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Basic Mortgage
Mortgage Calculator
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Valuation
Property type
If this website fails to provide the property valuation you need, please select "Other" to manually enter the property address.
Mortgage Process
Verbal valuation and pre-approval
To avoid the problem of undervaluation, you should do a verbal valuation and pre-approval by mReferral or bank before signing the contract.
Mortgage Process
Sign the Provisional Agreement for Sale and Purchase
To avoid the problem of undervaluation, you should do a verbal valuation and pre-approval by mReferral or bank before signing the contract.
Mortgage Process
Seek advice from mReferral
Apply for a mortgage loan from at least three banks. If you want to apply in one go, mReferral would definitely help.
Mortgage Process
Submit documents
Provisional Agreement for Sale and Purchase, copy of ID card of borrower and guarantor (if any), income proof, e.g. employment contract/latest salary slip, bank book/statements showing salary income or latest tax demand note
Mortgage Process
Bank approves mortgage application
It usually takes a week to a month for the bank to approve a mortgage. Compare and choose the bank with the most suitable terms, and sign the letter of loan offer with bank. The bank will send a letter to your law firm to inform the lawyer to prepare the mortgage deed.
Mortgage Process
Sign documents at law firm
Before the transaction day, the buyer and the guarantor (if any) go to the law firm to sign the mortgage deed and other documents required by the bank.
Mortgage Process
Complete transaction
The law firm informs the bank that the bank will deliver the loan to the law firm to arrange delivery to the seller, and the transaction is completed. After the transaction is completed, the bank will issue a cash rebate for the mortgage within one month. In addition, a repayment process table will be sent to inform customers of the detailed information of the principal, interest and balance of the monthly payment.
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Card type
  • Octopus card
  • Digital wallet
  • Welcome gift
  • Food & beverage
  • Online shopping
  • Cash rebate
  • Asia miles
Providers
  • Standard Chartered Bank
  • Citibank
  • DBS Bank
  • American Express
  • Citic Bank International
  • The Bank of East Asia
  • Prime Credit
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Standard Chartered Smart Credit Card
  • Up to HKD2,700 CashBack + mReferral Exclusive Offer - Furniture coupon HKD$300^
$96000
Min. Annual Income
Not Available
Local Spending - Air Miles Conversion
5%
Local Spending - CashBack Rate
  • Limited Time Offer: Up to 8% rewards at AEON
  • Year round 5% CashBack at designated store

The Welcome Offer (“Welcome Offer”) and mReferral Exclusive Offer - Furniture coupon HKD$300^ and HK$200 CashBack is only applicable to new cardholders* who have submitted credit card application during the period from 1 April 2022 to 29 June 2022 (both dates inclusive) (the “Promotion Period”) and fulfilled the requirements as set out below.

 

mReferral Exclusive Offer - Furniture coupon HKD$300^ and HK$200 CashBack

^Applicants who have to fill in the Furniture Coupon Registration form below after successful application to enjoy mReferral Exclusive Offer.

mReferral x SC Smart Card HK$300 Furniture Coupon Registration Form

1. Up to HKD2,000 CashBack

  • No registration or minimum spending required to enjoy HK$200 CashBack if you submit an application through mReferral.
  • First accumulated Eligible Transactions of HKD8,000 within the first 2 months from the date of card issuance can enjoy HKD1,000 CashBack
  • Thereafter additional accumulated Eligible Transactions of HKD12,000 within the first 4 months from the date of card issuance can enjoy extra HKD1,000 CashBack

2. Limited Time Offer: Up to 8% rewards at AEON

From 1 April until 31 August 2022, earn 8% CashBack with your Smart Card when you shop at designated stores of AEON, including AEON, AEON STYLE, AEON SUPERMARKET, Mono Mono, Daiso Japan and Living PLAZA by AEON. No registration or minimum spending required. 

3. Year round 5% CashBack at designated store

Say goodbye to the complicated CashBack deals of most credit cards. With Smart Card, you can enjoy a massive 5% CashBack when you shop at 759 Store, Circle K Convenience Store, foodpanda, Klook, PARKnSHOP and its designated retail stores, Sa Sa Retail Store & eShop, Watsons, ZALORA plus major online video and music streaming platforms, with no minimum spending requirement.

Online video and music streaming platforms including the following:

Online video streaming platformsAmazon Prime Video, Disney+, Netflix, Now TV
Online music streaming platformsJOOX, KKBOX, MOOV, Spotify

 

Top-Up Offer HKD500 CashBack 

From now until 29 June 2022, New Cardholders have accumulated purchase transaction of HKD2,000 or above with AlipayHK or WeChat Pay or Octopus Automatic Add Value Service with the newly approved Standard Chartered credit card within the first 2 months from the date of card issuance can enjoy HKD500 CashBack.

*Only applicable to New Cardholders. New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank Hong Kong Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards

Terms and conditions apply, click “Apply Now” for more details.

Citi Prestige Card
  • [Till 30 June] mReferral Exclusive Offer - Philips Instant heating water dispenser ADD5910M/ HK$1,300 Apple Gift Card / HKTVmall Voucher
$600000
Min. Annual Income
$6/mile
Local Spending - Air Miles Conversion
0.8 %
Local Spending - Cashback Rate
  • Complimentary 4th night at any hotel

[Till 30 June] mReferral Exclusive Offer - Philips Instant heating water dispenser ADD5910M (valued at HK$1,688) / HK$1,300 Apple Gift Card / HK$1,300 HKTVmall Voucher

  • From 15 June to 30 June 2022, New Citi Credit Card Customers receive a Philips Instant heating water dispenser ADD5910M (valued at HK$1,688) / HK$1,300 Apple Gift Card / HK$1,300 HKTVmall Voucher exclusively from MoneyHero when they spend a designated amount and fulfill the following requirements:

15 June 2022 12:00 noon to 30 June 2022 06:00 p.m.

New Citi Credit Card Customers who successfully apply for the Designated Cards via mReferral

Within 7 days of receiving the form

Submit the reward redemption form sent via email previously.

On or before 30 July 2022

The card must be approved by Citibank. You are required to activate the card.

Within 30 days upon card approval

Make a minimum spend of HK$300 with the card

  • Tips:
    • Please turn off AdBlocker and private mode before application
    • Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).
    • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
    • Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card, Citi Octopus Platinum Card & Citi Prestige Card.
    • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.

Enjoy full rebate on the interest charges in the first two statement cycles

  • New Customers can enjoy 100% Cash Rebate on the finance charges from Retail & Cash Advance transactions posted to the first 2 months' statements upon card approval date.
  • Cash Rebate will be capped at HK$1,000 for each customer in the entire promotion.
  • No registration is required.

Points will never expire

  • Local Spending: HK$6 = 12 Points, equivalent to HK$6 = 1 mile
  • Overseas Spending: HK$4 = 12 Points, equivalent to HK$4 = 1 mile
  • Pay annual fee of HK$3,800 to receive240,000 Points every year from the second year onwards, equivalent to 20,000 Asia Miles
  • Points can redeem cash rebate, vouchers, gifts and airmiles

Complimentary 4th night at any hotel

  • Complimentary night at any hotel when you book a minimum 4-consecutive-night stay including staycation

One call connects to 24/7 Citi Prestige Concierge hotline with multiple languages

Free global airport lounge access to Mastercard® Airport Experiences provided by LoungeKey

Free travel insurance

  • Pay in full or redeem for flight tickets/accommodation/travel tours with your Citi Prestige Card, you and your family can enjoy free travel insurance.

