Bank Account Comparison

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Citi Plus Account

Exclusive Offer:[Time-limited offer till 25 September] Get Marshall Emberton Bluetooth Speaker (valued at HK$1,499) / Sudio Femtio Wireless Speaker (valued at HK$999) / PHILIPS GC362/86 Handheld garment steamer (valued at HK$698) / HK$750 Apple Store Gift

HK$

Min relationship balance

HK$

Min monthly salary

HK$250

Welcome offer (Up to)

Welcome Offer - 3.5% p.a. Foreign Currency 1-month Time Deposit+Samsung Galaxy Tab S6 Lite
Up to 12% rebate on designated cooperative merchants spending

Exclusive Offer:[Time-limited offer till 25 September] Get Marshall Emberton Bluetooth Speaker (valued at HK$1,499) / Sudio Femtio Wireless Speaker (valued at HK$999) / PHILIPS GC362/86 Handheld garment steamer (valued at HK$698) / HK$750 Apple Store Gift Card OR Wellcome Shopping Voucher OR HKTVmall Voucher OR Harbour City voucher exclusively from MoneyHero; deposit HK$50,000 new fund or above to enjoy cash rebate and also a time-limited one-time free single trip travel plan offer

Features
From 18 September 2023 12 noon to 25 September 2023 6 p.m., new Citi banking account customers who successfully apply for Citi Plus Account via MoneyHero can enjoy Marshall Emberton Bluetooth Speaker (valued at HK$1,499) / Sudio Femtio Wireless Speaker (valued at HK$999) / PHILIPS GC362/86 Handheld garment steamer (valued at HK$698) / HK$750 Apple Store Gift Card OR Wellcome Shopping Voucher OR HKTVmall Voucher OR Harbour City voucher
Application for the Designated Bank Account should be approved by Citibank on or before 31 October 2023, subject to the Citibank’s system records.

Terms and Conditions apply.
How to redeem MoneyHero exclusive offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you open the account to facilitate the approval process.
Within 7 days, please complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Citibank.
Tips:
Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
Welcome Offer

Reward 1 - Up to HK$500 Cash Rebate Welcome Offer and “Free 7-day Single Trip Travel Plan Offer”
Deposit HK$500,000 new fund to enjoy HK$500 cash rebate and “Free 7-day Single Trip Travel Plan Offer”
Deposit HK$50,000 new fund to enjoy HK$200 cash rebate and “Free 7-day Single Trip Travel Plan Offer”
Reward 2 - 3.5% p.a. Foreign Currency 1-month Time Deposit
Eligible Customers who set up a specific Foreign Currency 1-month time deposit with up to HK$100,000 can enjoy 3.5% p.a. Foreign Currency deposit rate
Reward 3 - Spending reward up to HK$500 Cash Rebate
Cardholders of Citi Plus Debit Mastercard® and Citi Plus Credit Cards who make eligible spending in designated merchants, are entitled to up to 12% Rebate
Reward 4 - Open a stock account online to get HK$500 cash rebate
HK$0 brokerage fee for HK Stock and US Stock for first 3 months
Transfer in HK/ US/ SH/ SZ stock to earn up to HK$10,000 Cash Reward
Terms and Conditions Apply.

Up to 12% rebate on designated cooperative merchants spending

Merchant	Percentage of rebate (%)	Maximum Rebate Amount (HK$) for Merchant(s)
Deliveroo	12%	HK$250
foodpanda	12%	HK$250
Green Common	6%	HK$250
Hutchgo Travel Platform	6%	HK$250
KKBOX	12%	HK$250
KKday	12%	HK$250

Use your Citi Plus Debit Mastercard / Credit Card and spend a single net transcation in HK dollars ("eligible spending")
Each Cardholder can earn up to a maximum HK$500 in cash rebate (“Cap”) at all designated Merchants throughout the promotion period.
If transactions are confirmed to be eligible for the rebate after verification by Citibank at its sole and absolute discretion, the corresponding rebate will be credited automatically in Hong Kong Dollars to Cardholders’ Citi Interest Booster account on or before 31 August 2023.
Campaign period: From 1 May 2023 to 30 June 2023
Terms and conditions apply.
Citi Interest Booster - Earn points and interest rate when you spend with the card. Easy missions to boost your interest rate up to 1.5% p.a.

Citi Interest Booster is an interest-bearing checking account.
Enjoy 0.92% interest rate when you successfully open the account. Earn up to 1.5% extra p.a. by completing destinated missions.
Bonus Interest Rate earned for the Mission achieved in the prevailing month will be applied to calculate the Bonus Interest with reference to the Eligible Deposit Amount in the Eligible Account in the next calendar month.

