Credit Card Comparison

- All
- Best Credit Card
- Octopus card
- Digital wallet
- Welcome gift
- Food & beverage
- Online shopping
- Cash rebate
- Asia miles
- Standard Chartered Bank
- American Express
- Fubon (HK) Bank
- Citic Bank International
- Citibank
- DBS Bank
- The Bank of East Asia
- Prime Credit
- Min annual salary

- HK$1,000 AlipayHK Coupon as Welcome Offer

- 5% Cash Rebate at selected merchants; 0% Taobao handling fee offer
Mreferral Limited-Time Exclusive Offer
New Customers get rewarded with HK$900 Apple Store Gift Card by fulfilling the following requirements:
Important Dates | Requirements |
From now till 30 June 2023 | New Customers who successfully apply for Q Credit Card via MoneyHero |
Within 7 days of receiving the form | Submit the reward redemption form sent via email previously. |
On or before 31 July 2023 | The card must be approved by Standard Chartered Bank, subject to the Bank’s system records. |
Tips:
Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
Application must be made through this Entrance:Click “≡” button on the top left corner of AlipayHK App Homepage → “Q Credit Card”) and fill in the "Application Reference Number" in MoneyHero Rewards Redemption Form. Otherwise, the application will be considered invalid.
Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
Terms and Conditions Apply.
Welcome Offer – HK$1,000 AlipayHK Coupons
Merchant and Taobao Payment Reward of HK$800: consists of sixteen HK$50 coupons
Physical Card Activation Reward of HK$200: consists of four HK$50 Coupons. No minimum spending amount required.
New Cardholders can enjoy 5% Cash Rebate at selected merchants with Q Credit Card.
Selected merchants including Taobao, Trip.com, Agoda, KK day and Taobao official logistics platform (for example Cainiao Smart Logistics network (Hong Kong) Limited), Sun Yiu Transportation Company Limited, Buy Up Express Company Limited, Early Bird Logistics Company Limited, Group n Ship Limited, HK Ship Express Limited, 4PX Express Ltd, GoGo Tech Limited, POINT2POINT.HK Limited, Dimbuy.com Company Limited, Giants HK Limited.
Only for customers approved between 2 May to 30 June 2023
Promotion period is from 2 May to 31 December 2023
Up to 1% Cash Rebate on daily spending
1% Cash Rebate for eligible transactions excluding any transactions made via AlipayHK App
0.75% Cash Rebate for eligible transactions via AlipayHK App (Total maximum monthly amount of Eligible Transactions per Card within the Promotion Period is HK$13,000)
No minimum spending requirements & registration is required
Card should be applied and be approved by 30 June 2023
Promotion period is from 6 April to 31 December 2023
0% Taobao handling fee offer
No registration is required and enjoy for first 5 transactions each month
Need to know
Welcome Offer:
Eligibility: who have successfully applied for the Q Credit Card for the first time, card approved within promotion period and who have never redeemed any “Q Credit Card Welcome Reward” of AlipayHK via the AlipayHK Mobile Application
Merchant and Taobao Payment Reward of HK$800: upon card approval within promotion period.
Physical Card Activation Reward of HK$200: upon card approval within promotion period and the first physical card payment being completed successfully.
Each HK$50 coupon is applicable for all platforms accepting the AlipayHK App for payment, including eligible merchant outlets and for bill payment via the AlipayHK App or Taobao/Tmall Platform via Q Credit Card in Taobao App upon a single net transaction of HK$120 or above.






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- [Till 31 May] mReferral Exclusive Offer - HK$300 city'super voucher / HK$300 Apple Store Gift Card; Up to HK$4,260 welcome gift

- Enjoy up to 2% cash rebate at selected supermarkets and gas stations
- Up to 30% off for takeaway order at selected restaurants
[Till 31 May 2023] Apply via mReferral/ MoneyHero to enjoy HK$300 city'super voucher / HK$300 Apple Store Gift Card; plus up to HK$4,260 welcome gift (including limited-time bonus of 300,000 Membership Rewards points)
Welcome Offers | Requirements: accumulate designated spend amount in the first 3 months | |||
Upon Card Approval | Upon the First Transaction | Spend HK$5,000 or above | Spend HK$120,000 or above | |
4 free movie tickets (Worth HK$460) | ✓ | ✓ | ✓ | ✓ |
HK$500 city'super voucher | ✓ | ✓ | ||
300,000 Membership Rewards points (equivalent to HK$1,000 cash voucher / 20,000 miles) | ✓ | ✓ | ||
600,000 Membership Rewards points (equivalent to HK$2,000 cash voucher / 40,000 miles) | ✓ | |||
mReferral/ MoneyHero Exclusive Offer HK$300 city'super voucher | ✓ | ✓ | ✓ | ✓ |
You can earn the value of the welcome and exclusive offer | HK$760 | HK$1,760 | HK$2,260 | HK$4,260 |
mReferral/ MoneyHero Exclusive Offer - HK$300 city'super voucher / HK$300 Apple Store Gift Card
- New American Express® Platinum Credit Card Basic Cardmembers who successfully apply for American Express Platinum Credit Card via mReferral/ Moneyhero, paid HK$2,200 annual fee and have successful spending in the first 3 months are entitled to receive HK$300 city’super voucher / HK$300 Apple Store Gift Card in 6 month’s time counting from the first successful transaction
- How to redeem mReferral/ MoneyHero exclusive offer?
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. mReferral/ MoneyHero will verify your reward eligibility with American Express.
- Notes:
- Extra HK$300 city’super cash vouchers are only applicable to Cardmember who has paid annual fee of Platinum Credit Card. Cardmember is not eligible to the offer if he/she is holding The Platinum Card and has enjoyed annual fee waiver for the Platinum Credit Card. American Express reserves the right to claw back the extra offer or debit the original price of the extra offer from the Eligible Card account without prior notice if the annual fee was waived and extra offer was awarded.
- How to redeem mReferral/ MoneyHero exclusive offer?
Earn rewards when you spend with the Card
- First HK$120,000 spending within first 3 months - HK$1 = 5 Membership Rewards points
- First HK$120,000 charged and billed during each Program Period - HK$1 = 3 Membership Rewards points
- The spending from HK$120,001 and onwards during each Program Period - HK$1 = 1 Membership Rewards points
- Shop online or in a store at selected merchants, you’ll earn double Membership Rewards points. First HK$120,000 spending
during each Program Period - HK$1 = 6 Membership Rewards points- Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example. The cashback rate is 2%.
- Take 15 Membership Reward points = 1 Asia Mile as an example. The air miles conversion rate is HK$2.5 = 1 mile.
- Including but not lim-ited to Circle K Convenience Stores, city’super, DON DON DONKI, Mannings, PARKnSHOP, SOGO supermarket, Watsons, Wellcome, YATA supermarkets, Esso stations (earn up to an extra 30,000 Membership Rewards points in total per calendar month)
Dining Offer
Basic and Supplementary Cardmember can enjoy
Lifestyle Offer
- Buy-1-Get-1-Free tickets offer will only be applicable to Friday shows, while 20% savings on regular priced movie tickets will be available on other days in Broadway Circuit.
- Enjoy 3% savings on selected regular-priced items at the stores of city'super, city'super EKI, LOG-ON and cookedDeli in Hong Kong.
Travel Offer
- Enjoy 3X Membership Rewards points on the first HK$120,000 spending (as low as HK$5 = 1 mile)
- Enjoy 8% savings on selected hotel booking all year round at Expedia
Card Benefits Terms and conditions apply.
Annual fee is HK$2,200 with the entitlement of 2 Supplementary Platinum Credit Cards (annual fee cannot be waived)
Existing Cardmembers or applicants who have held the Card at any time within the past 12 months are not eligible for mReferral/ MoneyHero Exclusive Offer and Welcome Offers.
- Existing American Express® Platinum Credit Card Basic Cardmembers and applicants who held American Express® Platinum Credit Card (Basic card) at any time within the past 12 months from the date of this application are not eligible for mReferral/ MoneyHero Exclusive Offer and Welcome Offers.
American Express® Platinum Credit Card welcome offer will be ONLY eligible to those who paid the annual fee and account stays active