Extended warranty insurance, purchase protection insurance, e-commerce protection insurance and more

Annual fee of HK$3,800 must be paid.

mReferral/ MoneyHero exclusive offer is only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").

DBS Eminent Visa Signature Card
  • mReferral Exclusive Offer - HK$200 supermarket coupon
$360000
Min. Annual Income
Not Available
Local Spending - Air Miles Conversion
1%
Local Spending - Cashback Rate
  • Welcome Gift - 10% Cash Rebate
  • 1% rebate on local spending; 2% rebate on spending in foreign currencies

mReferral Exclusive Offer - HK$200 supermarket coupon

  • New DBS Credit Card cardholders who successfully apply for DBS Eminent Visa Signature Card via mReferral/ MoneyHero are entitled to HK$200 supermarket coupon.
  • How to redeem mReferral/ MoneyHero exclusive offer?
    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. mReferral/ MoneyHero will verify your reward eligibility with DBS.
  • Tips:
    • Please turn off AdBlocker and private mode before application

Welcome Offer - 10% Cash Rebate 

  • New Customers with accumulated retail spending ("Eligible Spending") of HK$2,800 or above within 3 months from card issuance date will be eligible to enjoy 10% Cash Rebate on Eligible Spending
  • a maximum limit of entitled up to HK$600 Cash Rebate
  • Promotion Period: 3 January 2022 to 17 April 2022

No upper limit for cash rebate: 1% rebate on local spending and 2% rebate on spending in foreign currencies

  • Promotion period till 30 June 2022

Exclusive Offer for Treasures Private Client / Treasures Client to enjoy up to 2% rebate on local dining spending during birthday month

  • Promotion period: till 30 June 2022

Enjoy full-year Buy-5-Get-1 Free offers at designated coffee shops

  • Receive 1 stamp for each transaction of HK$25 or above. For every 5 stamps collected, you will receive a HK$25 “InstaRedeem” discount for the 6th transaction in the same month.

mReferral/ MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS

Cash Rebate is not applicable to applicants who, during the New Card approval process, have applied for or held any principal DBS Eminent Visa Signature Card and/ or DBS Eminent Visa Platinum Card (formerly named as DBS Visa Platinum Card, DBS Visa Gold Card or DBS Visa Classic Card).

New Customer must download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 1 month of the New Card issuance date in order to be eligible to the Welcome Offer

Reload of digital wallet does not count as eligible transactions of welcome offer. DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning Cash Rebate


 Terms and conditions apply, click “Apply Now” for more details.

American Express Explorer® Credit Card
  • [Till 29 June] mReferral Exclusive Offer - HK$1,200 Apple Gift Card/ HKTVmall Voucher/ Wellcome Coupon
$300000
Min. Annual Income
$3/mile
Local Spending - Air Miles Conversion
1.67%
Local Spending - Cashback Rate
  • Exclusive dual cards welcome offer worth up to HK$4,552

mReferral Exclusive Offer - HK$1,200 Apple Gift Card/ HKTVmall Voucher/ Wellcome Coupon

*By 29 June 2022, new card members who successfully apply for American Express Explorer Credit Card and activate the card with any spending.

Dual Card Offer: HK$1,200 Apple Gift Card/ HKTVmall Voucher/ Wellcome Coupon.
Single Card Offer: HK$500 Apple Gift Card/ HKTVmall Voucher/ Wellcome Coupon.

Welcome Offer - Up to HK$2,280 Reward!

RequirementsWelcome Offers
mReferral/ MoneyHero Time-limited Offer 
Applicable to new Card members of Explorer Credit Card who submit their approved Card application via mReferral/ MoneyHeroHK$200 Statement Credits
American Express Offer 
First 3 months spending bonus
Spend HK$6,000 in the first 3 months, include aggregate spending of Basic and Supplementary Card(s) (equals to 20% rebate)
HK$1,200 Statement Credits
Next 3 months spending bonus
6% rebate on any spending (HK$1 = 18 points)

Up to 144,000 points
(Worth HK$480 in cash vouchers / Pay with Points / 40,000 miles)

Supplementary Card Bonus
Successfully apply for up to 2 supplementary cards
Up to HK$400 Statement Credits
 A total of up to HK$2,280 statement credit

 


 

  • Earn Membership Rewards points when you spend with the Card. Enjoy as low as HK$3 = 1 mile on selected online everyday spend merchants.
  • No expiry dates for Membership Rewards points. You can transfer your points to redeem diversified rewards
  • Shopping Protection
  • Entertainment and Shopping Privileges
  • First year annual fee waiver upon successful card application

 

Travel Privileges - take care of your travel needs

  • Complimentary Plaza Premium Lounge Access: Basic and Supplementary Cardmember of American Express Explorer Credit Card can enjoy a total of 10 times complimentary Plaza Premium Lounge access every calendar year.
  • Complimentary Travel Insurance: Pay for your entire fare for an overseas trip with the Card to enjoy complimentary travel insurance. Coverages include travel accident insurance with coverage up to HK$3.5 million and travel inconvenience protection with coverage up to HK$10,000 per year.

 

Terms and conditions apply. For details, please click “Apply Now”.

CNCBI Motion Credit Card
  • [Till 30 June] mReferral Exclusive Offer - Bruno BOE085 Handy and Press Steamer OR HK$500 Apple Store Gift Card OR HKTVmall Voucher
$150000
Min. Annual Income
Not Available
Local Spending - Air Miles Conversion
6 %
Local Spending - Cashback Rate
  • Welcome Offer - up to HK$1,000 Cash Rebate
  • Up to 12% Cash Rebate on Dining and Online Spending in the first 5 months

[Till 30 June] mReferral Exclusive Offer - Bruno BOE085 Handy and Press Steamer (valued at HK$698, random color) OR HK$500 Apple Store Gift Card OR HK$500 HKTVmall Voucher

  • New CNCBI Credit Card Customers get rewarded with Bruno BOE085 Handy and Press Steamer (valued at HK$698, random color) OR HK$500 Apple Store Gift Card OR HK$500 HKTVmall Voucher 
     
  • Tips:
    • Please turn off AdBlocker and private mode before application
    • Upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
    • Designated card(s) include CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.

Welcome Offers: Up to HK$1,000 Dining and Online Spending Cash Rebate

  • Up to 12% Cash Rebate on Dining and Online Spending in the first 5 months (6% Welcome Cash Rebate on Dining and Online Spending + 6% Cash Rebate on Online Spending)
  • Up to 6% Cash Rebate on Dining and Online Spending
  • First year annual fee waiver

Terms and conditions apply, click “Apply Now” for more details.

Citi HKTVmall Card
  • [Till 30 June] mReferral Exclusive Offer - HK$100 HKTVmall Voucher
$120000
Min. Annual Income
$15/mile
Local Spending - Air Miles Conversion
2%
Local Spending - Cashback Rate
  • Enjoy up to 10% cash rebate
  • 2% rebate (5X Points) on transactions out of HKTVmall every Monday

[Till 30 June] mReferral Exclusive Offer - HK$100 HKTVmall Voucher

  • From now till 30 June 2022, new Citi Credit Card Customers who successfully apply for Citi HKTVmall Card get rewarded with HK$100 HKTVmall Voucher exclusively from mReferral/ MoneyHero with a designated amount of spending
    • Tips:
      • Please turn off AdBlocker and private mode before application
      • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming mReferral/ MoneyHero exclusive offer

Citi HKTVmall Card Welcome Offers

  • Customers can enjoy up to 10% cash rebate on the Citi HKTVmall Card Payment Channel Transaction in the first 12 months (maximum HK$100 per phase)

Enjoy full rebate on the interest charges in the first two statement cycles

  • New Customers can enjoy 100% Cash Rebate on the finance charges from Retail & Cash Advance transactions posted to the first 2 months' statements upon card approval date.
  • Cash Rebate will be capped at HK$1,000 for each customer in the entire promotion.
  • No registration is required.