For more information, please visit: https://www.moneyhero.com.hk/en/banking-account/best-banking-account

SCB Priority Private

Enjoy HK$32,000 cash rebate or 320,000 Asia Miles

HK$8000000

Min relationship balance

HK$

Min monthly salary

HK$28000

Welcome offer (Up to)

From now till 30 September 2023, New Clients* may enjoy HK$32,000 cash rebate or 320,000 Asia Miles upon signing up for Priority Private.
Terms and conditions apply. For details, please refer to Standard Chartered official website.

*“New Clients” refers to clients who did not, in the past 12 months from the date of the current sign up for Priority Private, hold any product or service with or distributed by the Bank (including but not limited to deposit account (in the case of joint account, unless the new client is a primary account holder to the joint account, he/she will not be considered having held any product or service with or distributed by the Bank), investment services and insurance product underwritten by the third party insurer) except Standard Chartered Credit Cards.

SCB Priority Banking

Enjoy up to HK$22,000 cash rebate or 220,000 Asia Miles

HK$1000000

Min relationship balance

HK$80000

Min monthly salary

HK$22000

Welcome offer (Up to)

From now till 30 September 2023, New Clients* may enjoy up to HK$22,000 cash rebate or 220,000 Asia Miles upon signing up for Priority Banking.

Enjoy HK$4,000 cash rebate or 40,000 Asia Miles for first HK$1,000,000 new funds. Enjoy HK$3,000 or 30,000 Asia Miles for subsequent every HK$1,000,000 new funds. Up to $22,000 cash rebate or 220,000 Asia Miles.
Sign up Priority Banking via SC Mobile for HK$500 or 5000 Asia Miles extra reward

Other Privileges:
- 360° Rewards programme rewards you with Asia Miles / 360° Rewards Points on eligible banking products / transactions
- Your dedicated Relationship Manager generates personalised investment ideas with rationale backed by the Bank’s house views, based on your portfolio holdings and risk profile
- Well-trained Wealth Specialists to provide you with comprehensive wealth management solutions
- International banking services with cross border witnessing service for account opening and global recognition of Priority status
- Banking while supporting sustainable development with ESG Select & green deposit savings account

Terms and conditions apply. For details, please refer to Standard Chartered official website.

“New Clients” refer to those who are NOT holding any banking products or services with or distributed by the Standard Chartered Bank (Hong Kong) Limited (the “Bank”) (including but not limited to deposit account, investment service and insurance products underwritten by the third party insurer) in past 12 months from the date of signing up for Priority Private/Priority Banking except Standard Chartered Credit Cards.

SCB Premium Banking

Enjoy up to HKD900 rebate or 9,000 Asia Miles

HK$

Min relationship balance

HK$20000

Min monthly salary

HK$900

Welcome offer (Up to)

From 1 July 2023 to 30 September 2023, new client sign up Premium Banking to enjoy up to HKD900 cash rebate. Successful sign up via SC Mobile can enjoy extra HKD188 cash rebate.

New Funds Amount(HKD or HKD equivalent)	Cash Rebate (HKD)	OR	Asia Miles Rewards
800,000 or above	900		9,000
200,000 to less than 800,000	500		5,000

Terms and conditions apply. For details, please refer to Standard Chartered Bank official website.

SCB Easy Banking

Earn Up To HKD300 cash reward

HK$

Min relationship balance

HK$

Min monthly salary

HK$300

Welcome offer (Up to)

From now till 30 September 2023 open your personal account to enjoy exclusive welcome rewards. Life gets easy when you live smart.

Account Opening Offer

Complete the below missions to earn up to HK$300 cash reward:

• Open an account via SC Mobile App can enjoy HKD100 cash reward
• Register for the SC Mobile App, and deposit at least HKD10,000 or equivalent into the newly-opened account, and keep at least HKD10,000 deposit amount until designated date to enjoy HKD100 cash reward
• Complete 2 or more of the below missions with SC Mobile App to earn HKD100 cash reward:

• Fund transfer via SC Pay (FPS) and set Standard Chartered Bank as the FPS default receiving bank
• Bill Payment
• Open a Marathon Savings Account
• Set up Time Deposit
• Perform any Foreign Exchange transactions

Earn Up To 2.4% p.a. Interest Booster by completing missions

• Set up Online Time Deposit with new funds of HKD10,000 or above
• Accumulate Online Foreign Exchange transactions of HKD10,000
• Accumulate Online Investment Funds transactions of HKD10,000
• Successful application and payment for, and successful issuance of, either Allianz Accident Protect / Allianz Cancer Protect / Allianz Hospital Income Protect / Allianz Home Protect

JOIN EASY BANKING TO ENJOY THE EXCEPTIONAL PRIVILEGES

• Fabulous account opening rewards
• ATM daily cash withdrawal limit: HKD 20,000
• ATM daily electronic payment limit: HKD 50,000
• No minimum relationship balance requirement

Terms and conditions apply. For details, please refer to Standard Chartered official website.