- HKD1,400 CashBack + mReferral Exclusive Offer - Furniture coupon HKD$100^

- Earn 5% CashBack at HKTVmall. No registration, no minimum spending, and available every day!
- Year round 5% CashBack at designated store
The Welcome Offer (“Welcome Offer”) and mReferral Exclusive Offer - Furniture coupon HKD$100^ and HK$200 CashBack is only applicable to new cardholders* who have submitted credit card application during the period from 28 February 2023 to 29 June 2023 (both dates inclusive) (the “Promotion Period”) and fulfilled the requirements as set out below.
mReferral Exclusive Offer - Furniture coupon HK$100^ and HK$200 CashBack
^Applicants who have to fill in the Furniture Coupon Registration form below after successful application to enjoy mReferral Exclusive Offer.
mReferral x SC Smart Card HK$100 Furniture Coupon Registration Form
1. HKD1,200 CashBack
Enjoy HKD1,200 CashBack upon accumulated spending of HKD4,000 in first month from the card issuance.
- The CashBack from welcome offer will be credited within 4 months after card issuance
2. Earn 5% CashBack all year round when shopping at HKTVmall
Earn 5% CashBack with your Smart Card when you shop at HKTVmall. No registration, no minimum spending, and available every day!
3. Year round 5% CashBack at designated store
Say goodbye to the complicated CashBack deals of most credit cards. With Smart Card, you can enjoy a massive 5% CashBack when you shop at 759 Store, Circle K Convenience Store, Klook, PARKnSHOP and its designated retail stores, Sa Sa Retail Store & eShop, Watsons plus major online video and music streaming platforms, with no minimum spending requirement.
Online video and music streaming platforms including the following:
Online video streaming platforms | Amazon Prime Video, Disney+, Netflix, Now TV |
Online music streaming platforms | JOOX, KKBOX, MOOV, Spotify |
*Only applicable to New Cardholders.
Terms and conditions apply, click “Apply Now” for more details.
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- Marshall Stanmore II Wireless Speaker (valued at HK$3,499; Random Color) / FOREO LUNA™ 3 plus Heated facial cleansing (valued at HK$2,890) / Delsey TITANIUM 81.5CM/32 Inch 4 Wheels Expandable Trolley Case (valued at HK$2,780; Random Color)
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- Complimentary 4th night at any hotel
MoneyHero Exclusive Offer:[31 May 6 p.m. - 30 June 6 p.m.⏰] Eligible applicants can get Marshall Stanmore II Wireless Speaker (valued at HK$3,499; Random Color) / FOREO LUNA™ 3 plus Heated facial cleansing (valued at HK$2,890) / Delsey TITANIUM 81.5CM/32 Inch 4 Wheels Expandable Trolley Case (valued at HK$2,780; Random Color) / Philips RO Water Dispenser ADD6901HWH01/90 (valued at HK$2,488; White Color) / HK$1,800 Apple Store Gift Card OR Wellcome Shopping Voucher exclusively from MoneyHero with HK$1,000 of spending.
Important Dates | Requirements |
From 31 May 2023 6 p.m. to 30 June 2023 6 p.m. | New Citi Credit Card Customers who successfully apply for the Designated Cards via MoneyHero. Eligible applicants can get Marshall Stanmore II Wireless Speaker (valued at HK$3,499; Random Color) / FOREO LUNA™ 3 plus Heated facial cleansing (valued at HK$2,890) / Delsey TITANIUM 81.5CM/32 Inch 4 Wheels Expandable Trolley Case (valued at HK$2,780; Random Color) / Philips RO Water Dispenser ADD6901HWH01/90 (valued at HK$2,488; White Color) / HK$1,800 Apple Store Gift Card OR Wellcome Shopping Voucher |
Within 7 days of receiving the form | Submit the reward redemption form sent via email previously |
On or before 31 July 2023 | The card must be approved by Citibank. You are required to activate the card |
Within 30 days upon card approval | Make a minimum spend of HK$1000 with the card |
- Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure reward eligibility
- Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).
- You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- Please complete the redemption form within 7 days. MoneyHero will verify your reward eligibility with Citibank.
- Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card & Citi Prestige Card.
- If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
- Applicants understand and accept that gift fulfillment is facilitated by MoneyHero. Citibank (Hong Kong) does not have any liability or responsibility for the gift fulfillment.
Points will never expire
- Local Spending: HK$6 = 12 Points, equivalent to HK$6 = 1 mile
- Overseas Spending: HK$4 = 12 Points, equivalent to HK$4 = 1 mile
- Pay annual fee of HK$3,800 to receive240,000 Points every year from the second year onwards, equivalent to 20,000 Asia Miles
- Points can redeem cash rebate, vouchers, gifts and airmiles
Complimentary 4th night at any hotel
- Complimentary night at any hotel when you book a minimum 4-consecutive-night stay including staycation
One call connects to 24/7 Citi Prestige Concierge hotline with multiple languages
Free travel insurance
- Pay in full or redeem for flight tickets/accommodation/travel tours with your Citi Prestige Card, you and your family can enjoy free travel insurance.
Extended warranty insurance, purchase protection insurance, e-commerce protection insurance and more
Annual fee of HK$3,800 must be paid.
mReferral/ MoneyHero exclusive offer is only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
Terms and conditions apply

- Up to 5% Rebate Program for F&B

- Dining Privileges Up to 30% off
- Welcome Offer Up to HK$1,000 Cash Rebate
DBS Eminent Card Brand-new Up to 5% Rebate Program
- 4 designated spending categories up to 5% rebate (applicable for the first HK$8,000 Eligible Spending in Other Retail Spending in each calendar month)
- Other retail spending up to 1 % rebate (applicable for the first HK$20,000 Eligible Spending in Other Retail Spending in each calendar month)
- Registration in DBS Card+ mobile application is required
Welcome Offer
New Customers who successfully apply DBS Eminent Card by 2 July 2023 can enjoy the first year annual fee waiver and following fabulous welcome offer, upon spending with the new card in the first 3 months and activating DBS Card+ account in the first month:
Welcome Gift | “Spending Requirement” |
Up to HK$1,000 Cash Rebate:
|
|
Dining Privileges Up to 30% off
- HEXA / SIXA 30% off
- Classified 30% off
- Conrad Hong Kong up to 15% off
- Hyatt Regency Hong Kong, Tsim Sha Tsui 15% off
- JW Marriott Hotel Hong Kong up to 15% off
- The Mira Hong Kong 15% off
- BISTECCA 10% off
Health & Wellness Privileges Up to 52% off/Enjoy Trial
- Pure Yoga Trial and Sign-up Offers
- Zenyum Year-round offer
- Up to 52% discount on designated check-up plans
Exclusive Offer for Treasures Private Client / Treasures Client to enjoy up to 6.6% rebate on local dining spending during birthday month
- Includes 5% dining rebate of “DBS Eminent Card Up to 5% Rebate Program” and DBS Treasures Customers Exclusive extra 1.6% rebate of local dining spending
Enjoy full-year Buy-5-Get-1 Free offers at designated coffee shops
- Receive 1 stamp for each transaction of HK$25 or above. For every 5 stamps collected, you will receive a HK$25 “InstaRedeem” discount for the 6th transaction in the same month.
mReferral/ MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS
Cash Rebate is not applicable to applicants who, during the New Card approval process, have applied for or held any principal DBS Eminent Visa Signature Card and/ or DBS Eminent Visa Platinum Card (formerly named as DBS Visa Platinum Card, DBS Visa Gold Card or DBS Visa Classic Card).
New Customer must download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 1 month of the New Card issuance date in order to be eligible to the Welcome Offer
Reload of digital wallet does not count as eligible transactions of welcome offer. DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning Cash Rebate
Terms and conditions apply, click “Apply Now” for more details.