A must-have card for HKTVmall shoppers. Enjoy 5% instant discount on transactions at HKTVmall every Thursday

  • 5% discount will be instantly reflected in HKTVmall payment page upon choosing to use Citi HKTVmall Card Payment Channel and entering the relevant coupon code.
  • Citi HKTVmall Card cardholders enjoy HKTVmall irregular exclusive promotions, including extra discounts and Mall Dollar rebate.

Up to 2% rebate every Monday

  • Enjoy 5X Points (2% rebate) on transactions out of HKTVmall every Monday
  • 1X Point (0.4% rebate) on other transactions
  • Points earned are evergreen. You can redeem cash rebate, airmiles and vouchers with Points.

First year annual fee waiver

Welcome offers and mReferral/ MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").

A maximum of 50,000 Points will be credited to each Eligible Card account per statement cycle.

Citi HKTVmall Card payment channel’s transaction, HKTV Pay transactions, Payment to the Inland Revenue Department, online bill payment, transactions through Faster Payment System (FPS) Service and "Dynamic Currency Conversion transactions", i.e. transactions with conversion from a foreign currency into Hong Kong Dollars involved at the point of the transaction, are defined as invalid transactions that are not eligible for Points.

Citi Octopus Platinum Card
  • [Till 30 June] mReferral Exclusive Offer - Philips Instant heating water dispenser ADD5910M/ HK$1,300 Apple Gift Card / HKTVmall Voucher
$120000
Min. Annual Income
Not Available
Local Spending - Air Miles Conversion
0.5 %
Local Spending - Cashback Rate
  • 15% Transport Rebate + 5% Rebate on Tunnels

[Till 30 June] mReferral Exclusive Offer - Philips Instant heating water dispenser ADD5910M/ HK$1,300 Apple Gift Card / HKTVmall Voucher

  • From 15 June to 30 June 2022, New Citi Credit Card Customers receive a Philips Instant heating water dispenser ADD5910M (valued at HK$1,688) / HK$1,300 Apple Gift Card / HK$1,300 HKTVmall Voucher exclusively from MoneyHero when they spend a designated amount and fulfill the following requirements:

15 June 2022 12:00 noon to 30 June 2022 06:00 p.m.

New Citi Credit Card Customers who successfully apply for the Designated Cards via mReferral

Within 7 days of receiving the form

Submit the reward redemption form sent via email previously.

On or before 30 July 2022

The card must be approved by Citibank. You are required to activate the card.

Within 30 days upon card approval

Make a minimum spend of HK$300 with the card

  • Tips:
    • Please turn off AdBlocker and private mode before application
    • Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).
    • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
    • Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card, Citi Octopus Platinum Card & Citi Prestige Card.
    • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.

 

Enjoy full rebate on the interest charges in the first two statement cycles

  • New Customers can enjoy 100% Cash Rebate on the finance charges from Retail & Cash Advance transactions posted to the first 2 months' statements upon card approval date.
  • Cash Rebate will be capped at HK$1,000 for each customer in the entire promotion.
  • No registration is required.

15% Transport Rebate Program
From now till 31 December 2022, Citi Octopus Platinum Cardholders can enjoy up to 15% transport rebate + 5% rebate on tunnels.

Monthly Eligible Retail SpendingHK$3,000 - HK$9,999HK$10,000 or above
Eligible retail spending should be made onAll Principal Citi Credit Card under the cardholder, and the
supplementary card(s) of such Citi Credit Card
Offer15% rebate on CTB, NWFB, KMB, LWB, railway, green minibus, ferry, tram15% rebate on CTB, NWFB, KMB, LWB, railway, green minibus, ferry, tram
+
5% rebate on tunnels
Maximum Rebate Amount
(Each Calendar Month)
HK$300HK$500

Embedded Octopus Service; Cashback rewarded for Octopus Automatic Add Value Service

  • HK$200 spending = HK$1 Octopus Cash Rebate

First year annual fee waiver

Welcome offers and mReferral/ MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").

All rebates are in the form of Octopus cash and cannot be converted into cash vouchers or air miles.

Citi PremierMiles Card
  • [Till 30 June] mReferral Exclusive Offer - Philips Instant heating water dispenser ADD5910M/ HK$1,300 Apple Gift Card / HKTVmall Voucher
$120000
Min. Annual Income
$8/mile
Local Spending - Air Miles Conversion
0.75%
Local Spending - Cashback Rate
  • Up to 12 times complimentary access to airport lounges for every calendar year

[Till 30 June] mReferral Exclusive Offer - Philips Instant heating water dispenser ADD5910M/ HK$1,300 Apple Gift Card / HKTVmall Voucher

  • From 15 June to 30 June 2022, New Citi Credit Card Customers receive a Philips Instant heating water dispenser ADD5910M (valued at HK$1,688) / HK$1,300 Apple Gift Card / HK$1,300 HKTVmall Voucher exclusively from MoneyHero when they spend a designated amount and fulfill the following requirements:

15 June 2022 12:00 noon to 30 June 2022 06:00 p.m.

New Citi Credit Card Customers who successfully apply for the Designated Cards via mReferral

Within 7 days of receiving the form

Submit the reward redemption form sent via email previously.

On or before 30 July 2022

The card must be approved by Citibank. You are required to activate the card.

Within 30 days upon card approval

Make a minimum spend of HK$300 with the card

  • Tips:
    • Please turn off AdBlocker and private mode before application
    • Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).
    • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
    • Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card, Citi Octopus Platinum Card & Citi Prestige Card.
    • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.

 

Enjoy full rebate on the interest charges in the first two statement cycles

  • New Customers can enjoy 100% Cash Rebate on the finance charges from Retail & Cash Advance transactions posted to the first 2 months' statements upon card approval date.
  • Cash Rebate will be capped at HK$1,000 for each customer in the entire promotion.
  • No registration is required.

Points will never expire. No service charge for mileage conversion.

Up to 12 times complimentary access to airport lounges for every calendar year

Free Travel Insurance

Purchase Protection

First year annual fee waiver

Terms and conditions apply. For details, please click “Apply Now”.

Citi Rewards UnionPay Card
  • [Till 30 June] mReferral Exclusive Offer - Philips Instant heating water dispenser ADD5910M/ HK$1,300 Apple Gift Card / HKTVmall Voucher
$120000
Min. Annual Income
$1.5/mile
Local Spending - Air Miles Conversion
4%
Local Spending - Cashback Rate
  • 10X Points for QuickPass

[Till 30 June] mReferral Exclusive Offer - Philips Instant heating water dispenser ADD5910M (valued at HK$1,688) / HK$1,300 Apple Gift Card / HK$1,300 HKTVmall Voucher

  • From 15 June to 30 June 2022, New Citi Credit Card Customers receive a Philips Instant heating water dispenser ADD5910M (valued at HK$1,688) / HK$1,300 Apple Gift Card / HK$1,300 HKTVmall Voucher exclusively from MoneyHero when they spend a designated amount and fulfill the following requirements:

15 June 2022 12:00 noon to 30 June 2022 06:00 p.m.:

New Citi Credit Card Customers who successfully apply for the Designated Cards via mReferral/ MoneyHero are entitled to choose 1 MoneyHero Limited-Time Exclusive Reward out of the 3 Reward options. 

