Rebate


Terms and conditions apply, click “Apply Now” for more details.

CNCBI Motion Credit Card
  • [Till 28 Feb] mReferral Exclusive Offer - BRUNO BOE076 Styling Handy Steamer OR HK$500 Apple Store/HKTVmall e-Gift Voucher
$150000
Min. Annual Income
Not Available
Local Spending - Air Miles Conversion
6 %
Local Spending - Cashback Rate
  • Up to 16 % cash rebate

mReferral Exclusive Offer

BRUNO BOE076 Styling Handy Steamer (valued at HK$586) OR HK$500 Apple Store Gift Card OR HK$500 HKTVmall e-Gift Voucher

  • New CNCBI Credit Card Customers get rewarded with BRUNO BOE076 Styling Handy Steamer (valued at HK$586) OR HK$500 Apple Store Gift Card OR HK$500 HKTVmall e-Gift Voucher by fulfilling the following requirements:

Requirements

From now till 28 February 2023 6:00 p.m.Successfully apply for designated CNCBI Credit Card(s) and submitted redemption form via mReferral/ MoneyHero
On or before 31 March 2023The card must be approved by CNCBI.
Within 7 days of receiving the formSubmit the reward redemption form sent via email previously.


 

  • Tips:
    • Please turn off AdBlocker and private mode before application
    • Upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming mReferral/ MoneyHero exclusive offer.

 

  • Offer 1: Up to 16 % cash rebate includes 10% cash rebate on spending in Foreign Currencies in the first 3 months (maximum of HK$1,000 cash rebate) and year round 6% cash rebate on Dining, Online and Foreign Currency Spending (maximum of HK$200 extra cash rebate in each month).
  • Offer 2: Enjoy HK$700 Cash Rebate with the accumulated amount of HK$8,000 spent in retail transaction in the first 2 months
  • First year annual fee waiver

Terms and conditions apply, click “Apply Now” for more details.

American Express Explorer® Credit Card
  • [Till 28 Feb] mReferral Exclusive Offer - Up to HK$4,200 Statement Credit
$300000
Min. Annual Income
$3/mile
Local Spending - Air Miles Conversion
1.67%
Local Spending - Cashback Rate

    mReferral/ MoneyHero Time-liimiited Offer - Up to HK$4,200 Statement Credit

    Welcome Offer - Up to HK$4,200 Reward, including 68,000 air miles!Welcome Offer Terms and conditions apply.

    RequirementsWelcome Offers
    mReferral /MoneyHero Time-limited Offer 
    Applicable to new Cardmembers of Explorer Credit Card who submit their approved Card application via MoneyHero and upon successful spending in the first 3 monthsHK$300 Statement Credit
    American Express Offer 
    First 3 months spending bonusHK$500 Statement Credit
    Local Spending BonusUp to HK$2,000 Statement Credit
    Foreign Currencies Spending BonusUp to HK$1,400 Statement Credit
    A total of up to HK$4,200 and first-year annual fee waiver 
    Earn Membership Rewards points when you spend with the Card. Enjoy as low as HK$3 = 1 mile on selected online everyday spend merchants. 
    No expiry dates for Membership Rewards points. You can transfer your points to redeem diversified rewards. 
    Travel Privileges - take care of your travel needs 

    Shopping Protection

    • Online Fraud Protection Guarantee
    • Return Guarantee
    • Extended Warranty
    • Price Protection
    • 45 Days Cover
     

    Year-round benefits

    • Complimentary visits to the Plaza Premium Lounges at the airport
     

    Welcome Offer Terms and conditions apply.

    Existing American Express Explorer Credit Card Basic Cardmembers and applicants who held the Basic Card of American Express Explorer Credit Card at any time within the past 12 months from the date of this application are not eligible for these Welcome Offers and first-year annual fee waiver.

    Online bonus is applicable to Basic Cardmembers who submit their Card application online and all required valid documents within 7 working days from the date of application submission.

    Citi Octopus Platinum Card
    • [Till 14 Feb] mReferral Exclusive Offer - B&O E8 sport earphone x 2 /Marshall ACTON II Wireless Speaker /Apple Watch SE /HK$1,800 Apple Store /Wellcome Shopping Voucher
    $120000
    Min. Annual Income
    Not Available
    Local Spending - Air Miles Conversion
    0%
    Local Spending - Cashback Rate
    • 15% Transport Rebate & 5% Parking and Tunnels Rebate

    [Till 14 Feb] mReferral Exclusive Offer  

    B&O E8 sport earphone x 2 (valued at HK$6,500) / Marshall ACTON II Wireless Speaker (valued at HK$2499) / Apple Watch SE (valued at HK$1,999) / HK$1,800 Apple Store Gift Card / HK$1,800 Wellcome Shopping Voucher

    Important DatesRequirements
    31 January 2023 6 p.m. to 14 Februaury 2023 6 p.m.New Citi Credit Card Customers who successfully apply for the Designated Cards via mReferral/MoneyHero are entitled to choose 1 Limited-Time Exclusive Reward out of the 5 Reward options.
    Within 7 days of receiving the formSubmit the reward redemption form sent via email previously.
    On or before 15 March 2023The card must be approved by Citibank. You are required to activate the card.
    Within 30 days upon card approvalMake a minimum spend of HK$800 with the card
    • Tips:
      • Please turn off AdBlocker and private mode before application
      • Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).
      • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
      • Designated Cards include Citi Cash Back Card, Citi The Club Credit Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card, Citi Octopus Platinum Card & Citi Prestige Card.

    15% Transport Rebate Program
    Citi Octopus Platinum Cardholders can enjoy up to 15% transport rebate + 5% rebate on tunnels, car parks and parking meters fee:

    Monthly Eligible Retail SpendingHK$3,000 - HK$9,999HK$10,000 or above
    Eligible retail spending should be made onAll Principal Citi Credit Card under the cardholder, and the
    supplementary card(s) of such Citi Credit Card
    Offer15% rebate on CTB, NWFB, KMB, LWB, railway, green minibus, ferry, tram15% rebate on CTB, NWFB, KMB, LWB, railway, green minibus, ferry, tram
    +
    5% rebate on tunnels, car parks and parking meters fee
    Maximum Rebate Amount
    (Each Calendar Month)
    HK$300HK$500

    Embedded Octopus Service; Cashback rewarded for Octopus Automatic Add Value Service

    • HK$200 spending = HK$1 Octopus Cash Rebate

    First year annual fee waiver

    Welcome offers and mReferral/ MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").

    All rebates are in the form of Octopus cash and cannot be converted into cash vouchers or air miles.