- [Till 31May] mReferral Exclusive Offer - BRUNO Soymilk & Soup Blender OR HK$500 Apple Store/HKTVmall e-Gift Voucher

- Up to 16 % cash rebate
mReferral Exclusive Offer
BRUNO Soymilk & Soup Blender (valued at HK$698) OR HK$500 Apple Store Gift Card OR HK$500 HKTVmall e-Gift Voucher
- New CNCBI Credit Card Customers get rewarded with BRUNO Soymilk & Soup Blender (valued at HK$698) OR HK$500 Apple Store Gift Card OR HK$500 HKTVmall e-Gift Voucher by fulfilling the following requirements:
Requirements
From now till 31 May 2023 6 p.m. | Successfully apply for designated CNCBI Credit Card(s) and submitted redemption form via mReferral/ MoneyHero |
On or before 30 June 2023 | The card must be approved by CNCBI. |
Within 7 days of receiving the form | Submit the reward redemption form sent via email previously. |
- Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming mReferral/ MoneyHero exclusive offer.
- Designated card(s) include CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
- Each customer is entitled to MoneyHero Time-limited Exclusive Offer once only.
- Not applicable to any credit card applicant who currently holds or held any other CNCBI Credit Cards issued by the Bank in the 12-month immediately preceding the relevant application for the credit card (excluding supplementary cardmember).
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- Terms and Conditions apply.
- If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
- Offer 1: Up to 16 % cash rebate includes 10% cash rebate on spending in Foreign Currencies in the first 3 months (maximum of HK$1,000 cash rebate) and year round 6% cash rebate on Dining, Online and Foreign Currency Spending (maximum of HK$200 extra cash rebate in each month).
- Offer 2: Enjoy HK$700 Cash Rebate with the accumulated amount of HK$8,000 spent in retail transaction in the first 2 months
- First year annual fee waiver
Terms and conditions apply, click “Apply Now” for more details.
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- Marshall Stanmore II Wireless Speaker (valued at HK$3,499; Random Color) / FOREO LUNA™ 3 plus Heated facial cleansing (valued at HK$2,890) / Delsey TITANIUM 81.5CM/32 Inch 4 Wheels Expandable Trolley Case (valued at HK$2,780; Random Color)
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- Up to 12 times complimentary access to airport lounges for every calendar year

- [Till 31May] mReferral Exclusive Offer - Samsonite ROBEZ SPINNER 68/25 EXP Luggage / Marshall Stanmore II Wireless Speaker/ LG SN7CY Soundbar/ Apple Watch SE (40mm; GPS) / HK$1,800 Apple Store OR Wellcome Shopping Voucher

- 3 times LoungeKey Airport Lounge visits
- Up to 10X points with Rewards UnionPay Card
MoneyHero Exclusive Offer:[31 May 6 p.m. - 30 June 6 p.m.⏰] Eligible applicants can get Marshall Stanmore II Wireless Speaker (valued at HK$3,499; Random Color) / FOREO LUNA™ 3 plus Heated facial cleansing (valued at HK$2,890) / Delsey TITANIUM 81.5CM/32 Inch 4 Wheels Expandable Trolley Case (valued at HK$2,780; Random Color) / Philips RO Water Dispenser ADD6901HWH01/90 (valued at HK$2,488; White Color) / HK$1,800 Apple Store Gift Card OR Wellcome Shopping Voucher exclusively from MoneyHero with HK$1,000 of spending.
Important Dates | Requirements |
From 31 May 2023 6 p.m. to 30 June 2023 6 p.m. | New Citi Credit Card Customers who successfully apply for the Designated Cards via MoneyHero. Eligible applicants can get Marshall Stanmore II Wireless Speaker (valued at HK$3,499; Random Color) / FOREO LUNA™ 3 plus Heated facial cleansing (valued at HK$2,890) / Delsey TITANIUM 81.5CM/32 Inch 4 Wheels Expandable Trolley Case (valued at HK$2,780; Random Color) / Philips RO Water Dispenser ADD6901HWH01/90 (valued at HK$2,488; White Color) / HK$1,800 Apple Store Gift Card OR Wellcome Shopping Voucher |
Within 7 days of receiving the form | Submit the reward redemption form sent via email previously |
On or before 31 July 2023 | The card must be approved by Citibank. You are required to activate the card |
Within 30 days upon card approval | Make a minimum spend of HK$1000 with the card |
- Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure reward eligibility
- Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).
- You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- Please complete the redemption form within 7 days. MoneyHero will verify your reward eligibility with Citibank.
- Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card & Citi Prestige Card.
- If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
- Applicants understand and accept that gift fulfillment is facilitated by MoneyHero. Citibank (Hong Kong) does not have any liability or responsibility for the gift fulfillment.
Points will never expire
- Local Spending: HK$6 = 12 Points, equivalent to HK$6 = 1 mile
- Overseas Spending: HK$4 = 12 Points, equivalent to HK$4 = 1 mile
- Pay annual fee of HK$3,800 to receive240,000 Points every year from the second year onwards, equivalent to 20,000 Asia Miles
- Points can redeem cash rebate, vouchers, gifts and airmiles
Complimentary 4th night at any hotel
- Complimentary night at any hotel when you book a minimum 4-consecutive-night stay including staycation
One call connects to 24/7 Citi Prestige Concierge hotline with multiple languages
Free travel insurance
- Pay in full or redeem for flight tickets/accommodation/travel tours with your Citi Prestige Card, you and your family can enjoy free travel insurance.
Extended warranty insurance, purchase protection insurance, e-commerce protection insurance and more
Annual fee of HK$3,800 must be paid.
mReferral/ MoneyHero exclusive offer is only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
Terms and conditions apply

- [Till 31May] mReferral Exclusive Offer - Samsonite ROBEZ SPINNER 68/25 EXP Luggage / Marshall Stanmore II Wireless Speaker/ LG SN7CY Soundbar/ Apple Watch SE (40mm; GPS)/ HK$1,800 Apple Store OR Wellcome Shopping Voucher

- Enjoy 5X Points for all wallet transactions (Apple Pay, Google Pay and Samsung Pay)
MoneyHero Exclusive Offer:[31 May 6 p.m. - 30 June 6 p.m.⏰] Eligible applicants can get Marshall Stanmore II Wireless Speaker (valued at HK$3,499; Random Color) / FOREO LUNA™ 3 plus Heated facial cleansing (valued at HK$2,890) / Delsey TITANIUM 81.5CM/32 Inch 4 Wheels Expandable Trolley Case (valued at HK$2,780; Random Color) / Philips RO Water Dispenser ADD6901HWH01/90 (valued at HK$2,488; White Color) / HK$1,800 Apple Store Gift Card OR Wellcome Shopping Voucher exclusively from MoneyHero with HK$1,000 of spending.
Important Dates | Requirements |
From 31 May 2023 6 p.m. to 30 June 2023 6 p.m. | New Citi Credit Card Customers who successfully apply for the Designated Cards via MoneyHero. Eligible applicants can get Marshall Stanmore II Wireless Speaker (valued at HK$3,499; Random Color) / FOREO LUNA™ 3 plus Heated facial cleansing (valued at HK$2,890) / Delsey TITANIUM 81.5CM/32 Inch 4 Wheels Expandable Trolley Case (valued at HK$2,780; Random Color) / Philips RO Water Dispenser ADD6901HWH01/90 (valued at HK$2,488; White Color) / HK$1,800 Apple Store Gift Card OR Wellcome Shopping Voucher |
Within 7 days of receiving the form | Submit the reward redemption form sent via email previously |
On or before 31 July 2023 | The card must be approved by Citibank. You are required to activate the card |
Within 30 days upon card approval | Make a minimum spend of HK$1000 with the card |
- Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure reward eligibility
- Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).
- You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- Please complete the redemption form within 7 days. MoneyHero will verify your reward eligibility with Citibank.
- Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card & Citi Prestige Card.
- If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
- Applicants understand and accept that gift fulfillment is facilitated by MoneyHero. Citibank (Hong Kong) does not have any liability or responsibility for the gift fulfillment.
- Rewards Points
- Enjoy 5X Points for all wallet transactions (Apple Pay, Google Pay and Samsung Pay)
- Enjoy 3X Points for all Mastercard contactless and payWave transactions.
- First year annual fee waiver
Terms and conditions apply
For details, please click “Apply Now”.