Within 7 days of receiving the form: 

Submit the reward redemption form sent via email previously.

On or before 30 July 2022: 

The card must be approved by Citibank. You are required to activate the card.

Within 30 days upon card approval: 

Make a minimum spend of HK$300 with the card

 

Tips:

  • Please turn off AdBlocker and private mode before application
  • Note down your application reference number shown on the application completion page for reference (e.g. #ABC123456789).
  • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming mReferral/ MoneyHero exclusive offer.

 

  • Enjoy full rebate on the interest charges in the first two statement cycles
  • One Card, Dual Currency
  • Rewards Points
    • Up to 10X points with Rewards UnionPay Card: Earn 10X points for QuickPass, UnionPay QR code and Online Retail Transactions
  • Travel Privileges
  • First year annual fee waiver
     

Terms and conditions apply. For details, please click “Apply Now”.

Citi Rewards Card
  • [Till 30 June] mReferral Exclusive Offer - Philips Instant heating water dispenser ADD5910M/ HK$1,300 Apple Gift Card / HKTVmall Voucher
$120000
Min. Annual Income
$3/mile
Local Spending - Air Miles Conversion
2%
Local Spending - Cashback Rate
  • Wallet Transaction: 5X Points

[Till 30 June] mReferral Exclusive Offer - Philips Instant heating water dispenser ADD5910M (valued at HK$1,688) / HK$1,300 Apple Gift Card / HK$1,300 HKTVmall Voucher

  • From 15 June to 30 June 2022, New Citi Credit Card Customers receive a Philips Instant heating water dispenser ADD5910M (valued at HK$1,688) / HK$1,300 Apple Gift Card / HK$1,300 HKTVmall Voucher exclusively from MoneyHero when they spend a designated amount and fulfill the following requirements:

15 June 2022 12:00 noon to 30 June 2022 06:00 p.m.

New Citi Credit Card Customers who successfully apply for the Designated Cards via mReferral

Within 7 days of receiving the form

Submit the reward redemption form sent via email previously.

On or before 30 July 2022

The card must be approved by Citibank. You are required to activate the card.

Within 30 days upon card approval

Make a minimum spend of HK$300 with the card

  • Tips:
    • Please turn off AdBlocker and private mode before application
    • Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).
    • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
    • Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card, Citi Octopus Platinum Card & Citi Prestige Card.
    • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.

 

  • Enjoy full rebate on the interest charges in the first two statement cycles
  • Rewards Points
  • First year annual fee waiver

Terms and conditions apply. For details, please click “Apply Now”.

Citi Cash Back Card
  • [Till 30 June] mReferral Exclusive Offer - Philips Instant heating water dispenser ADD5910M/ HK$1,300 Apple Gift Card / HKTVmall Voucher
$120000
Min. Annual Income
Not Available
Local Spending - Air Miles Conversion
2%
Local Spending - Cashback Rate
  • 2% rebate for local dining, local hotel spending and foreign currency spending with no cap
  • Most suitable for customer who has big spending in short period

[Till 30 June] mReferral Exclusive Offer - Philips Instant heating water dispenser ADD5910M/ HK$1,300 Apple Gift Card / HKTVmall Voucher

  • From 15 June to 30 June 2022, New Citi Credit Card Customers receive a Philips Instant heating water dispenser ADD5910M (valued at HK$1,688) / HK$1,300 Apple Gift Card / HK$1,300 HKTVmall Voucher exclusively from MoneyHero when they spend a designated amount and fulfill the following requirements:

15 June 2022 12:00 noon to 30 June 2022 06:00 p.m.

New Citi Credit Card Customers who successfully apply for the Designated Cards via mReferral

Within 7 days of receiving the form

Submit the reward redemption form sent via email previously.

On or before 30 July 2022

The card must be approved by Citibank. You are required to activate the card.

Within 30 days upon card approval

Make a minimum spend of HK$300 with the card

  • Tips:
    • Please turn off AdBlocker and private mode before application
    • Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).
    • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
    • Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card, Citi Octopus Platinum Card & Citi Prestige Card.
    • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.

 

  • Enjoy full rebate on the interest charges in the first two statement cycles
  • PayMe, Alipay HK, WeChay Pay HK, and Octopus' spending are eligible for earning Welcome Gift
  • Clear requirement of Welcome Gift. Auto cash rebate with no cap. Cash rebate will be used to settle the outstanding balance of the statement.
  • Purchase Protection Insurance
  • First year annual fee waiver
  • Transactions made at any merchant in the European Economic Area are not entitled to 2% foreign currency cash rebate

Terms and conditions apply. For details, please click “Apply Now”.

Blue Cash® Credit Card from American Express
  • [Till 29 June] mReferral Exclusive Offer - HK$1,200 Apple Gift Card/ HKTVmall Voucher/ Wellcome Coupon
N/A
Min. Annual Income
Not Available
Local Spending - Air Miles Conversion
1.2%
Local Spending - Cashback Rate
  • Enjoy Welcome offer worth up to HK$4,552

 [Till 29 June 2022] mReferral Exclusive Offer - Receive HK$1,200 Apple Gift Card/ HKTVmall Voucher/ Welcome Coupon

 

Welcome Offer worth up to HK$1,072 Cash Back

Enjoy 1.2% cash back on online, local and foreign currencies purchases all year round

Interest-free instalment program

Year-Round Benefits

Protection

First-year annual fee waiver for all applicants

Card features and year-round offers Terms and Conditions apply.

BEA World Mastercard
  • [Till 30 June] mReferral Exclusive Offer - Marshall Acton II Smart Speaker/ Up to HK$2,000 HKTVmall/ Apple Store Gift Card
$120000
Min. Annual Income
$5/mile
Local Spending - Air Miles Conversion
2.4 %
Local Spending - Cashback Rate
  • Time-limited reward up to HK$3,250, dual card reward up to HK$2,499
  • World Mastercard Welcome Offer - Up to HK$2,000 Cash Rebate

[Till 30 June] mReferral Exclusive Offer - New customers who successfully apply World Mastercard and i-Titanium Card via mReferral/ MoneyHero at the same time and spend once with each card - can enjoy Marshall ACTON II Smart Speaker (valued at HK$2,499) / HK$2,000 Apple Store Gift Card / HK$2,000 HKTVmall Voucher; new customers who successfully apply either one credit card via MoneyHero and spend once with the approved card are entitled to B&O Beoplay E8 Sport Earphones (valued at HK$3,250) / HK$1,000 Apple Store Gift Card / HK$1,000 HKTVmall Voucher

 

RequirementmReferral/ MoneyHero Exclusive Offer 
BEA Dual Card Offer  

From 31 May 06:00 p.m. to 30 June 06:00 p.m. 2022, new customers who successfully apply World Mastercard and i-Titanium Card via mReferral/ MoneyHero
 

  • And activate the cards within 30 days of card approval and spend once with each card (any amount of spending)

1. Marshall Action II Smart Speaker (valued at HK$2,499) OR
2. HK$2,000 Apple Store Gift Card OR
3. HK$2,000 HKTVmall Voucher

 
World Mastercard OR i-Titanium Card Offer  

From 31 May 06:00 p.m. to 30 June 06:00 p.m. 2022, new customers who successfully apply World Mastercard OR i-Titanium Card via mReferral/ MoneyHero
 

  • And activate the card within 30 days of card approval and spend once with the card (any amount of spending)

1. B&O Beoplay E8 Sport Earphones (valued at HK$3,250) OR
2. HK$1,000 Apple Store Gift Card OR
3. HK$1,000 HKTVmall Voucher

 
  • Tips:
    • Please turn off AdBlocker and private mode before application
    • To be eligible for BEA Dual Card Offer, please click “Apply Now” and fill in the email address. After that, press ”Confirm” to automatically redirect to the official website of BEA, apply and complete BEA World Mastercard along with BEA i-Titanium Card in one application.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow up. mReferral/ MoneyHero will verify your eligibility with BEA.
    • Note down your application reference number for reference. Upload all required documents when you apply for the card to facilitate the approval process.
    • Terms and Conditions apply.