    Citi PremierMiles Card
    • [Till 14/2] mReferral Exclusive Offer - B&O E8 sport earphone x 2 /Marshall ACTON II Wireless Speaker /Apple Watch SE/ HK$1,800 Apple Store /Wellcome Shopping Voucher
    $120000
    Min. Annual Income
    $8/mile
    Local Spending - Air Miles Conversion
    0%
    Local Spending - Cashback Rate
    • Up to 12 times complimentary access to airport lounges for every calendar year

    mReferral Exclusive Offer (Until 14/2)

    B&O E8 sport earphone x 2 (valued at HK$6,500) / Marshall ACTON II Wireless Speaker (valued at HK$2499) / Apple Watch SE (valued at HK$1,999) / HK$1,800 Apple Store Gift Card / HK$1,800 Wellcome Shopping Voucher

    Important DatesRequirements
    31 January 2023 6 p.m. to 14 Februaury 2023 6 p.m.New Citi Credit Card Customers who successfully apply for the Designated Cards via mReferral/MoneyHero are entitled to choose 1 Limited-Time Exclusive Reward out of the 5 Reward options.
    Within 7 days of receiving the formSubmit the reward redemption form sent via email previously.
    On or before 15 March 2023The card must be approved by Citibank. You are required to activate the card.
    Within 30 days upon card approvalMake a minimum spend of HK$800 with the card
    • Tips:
      • Please turn off AdBlocker and private mode before application
      • Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).
      • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
      • Designated Cards include Citi Cash Back Card, Citi The Club Credit Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card, Citi Octopus Platinum Card & Citi Prestige Card.

    Points will never expire. No service charge for mileage conversion.

    Up to 12 times complimentary access to airport lounges for every calendar year

    Free Travel Insurance

    Purchase Protection

    First year annual fee waiver

    Terms and conditions apply

    For details, please click “Apply Now”.

    Citi Rewards UnionPay Card
    • [Till 14 Feb] mReferral Exclusive Offer - B&O E8 sport earphone x 2/Marshall ACTON II Wireless Speaker/Apple Watch SE/HK$1,800 Apple Store/Wellcome Shopping Voucher
    $120000
    Min. Annual Income
    $1.5/mile
    Local Spending - Air Miles Conversion
    3.7%
    Local Spending - Cashback Rate
    • 3 times LoungeKey Airport Lounge visits
    • Up to 10X points with Rewards UnionPay Card

    mReferral Exclusive Offer (Until 14/2)

    B&O E8 sport earphone x 2 (valued at HK$6,500) / Marshall ACTON II Wireless Speaker (valued at HK$2499) / Apple Watch SE (valued at HK$1,999) / HK$1,800 Apple Store Gift Card / HK$1,800 Wellcome Shopping Voucher

    Important DatesRequirements
    31 January 2023 6 p.m. to 14 Februaury 2023 6 p.m.New Citi Credit Card Customers who successfully apply for the Designated Cards via mReferral/MoneyHero are entitled to choose 1 MoneyHero Limited-Time Exclusive Reward out of the 5 Reward options.
    Within 7 days of receiving the formSubmit the reward redemption form sent via email previously.
    On or before 15 March 2023The card must be approved by Citibank. You are required to activate the card.
    Within 30 days upon card approvalMake a minimum spend of HK$800 with the card
    • Tips:
      • Please turn off AdBlocker and private mode before application
      • Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).
      • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
      • Designated Cards include Citi Cash Back Card, Citi The Club Credit Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card & Citi Prestige Card.
    • One Card, Dual Currency
    • Rewards Points
      • Up to 10X points with Rewards UnionPay Card: Earn 10X points for QuickPass, UnionPay QR code and Online Retail Transactions
    • Travel Privileges
    • First year annual fee waiver
       

    Terms and conditions apply

    For details, please click “Apply Now”.

    Citi Rewards Card
    • [Till 14 Feb] mReferral Exclusive Offer - B&O E8 sport earphone x 2/Marshall ACTON II Wireless Speaker/Apple Watch SE/HK$1,800 Apple Store/Wellcome Shopping Voucher
    $120000
    Min. Annual Income
    $3/mile
    Local Spending - Air Miles Conversion
    1.85%
    Local Spending - Cashback Rate
    • Enjoy 5X Points for all wallet transactions (Apple Pay, Google Pay and Samsung Pay)

    mReferral Exclusive Offer (Until 14/2)

    B&O E8 sport earphone x 2 (valued at HK$6,500) / Marshall ACTON II Wireless Speaker (valued at HK$2499) / Apple Watch SE (valued at HK$1,999) / HK$1,800 Apple Store Gift Card / HK$1,800 Wellcome Shopping Voucher

    Important DatesRequirements
    31 January 2023 6 p.m. to 14 Februaury 2023 6 p.m.New Citi Credit Card Customers who successfully apply for the Designated Cards via mReferral/MoneyHero are entitled to choose 1 Limited-Time Exclusive Reward out of the 5 Reward options.
    Within 7 days of receiving the formSubmit the reward redemption form sent via email previously.
    On or before 15 March 2023The card must be approved by Citibank. You are required to activate the card.
    Within 30 days upon card approvalMake a minimum spend of HK$800 with the card
    • Tips:
      • Please turn off AdBlocker and private mode before application
      • Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).
      • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
      • Designated Cards include Citi Cash Back Card, Citi The Club Credit Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card, Citi Octopus Platinum Card & Citi Prestige Card.
    • Rewards Points
      • Enjoy 5X Points for all wallet transactions (Apple Pay, Google Pay and Samsung Pay)
      • Enjoy 3X Points for all Mastercard contactless and payWave transactions.
    • First year annual fee waiver

    Terms and conditions apply

    For details, please click “Apply Now”.

    Citi Cash Back Card
    • [Till 14 Feb] mReferral Exclusive Offer - B&O E8 sport earphone x 2/Marshall ACTON II Wireless Speaker/Apple Watch SE/HK$1,800 Apple Store/Wellcome Shopping Voucher
    $120000
    Min. Annual Income
    Not Available
    Local Spending - Air Miles Conversion
    2%
    Local Spending - Cashback Rate
    • 2% rebate for local dining, local hotel spending & foreign currency spending with no cap

    mReferral Exclusive Offer (Until 14/2)

    B&O E8 sport earphone x 2 (valued at HK$6,500) / Marshall ACTON II Wireless Speaker (valued at HK$2499) / Apple Watch SE (valued at HK$1,999) / HK$1,800 Apple Store Gift Card / HK$1,800 Wellcome Shopping Voucher

    Important DatesRequirements
    31 January 2023 6 p.m. to 14 Februaury 2023 6 p.m.New Citi Credit Card Customers who successfully apply for the Designated Cards via mReferral/MoneyHero are entitled to choose 1 MoneyHero Limited-Time Exclusive Reward out of the 5 Reward options.
    Within 7 days of receiving the formSubmit the reward redemption form sent via email previously.
    On or before 15 March 2023The card must be approved by Citibank. You are required to activate the card.
    Within 30 days upon card approvalMake a minimum spend of HK$800 with the card
    • Tips:
      • Please turn off AdBlocker and private mode before application
      • Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).
      • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming mReferral/ MoneyHero exclusive offer.
      • Designated Cards include Citi Cash Back Card, Citi The Club Credit Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card, Citi Octopus Platinum Card & Citi Prestige Card.