- Marshall Stanmore II Wireless Speaker (valued at HK$3,499; Random Color) / FOREO LUNA™ 3 plus Heated facial cleansing (valued at HK$2,890) /

- 2% rebate for local dining, local hotel spending & foreign currency spending with no cap
Important Dates | Requirements |
From 31 May 2023 6 p.m. to 30 June 2023 6 p.m. | New Citi Credit Card Customers who successfully apply for the Designated Cards via mReferral/MoneyHero. |
Within 7 days of receiving the form | Submit the reward redemption form sent via email previously |
On or before 31 July 2023 | The card must be approved by Citibank. You are required to activate the card |
Within 30 days upon card approval | Make a minimum spend of HK$1,000 with the card |
- Tips:
- Please turn off AdBlocker and private mode before application
- Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).
- You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming mReferral/ MoneyHero exclusive offer.
- Please complete the redemption form within 7 days. MoneyHero will verify your reward eligibility with Citibank.
- Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card & Citi Prestige Card.
- If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
- Applicants understand and accept that gift fulfillment is facilitated by MoneyHero. Citibank (Hong Kong) does not have any liability or responsibility for the gift fulfillment.
- Clear requirement of Welcome Gift. Auto cash rebate with no cap. Cash rebate will be used to settle the outstanding balance of the statement.
- 2% rebate on local dining spending
- 2% rebate on local hotel spending
- 2% rebate on spending in foreign currency
- 1% rebate on other spending, including e-wallet top-up and Octopus Card auto top-up
- Rebate will be credited to the eligible card account on the following statement of account when the accumulated rebate balance reaches HK$200 or above and be used to settle the outstanding balance as well as new purchases excluding the Minimum Payment Due.
- Purchase Protection Insurance
- First year annual fee waiver
- Transactions made at any merchant in the European Economic Area are not entitled to 2% foreign currency cash rebate
Terms and conditions apply
For details, please click “Apply Now”.

- [Till 31May] mReferral Exclusive Offer - HK$800 Apple Store Gift Card /HKTVmall e-Gift Voucher /Wellcome Shopping Voucher

- Up to HK$3,300 Cash Rebate
- Extra 12% Rebate on BEA Days - Mobile Payment Spending
mReferral Exclusive Offer - Time limited offer value up to HK$3,300
- Dual card offer:new customers who apply BEA World Mastercard along with i-Titanium Card (Using 1 application form), enter promo code "BEAMHC22" during the application, approved by BEA on or before 30 June 2023, and spend once in any amount with both new cards within 30 days from the day of card issued, you can get HK$800 Apple Store Gift Card / HK$800 HKTVmall e-Gift Voucher / HK$800 Wellcome Shopping Voucher (1 out of 3)
- From 2 May 2023 at 6 p.m. to 31 May 2023 at 6 p.m., new customers who apply either BEA World Mastercard or i-Titanium Card, enter promo code "BEAMHC22" during the application, and spend once in any amount within 30 days from the day of card issued, the exclusive offer would be HK$400 Apple Store Gift Card / HK$400 HKTVmall e-Gift Voucher / HK$400 Wellcome Shopping Voucher (1 out of 3)
- Offer cannot be used in conjunction with any other promotional offer [For example: BEA Credit Card MGM Scheme]
- Tips:
- Please turn off AdBlocker and private mode before application
- Please be reminded to complete all below steps for receiving the Exclusive Offer:
- Step 1. At mReferral/ MoneyHero Website, click “Apply Now” button which is under content of “BEA World Mastercard”, then fill the email address and click “Confirm”. After that, the page would be directed to BEA website automatically and click “Learn More & Apply” to apply both World Mastercard and i-Titanium card. Please remember to enter promo code "BEAMHC22" during the application.
- Step 2.mReferral/ MoneyHero would share “Reward Redemption Form” by via email, please complete and submit to mReferral/MoneyHero for verifying the eligibility of reward. Please be reminded, the “Reward Redemption Form” should be submitted to mReferral/MoneyHero within 7 days after application submission, and any late and/or reasons of failure submission are NOT entitled to enjoy the Exclusive offer.
- Step 3. To speed up the approval process, please keep the application reference number in the email from BEA for record and submit the required documents during application. The application reference number should begin with "OA" and is a composition of characters and numbers of 12 digits. The application reference number can be found in the email from BEA (e.g. OAXXX1XX11XX). Please check the application reference number carefully to avoid disqualification.
- Step 4. If you have concerns regarding the redemption process, please refer to this article.
- Step 5. Terms and Conditions apply.
Requirement | mReferral/MoneyHero Exclusive Offer | |
Apply BEA World Mastercard along with i-Titanium Card (Using 1 application form) | ||
From now until 30 June 2023 at 6 p.m., new customers who apply BEA World Mastercard along with i-Titanium Card (Using 1 application form), enter promo code "BEAMHC22" during the application, approved by BEA on or before 31 July 2023, and spend once in any amount with both new cards within 30 days from the day of card issued |
| |
Apply BEA World Mastercard or i-Titanium Card (Either one) | ||
From now until 30 June 2023 at 6 p.m., new customers who apply BEA World Mastercard or i-Titanium Card, enter promo code "BEAMHC22" during the application, approved by BEA on or before 31 July 2023, and spend once in any amount within 30 days from the day of card issued |
|
World Mastercard & i-Titanium Card Dual Card Welcome Offer - Up to HK$3,300 Cash Rebate
Personalized Card Rewards to Match Your Needs
- BEA Mileage Reward
- BEA Bonus Points Reward
- Turn Bonus Points into Cash Rebate with Mobile App
Enjoy Daily and Travelling Privileges
- Extra 12% Rebate on BEA Days - Mobile Payment Spending (Local bakeries/fast-food restaurants/coffee shops/local transport spending: 2.4% cash rebate + extra 12% BEA Days rebate)
- Applicable to purchases at local bakeries/fast-food restaurants/coffee shops/local transport through Apple Pay/Google Pay after registration
- Cardholders whose monthly retail spending reach HK$2,000 will be entitled to 12% cash rebate on the designated mobile payments purchases
Various Mastercard® Airport Experiences
Welcome Offers from Bank of East Asia
- HK$800 Cash Rebate and up to HK$2,000 Cash Rebate
- New customers accumulate retail spending/cash advance of HK$8,000 or above within first 3 months from card issuance and activate World Mastercard through BEA App can earn HK$800 Cash Rebate
- Receive extra 2% rebate for all Eligible Transactions made on the World Mastercard within the first 3 months from the date of card issuance, up to HK$2,000 Cash Rebate
- Promotion period: from now till 30 April 2023
First year annual fee waiver
The welcome gift & mReferral/ MoneyHero Exclusive Offer are only available to customers who have not held a principal BEA Credit Card in the 6 months prior to the application submission date.
Spend once in any amount with both new cards within 30 days from the day of card issued to be eligible for MoneyHero’s Exclusive offer
Transaction made at supermarkets, travel agencies, and to government departments; and recurring transactions and/or autopay transactions will not be eligible for extra Bonus Points
Terms and conditions apply, click “Apply Now” for more details.