World Mastercard Welcome Offer - Up to HK$2,000 Cash Rebate

  • New customers accumulate retail spending/cash advance of HK$5,000 or above within first two months from card issuance and activate the card through BEA App can earn HK$500 Cash Rebate
  • Receive extra 2% rebate for all Eligible Transactions made on the Eligible Card within the first 2 months from the date of card issuance, up to HK$1,500 Cash Rebate

Personalized Card Rewards to Match Your Needs

  • BEA Mileage Reward
  • BEA Bonus Points Reward
  • Turn Bonus Points into Cash Rebate with Mobile App

Enjoy Daily and Travelling Privileges 

  • Extra 12% Rebate on BEA Days - Mobile Payment Spending (Local bakeries/fast-food restaurants/coffee shops spending: 2.4% cash rebate + extra 10% BEA Days rebate)
    • Applicable to purchases at local bakeries/fast-food restaurants/coffee shops through Apple Pay/Google Pay after registration
    • Cardholders whose monthly retail spending reach HK$2,000 will be entitled to 10% cash rebate on the designated mobile payments purchases

Various Mastercard® Airport Experiences

First year annual fee waiver

The welcome gift & mReferral/ MoneyHero Exclusive Offer are only available to customers who have not held a principal BEA Credit Card in the 6 months prior to the application submission date.

Transaction made at supermarkets, travel agencies, and to government departments; and recurring transactions and/or autopay transactions will not be eligible for extra Bonus Points

Terms and conditions apply, click “Apply Now” for more details.
 

BEA i-Titanium Card
  • [Till 30 June] mReferral Exclusive Offer - Marshall Acton II Smart Speaker/ Up to HK$2,000 HKTVmall/ Apple Store Gift Card
$40000
Min. Annual Income
Not Available
Local Spending - Air Miles Conversion
3.4 %
Local Spending - Cashback Rate
  • Extra 12% rebate on BEA Days
  • Welcome Offer - HK$500 Cash Rebate

[Till 30 June] mReferral Exclusive Offer - New customers who successfully apply World Mastercard and i-Titanium Card via mReferral/ MoneyHero at the same time and spend once with each card - can enjoy Marshall ACTON II Smart Speaker (valued at HK$2,499) / HK$2,000 Apple Store Gift Card / HK$2,000 HKTVmall Voucher; new customers who successfully apply either one credit card via MoneyHero and spend once with the approved card are entitled to B&O Beoplay E8 Sport Earphones (valued at HK$3,250) / HK$1,000 Apple Store Gift Card / HK$1,000 HKTVmall Voucher

RequirementmReferral/ MoneyHero Exclusive Offer 
BEA Dual Card Offer  

From 31 May 06:00 p.m. to 30 June 06:00 p.m. 2022, new customers who successfully apply World Mastercard and i-Titanium Card via mReferral/ MoneyHero
 

  • And activate the cards within 30 days of card approval and spend once with each card (any amount of spending)

1. Marshall Acton II Smart Speaker (valued at HK$2,499) OR
2. HK$2,000 Apple Store Gift Card OR
3. HK$2,000 HKTVmall Voucher

 
World Mastercard OR i-Titanium Card Offer  

From 31 May 06:00 p.m. to 30 June 06:00 p.m. 2022, new customers who successfully apply World Mastercard OR i-Titanium Card via MoneyHero
 

  • And activate the card within 30 days of card approval (any amount of spending)

1. B&O Beoplay E8 Sport Earphones (valued at HK$3,250) OR
2. HK$1,000 Apple Store Gift Card OR
3. HK$1,000 HKTVmall Voucher

 
  • Tips:
    • Please turn off AdBlocker and private mode before application
    • To be eligible for BEA Dual Card Offer, please click “Apply Now” and fill in the email address. After that, press ”Confirm” to automatically redirect to the official website of BEA, apply and complete BEA World Mastercard along with BEA i-Titanium Card in one application.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow up. mReferral/ MoneyHero will verify your eligibility with BEA.
    • Note down your application reference number for reference. Upload all required documents when you apply for the card to facilitate the approval process.
    • Terms and Conditions apply.

i-Titanium Card Welcome Offer - HK$500 Cash Rebate

  • New customers accumulate retail spending/cash advance of HK$5,000 or above within first two months from card issuance, and activate the card through BEA App, can earn HK$500 Cash Rebate

[Hey! Student! ] BEA iTitanium Card is also applicable to Tertiary Students. It has no income requirement. You are eligible for up to $200 cash rebate! Apply here!

Up to 3.4% on Online Shopping Spending. An essential card for online shoppers.

  • 3.4% rebate on online shopping spending (3% i-Dollar rebate + 0.4% cash rebate)
    • Cardholders whose monthly retail spending reach HK$1,800 will be entitled to an i-Dollar Rebate on online shopping transactions in that calendar month.
  • Extra 10% rebate on BEA Days - Mobile Payment spending (Local bakeries/fast-food restaurants/coffee shops spending: 0.4% cash rebate + extra 10% BEA Days rebate)
    • Applicable to purchases at local bakeries/fast-food restaurants/coffee shops through Apple Pay/Google Pay after registration.
    • Cardholders whose monthly retail spending reach HK$2,000 will be entitled to 10% cash rebate on the designated mobile payments purchases.
  • 0.4% rebate on other spending
  • i-Dollar rebate and cash rebate earned in that calendar month will be credited to the principal card account in the following month.

Priority Booking Service for Spectacular Concerts.

First year annual fee waiver

The welcome gift and mReferral/ MoneyHero Exclusive Offer are only available to customers who have not held a principal BEA Credit Card in the 6 months prior to the application submission date.

Only 0.4% basic cash rebate will be given to transactions made at supermarkets, travel agencies, to government departments, recurring transactions and/or autopay transactions.

Terms and conditions apply, click “Apply Now” for more details.

PrimeCredit WeWa UnionPay Diamond Card
  • mReferral Exclusive Offer - HK$600 cash rebate + HK$400 HKTVmall Coupon
$150000
Min. Annual Income
Not Available
Local Spending - Air Miles Conversion
4%
Local Spending - Cashback Rate
  • Welcome Offer - BRUNO Compact Hot Plate - White OR HK$500 Cash Rebate

mReferral Exclusive Offer - HK$600 cash rebate + HK$400 HKTVmall Coupon

Welcome Offer - BRUNO Compact Hot Plate - White OR HK$500 Cash Rebate

  • New customers of PrimeCredit Credit Card who successfully apply for PrimeCredit EarnMORE UnionPay Diamond Card via mReferral/ MoneyHero can enjoy HK$600 cash rebate + HK$400 HKTVmall Coupon
  • How to redeem mReferral/ MoneyHero exclusive offer?
    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. mReferral/ MoneyHero will verify your reward eligibility with PrimeCredit.
  • Tips:
    • Please turn off AdBlocker and private mode before application

Welcome Offer

RequirementsWelcome Offers
(Choose 1 from 3)
Qualified retail spending over HK$8,500 within 90 days from the card issuing dateBRUNO Compact Hot Plate - White
HK$500 Cash Rebate
No spending requirementUp to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Program

 

  • Up to HK$1,800 LCX Shopping Coupon/ 30% off discount for designated merchants/ LCX VIP Pass/Rewards Card redemption
  • Midtown Dining Offer
  • Enjoy limited-time offers and activities in OmyCard app
  • Pay with WeWa UnionPay Credit Card and enjoy direct cash rebate
  • 3-month Interest-free Credit Card Transaction Instalment Plan
  • Travel Benefits
  • Annual fee waiver for the first 2 years

Welcome offers and mReferral/ MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.