    PayMe, Alipay HK, WeChay Pay HK spending are eligible for earning Welcome Gift

    • Clear requirement of Welcome Gift. Auto cash rebate with no cap. Cash rebate will be used to settle the outstanding balance of the statement.
    • 2% rebate on local dining spending
    • 2% rebate on local hotel spending
    • 2% rebate on spending in foreign currency
    • 1% unlimited rebate on other spending, including e-wallet top-up and Octopus Card auto top-up
    • Rebate will be credited to the eligible card account on the following statement of account when the accumulated rebate balance reaches HK$200 or above and be used to settle the outstanding balance as well as new purchases excluding the Minimum Payment Due.
    • Purchase Protection Insurance
    • First year annual fee waiver

    Terms and conditions apply: https://support.moneyhero.com.hk/hc/zh-tw/articles/14567730165401

    For details, please click “Apply Now”.

    BEA World Mastercard
    • [Till 28 Feb] mReferral Exclusive Offer - Apple Watch SE (44mm; GPS; Random Color)/ HK$2,000 Apple Store /HKTVmall /Wellcome Shopping Voucher
    $120000
    Min. Annual Income
    $5/mile
    Local Spending - Air Miles Conversion
    2.4 %
    Local Spending - Cashback Rate
    • Time limited offer value up to HK$3,250
    • Extra 12% Rebate on BEA Days - Mobile Payment Spending

    [Till 28 Feb] mReferral Exclusive Offer - MoneyHero Exclusive Offer – Time limited offer value up to HK$3,250

    • New customers who apply BEA World Mastercard along with i-Titanium Card (Using 1 application form), enter promo code "BEAMHC22" during the application, approved by BEA on or before 31 March 2023, and spend once in any amount with both new cards within 1-month after card issued, you can get Apple Watch SE (44mm; GPS; Random Color) (valued at HK$2,199) / HK$2,000 Apple Store Gift Card / HK$2,000 HKTVmall e-Gift Voucher / HK$2,000 Wellcome Shopping Voucher  (1 out of 4)
    • Single card offer: New customers who apply either BEA World Mastercard or i-Titanium Card, enter promo code "BEAMHC22" during the application, and spend once in any amount within 1-month after card issued, the exclusive offer would be B&O Beoplay E8 Sport Earphones (valued at HK$3,250) / HK$1,000 Apple Store Gift Card / HK$1,000 HKTVmall e-Gift Voucher / HK$1,000 Wellcome Shopping Voucher (1 out of 4)

     

    • Offer cannot be used in conjunction with any other promotional offer [For example: BEA Credit Card MGM Scheme]
    • Tips:
      • Please turn off AdBlocker and private mode before application
      • Please be reminded to complete all below steps for receiving the Exclusive Offer:
        • Step 1. At mReferral/ MoneyHero Website, click “Apply Now” button which is under content of “BEA World Mastercard”, then fill the email address and click “Confirm”. After that, the page would be directed to BEA website automatically and click “Learn More & Apply” to apply both World Mastercard and i-Titanium card. Please remember to enter promo code "BEAMHC22" during the application.
        • Step 2.mReferral/ MoneyHero would share “Reward Redemption Form” by via email, please complete and submit to mReferral/MoneyHero for verifying the eligibility of reward. Please be reminded, the “Reward Redemption Form” should be submitted to mReferral/MoneyHero within 7 days after application submission, and any late and/or reasons of failure submission are NOT entitled to enjoy the Exclusive offer.
        • Step 3. To speed up the approval process, please keep the application reference number (e.g. OA5B7CDEFGHI) for record and submit the required documents during application. The application reference number should begin with "OA" and is a composition of characters and numbers of 12 digits. You will receive an email from BEA (containing the application reference number) after completing the application.
        • Step 4. If you have concerns regarding the redemption process, please refer to this article.
        • Step 5. Terms and Conditions apply.
    RequirementmReferral/MoneyHero Exclusive Offer 
    Apply BEA World Mastercard along with i-Titanium Card (Using 1 application form)  
    From now until 28 February 2023 at 6 p.m., new customers who apply BEA World Mastercard along with i-Titanium Card (Using 1 application form), enter promo code "BEAMHC22" during the application, approved by BEA on or before 31 March 2023, and spend once in any amount with both new cards within 1-month after card issued
    1. Apple Watch SE (44mm; GPS; Random Color) (valued at HK$2,199); or
    2. HK$2,000 Apple Store Gift Card; or
    3. HK$2,000 HKTVmall e-Gift Voucher; or
    4. HK$2,000 Wellcome Shopping Voucher

    (1 out of 4)

     
    Apply BEA World Mastercard or i-Titanium Card (Either one)  
    From now until 28 February 2023 at 6 p.m., new customers who apply BEA World Mastercard or i-Titanium Card, enter promo code "BEAMHC22" during the application, approved by BEA on or before 31 March 2023, and spend once in any amount within 1-month after card issued
    1. B&O Beoplay E8 Sport Earphones (valued at HK$3,250); or
    2. HK$1,000 Apple Store Gift Card; or
    3. HK$1,000 HKTVmall e-Gift Voucher; or
    4. HK$1,000 Wellcome Shopping Voucher

    (1 out of 4)

     

    Welcome Offer - Up to HK$3,300 Cash Rebate

    Personalized Card Rewards to Match Your Needs

    • BEA Mileage Reward
    • BEA Bonus Points Reward
    • Turn Bonus Points into Cash Rebate with Mobile App

    Enjoy Daily and Travelling Privileges 

    • Extra 12% Rebate on BEA Days - Mobile Payment Spending (Local bakeries/fast-food restaurants/coffee shops/local transport spending: 2.4% cash rebate + extra 12% BEA Days rebate)
      • Applicable to purchases at local bakeries/fast-food restaurants/coffee shops/local transport through Apple Pay/Google Pay after registration
      • Cardholders whose monthly retail spending reach HK$2,000 will be entitled to 12% cash rebate on the designated mobile payments purchases

    Various Mastercard® Airport Experiences

    First year annual fee waiver

    The welcome gift & mReferral/ MoneyHero Exclusive Offer are only available to customers who have not held a principal BEA Credit Card in the 6 months prior to the application submission date.