- [Till 30 June] mReferral Exclusive Offer - get HK$800 Apple Store Gift Card /HKTVmall e-Gift Voucher /Wellcome Shopping Voucher

- Up to HK$3,300 Cash Rebate
- Extra 12% rebate on BEA Days - Mobile Payment spending
[Till 30 June] mReferral Exclusive Offer
- Dual card offer: New customers who apply BEA World Mastercard along with i-Titanium Card (Using 1 application form), enter promo code "BEAMHC22" during the application, approved by BEA on or before 31 July 2023, and spend once in any amount with both new cards within 30 days from the day of card issued, you can get HK$800 Apple Store Gift Card / HK$800 HKTVmall e-Gift Voucher / HK$800 Wellcome Shopping Voucher
- Single card offer: New customers who apply either BEA World Mastercard or i-Titanium Card, enter promo code "BEAMHC22" during the application, and spend once in any amount within 30 days from the day of card issued, the exclusive offer would be HK$400 Apple Store Gift Card / HK$400 HKTVmall e-Gift Voucher / HK$400 Wellcome Shopping Voucher
- Offer cannot be used in conjunction with any other promotional offer [For example: BEA Credit Card MGM Scheme]
- Tips:
- Please turn off AdBlocker and private mode before application
- Please be reminded to complete all below steps for receiving the Exclusive Offer:
- Step 1. At mReferral/ MoneyHero Website, click “Apply Now” button which is under content of “BEA World Mastercard”, then fill the email address and click “Confirm”. After that, the page would be directed to BEA website automatically and click “Learn More & Apply” to apply both World Mastercard and i-Titanium card. Please remember to enter promo code "BEAMHC22" during the application.
- Step 2. mReferral/ MoneyHero would share “Reward Redemption Form” by via email, please complete and submit to mReferral/MoneyHero for verifying the eligibility of reward. Please be reminded, the “Reward Redemption Form” should be submitted to mReferral/MoneyHero within 7 days after application submission, and any late and/or reasons of failure submission are NOT entitled to enjoy the Exclusive offer.
- Step 3. To speed up the approval process, please keep the application reference number in the email from BEA for record and submit the required documents during application. The application reference number should begin with "OA" and is a composition of characters and numbers of 12 digits. The application reference number can be found in the email from BEA (e.g. OAXXX1XX11XX). Please check the application reference number carefully to avoid disqualification.
- Step 4. If you have concerns regarding the redemption process, please refer to this article.
- Step 5. Terms and Conditions apply.
Requirement | mReferral/MoneyHero Exclusive Offer |
Apply BEA World Mastercard along with i-Titanium Card (Using 1 application form) | |
From now until 30 June 2023 at 6 p.m., new customers who apply BEA World Mastercard along with i-Titanium Card (Using 1 application form), enter promo code "BEAMHC22" during the application, approved by BEA on or before 31 July 2023, and spend once in any amount with both new cards within 30 days from the day of card issued |
(1 out of 3) |
Apply BEA World Mastercard or i-Titanium Card (Either one) | |
From now until 30 June 2023 at 6 p.m., new customers who apply BEA World Mastercard or i-Titanium Card, enter promo code "BEAMHC22" during the application, approved by BEA on or before 31 July 2023, and spend once in any amount within 30 days from the day of card issued |
(1 out of 3) |
World Mastercard & i-Titanium Card Dual Card Welcome Offer - Up to HK$3,300 Cash Rebate
[Hey! Student! ] BEA iTitanium Card is also applicable to Tertiary Students. It has no income requirement. You are eligible for up to $200 cash rebate! Apply here!
Up to 3.4% on Online Shopping Spending. An essential card for online shoppers.
- 3.4% rebate on online shopping spending (3% i-Dollar rebate + 0.4% cash rebate)
- Cardholders whose monthly retail spending reach HK$1,800 will be entitled to an i-Dollar Rebate on online shopping transactions in that calendar month.
- Extra 12% rebate on BEA Days - Mobile Payment spending (Local bakeries/fast-food restaurants/coffee shops spending: 0.4% cash rebate + extra 10% BEA Days rebate)
- Applicable to purchases at local bakeries/fast-food restaurants/coffee shops through Apple Pay/Google Pay after registration.
- Cardholders whose monthly retail spending reach HK$2,000 will be entitled to 10% cash rebate on the designated mobile payments purchases.
- 0.4% rebate on other spending
- i-Dollar rebate and cash rebate earned in that calendar month will be credited to the principal card account in the following month.
Priority Booking Service for Spectacular Concerts.
First year annual fee waiver
The welcome offer and mReferral / MoneyHero Exclusive Offer are only available to customers who have not held a principal BEA Credit Card (excluding the BEA Corporate Card and all co-branded/affinity cards and supplementary cards) in the 6 months prior to the application submission date and at the time of card approval (excluding selected customers).
Spend once in any amount with both new cards within 30 days from the day of card issued to be eligible for MoneyHero’s Exclusive offer
Only 0.4% basic cash rebate will be given to transactions made at supermarkets, travel agencies, to government departments, recurring transactions and/or autopay transactions.
Terms and conditions apply, click “Apply Now” for more details.

- mReferral Exclusive Offer - HK$100 cash rebate + HK$200 HKTVmall Coupon/ Wellcome Shopping Voucher