Each card can be entitled to a maximum amount of HK$2,000 extra 1% cash rebate during the Promotion Period.

Terms and conditions apply, click “Apply Now” for more details.

PrimeCredit EarnMORE UnionPay Diamond Card
  • mReferral Exclusive Offer - HK$600 cash rebate + HK$400 HKTVmall Coupon
$150000
Min. Annual Income
Not Available
Local Spending - Air Miles Conversion
4 %
Local Spending - Cashback Rate
  • Welcome Offer - Nintendo Switch Lite OR Philips Instant Heating Water Dispenser OR Hyundai Air Purifier + Hot + Cool 3-in-1 Bladeless Fan

mReferral Exclusive Offer - HK$600 cash rebate + HK$400 HKTVmall Coupon

Welcome Offer - Nintendo Switch Lite OR Philips Instant Heating Water Dispenser OR Hyundai Air Purifier + Hot + Cool 3-in-1 Bladeless Fan

  • New customers of PrimeCredit Credit Card who successfully apply for PrimeCredit Credit Card via mReferral/ MoneyHero can enjoy HK$600 cash rebate + HK$400 HKTVmall Coupon.
  • How to redeem mReferral/ MoneyHero exclusive offer?
    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. mReferral/ MoneyHero will verify your reward eligibility with PrimeCredit.
  • Tips:
    • Please turn off AdBlocker and private mode before application

Welcome Offer

RequirementsWelcome Offers
(Choose 1 from 5)
Spend HK$14,800 on Eligible Retail Purchase within 90 days from the card issuing dateNintendo Switch Lite (yellow or turquoise)
Spend HK$8,500 on Eligible Retail Purchase within 90 days from the card issuing datePhilips Instant Heating Water Dispenser (ADD5910M) 
Hyundai Air Purifier + Hot + Cool 3-in-1 Bladeless Fan (AM-046JR)
HK$500 Cash Rebate
No spending requirementUp to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Program

 

  • LCX Shopping Offers - Up to HK$1,800 LCX Shopping Coupon/ 30% off discount for designated merchants/ LCX VIP Pass/Rewards Card redemption
  • Midtown Dining Offer
  • Pay with EarnMORE UnionPay Credit Card and enjoy 2% direct cash rebate
    • 2% cash rebate (1% basic rebate + 1% extra rebate) on year-round spending (HK$250 spending = HK$5 cash rebate)
    • 1% cash rebate on applying Octopus Automatic Add Value Service with EarnMORE UnionPay Card at every reloading (HK$250 spending = HK$2.5 cash rebate)
  • Easy and instant payment with in-app UnionPay QR code function in OmyCard app
  • 3-month Interest-free Credit Card Transaction Instalment Plan
  • Exemption of foreign transaction fees
  • Annual fee waiver for the first 2 years

Welcome offers and mReferral/ MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.

Each card can be entitled to a maximum amount of HK$2,000 extra 1% cash rebate during the Promotion Period.

The promotion period of 2% year-round rebate is valid from 1 January 2021 to 31 December 2022.

Terms and conditions apply, click “Apply Now” for more details.
 

Standard Chartered Cathay Mastercard
  • Welcome Offer: Up to 60,000 Miles + HKD500 CashBack
$96000
Min. Annual Income
$3/mile
Eligible spending on Cathay and HK Express
$4/mile
Eligible spending on dining / food delivery platforms, online and overseas spending

    Credit Card Welcome offer

    • Free renewal of any unused miles earned before 1 January 20206 Learn more
    • Up to 60,000 Miles1 for new cardholders2 (as low as HKD0.2 = 1 Mile)

    Spending within the first 2 months upon card issuance –

    • Tier 1: Accumulated Eligible Transactions3 of HKD1,000 = 5,000 Miles
    • Tier 2: Accumulated Eligible Transactions3 of HKD5,000 = 15,000 Miles
    • Tier 3: Accumulated Eligible Transactions3 of HKD40,000 = 40,000 Miles
    • Tier 4: Accumulated Eligible Transactions3 of HKD100,000 = 60,000 Miles

    Miles Earning Rewards

    • HKD3 = 1 Asia Mile for eligible spending on Cathay and HK Express5
    • HKD4 = 1 Asia Mile for eligible spending on dining / food delivery platforms, online and overseas spending categories
    • HKD6 = 1 Asia Mile for eligible spending in other categories which are posted in Hong Kong dollars
    • Enjoy an exclusive rate of HKD4 = 3 Asia Miles on Friday, Saturday and Sunday at Cathay partner restaurants Learn more

    HKD3 = 1 Mile upon sign up of Bonus Payroll Account, up to HKD20,000 annual spending (i.e. HKD1,667 per month) ) Learn more

    From now till 30 June 2022, earn 150,000 Asia Miles in one go upon setting up a 12-month Asia Miles Time Deposit with HKD1,000,000/ USD120,000 new funds. RMB option is also available.

     

    Top-Up Offer HKD500 CashBack 

    From now until 29 June 2022, New Cardholders* have accumulated purchase transaction of HKD2,000 or above with AlipayHK or WeChat Pay or Octopus Automatic Add Value Service with the newly approved Standard Chartered credit card within the first 2 months from the date of card issuance can enjoy HKD500 CashBack.

    Terms and conditions apply. For details, please refer to Standard Chartered official website.

     

    Standard Chartered Cathay Mastercard – Priority Banking
    • Welcome Offer: Up to 80,000 Miles + HKD500 CashBack
    $96000
    Min. Annual Income
    $3/mile
    Eligible spending on Cathay and HK Express
    $4/mile
    Eligible spending on dining / food delivery platforms, online and overseas spending

      Credit Card Welcome offer

      • Free renewal of any unused miles earned before 1 January 20206 Learn more
      • Up to 80,000 Miles1 for new cardholders2 (as low as HKD0.2 = 1 Mile)

      Spending within the first 2 months upon card issuance –

      • Tier 1: Accumulated Eligible Transactions3 of HKD1,000 = 5,000 Miles
      • Tier 2: Accumulated Eligible Transactions3 of HKD5,000 = 15,000 Miles
      • Tier 3: Accumulated Eligible Transactions3 of HKD40,000 = 60,000 Miles
      • Tier 4: Accumulated Eligible Transactions3 of HKD100,000 = 80,000 Miles

      Miles Earning Rewards

      • HKD3 = 1 Asia Mile for eligible spending on Cathay and HK Express5
      • HKD4 = 1 Asia Mile for eligible spending on dining / food delivery platforms, online and overseas spending categories
      • HKD6 = 1 Asia Mile for eligible spending in other categories which are posted in Hong Kong dollars
      • Enjoy an exclusive rate of HKD4 = 3 Asia Miles on Friday, Saturday and Sunday at Cathay partner restaurants Learn more

      HKD2 = 1 Mile upon sign up of Bonus Payroll Account, up to HKD40,000 annual spending (i.e. HKD3,334 per month) Learn more

      From now till 30 June 2022, earn 150,000 Asia Miles in one go upon setting up a 12-month Asia Miles Time Deposit with HKD1,000,000/ USD120,000 new funds. RMB option is also available.