SCB Bonus Payroll Account

Enjoy Up to HKD2,300 cash rebate or 20,000 Asia Miles, up to 2% p.a. bonus HKD savings rate and up to 1,000 Miles every month

HK$

Min relationship balance

HK$20000

Min monthly salary

HK$2300

Welcome offer (Up to)

New payroll clients can enjoy up to HKD2,000 cash rebates & up to 2% p.a. bonus HKD savings rate. Enjoy extra HKD300 cash rebate by applying online.

Bonus Payroll Account helps you make the most out of what you earn. You will be rewarded whenever you save, spend and invest, maximizing the value of your hard-earned money and letting you live life to the fullest.

Bonus Payroll Account Welcome Offer (Promotion date: 1 July to 30 September 2023)

BANKING PLAN	EASY BANKING	PREMIUM BANKING/ PRIORITY BANKING/ PRIORITY PRIVATE
MONTHLY SALARY RANGE (HKD)	CASH REBATE (HKD) OR MILES
150,000 or above	–	HKD2,000 or 20,000
80,000 to below 150,000	HK$200 or 2,000	HKD900 or 9,000
50,000 to below 80,000	HK$200 or 2,000	HKD400 or 4,000
20,000 to below 50,000	HK$200 or 2,000	HKD300 or 3,000

Asia Miles Payroll Offer for all payroll clients - Up to 1,000 Miles every month

1,000 Miles every month for Priority Private clients
800 Miles every month for Priority Banking clients
300 Miles every month for Premium Banking clients

Terms and conditions apply. For details, please refer to Standard Chartered official website.

Citigold Account

Exclusive Offer:[Till 31 October 6 p.m.] Get rewarded with HK$2,000 Apple Gift Card／Sogo Voucher／HKTVmall Voucher exclusively from MoneyHero when you successfully open a Citigold account via MoneyHero and maintaining a minimum Citigold balance of HK$1,500

HK$1500000

Min relationship balance

HK$

Min monthly salary

HK$41500

Welcome offer (Up to)

Account Opening Offer - Up to HK$48,800 Cash Rebate

Exclusive Offer:[Till 31 October 6 p.m.] Get rewarded with HK$2,000 Apple Gift Card／Sogo Voucher／HKTVmall Voucher exclusively from MoneyHero when you successfully open a Citigold account via MoneyHero and maintaining a minimum Citigold balance of HK$1,500,000 ！

Maintaining a minimum Citigold balance of HK$2,500,000, get rewarded with Dyson V12 Detect™ Slim Fluffy vacuum (valued at HK$5,180) ／ HK$3,800 Apple Gift Card／Sogo Voucher／HKTVmall Voucher！

New Citi customers get rewarded with one of the following gifts by fulfilling the following requirements:

Offer Requirements	Offers
Maintain HK$1.5 million funds	Dyson V12 Detect™ Slim Fluffy vacuum (valued at HK$5,180) / LG PuriCare™ AeroFurniture (valued at HK$4,380) / HK$3,800 Apple Gift Card
Maintain HK$2.5 million funds	Dyson V12 Detect™ Slim Fluffy vacuum (valued at HK$5,180) / HK$3,800 Apple Gift Card ／Sogo Voucher／HKTVmall Voucher

Important Dates	Requirements
From 31 August 2023 12 6 p.m. till 3 October 2023 6 p.m.	New Citi Customers who successfully apply for Citigold account via MoneyHero are entitled to MoneyHero Limited-Time Exclusive Offer.
Within 7 days of receiving the form	Submit the reward redemption form sent via email previously.
On or before 6 October 2023	The account must be successfully opened
Maintain designated funds till 31 December 2023

Tips:
Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
Note down your application reference number shown on the application completion page for reference (e.g. #ABC123456789).
Upload all required documents when you apply for the card to facilitate the approval process.
After submitting your application via MoneyHero, you might be asked to proceed to branches for completing your account opening process. Please provide your application reference number to bank branch staff. Application reference number will be used by the bank to recognize your application is from MoneyHero.
If you have concerns regarding the redemption process, please refer to the Terms and Conditions.