- Welcome Offer - Samsung Galaxy Tab A7 Lite (LTE) Tablet (T225) /B&O Beosound Explore Bluetooth Speaker / HK$500 Cash Rebate
- Crazy WeWa Reward up to 6% Cash Rebate
HK$100 cash rebate + HK$200 HKTVmall Coupon/ Wellcome Shopping Voucher
New customers of PrimeCredit Credit Card who successfully apply for PrimeCredit WeWa UnionPay Card via MoneyHero can enjoy HK$100 cash rebate + HK$200 HKTVmall Coupon/ Wellcome Shopping Voucher
PrimeCredit will credit the HK$100 cash rebate into the respective credit card account after the card is successfully approved.
HK$100 cash rebate Promotion Period: from now till 31 December 2023
HK$200 HKTVmall Coupon/ Wellcome Shopping Voucher Promotion Period: from now till
31 December 2023
How to be entitled to MoneyHero Exclusive Offer?
From now till 31 December 2023, new cardholders of PrimeCredit Credit Card who successfully apply for PrimeCredit WeWa UnionPay Card via MoneyHero are entitled to enjoy MoneyHero Exclusive Offer - HK$100 cash rebate
From now till 31 December 2023, new cardholders of PrimeCredit Credit Card who successfully apply for PrimeCredit WeWa UnionPay Card via MoneyHero are entitled to enjoy MoneyHero Exclusive Offer - HK$200 HKTVmall Coupon/ Wellcome Shopping Voucher
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
MoneyHero Exclusive Offer is provided by MoneyHero, PrimeCredit has no relation with its redemption, usage and dispute.
Terms and Conditions apply.
Welcome Offers from PrimeCredit
OFFER 1
Samsung Galaxy Tab A7 Lite (LTE) Tablet (T225)
Qualified retail spending over HK$8,500 within the first 90 days of card issuance
The Welcome Offer redemption SMS will be sent to the Cardholder within 4 months upon fulfilling the designated Eligible Retail Purchase Transactions Requirement with the new card. Please refer to the OmyCard mobile application for details o
OFFER 1
Samsung Galaxy Tab A7 Lite (LTE) Tablet (T225)
Qualified retail spending over HK$8,500 within the first 90 days of card issuance
The Welcome Offer redemption SMS will be sent to the Cardholder within 4 months upon fulfilling the designated Eligible Retail Purchase Transactions Requirement with the new card. Please refer to the OmyCard mobile application for details of redemption after receiving Welcome Offer redemption SMS.
OFFER 2
B&O Beosound Explore Bluetooth Speaker
Qualified retail spending over HK$8,500 within the first 90 days of card issuance
The Welcome Offer redemption SMS will be sent to the Cardholder within 4 months upon fulfilling the designated Eligible Retail Purchase Transactions Requirement with the new card. Please refer to the OmyCard mobile application for details of redemption after receiving Welcome Offer redemption SMS.OFFER 2
B&O Beosound Explore Bluetooth Speaker
Qualified retail spending over HK$8,500 within the first 90 days of card issuance
The Welcome Offer redemption SMS will be sent to the Cardholder within 4 months upon fulfilling the designated Eligible Retail Purchase Transactions Requirement with the new card. Please refer to the OmyCard mobile application for details of redemption after receiving Welcome Offer redemption SMS.OFFER 2
B&O Beosound Explore Bluetooth Speaker
Qualified retail spending over HK$8,500 within the first 90 days of card issuance
The Welcome Offer redemption SMS will be sent to the Cardholder within 4 months upon fulfilling the designated Eligible Retail Purchase Transactions Requirement with the new card. Please refer to the OmyCard mobile application for details of redemption after receiving Welcome Offer redemption SMS.OFFER 2
B&O Beosound Explore Bluetooth Speaker
Qualified retail spending over HK$8,500 within the first 90 days of card issuance
The Welcome Offer redemption SMS will be sent to the Cardholder within 4 months upon fulfilling the designated Eligible Retail Purchase Transactions Requirement with the new card. Please refer to the OmyCard mobile application for details of redemption after receiving Welcome Offer redemption SMS.f redemption after receiving Welcome Offer redemption SMS.
OFFER 1
Samsung Galaxy Tab A7 Lite (LTE) Tablet (T225)
Qualified retail spending over HK$8,500 within the first 90 days of card issuance
The Welcome Offer redemption SMS will be sent to the Cardholder within 4 months upon fulfilling the designated Eligible Retail Purchase Transactions Requirement with the new card. Please refer to the OmyCard mobile application for details of redemption after receiving Welcome Offer redemption SMS.
OFFER 2
B&O Beosound Explore Bluetooth Speaker
Qualified retail spending over HK$8,500 within the first 90 days of card issuance
The Welcome Offer redemption SMS will be sent to the Cardholder within 4 months upon fulfilling the designated Eligible Retail Purchase Transactions Requirement with the new card. Please refer to the OmyCard mobile application for details of redemption after receiving Welcome Offer redemption SMS.
OFFER 2
B&O Beosound Explore Bluetooth Speaker
Qualified retail spending over HK$8,500 within the first 90 days of card issuance
The Welcome Offer redemption SMS will be sent to the Cardholder within 4 months upon fulfilling the designated Eligible Retail Purchase Transactions Requirement with the new card. Please refer to the OmyCard mobile application for details of redemption after receiving Welcome Offer redemption SMS.OFFER 2
B&O Beosound Explore Bluetooth Speaker
Qualified retail spending over HK$8,500 within the first 90 days of card issuance
The Welcome Offer redemption SMS will be sent to the Cardholder within 4 months upon fulfilling the designated Eligible Retail Purchase Transactions Requirement with the new card. Please refer to the OmyCard mobile application for details of redemption after receiving Welcome Offer redemption SMS.
- New customers of PrimeCredit Credit Card who successfully apply for PrimeCredit WeWa UnionPay Card via MoneyHero can enjoy HK$600 cash rebate + HK$200 HKTVmall Coupon
- How to redeem mReferral/ MoneyHero exclusive offer?
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. mReferral/ MoneyHero will verify your reward eligibility with PrimeCredit.
- Tips:
- Please turn off AdBlocker and private mode before application
- WeWa x LCX Shopping Privileges Promotion
- Promotion Period: 1 March to 4 June 2023
- Offer A – Up to HK$1,800 Gift Vouchers
- Cardholders shall be entitled to redeem a set of HK$150 Gift Vouchers upon accumulating same-day spending of HK$800 or above at stores within LCX. The HK$150 Gift Vouchers include a piece of HK$50 LCX Gift voucher and a piece of HK$100 Designated Brand Gift Voucher.
- Each Customer can redeem the Reward up to 2 times a day, maximum 3 times per month. The period of 1 March 2023 to 4 June 2023 will be calculated as a calendar month. Maximum 12 times throughout the promotion period.
- Cardholder can redeem the Reward by maximum 3 transaction receipts and each receipt amount at HK$100 or above.
- Offer B – Redeem a LCX VIP Pass
- Cardholders shall be entitled to redeem a LCX VIP Pass with validity of 30 days upon issuance by presenting WeWa / EarnMore credit card to enjoy 10% discount at designated stores at LCX.
- Offer C – Redeem a LCX Reward Card
- Cardholders shall be entitled to register as a LCX Rewards Card Member at LCX Customer Service Counter upon accumulating same-day spending at HK$1,600 or above at stores within LCX (original spending requirement at HK$3,000), to enjoy 10% discount at designated stores at LCX or other member privileges.
- Offer D – Selected Merchant Offers
- Cardholders shall be entitled to enjoy shopping privileges at selected merchant’s stores.
- Terms and Conditions apply. Please refer to PrimeCredit official website for details.
Suning Hong Kong Offer
Promotion Period: 1 March 2023 to 30 June 2023
- Offer A – Up to HK$2,400 Cash Rebate
- Cardholders are entitled up to HK$2,400 cash rebate at any Suning Hong Kong stores or online store www.hksuning.com by spending with PrimeCredit EarnMORE Credit Card and WeWa Credit Card and upon registration at OmyCard Mobile Application:
- Conduct a single transaction of designated spending amount at any Suning Hong Kong stores or online store www.hksuning.com:
Designated Spending Amount of Single Transaction | Cash Rebate | Maximum Cash Rebate Throughout the Promotion Period |
HK$500 – HK $2,999 | HK$30 | HK$2,400 |
HK$3,000 – HK$5,999 | HK$130 | |
HK$6,000 – HK$8,999 | HK$270 | |
HK9,000 or above | HK$480 |
- Offer B – Up to 60% off on selected items
- WeWa Daily Tap Rewards
- Promotion Period: 1 March 2023 to 31 August 2023
- Welcome Offer
- From now till 31 August 2023, new PrimeCredit Credit Card Cardholder who successfully applied WeWa UnionPay Diamond Card is entitled to one of the following Welcome Offers upon fulfilling the Eligible Retail Purchase Transactions Requirement specified below:
Eligible Retail Purchase Transactions Requirement | Welcome Offers options |
Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date | Samsung Galaxy Tab A7 Lite (LTE) Tablet (T225) |
B&O Beosound Explore Bluetooth Speaker | |
HK$500 Cash Rebate | |
No Spending Requirement | Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program |
Enjoy limited-time offers and activities in OmyCard app
Pay with WeWa UnionPay Credit Card and enjoy direct cash rebate.
3-month Interest-free Credit Card Transaction Instalment Plan
Travel Benefits
Annual fee waiver for the first 2 years
Welcome offers, HK$100 Cash Rebate Offer and MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.
Each card can be entitled to a maximum amount of HK$2,000
Terms and conditions apply, click “Apply Now” for more details.