       

      Top-Up Offer HKD500 CashBack 

      From now until 29 June 2022, New Cardholders1 have accumulated purchase transaction of HKD2,000 or above with AlipayHK or WeChat Pay or Octopus Automatic Add Value Service with the newly approved Standard Chartered credit card within the first 2 months from the date of card issuance can enjoy HKD500 CashBack

      Terms and conditions apply. For details, please refer to Standard Chartered official website.

       

      Standard Chartered Cathay Mastercard – Priority Private
      • Welcome Offer: Up to 100,000 Miles + HKD500 CashBack
      $96000
      Min. Annual Income
      $3/mile
      Eligible spending on Cathay and HK Express
      $4/mile
      Eligible spending on dining / food delivery platforms, online and overseas spending

        Credit Card Welcome Offer

        • Free renewal of any unused miles earned before 1 January 20206 Learn more
        • Up to 100,000 Miles1 for new cardholders2 (as low as HKD0.2 = 1 Mile)

        Spending within the first 2 months upon card issuance –

        • Tier 1: Accumulated Eligible Transactions3 of HKD1,000 = 5,000 Miles
        • Tier 2: Accumulated Eligible Transactions3 of HKD5,000 = 15,000 Miles
        • Tier 3: Accumulated Eligible Transactions3 of HKD40,000 = 80,000 Miles
        • Tier 4: Accumulated Eligible Transactions3 of HKD100,000 = 100,000 Miles

        Exclusive Privé Privileges

        • Exclusive Privé Privileges which includes Priority Private concierge, gourmet privileges, exclusive benefits with our global luxury hotel partners and Airport Limousine Programme Learn More

        Miles Earning Rewards

        • HKD3 = 1 Asia Mile for eligible spending on to Cathay and HK Express5
        • HKD4 = 1 Asia Mile for eligible spending on dining / food delivery platforms, online and overseas spending categories
        • HKD6 = 1 Asia Mile for eligible spending in other categories which are posted in Hong Kong dollars
        • Enjoy an exclusive rate of HKD4 = 3 Asia Miles on Friday, Saturday and Sunday at Cathay partner restaurants Learn more

        HKD1 = 1 Mile upon sign up of Bonus Payroll Account, up to HKD60,000 annual spending (i.e. HKD5,000 per month) Learn more

        From now till 30 June 2022, earn 150,000 Asia Miles in one go upon setting up a 12-month Asia Miles Time Deposit with HKD1,000,000/ USD120,000 new funds. RMB option is also available.

         

        Top-Up Offer HKD500 CashBack

        From now until 29 June 2022, New Cardholders have accumulated purchase transaction of HKD2,000 or above with AlipayHK or WeChat Pay or Octopus Automatic Add Value Service with the newly approved Standard Chartered credit card within the first 2 months from the date of card issuance can enjoy HKD500 CashBack.

        Terms and conditions apply. For details, please refer to Standard Chartered official website.

        Standard Chartered Simply Cash Visa Card
        • Up to HKD1,100 CashBack
        $96000
        Min. Annual Income
        1.5%
        Local Spending - CashBack Rate
        2%
        Overseas Spending - CashBack Rate

          The Welcome Offer (“Welcome Offer”) is only applicable to new cardholders* who have submitted credit card application during the period from 1 April 2022 to 29 June 2022 (both dates inclusive) (the “Promotion Period”) and fulfilled the requirements as set out below.


          1. Up to HKD600 CashBack

          $600 CashBack for accumulated spending of $8,000 in 2 months

           

          Top-Up Offer HKD500 CashBack

          From now until 29 June 2022, New Cardholders have accumulated purchase transaction of HKD2,000 or above with AlipayHK or WeChat Pay or Octopus Automatic Add Value Service with the newly approved Standard Chartered credit card within the first 2 months from the date of card issuance can enjoy HKD500 CashBack.

          Remark

          *Only applicable to New Cardholders. New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.

          Terms and conditions apply, click “Apply Now” for more details.

          DBS Live Fresh Card
          • mReferral Exclusive Offer - HK$500 supermarket coupon
          $150000
          Min. Annual Income
          Not Available
          Local Spending - Air Miles Conversion
          5.4%
          Local Spending - Cashback Rate
          • Welcome Gift - up to HK$1,000 “InstaRedeem” Amount / HK$1,000 Klook Rewards
          • Up to 6% Cash Rebate on Online Spending; foodpanda's pandamart Wednesday Flash Deal up to 25% off

          mReferral Exclusive Offer - HK$500 supermarket coupon

          New DBS Credit Card cardholders who successfully apply for DBS Live Fresh Card via mReferral/ MoneyHero are entitled to HK$500 supermarket coupon

          • How to redeem mReferral/ MoneyHero exclusive offer?
            • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
            • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. mReferral/ MoneyHero will verify your reward eligibility with DBS.
          • Tips:
            • Please turn off AdBlocker and private mode before application

          Welcome Offer - HK$1,000 "InstaRedeem" Amount

          RequirementsWelcome Gifts
          (Choose 1 from 2)
          New customers who accumulate spending of HK$6,800 or above within first three months from the date of card issuance

          HK$1,000 "InstaRedeem" Amount
          (Stage 1: HK$300 all merchants "InstaRedeem" Amount;

          Stage 2: HK$350 all merchants "InstaRedeem" Amount + HK$350 online merchants "InstaRedeem" Amount)

          New customers who accumulate spending of HK$4,800 or above within first three months from the date of card issuance

          HK$1,000 Home+ Rewards
          (includes HK$600 Home+ Cash eCoupon  and HK$400 Home+ Promo Code)

          New customers who accumulate spending of HK$4,800 or above within first three months from the date of card issuanceHK$1,000 Klook Rewards
          (HK$600 Klook Gift Card + HK$400 Staycation Voucher)
          • To be entitled to Welcome Offer, customers are required to download DBS Card+ mobile application, register and activate DBS Card+ account within 1 month of the New Card issuance date.
          • Terms and Conditions apply.


           

          • Shell Up to HK$200 Gasoline Offer
          • foodpanda's pandamart Wednesday Flash Deal
          • OpenRice 20% off via "InstaRedeem"
          • Up to 6% rebate on online spending. You can pick spending category for extra rebate every month based on your own spending habit.
          • DBS Live Fresh Card Exclusive: 90 days Interest-Free Repayment Period for Overseas, Travelling and Online Transaction
          • 10 Free Trials for Flexi Shopping. No handling fee when you apply for Flexi Shopping Programme.
          • First year annual fee waiver
          • Enjoy full-year Buy-5-Get-1 Free offers at designated coffee shops

          mReferral/ MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.

          Online transactions in Hong Kong Dollars, reload of e-wallets and Octopus Automatic Add-Value Service are only entitled to 0.4% basic rebate.

          Each Cardholder can enjoy a maximum of HK$150 Reward for each calendar month. Cardholders are required to claim the Reward for the relevant Eligible Transaction within 45 calendar days after the transaction date.

          • Cardholders must click the red InstaRedeem button on the Timeline of DBS Card+ HK to enjoy the Reward.