Account Opening Offer - Up to HK$48,800 Cash Rebate

Digital Channel Offer - HK$500 Cash Rebate
New customers, who successfully open a Citigold account through online appointment / a Citigold account through straight-through remote account opening solution and fulfill the following requirements, can enjoy below rewards:

Requirements	Rewards
Successfully open a Citigold account through online appointment / a Citigold account through straight-through remote account opening solution and fulfill New Funds Offer requirements	HK$500 Cash Rebate

New Funds Offer - Up to HK$38,300 Cash Rebate
New customers who bring in the required to new funds within the first 2 calendar months from account opening and maintain the new funds according to the specific hold fund period, can enjoy below rewards:

New funds amount	Rewards
≥ HK$5,000,000 (Including designated product balance ≥ HK$1,500,000)	HK$23,300 + HK$15,000 Cash Rebate
≥ HK$4,000,000 (Including designated product balance ≥ HK$1,500,000)	HK$15,500 + HK$11,000 Cash Rebate
≥ HK$2,500,000 (Including designated product balance ≥ HK$1,500,000)	HK$11,500 + HK$11,000 Cash Rebate
≥ HK$1,800,000 (Including designated product balance ≥ HK$650,000)	HK$7,500 + HK$6,500 Cash Rebate
≥ HK$1,500,000 (Including designated product balance ≥ HK$200,000)	HK$6,500 + HK$2,000 Cash Rebate
	Up to HK$38,300 cash rebate

Designated products include Mortgage, Designated Investment Products and Insurance Plans

Stock Transfer In Offer - Up to HK$10,000 Cash Rebate
New customers who open a new Citibank account and reach a designated amount of stock transfer, can enjoy below rewards:

New funds amount	Rewards
≥ HK$5,000,000	HK$10,000 Cash Rebate
≥ HK$3,000,000	HK$3,000 Cash Rebate
≥ HK$1,000,000	HK$1,000 Cash Rebate
≥ HK$500,000	HK$500 Cash Rebate

Mortgage Offer - Extra HK$15,000 Cash Rebate
Successfully apply for a Citi mortgage solution and join Citigold to earn up to HK$15,000 Extra Cash Rebate
Citibank mortgage solutions include Deposit-Linked Mortgage and High Loan-to value Ratio Mortgage Insurance Program. You can choose based on your financial needs.
Accounts include Multi-Currency Savings Account, Securities and Fund Trading Services, Mortgage, Credit Card Services and Insurance Services
Time Deposit Offer

Enjoy Preferential Time Deposit rates of up to 3.5% p.a. now by setting up HKD Time Deposit via Online Banking or Citi Mobile App
USD Preferential Time Deposit Interest Rate up to 6% p.a.
Investment Offer
Enjoy Citi’s Cost Price for every successful FX transaction via Citi Mobile® App within the first 3 calendar months from account opening
HK & US stock buy fee waiver for first 3 months; Enjoy the continuous HK stock buy fee waiver from the 4th month if there is at least 1 HK stock buy/sell transaction every month continuously (waived brokerage fee from the 4th month onward will be capped at HK$888 each month).
No minimum brokerage fee for US stock
Transfer HK/US/SH/SZ stock to earn up to HK$3,000 cash rewards
Market-First Citibank Global Wallet - Exchange Currency Whenever and Wherever You Are
Activate your Citibank Global Wallet with your Citibank Debit Mastercard® / Citibank Cirrus® ATM Card to enjoy the following benefits:
HK$0 charge by Citi for withdrawals at Citi ATMs;
No extra charges on overseas and online purchases
Customer Support
24-hour Citigold Hotline
Citi Live Chat: supports text/audio/video chat
Terms and conditions apply. All info and offers are subjected to Citibank's official website.

The Promotion Period of Remote Account Opening and New Funds is from now until 31 Aug 2023

MoneyHero exclusive offer and welcome offers are only applicable to customers who must not have cancelled or held any sole or joint bank account and securities account with the Bank within the past 12 months ("New Customer").

Fees You Need to Know

Item	Fees
Service Fee	HK$300 (Average Daily Relationship Balance of HK$1,500,000: Waived)
Paper Statement Fee	HK$10/month
Account closed by customer within 6 months from the date of opening	HK$500
ATM Card Annual Fee	Free