- mReferral Exclusive Offer - HK$100 cash rebate + HK$200 HKTVmall Coupon/ Wellcome Shopping Voucher

- Welcome Offer - Aurabeat AG+ Medical Grade Silver Ion Antiviral Air Purifier OR OTO Vanda Lite Massage Chair OR HK$500 Cash Rebate
mReferral Exclusive Offer - HK$100 cash rebate + HK$200 HKTVmall Coupon/ Wellcome Shopping Voucher
Welcome Offer - Aurabeat AG+ Medical Grade Silver Ion Antiviral Air Purifier (LSP-X1)
OR OTO Vanda Lite Massage Chair (VN-03) OR HK$500 Cash Rebate OR Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Program
- New customers of PrimeCredit Credit Card who successfully apply for PrimeCredit Credit Card via mReferral/MoneyHero can enjoy HK$100 cash rebate + HK$200 HKTVmall Coupon/ Wellcome Shopping Voucher.
- How to redeem mReferral/ MoneyHero exclusive offer?
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. mReferral/ MoneyHero will verify your reward eligibility with PrimeCredit.
- Tips:
- Please turn off AdBlocker and private mode before application
PrimeCredit x Deliveroo - up to HK$160 Instant Discount
Promotion Period: 1 May 2023 - 30 June 2023
Get up to HK$160 Deliveroo e-vouchers by using PrimeCredit WeWa or EarnMORE credit card and designated promotion codes on Deliveroo (including mobile app and website)! Enjoy HK$40 off for HK$200 or above with the e-voucher.
Spending Phase | Promotion Code |
Phase 1 (1 to 31 May) | PCLMAY80 |
Phase 2 (1 to 30 June) | PCLJUN80 |
- WeWa x LCX Shopping Privileges Promotion
- Promotion Period: 1 March to 4 June 2023
- Offer A – Up to HK$1,800 Gift Vouchers
- Cardholders shall be entitled to redeem a set of HK$150 Gift Vouchers upon accumulating same-day spending of HK$800 or above at stores within LCX. The HK$150 Gift Vouchers include a piece of HK$50 LCX Gift voucher and a piece of HK$100 Designated Brand Gift Voucher.
- Each Customer can redeem the Reward up to 2 times a day, maximum 3 times per month. The period of 1 March 2023 to 4 June 2023 will be calculated as a calendar month. Maximum 12 times throughout the promotion period.
- Cardholder can redeem the Reward by maximum 3 transaction receipts and each receipt amount at HK$100 or above.
- Offer B – Redeem a LCX VIP Pass
- Cardholders shall be entitled to redeem a LCX VIP Pass with validity of 30 days upon issuance by presenting WeWa / EarnMore credit card to enjoy 10% discount at designated stores at LCX.
- Offer C – Redeem a LCX Reward Card
- Cardholders shall be entitled to register as a LCX Rewards Card Member at LCX Customer Service Counter upon accumulating same-day spending at HK$1,600 or above at stores within LCX (original spending requirement at HK$3,000), to enjoy 10% discount at designated stores at LCX or other member privileges.
- Offer D – Selected Merchant Offers
- Cardholders shall be entitled to enjoy shopping privileges at selected merchant’s stores.
- Terms and Conditions apply. Please refer to PrimeCredit official website for details.
Suning Hong Kong Offer
Promotion Period: 1 March 2023 to 30 June 2023
- Offer A – Up to HK$2,400 Cash Rebate
- Offer B – Up to 60% off on selected items
- Welcome Offer
Requirements | Welcome Offers |
Spend HK$9,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date | Aurabeat AG+ Medical Grade Silver Ion Antiviral Air Purifier (LSP-X1) (3 months instalment x HK$120 per month) |
OTO Vanda Lite Massage Chair (VN-03) | |
Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date | HK$500 Cash Rebate |
No Spending Requirement | Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program |
- Pay with EarnMORE UnionPay Credit Card and enjoy 2% direct cash rebate
- Easy and instant payment with in-app UnionPay QR code function in OmyCard app
- 3-month Interest-free Credit Card Transaction Instalment Plan
- Exemption of foreign transaction fees
- Annual fee waiver for the first 2 years
- Welcome offers, HK$100 Cash Rebate Offer and MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.
- Each card can be entitled to a maximum amount of HK$1,500 extra 1% cash rebate during the Promotion Period.
- Terms and Conditions apply.

- Welcome Offer: Up to 60,000 Miles

Credit Card Welcome offer
Spending within the first 2 months upon card issuance –
- Tier 1: Accumulated Eligible Transactions3 of HKD1,000 = 5,000 Miles
- Tier 2: Accumulated Eligible Transactions3 of HKD5,000 = 15,000 Miles
- Tier 3: Accumulated Eligible Transactions3 of HKD40,000 = 40,000 Miles
- Tier 4: Accumulated Eligible Transactions3 of HKD100,000 = 60,000 Miles
Miles Earning Rewards
- HKD2 = 1 Asia Mile for eligible spending on Cathay and HK Express5
- HKD4 = 1 Asia Mile for eligible spending on dining / food delivery platforms, online and overseas spending categories
- HKD6 = 1 Asia Mile for eligible spending in other categories which are posted in Hong Kong dollars
- Enjoy an exclusive rate of HKD4 = 3 Asia Miles on Friday, Saturday and Sunday at Cathay partner restaurants Learn more
HKD3 = 1 Mile upon sign up of Bonus Payroll Account, up to HKD20,000 annual spending (i.e. HKD1,667 per month) ) Learn more
From now till 29 June 2023, earn 300,000 Asia Miles in one go upon setting up a 12-month Asia Miles Time Deposit with HKD1,000,000/ USD120,000 new funds. RMB option is also available.
Terms and conditions apply. For details, please refer to Standard Chartered official website.

- Welcome Offer: Up to 80,000 Miles

Credit Card Welcome offer
Spending within the first 2 months upon card issuance –
- Tier 1: Accumulated Eligible Transactions3 of HKD1,000 = 5,000 Miles
- Tier 2: Accumulated Eligible Transactions3 of HKD5,000 = 15,000 Miles
- Tier 3: Accumulated Eligible Transactions3 of HKD40,000 = 60,000 Miles
- Tier 4: Accumulated Eligible Transactions3 of HKD100,000 = 80,000 Miles
Miles Earning Rewards
- HKD2 = 1 Asia Mile for eligible spending on Cathay and HK Express5
- HKD4 = 1 Asia Mile for eligible spending on dining / food delivery platforms, online and overseas spending categories
- HKD6 = 1 Asia Mile for eligible spending in other categories which are posted in Hong Kong dollars
- Enjoy an exclusive rate of HKD4 = 3 Asia Miles on Friday, Saturday and Sunday at Cathay partner restaurants Learn more
HKD2 = 1 Mile upon sign up of Bonus Payroll Account, up to HKD40,000 annual spending (i.e. HKD3,334 per month) Learn more
From now till 29 June 2023, earn 300,000 Asia Miles in one go upon setting up a 12-month Asia Miles Time Deposit with HKD1,000,000/ USD120,000 new funds. RMB option is also available.
Terms and conditions apply. For details, please refer to Standard Chartered official website.