    Transaction made at supermarkets, travel agencies, and to government departments; and recurring transactions and/or autopay transactions will not be eligible for extra Bonus Points

    Terms and conditions apply, click “Apply Now” for more details.
     

    BEA i-Titanium Card
    • [Till 28 Feb] mReferral Exclusive Offer - Apple Watch SE (44mm; GPS; Random Color) /HK$2,000 Apple Store /HKTVmall /Wellcome Shopping Voucher
    $40000
    Min. Annual Income
    Not Available
    Local Spending - Air Miles Conversion
    3.4 %
    Local Spending - Cashback Rate
    • Time limited offer value up to HK$3,250
    • Extra 12% rebate on BEA Days - Mobile Payment spending

    [Till 28 Feb] mReferral Exclusive Offer - Time limited offer value up to HK$3,250

    • Dual card offer: New customers who apply BEA World Mastercard along with i-Titanium Card (Using 1 application form), enter promo code "BEAMHC22" during the application, approved by BEA on or before 31 March 2023, and spend once in any amount with both new cards within 1-month after card issued, you can get Apple Watch SE (44mm; GPS; Random Color) (valued at HK$2,199) / HK$2,000 Apple Store Gift Card / HK$2,000 HKTVmall e-Gift Voucher / HK$2,000 Wellcome Shopping Voucher  (1 out of 4)
    • Single card offer: New customers who apply either BEA World Mastercard or i-Titanium Card, enter promo code "BEAMHC22" during the application, and spend once in any amount within 1-month after card issued, the exclusive offer would be B&O Beoplay E8 Sport Earphones (valued at HK$3,250) / HK$1,000 Apple Store Gift Card / HK$1,000 HKTVmall e-Gift Voucher / HK$1,000 Wellcome Shopping Voucher (1 out of 4)

     

    • Offer cannot be used in conjunction with any other promotional offer [For example: BEA Credit Card MGM Scheme]
    • Tips:
      • Please turn off AdBlocker and private mode before application
      • Please be reminded to complete all below steps for receiving the Exclusive Offer:
        • Step 1. At mReferral/ MoneyHero Website, click “Apply Now” button which is under content of “BEA World Mastercard”, then fill the email address and click “Confirm”. After that, the page would be directed to BEA website automatically and click “Learn More & Apply” to apply both World Mastercard and i-Titanium card. Please remember to enter promo code "BEAMHC22" during the application.
        • Step 2. mReferral/ MoneyHero would share “Reward Redemption Form” by via email, please complete and submit to mReferral/MoneyHero for verifying the eligibility of reward. Please be reminded, the “Reward Redemption Form” should be submitted to mReferral/MoneyHero within 7 days after application submission, and any late and/or reasons of failure submission are NOT entitled to enjoy the Exclusive offer.
        • Step 3. To speed up the approval process, please keep the application reference number (e.g. OA5B7CDEFGHI) for record and submit the required documents during application. The application reference number should begin with "OA" and is a composition of characters and numbers of 12 digits. You will receive an email from BEA (containing the application reference number) after completing the application.
        • Step 4. If you have concerns regarding the redemption process, please refer to this article.
        • Step 5. Terms and Conditions apply.
    RequirementmReferral/MoneyHero Exclusive Offer 
    Apply BEA World Mastercard along with i-Titanium Card (Using 1 application form)  
    From now until 28 February 2023 at 6 p.m., new customers who apply BEA World Mastercard along with i-Titanium Card (Using 1 application form), enter promo code "BEAMHC22" during the application, approved by BEA on or before 31 March 2023, and spend once in any amount with both new cards within 1-month after card issued
    1. Apple Watch SE (44mm; GPS; Random Color) (valued at HK$2,199); or
    2. HK$2,000 Apple Store Gift Card; or
    3. HK$2,000 HKTVmall e-Gift Voucher; or
    4. HK$2,000 Wellcome Shopping Voucher

    (1 out of 4)

     
    Apply BEA World Mastercard or i-Titanium Card (Either one)  
    From now until 28 February 2023 at 6 p.m., new customers who apply BEA World Mastercard or i-Titanium Card, enter promo code "BEAMHC22" during the application, approved by BEA on or before 31 March 2023, and spend once in any amount within 1-month after card issued
    1. B&O Beoplay E8 Sport Earphones (valued at HK$3,250); or
    2. HK$1,000 Apple Store Gift Card; or
    3. HK$1,000 HKTVmall e-Gift Voucher; or
    4. HK$1,000 Wellcome Shopping Voucher

    (1 out of 4)

     

    Welcome Offer - Up to HK$3,300 Cash Rebate

    Up to 3.4% on Online Shopping Spending. An essential card for online shoppers.

    • 3.4% rebate on online shopping spending (3% i-Dollar rebate + 0.4% cash rebate)
      • Cardholders whose monthly retail spending reach HK$1,800 will be entitled to an i-Dollar Rebate on online shopping transactions in that calendar month.
    • Extra 12% rebate on BEA Days - Mobile Payment spending (Local bakeries/fast-food restaurants/coffee shops spending: 0.4% cash rebate + extra 10% BEA Days rebate)
      • Applicable to purchases at local bakeries/fast-food restaurants/coffee shops through Apple Pay/Google Pay after registration.
      • Cardholders whose monthly retail spending reach HK$2,000 will be entitled to 10% cash rebate on the designated mobile payments purchases.
    • 0.4% rebate on other spending
    • i-Dollar rebate and cash rebate earned in that calendar month will be credited to the principal card account in the following month.

    Priority Booking Service for Spectacular Concerts.

    First year annual fee waiver

    The welcome gift and mReferral/ MoneyHero Exclusive Offer are only available to customers who have not held a principal BEA Credit Card in the 6 months prior to the application submission date.

    Only 0.4% basic cash rebate will be given to transactions made at supermarkets, travel agencies, to government departments, recurring transactions and/or autopay transactions.

    Terms and conditions apply, click “Apply Now” for more details.