          Terms and conditions apply, click “Apply Now” for more details.

          DBS Black World Mastercard®
          • mReferral Exclusive Offer - HK$200 supermarket coupon
          $240000
          Min. Annual Income
          $6/mile
          Local Spending - Air Miles Conversion
          0.8%
          Local Spending - Cashback Rate
          • Welcome Gift - up to 50,000 miles
          • Up to 12% off on hotel booking offer from travel privileges (e.g. Expedia/ Hotels.com)

          mReferral Exclusive Offer - HK$200 supermarket coupon

          • New DBS Credit Card cardholders who successfully apply for DBS Black World Mastercard® via mReferral/ MoneyHero are entitled to HK$200 supermarket coupon.
          • How to redeem mReferral/ MoneyHero exclusive offer?
            • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
            • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. mReferral/ MoneyHero will verify your reward eligibility with DBS.
          • Tips:
            • Please turn off AdBlocker and private mode before application

          Welcome Offer - Air Miles 
          Welcome Offer for New Customers: up to 50,000 miles

          • New customers have to accumulate the following eligible transactions within the first 2 months of card issuance can enjoy up to 50,000 miles:
           Miles Conversion RateUpperLimit
          Local Dining Spending/ Online SpendingHK$0.5/mile10,000 miles
          Local Non-Dining SpendingHK$4/mile40,000 miles
          Total accumulated miles rewards 

          50,000 miles

          (i.e. DBS$2,400)

          Terms and Conditions apply.

          Redeem air miles or travel rewards with DBS$. No expiry date and redemption fee for DBS$.

          • Redeem flight from Asia Miles, Avios, KrisFlyer & PhoenixMiles at any time; Asia Miles can be converted instantly and shall be credited to your mileage account instantly.
          • Exclusive offers of 45% off when redeeming travel rewards with DBS$ from iGO Rewards.

          Enjoy InstaRedeem 20% off on Online Spending and at Travel Merchants

          • Promotion period: till 30 June 2022

          Enjoy full year travel privileges 

          • KLOOK "InstaRedeem" 20% off offer
          • Up to 12% off on hotel booking offer from Expedia.com.hk
          • Up to 12% off on hotel booking offer from Hotels.com
          • Up to 10% off on hotel booking from Agoda.com
          • Up to 7% off on selected products at KKday
          • Up to 10% cash rebate on selected hotels booking at Booking.com

          Enjoy full-year Buy-5-Get-1 Free offers at designated coffee shops

          • Receive 1 stamp for each transaction of HK$25 or above. For every 5 stamps collected, you will receive a HK$25 “InstaRedeem” discount for the 6th transaction in the same month.

          Suitable for customers who love Staycation during holiday

          Enjoy full year travel privileges 

          • KLOOK "InstaRedeem" 20% off offer
          • Up to 12% off on hotel booking offer from Expedia.com.hk
          • Up to 12% off on hotel booking offer from Hotels.com
          • Up to 10% off on hotel booking from Agoda.com
          • Up to 7% off on selected products at KKday
          • Up to 10% cash rebate on selected hotels booking at Booking.com

          Shell Up to HK$200 Gasoline Offer

          • Upon a net single spending of HK$450 or above of gasoline at any Shell stations in Hong Kong during the promotion period, you can enjoy HK$100 worth of the same type of gasoline

          OpenRice 20% off via "InstaRedeem"

          • Spend at OpenRice during the promotion period to enjoy 20% off via "InstaRedeem" (at the conversion rate of DBS$1 / $1 COMPASS Dollar = HK$1.25)

          mReferral/ MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.

          DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning DBS$.

          Terms and conditions apply, click “Apply Now” for more details.

          DBS COMPASS VISA Platinum
          • mReferral Exclusive Offer - HK$200 supermarket coupon
          $100000
          Min. Annual Income
          $10/mile
          Local Spending - Air Miles Conversion
          1%
          Local Spending - Cashback Rate
          • Welcome Gift - HK$400 PARKnSHOP/Watsons/FORTRESS “InstaRedeem” amount
          • 3% rebate at Taobao and Tmall

          mReferral Exclusive Offer - HK$200 supermarket coupon

          • New DBS Credit Card cardholders who successfully apply for DBS COMPASS VISA Platinum via mReferral/ MoneyHero are entitled to HK$200 supermarket coupon.
          • How to redeem mReferral/ MoneyHero exclusive offer?
            • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
            • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. mReferral/ MoneyHero will verify your reward eligibility with DBS.
          • Tips:
            • Please turn off AdBlocker and private mode before application

          Welcome Offer

          RequirementsWelcome Gifts
          (Choose 1 from 3)
          New customers who accumulate spending of HK$6,800 or above within the first three months from the date of card issuanceDBS COMPASS VISA Mahjong Set (Limited Edition) – Black
          DBS COMPASS VISA Mahjong Set (Vintage Edition) – Gold
          New customers who accumulate spending of HK$4,800 or above within the first three months from the date of card issuance

          a total of HK$400 Local Supermarket “InstaRedeem” Amount

          (1st HK$200: “InstaRedeem” Amount upon card approval; 2nd HK$200: “InstaRedeem” Amount upon customer fulfilled the spending requirement - HK$4,800 or above)

          • You must download DBS Card+, register and activate DBS Card+ account within 1 month of the New Card issuance date to be entitled to the welcome gift.
          • Terms and Conditions apply.

          COMPASS Dollar Rebate

          • 1% COMPASS Dollar at designed merchants like PARKnSHOP, Watsons and more.
          • 0.4% COMPASS Dollar rebate at non-designated merchants.
          • Up to 3% rebate on the first HK$1,000 spending at Taobao and Tmall.

           

          Suitable for customers who enjoy online shopping

          Shopping Offers

          • Enjoy InstaRedeem 8% off in local supermarkets or its online stores every Wednesday upon a single net spending of HK$250 or above (each transaction up to HK$25 discount)

          3% rebate at Taobao and Tmall

          • Spend at Taobao and Tmall to earn up to 3% COMPASS Dollar rebate with DBS COMPASS VISA

          Up to HK$160 Discount at YOHO

          • During the promotion period, make a designated single net spending at YOHO online store and apply designated promotion code before checkout to enjoy HK$160 instant discount upon a single net spending of HK$5,000 or above (shipping fee excluded) with promotion code "DBS160"; HK$120 instant discount upon a single net spending between HK$2,000 to HK$4,999 (shipping fee excluded) with promotion code "DBS120"

          Mothercare Limited-time Triple Deal

          • Shop at Mothercare retail stores during the promotion period to enjoy 15% off on regular priced items at retail stores and up to extra HK$200 off on selected items
          • Shop at Mothercare online shop during the promotion period to enjoy 15% off on regular priced items at online shop with promo code "DBSXXXXXX" (XXXXXX is the first 6 digits of Applicable DBS Credit Card number)

          Love, Bonito Fashion 10% off Offers

          • 10% off upon spending of HK$550 in Hong Kong dollars at Love, Bonito online shop for new members with promo code "DBSLBHKNEW-XXXXX"
          • 10% off upon spending of HK$700 in Hong Kong dollars at Love, Bonito online shop for existing members with promo code "DBSLBHK-XXXXX"
          • XXXXX is the first 5 digits of Applicable DBS Credit Card number

          mReferral/ MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.

          Reload of digital wallet does not count as eligible transactions of welcome offer. DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning COMPASS Dollar.

          Terms and conditions apply, click “Apply Now” for more details.

          Mortgage FAQ
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