- Welcome Offer: Up to 100,000 Miles

Credit Card Welcome Offer
Spending within the first 2 months upon card issuance –
- Tier 1: Accumulated Eligible Transactions3 of HKD1,000 = 5,000 Miles
- Tier 2: Accumulated Eligible Transactions3 of HKD5,000 = 15,000 Miles
- Tier 3: Accumulated Eligible Transactions3 of HKD40,000 = 80,000 Miles
- Tier 4: Accumulated Eligible Transactions3 of HKD100,000 = 100,000 Miles
Exclusive Privé Privileges
- Exclusive Privé Privileges which includes Priority Private concierge, gourmet privileges, exclusive benefits with our global luxury hotel partners and Airport Limousine Programme Learn More
Miles Earning Rewards
- HKD2 = 1 Asia Mile for eligible spending on to Cathay and HK Express5
- HKD4 = 1 Asia Mile for eligible spending on dining / food delivery platforms, online and overseas spending categories
- HKD6 = 1 Asia Mile for eligible spending in other categories which are posted in Hong Kong dollars
- Enjoy an exclusive rate of HKD4 = 3 Asia Miles on Friday, Saturday and Sunday at Cathay partner restaurants Learn more
HKD1 = 1 Mile upon sign up of Bonus Payroll Account, up to HKD60,000 annual spending (i.e. HKD5,000 per month) Learn more
From now till 29 June 2023, earn 300,000 Asia Miles in one go upon setting up a 12-month Asia Miles Time Deposit with HKD1,000,000/ USD120,000 new funds. RMB option is also available.
Terms and conditions apply. For details, please refer to Standard Chartered official website.

- Up to HKD600 CashBack

The Welcome Offer (“Welcome Offer”) is only applicable to new cardholders* who have submitted credit card application during the period from 28 February 2023 to 29 June 2023 (both dates inclusive) (the “Promotion Period”) and fulfilled the requirements as set out below.
1. Up to HKD600 CashBack
$600 CashBack for accumulated spending of $8,000 in 2 months
*Only applicable to New Cardholders. New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
Terms and conditions apply, click “Apply Now” for more details.

- Up to 6% rebate on online spending

- full-year Buy-5-Get-1 Free offers at designated coffee shops
DBS Live Fresh Card
- Shell Up to HK$200 Gasoline Offer
- foodpanda's pandamart Wednesday Flash Deal
- OpenRice 20% off via "InstaRedeem"
- Up to 6% rebate on online spending. You can pick spending category for extra rebate every month based on your own spending habit.
- DBS Live Fresh Card Exclusive: 90 days Interest-Free Repayment Period for Overseas, Travelling and Online Transaction
- 10 Free Trials for Flexi Shopping. No handling fee when you apply for Flexi Shopping Programme.
- First year annual fee waiver
- Enjoy full-year Buy-5-Get-1 Free offers at designated coffee shops
mReferral exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.
Online transactions in Hong Kong Dollars, reload of e-wallets and Octopus Automatic Add-Value Service are only entitled to 0.4% basic rebate.
Each Cardholder can enjoy a maximum of HK$150 Reward for each calendar month. Cardholders are required to claim the Reward for the relevant Eligible Transaction within 45 calendar days after the transaction date.
- Cardholders must click the red InstaRedeem button on the Timeline of DBS Card+ HK to enjoy the Reward.
Terms and conditions apply, click “Apply Now” for more details.

- Welcome Offer for New Customers: up to 80,000 miles

- Card Issued in Minutes, Instant Cash Out
- Up to 12% off on hotel booking offer from travel privileges
Enjoy full year travel privileges
- KLOOK "InstaRedeem" 20% off offer
- Up to 12% off on hotel booking offer from Expedia.com.hk
- Up to 12% off on hotel booking offer from Hotels.com
- Up to 10% off on hotel booking from Agoda.com
- Up to 7% off on selected products at KKday
- Up to 10% cash rebate on selected hotels booking at Booking.com
OpenRice 20% off via "InstaRedeem"
- Spend at OpenRice during the promotion period to enjoy 20% off via "InstaRedeem" (at the conversion rate of DBS$1 / $1 COMPASS Dollar = HK$1.25)
Welcome Offer - Air Miles
Welcome Offer for New Customers: up to 80,000 miles
- New customers have to accumulate the following eligible transactions within the first 2 months of card issuance can enjoy up to 80,000 miles:
Spending Condition | Miles Conversion Rate | |
Local Spending | First HK$5,000 | HK$0.5/mile |
Thereafter | HK$4/mile | |
Total accumulated miles rewards | 80,000 miles (i.e. DBS$3,840) |
- Terms and Conditions apply.
Redeem air miles or travel rewards with DBS$. No expiry date and redemption fee for DBS$.
- Redeem flight from Asia Miles, Avios, KrisFlyer & PhoenixMiles at any time; Asia Miles can be converted instantly and shall be credited to your mileage account instantly.
- Exclusive offers of 45% off when redeeming travel rewards with DBS$ from iGO Rewards.
InstaRedeem 30% off on Online / Travel Merchant Spending
Enjoy full-year Buy-5-Get-1 Free offers at designated coffee shops
- Receive 1 stamp for each transaction of HK$25 or above. For every 5 stamps collected, you will receive a HK$25 “InstaRedeem” discount for the 6th transaction in the same month.
mReferral exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.
DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning DBS$.
Terms and conditions apply, click “Apply Now” for more details.

- Up to $1,000 Welcome offer

- Up to 10% COMPASS Dollar Rebate on local supermarkets or Taobao spending every Wednesday
- Join the “COM-To-Play” Mini Game to win up to $5,000 COMPASS Dollar upon designated spending
New Customers are entitled to choose any one applicable welcome gift (“Welcome Gift”) set out below and enjoy extra HK$200 Cash Rebate (“Extra Welcome Gift”):
| Welcome Gift |
Option 1 | 100% Rebate on KMB or TenRen’s Tea (Up to HK$800 “InstaRedeem” Amount) |
Option 2 | HK$800 Local Supermarket or Taobao “InstaRedeem” Amount |
“Super Wednesday” Up to 10% COMPASS Dollar Rebate on local supermarkets or Taobao spending every Wednesday
- Enjoy up to 10% COMPASS Dollar Rebate upon a single net spending of HK$100 or above at local supermarkets or Taobao with DBS COMPASS VISA every Wednesday. Earn rebates automatically without hassle!
- “Up to 10% COMPASS Dollar Rebate” includes the 1% rebate on spending at designated merchants under COMPASS Dollar reward scheme or the 0.4% basic rebate on other Eligible Spending, and the 9.6% extra rebate of this promotion. Extra Reward will be rounded down to 2 decimal places, and is only applicable to the first HK$2,000 Eligible Spending per calendar month.
- Promotion period: From now till 27 December 2023 (every Wednesday)
“COM-To-Play” Mini Game - Win up to $5,000 COMPASS Dollar upon designated spendings
- Spend a single net transaction of HK$200 or above at designated merchants spending categories (physical or online stores) (including Fashion & Apparel, Department Stores, Household Appliances/Electronic Goods, Home Furniture/Decorations, Gasoline) are entitled to join the “COM-to-Play” mini game to randomly win up to $5,000 COMPASS Dollar Rebate.
- Each Principal Cardholder can participate in the Mini Game up to 2 times per calendar month in this Promotion and each Mini Game can randomly win COMPASS Dollars as a prize (“Prize”). There are different amounts of Prizes. Each Mini Game can only win the Prize once and the minimum amount is $5 COMPASS Dollar.
- Promotion period: 5 June to 31 August 2023
COMPASS Dollar Rebate
- “Super Wednesday” Up to 10% COMPASS Dollar Rebate on all local supermarkets every Wednesday
- 1% COMPASS Dollar at designed merchants like PARKnSHOP, Watsons and more.
- 0.4% COMPASS Dollar rebate at non-designated merchants.
mReferral exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.
Reload of digital wallet does not count as eligible transactions of welcome offer. DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning COMPASS Dollar.
DBS COMPASS VISA WELCOME OFFER TERMS & CONDITIONS
Terms and conditions apply, click “Apply Now” for more details.