    PrimeCredit WeWa UnionPay Diamond Card
    • mReferral Exclusive Offer - HK$100 cash rebate + HK$200 HKTVmall Coupon
    $150000
    Min. Annual Income
    Not Available
    Local Spending - Air Miles Conversion
    4%
    Local Spending - Cashback Rate
    • Welcome Offer - De'Longhi Dedica Style Series Pump-driven Espresso Coffee Machine OR LG 23.8'' Full HD IPS Monitor OR HK$500 Cash Rebate
    • Crazy WeWa Reward up to 6% Cash Rebate

    mReferral Exclusive Offer - HK$100 cash rebate + HK$200 HKTVmall Coupon

    Welcome Offer - De'Longhi Dedica Style Series Pump-driven Espresso Coffee Machine OR LG 23.8'' Full HD IPS Monitor OR HK$500 Cash Rebate OR up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program

    • New customers of PrimeCredit Credit Card who successfully apply for PrimeCredit Credit Card via mReferral/MoneyHero can enjoy HK$100 cash rebate + HK$200 HKTVmall Coupon.
    • How to redeem mReferral/ MoneyHero exclusive offer?
      • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
      • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. mReferral/ MoneyHero will verify your reward eligibility with PrimeCredit.
    • Tips:
      • Please turn off AdBlocker and private mode before application

    Welcome Offer

    From now till 28 February 2023, new PrimeCredit Credit Card Cardholder who successfully applied WeWa UnionPay Diamond Card is entitled to one of the following Welcome Offers upon fulfilling the Eligible Retail Purchase Transactions Requirement specified below:

    Eligible Retail Purchase Transactions RequirementWelcome Offers options
     
    Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing dateDe'Longhi Dedica Style Series Pump-driven Espresso Coffee Machine (EC685.M)
    LG 23.8'' Full HD IPS Monitor (24MP400-B)
    HK$500 Cash Rebate
    No Spending RequirementUp to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program

    Chung Yuen Electrical x WEWA Shopping Offer - Chung Yuen Electrical Cash Rebate Up to HK$1,920

    From 1 Jaunary to 28 February 2023, shopping in Chung Yuen Electrical with using PrimeCredit WeWa card(s) and EarnMORE card(s), you can enjoy multiple shopping privilege:

    • Offer 1 - PrimeCredit Credit Card cardholder who successfully register this promotion and purchase in Chung Yuen Electrical stores or online shop www.cyeshop.com with specific spending amounts, you can earn up to HK$1,920 cash rebate
    Eligible spending with every single transactionCash RebateMaximum cash rebate amount during whole promotion period
    HK$3,500 - HK$5,499HK$100

    HK$1,920

    HK$5,500 - HK$8,499HK$280
    HK$8,500 or aboveHK$480

    Eligible spending refers to the highest amount of a single transaction in/via Chung Yuen Electrical stores or online shop www.cyeshop.com of a day during the promotion period, but the following transactions are excluded: the transaction of purchasing Chung Yuen Electrical voucher, split transaction, the mobile transaction that is not made by OmyCard Application, UnionPay or Apple Pay, unposted / cancelled / returned / counterfeit transaction amount and other unauthorized transaction amount.

    From 1 Jaunary to 31 January 2023, every cardholder can enjoy HK$960 at most in offer 1; from 1 February to 28 February 2023, every cardholder can enjoy HK$960 at most in offer 1, and add up to HK$1,920 during whole promotion period.

    • Offer 2 - Designated products up to 60% off

    Crazy WeWa Reward up to 6% Cash Rebate

    From now till 28 February 2023, using WeWa Credit Cards for local dining and designated online spending, you can enjoy 6% cash rebate

    • Designated online spending including: Deliveroo, foodpanda, OpenRice, Disney+, Netflix, YouTube, Apple Music, JOOX, KKBOX, MOOV, Spotify, App Store, Google Play Store, Nintendo and PlayStation
    • Cardholder is required to register via OmyCard Mobile Application to participate the Promotion
    • Each Cardholder can entitle to a maximum of Extra Cash Rebate HK$300 per calendar month during the Promotion Period, maximum for up to HK$2,400 cash rebate during the promotion period. The Extra Cash Rebate is only counted for Eligible Retail Spending made with WeWa Credit Card from the calendar month of register the Promotion to the end of the Promotion Period.

    WeWa “Daily Tap Rewards” - Up to 20% transaction discount

    • Game 1 - WeWa “Daily Tap Rewards - Preward” - Cardholder entitled WeWa "Daily Tap Rewards - Preward" ("Preward") one game chance (“Preward Check-in”) daily during the Promotion Period via logon OmyCard App daily. Guaranteed cash rebate prize for every 3 check-in.
    • Game 2 - WeWa “Daily Tap Rewards - Weward” - For the first Eligible Retail Transaction that not enjoyed Preward and the first Eligible Cash Advance Transaction with a WeWa card each day during the Promotion Period.
      • WeWa “Daily Tap Rewards” Promotion Period: 1 September 2022 to 28 February 2023

    Enjoy limited-time offers and activities in OmyCard app

    Pay with WeWa UnionPay Credit Card and enjoy direct cash rebate.

    • 4% rebate on Travel, Cinema, Karaoke, Theme park spending (0.4% basic rebate + 3.6% additional rebate) (HK$250 = HK$10 cash rebate)
    • 0.4% on other spendings (HK$250 = HK$1 cash rebate)

    3-month Interest-free Credit Card Transaction Instalment Plan

    • From now till 31 March 2023, enjoy waiver on interest rate and handling fee for option of 3 months of Credit Card Transaction Instalment Plan when you apply for the plan via OmyCard App. The plan is applicable to single eligible retail spending of HK$1,500 or above.

    Travel Benefits

    • Exemption of foreign transaction fees
    • Enjoy free access to 130 LoungeKey airport lounges 3 times per year
      Cardholders have to sign up and spend HK$12,000 in total within two consecutive months in order to enjoy free access to LoungeKey airport lounges
    • Enjoy airport limousine service for HK$250/ride

    Annual fee waiver for the first 2 years

    Need to know

    • Welcome offers, HK$100 Cash Rebate Offer and mReferral/MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.
    • Each card can be entitled to a maximum amount of HK$2,000

    Terms and conditions apply, click “Apply Now” for more details.

    PrimeCredit EarnMORE UnionPay Diamond Card
    • mReferral Exclusive Offer - HK$100 cash rebate + HK$200 HKTVmall Coupon
    $150000
    Min. Annual Income
    Not Available
    Local Spending - Air Miles Conversion
    4 %
    Local Spending - Cashback Rate
    • Welcome Offer - Aurabeat AG+ Medical Grade Silver Ion Antiviral Air Purifier OR OTO Vanda Lite Massage Chair OR HK$500 Cash Rebate

    mReferral Exclusive Offer - HK$100 cash rebate + HK$200 HKTVmall Coupon

    Welcome Offer - Aurabeat AG+ Medical Grade Silver Ion Antiviral Air Purifier (LSP-X1)
     OR OTO Vanda Lite Massage Chair (VN-03) OR HK$500 Cash Rebate OR Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Program

    • New customers of PrimeCredit Credit Card who successfully apply for PrimeCredit Credit Card via mReferral/MoneyHero can enjoy HK$100 cash rebate + HK$200 HKTVmall Coupon.
    • How to redeem mReferral/ MoneyHero exclusive offer?
      • From now till 31 December 2023, new cardholders of PrimeCredit Credit Card who successfully apply for PrimeCredit EarnMore UnionPay Card via mReferral/MoneyHero are entitled to enjoy MoneyHero Exclusive Offer
      • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
      • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. mReferral/ MoneyHero will verify your reward eligibility with PrimeCredit.
    • Tips:
      • Please turn off AdBlocker and private mode before application

    Welcome Offer

    Requirements

    Welcome Offers
    (Choose 1 from 4)

    Spend HK$9,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date

    Aurabeat AG+ Medical Grade Silver Ion Antiviral Air Purifier (LSP-X1) (3 months instalment x HK$120 per month)
     

    OTO Vanda Lite Massage Chair (VN-03)

    Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date

    HK$500 Cash Rebate

    No Spending Requirement

    Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program

    • Pay with EarnMORE UnionPay Credit Card and enjoy 2% direct cash rebate
      • 2% cash rebate (1% basic rebate + 1% extra rebate) on year-round spending (HK$250 spending = HK$5 cash rebate)
      • 1% cash rebate on applying Octopus Automatic Add Value Service with EarnMORE UnionPay Card at every reloading (HK$250 spending = HK$2.5 cash rebate)
    • Easy and instant payment with in-app UnionPay QR code function in OmyCard app
    • 3-month Interest-free Credit Card Transaction Instalment Plan
      • From now till 31 March 2023, enjoy waiver on interest rate and handling fee for option of 3 months of Credit Card Transaction Instalment Plan when you apply for the plan via OmyCard App. The plan is applicable to single eligible retail spending of HK$1,500 or above.
    • Exemption of foreign transaction fees
    • Annual fee waiver for the first 2 years
    • Year-round benefits
      • Access to LoungeKey Greater China Airport Lounge for 3 times with HK$12,000 spending

    Need to know

    • Welcome offers, HK$100 Cash Rebate Offer and mReferral/MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.
    • Each card can be entitled to a maximum amount of HK$1,500 extra 1% cash rebate during the Promotion Period.
      • Eligible Retail Purchase Transactions include to all posted retail purchase transactions and exclude Reload of e-Wallets.
      • The promotion period of 2% year-round rebate is valid from 1 January 2023 to 31 December 2023.

    Terms and Conditions apply.

     

    Standard Chartered Cathay Mastercard
    • Welcome Offer: Up to 60,000 Miles
    $96000
    Min. Annual Income
    $2/mile
    Eligible spending on Cathay and HK Express
    $4/mile
    Eligible spending on dining / food delivery platforms, online and overseas spending

      Credit Card Welcome offer

      • Up to 60,000 Miles1 for new cardholders2 (as low as HKD0.2 = 1 Mile)

      Spending within the first 2 months upon card issuance –

      • Tier 1: Accumulated Eligible Transactions3 of HKD1,000 = 5,000 Miles
      • Tier 2: Accumulated Eligible Transactions3 of HKD5,000 = 15,000 Miles
      • Tier 3: Accumulated Eligible Transactions3 of HKD40,000 = 40,000 Miles
      • Tier 4: Accumulated Eligible Transactions3 of HKD100,000 = 60,000 Miles

      Miles Earning Rewards

      • HKD2 = 1 Asia Mile for eligible spending on Cathay and HK Express5
      • HKD4 = 1 Asia Mile for eligible spending on dining / food delivery platforms, online and overseas spending categories
      • HKD6 = 1 Asia Mile for eligible spending in other categories which are posted in Hong Kong dollars
      • Enjoy an exclusive rate of HKD4 = 3 Asia Miles on Friday, Saturday and Sunday at Cathay partner restaurants Learn more

      HKD3 = 1 Mile upon sign up of Bonus Payroll Account, up to HKD20,000 annual spending (i.e. HKD1,667 per month) ) Learn more

      From now till 31 December 2023, earn 300,000 Asia Miles in one go upon setting up a 12-month Asia Miles Time Deposit with HKD1,000,000/ USD120,000 new funds. RMB option is also available.

       

      Terms and conditions apply. For details, please refer to Standard Chartered official website.

       

      Standard Chartered Cathay Mastercard – Priority Banking
      • Welcome Offer: Up to 80,000 Miles
      $96000
      Min. Annual Income
      $2/mile
      Eligible spending on Cathay and HK Express
      $4/mile
      Eligible spending on dining / food delivery platforms, online and overseas spending

        Credit Card Welcome offer

        • Up to 80,000 Miles1 for new cardholders2 (as low as HKD0.2 = 1 Mile)

        Spending within the first 2 months upon card issuance –

        • Tier 1: Accumulated Eligible Transactions3 of HKD1,000 = 5,000 Miles
        • Tier 2: Accumulated Eligible Transactions3 of HKD5,000 = 15,000 Miles
        • Tier 3: Accumulated Eligible Transactions3 of HKD40,000 = 60,000 Miles
        • Tier 4: Accumulated Eligible Transactions3 of HKD100,000 = 80,000 Miles

        Miles Earning Rewards

        • HKD2 = 1 Asia Mile for eligible spending on Cathay and HK Express5
        • HKD4 = 1 Asia Mile for eligible spending on dining / food delivery platforms, online and overseas spending categories
        • HKD6 = 1 Asia Mile for eligible spending in other categories which are posted in Hong Kong dollars
        • Enjoy an exclusive rate of HKD4 = 3 Asia Miles on Friday, Saturday and Sunday at Cathay partner restaurants Learn more

        HKD2 = 1 Mile upon sign up of Bonus Payroll Account, up to HKD40,000 annual spending (i.e. HKD3,334 per month) Learn more

        From now till 31 December 2023, earn 300,000 Asia Miles in one go upon setting up a 12-month Asia Miles Time Deposit with HKD1,000,000/ USD120,000 new funds. RMB option is also available.

         

        Terms and conditions apply. For details, please refer to Standard Chartered official website.

         

        Standard Chartered Cathay Mastercard – Priority Private
        • Welcome Offer: Up to 100,000 Miles
        $96000
        Min. Annual Income
        $2/mile
        Eligible spending on Cathay and HK Express
        $4/mile
        Eligible spending on dining / food delivery platforms, online and overseas spending

          Credit Card Welcome Offer

          • Up to 100,000 Miles1 for new cardholders2 (as low as HKD0.2 = 1 Mile)

          Spending within the first 2 months upon card issuance –

          • Tier 1: Accumulated Eligible Transactions3 of HKD1,000 = 5,000 Miles
          • Tier 2: Accumulated Eligible Transactions3 of HKD5,000 = 15,000 Miles
          • Tier 3: Accumulated Eligible Transactions3 of HKD40,000 = 80,000 Miles
          • Tier 4: Accumulated Eligible Transactions3 of HKD100,000 = 100,000 Miles

          Exclusive Privé Privileges

          • Exclusive Privé Privileges which includes Priority Private concierge, gourmet privileges, exclusive benefits with our global luxury hotel partners and Airport Limousine Programme Learn More

          Miles Earning Rewards

          • HKD2 = 1 Asia Mile for eligible spending on to Cathay and HK Express5
          • HKD4 = 1 Asia Mile for eligible spending on dining / food delivery platforms, online and overseas spending categories
          • HKD6 = 1 Asia Mile for eligible spending in other categories which are posted in Hong Kong dollars
          • Enjoy an exclusive rate of HKD4 = 3 Asia Miles on Friday, Saturday and Sunday at Cathay partner restaurants Learn more

          HKD1 = 1 Mile upon sign up of Bonus Payroll Account, up to HKD60,000 annual spending (i.e. HKD5,000 per month) Learn more

          From now till 31 December 2023, earn 300,000 Asia Miles in one go upon setting up a 12-month Asia Miles Time Deposit with HKD1,000,000/ USD120,000 new funds. RMB option is also available.

           

          Terms and conditions apply. For details, please refer to Standard Chartered official website.

          Standard Chartered Simply Cash Visa Card
          • Up to HKD600 CashBack
          $96000
          Min. Annual Income
          1.5%
          Local Spending - CashBack Rate
          2%
          Overseas Spending - CashBack Rate

            The Welcome Offer (“Welcome Offer”) is only applicable to new cardholders* who have submitted credit card application during the period from 5 January 2023 to 27 February 2023 (both dates inclusive) (the “Promotion Period”) and fulfilled the requirements as set out below.


            1. Up to HKD600 CashBack

            $600 CashBack for accumulated spending of $8,000 in 2 months

             

            *Only applicable to New Cardholders. New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.

            Terms and conditions apply, click “Apply Now” for more details.

            Blue Cash® Credit Card from American Express
            • [Till 28 Feb] mReferral Exclusive Offer - HK$200 city'super voucher + Welcome Offer worth up to HK$1,402
            N/A
            Min. Annual Income
            Not Available
            Local Spending - Air Miles Conversion
            1.2%
            Local Spending - Cashback Rate

               [Till 28 Feb 2023] mReferral Exclusive Offer 

              • HK$200 city'super voucher + Welcome Offer worth up to HK$1,402

              Requirements

              Welcome Offers

              From now till 31 January 2023 
              Upon card approval from online application2 complimentary movie tickets from Broadway Circuit (valued at HK$230)
              Spend HK$6,000 in the first 2 months, including aggregate spending of Basic and Supplementary Card(s)HK$500 extra cash back and HK$72 earned from 1.2% cash back on everyday purchases locally and overseas
              Supplementary Card(s) Offer
              Apply up to 2 Supplementary Cards successfully (Enjoy HK$200 per card)
              Up to HK$400 statement credits
              • Enjoy 1.2% cash back on online, local and foreign currencies purchases all year round
              • Interest-free instalment program
              • Year-Round Benefits
              • Protection
              • First-year annual fee waiver for all applicants

              Card features and year-round offers 

              Terms and Conditions apply.

              DBS Live Fresh Card
              • mReferral Exclusive Offer - HK$500 supermarket coupon
              $150000
              Min. Annual Income
              Not Available
              Local Spending - Air Miles Conversion
              5.4%
              Local Spending - Cashback Rate
              • Welcome Offer - up to HK$700 "InstaRedeem" Amount or HK$1,000 Klook Rewards
              • Up to 6% Cash Rebate on Online Spending; foodpanda's pandamart Wednesday Flash Deal up to 20% off

              mReferral Exclusive Offer - HK$500 supermarket coupon

              New DBS Credit Card cardholders who successfully apply for DBS Live Fresh Card via mReferral/ MoneyHero are entitled to HK$500 supermarket coupon

              • How to redeem mReferral/ MoneyHero exclusive offer?
                • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
                • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. mReferral/ MoneyHero will verify your reward eligibility with DBS.
              • Tips:
                • Please turn off AdBlocker and private mode before application

              Welcome Offer - HK$600 "InstaRedeem" Amount or HK$1,000 Klook Rewards

              RequirementsWelcome Gifts
              (Choose 1 from 2)
              New customers who accumulate spending of HK$4,800 or above within first three months from the date of card issuance

              HK$600 "InstaRedeem" Amount
              (will be sub-divided into 2 times of HK$300, one of the transactions must be single online transaction with amount of HK$300 or above)

              HK$1,000 Klook Rewards
              (HK$600 Klook Gift Card + HK$400 Staycation Voucher)
              • To be entitled to Welcome Offer, customers are required to download DBS Card+ mobile application, register and activate DBS Card+ account within 1 month of the New Card issuance date.
              • Terms and Conditions apply.

              DBS Card+ Extra Welcome Offer - HK$100 "InstaRedeem" Amount
               

              • Shell Up to HK$200 Gasoline Offer
              • foodpanda's pandamart Wednesday Flash Deal
              • OpenRice 20% off via "InstaRedeem"
              • Up to 6% rebate on online spending. You can pick spending category for extra rebate every month based on your own spending habit.
              • DBS Live Fresh Card Exclusive: 90 days Interest-Free Repayment Period for Overseas, Travelling and Online Transaction
              • 10 Free Trials for Flexi Shopping. No handling fee when you apply for Flexi Shopping Programme.
              • First year annual fee waiver
              • Enjoy full-year Buy-5-Get-1 Free offers at designated coffee shops

              mReferral/ MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.

              Online transactions in Hong Kong Dollars, reload of e-wallets and Octopus Automatic Add-Value Service are only entitled to 0.4% basic rebate.

              Each Cardholder can enjoy a maximum of HK$150 Reward for each calendar month. Cardholders are required to claim the Reward for the relevant Eligible Transaction within 45 calendar days after the transaction date.

              • Cardholders must click the red InstaRedeem button on the Timeline of DBS Card+ HK to enjoy the Reward.

              Terms and conditions apply, click “Apply Now” for more details.

              DBS Black World Mastercard®
              • mReferral Exclusive Offer - HK$200 supermarket coupon
              $240000
              Min. Annual Income
              $6/mile
              Local Spending - Air Miles Conversion
              0.8%
              Local Spending - Cashback Rate
              • Welcome Gift - up to 80,000 milesas plus HK$100 “InstaRedeem” Amount
              • Up to 12% off on hotel booking offer from travel privileges

              mReferral Exclusive Offer - HK$200 supermarket coupon

              • New DBS Credit Card cardholders who successfully apply for DBS Black World Mastercard® via mReferral/ MoneyHero are entitled to HK$200 supermarket coupon.
              • How to redeem mReferral/ MoneyHero exclusive offer?
                • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
                • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. mReferral/ MoneyHero will verify your reward eligibility with DBS.
              • Tips:
                • Please turn off AdBlocker and private mode before application

              DBS Card+ Extra Welcome Offer - HK$100 "InstaRedeem" Amount

              • New customers who have successfully applied DBS credit card through DBS Card+ mobile application, and completed a single retail spending with New Card of HK$100 or above, would be eligible to the HK$100 "InstaRedeem" Offer
              • Reloads of e-Wallets (e.g. PayMe, WeChat Pay and Alipay) and retail transactions paid through e-Wallets (except Apple Pay, Google Pay or Samsung Pay) will not be considered as spending for the "InstaRedeem" Offer

              Enjoy full year travel privileges 

              • KLOOK "InstaRedeem" 20% off offer
              • Up to 12% off on hotel booking offer from Expedia.com.hk
              • Up to 12% off on hotel booking offer from Hotels.com
              • Up to 10% off on hotel booking from Agoda.com
              • Up to 7% off on selected products at KKday
              • Up to 10% cash rebate on selected hotels booking at Booking.com

              OpenRice 20% off via "InstaRedeem"

              • Spend at OpenRice during the promotion period to enjoy 20% off via "InstaRedeem" (at the conversion rate of DBS$1 / $1 COMPASS Dollar = HK$1.25)

              Welcome Offer - Air Miles 
              Welcome Offer for New Customers: up to 80,000 miles

              • New customers have to accumulate the following eligible transactions within the first 2 months of card issuance can enjoy up to 80,000 miles:
              Spending ConditionMiles Conversion Rate
              Local Spending 

              First HK$5,000

              HK$0.5/mile
               ThereafterHK$4/mile
              Total accumulated miles rewards 80,000 miles 
              (i.e. DBS$3,840)

              Redeem air miles or travel rewards with DBS$. No expiry date and redemption fee for DBS$.

              • Redeem flight from Asia Miles, Avios, KrisFlyer & PhoenixMiles at any time; Asia Miles can be converted instantly and shall be credited to your mileage account instantly.
              • Exclusive offers of 45% off when redeeming travel rewards with DBS$ from iGO Rewards.

              InstaRedeem 30% off on Online / Travel Merchant Spending

              Enjoy full-year Buy-5-Get-1 Free offers at designated coffee shops

              • Receive 1 stamp for each transaction of HK$25 or above. For every 5 stamps collected, you will receive a HK$25 “InstaRedeem” discount for the 6th transaction in the same month.

              mReferral/ MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.

              DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning DBS$.

              Terms and conditions apply, click “Apply Now” for more details.

              DBS COMPASS VISA Platinum
              • mReferral Exclusive Offer - HK$200 supermarket coupon
              $100000
              Min. Annual Income
              $10/mile
              Local Spending - Air Miles Conversion
              1%
              Local Spending - Cashback Rate
              • Welcome Gift - HK$400 Local Supermarket “InstaRedeem” amount plus additional HK$100 “InstaRedeem” Amount
              • 3% rebate at Taobao and Tmall

              mReferral Exclusive Offer - HK$200 supermarket coupon; HK$400 Local Supermarket “InstaRedeem” amount plus additional HK$100 “InstaRedeem” Amount

              • New DBS Credit Card cardholders who successfully apply for DBS COMPASS VISA Platinum via mReferral/ MoneyHero are entitled to HK$200 supermarket coupon.
              • foodpanda's pandamart Wednesday Flash Deal up to 25% off, Buy-5-Get-1 Free offers across HK's Top Coffee Shops
              • How to redeem mReferral/ MoneyHero exclusive offer?
                • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
                • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. mReferral/ MoneyHero will verify your reward eligibility with DBS.
              • Tips:
                • Please turn off AdBlocker and private mode before application

              DBS Card+ Extra Welcome Offer - HK$100 "InstaRedeem" Amount

              • New customers who have successfully applied DBS credit card through DBS Card+ mobile application, and completed a single retail spending with New Card of HK$100 or above, would be eligible to the HK$100 "InstaRedeem" Offer
              • Reloads of e-Wallets (e.g. PayMe, WeChat Pay and Alipay) and retail transactions paid through e-Wallets (except Apple Pay, Google Pay or Samsung Pay) will not be considered as spending for the "InstaRedeem" Offer

              "Super Wednesday" Shopping Offers - InstaRedeem 10% off

              • Enjoy an upgraded offer of InstaRedeem 10% off upon a single net spending of HK$100 or above at local supermarkets, Taobao or Tmall with DBS COMPASS VISA every Wednesday.
              • Maximum deduction is HK$25 per transaction. Each DBS Card+ user can enjoy the Reward maximum 8 times per calendar month and a maximum of HK$200 InstaRedeem discount in total during the Promotion Period.

              3% rebate at Taobao and Tmall

              • Spend at Taobao and Tmall to earn up to 3% COMPASS Dollar rebate with DBS COMPASS VISA

              Overseas Online Spending Rewards
               

              • Upon a single net spending of HK$500 or above (in Hong Kong dollars or foreign currencies) at Amazon, iHerb, Rakuten or Young Living online store or mobile app during the promotion period, you can enjoy HK$75 InstaRedeem discount

              COMPASS Dollar Rebate

              • 1% COMPASS Dollar at designed merchants like PARKnSHOP, Watsons and more.
              • 0.4% COMPASS Dollar rebate at non-designated merchants.
              • Up to 3% rebate on the first HK$1,000 spending at Taobao and Tmall.

              mReferral/ MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.

              Reload of digital wallet does not count as eligible transactions of welcome offer. DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning COMPASS Dollar.

              Terms and conditions apply, click “Apply Now” for more details.

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