1
專人跟進
Mortgage Calculator
Mortgage
Personal Loan
Credit Card
Products
$
%
years
More options

Property type

Mortgage options

Mortgage options

Products
$

Loan type

$

Providers

Products
$

Card type

Providers

Products

Minimum Monthly Salary

Minimum Relationship Balance

Providers

Basic Mortgage
Mortgage Calculator
Property price
$
Loan-to-value ratio (LTV)
%
Or
%
years

Tax

Property details
Valuation
Property type
If this website fails to provide the property valuation you need, please select "Other" to manually enter the property address.
Mortgage Process
Verbal valuation and pre-approval
To avoid the problem of undervaluation, you should do a verbal valuation and pre-approval by mReferral or bank before signing the contract.
Mortgage Process
Sign the Provisional Agreement for Sale and Purchase
To avoid the problem of undervaluation, you should do a verbal valuation and pre-approval by mReferral or bank before signing the contract.
Mortgage Process
Seek advice from mReferral
Apply for a mortgage loan from at least three banks. If you want to apply in one go, mReferral would definitely help.
Mortgage Process
Submit documents
Provisional Agreement for Sale and Purchase, copy of ID card of borrower and guarantor (if any), income proof, e.g. employment contract/latest salary slip, bank book/statements showing salary income or latest tax demand note
Mortgage Process
Bank approves mortgage application
It usually takes a week to a month for the bank to approve a mortgage. Compare and choose the bank with the most suitable terms, and sign the letter of loan offer with bank. The bank will send a letter to your law firm to inform the lawyer to prepare the mortgage deed.
Mortgage Process
Sign documents at law firm
Before the transaction day, the buyer and the guarantor (if any) go to the law firm to sign the mortgage deed and other documents required by the bank.
Mortgage Process
Complete transaction
The law firm informs the bank that the bank will deliver the loan to the law firm to arrange delivery to the seller, and the transaction is completed. After the transaction is completed, the bank will issue a cash rebate for the mortgage within one month. In addition, a repayment process table will be sent to inform customers of the detailed information of the principal, interest and balance of the monthly payment.
Property valuation
Added to product comparison
Back
View results
0 results
Providers
  • Ping An OneConnect Bank (Hong Kong) Limited
  • Citibank
  • Citic Bank International
  • Fubon (HK) Bank
  • Standard Chartered Bank
Sort
  • Min relationship balance
  • Min monthly salary
  • Welcome offer (Up to)
Compare
Ping An OneConnect Bank (Hong Kong) Limited
  • Welcome Offer - 6.88% p.a. savings deposit rate for the first HK$100,000 until 31 July 2022
HK$
Min relationship balance
HK$
Min monthly salary
HK$1130
Welcome offer (Up to)

    Welcome Offer - 6.88% p.a. savings deposit rate for the first HK$100,000 until 31 July 2022

    • New customers who have successfully opened PAOB savings account from 2 June 2022 to 30 June 2022 can 6.88% p.a. savings deposit rate for the first HK$100,000 until 31 July 2022. Limited quota with terms and conditions apply.

    24x7 fast account opening

    • Customers can open a savings account anytime, anywhere through PAOB Mobile Banking

    Welcome Offer: Customers who successfully opens a savings account (“Savings Account”) and has not held any savings account with the Bank in the six (6) months prior to the start date of the Offer (“Eligible Customer”) will be eligible for the Offer. For details, please visit PAOB’s website: www.paob.com.hk.

    Based on the deposits of HK$100,000 and 6.88% p.a. (e.g. From 2 June 2022 to 31 Jul 2022), it offers HK$100,000 x 6.88% x 60/365 = HK$1,130 interest.

    The rate quoted is for reference only and it may vary based on market conditions or subject to the Bank’s discretion. Terms and conditions apply.

    Citi Plus Account
    • [Till 31 Aug] mReferral Exclusive Offer - HK$150 Supermarket Coupon
    HK$
    Min relationship balance
    HK$
    Min monthly salary
    HK$999
    Welcome offer (Up to)
    • 12% Cash Rebate

    [Till 15 Sep] mReferral Exclusive Offer - Sudio Femtio Wireless Speaker (valued at HK$999) / HK$600 CASETiFY Gift Card / HK$600 Apple Store Gift Card / HK$600 Klook Gift Card

    mReferral/ MoneyHero Exclusive Offer - Sudio Femtio Wireless Speaker (valued at HK$999) / HK$600 CASETiFY Gift Card / HK$600 Apple Store Gift Card / HK$600 Klook Gift Card

    • New Citi customers (applicants) who successfully apply for Citi Plus Account via mreferral/ MoneyHero enjoy HK$150 supermarket coupon.
    • How to redeem mReferral/ MoneyHero exclusive offer?
      • From 2 September 2022 12:00 noon to 15 September 2022 06:00 p.m., new Citi customers (applicants) who successfully apply for Citi Plus Account via, mReferral/ MoneyHero can enjoy Sudio Femtio Wireless Speaker (valued at HK$999) / HK$600 CASETiFY Gift Card / HK$600 Apple Store Gift Card / HK$600 Klook Gift Card.

     

    • Citi Plus Credit Card - Exclusive for Citi Plus Account Holder
    • Citi Plus Account Financial Pointers - Suitable for Beginners

     

    Investment

    • Buy and sell funds as little as HK$1/US$1
    • Stock account - Brokerage fee as low as HK$8/US$1
    • Citi Plus Debit Mastercard - enjoy up to 1% cash rebate
    • Up to 12% rebate on designated cooperative merchants spending
    • Outward remittance fee waived via Citibank Global Transfer
    • No minimum balance requirement when you successfully open the account online

    mReferral/ MoneyHero exclusive offer and Welcome Offer are only applicable to new customers who do not have any or do not cancel any banking relationship within the past 12 months. Not applicable to e to existing Citibanking or Citi Priority banking relationship whose relationship is transferred to Citi Plus banking relationship.

    • Promotion period of welcome offer: From now till 31 July 2022; Promotion period of mReferral/ MoneyHero Exclusive Offer: From now till 31 July 2022

    For the deposit beyond HK$300,000, only the prevailing board rate shall apply.

    • Please refer to Citibank’s website for the board rate.
    • The promotion period of Citi Interest Booster is From now till 31 July 2022

    Account Opening Requirement

    • You must be aged 18 or above and hold a valid Hong Kong permanent identity card.
    • You must reside in Hong Kong.
    • You must have a permanent Hong Kong address.

    Terms and conditions apply, click “Apply Now” for more details.

    CNCBI inMotion
    • [Till 19 Sep] Marshall Minor III True Wireless Headphones OR Philips HD9200/21 Essential Airfryer OR HK$800 Apple Store/ HKTVmall Voucher
    HK$
    Min relationship balance
    HK$
    Min monthly salary
    HK$6298
    Welcome offer (Up to)
    • Account Opening Rewards - HK$200 Cash Rewards
    • Spending Offer - Motion Virtual Credit Card HK$1,000 cash rebate welcome offer

    From now till 30 Sep 2022, new customers who open inMotion Multi-Currencies Statement Savings Account via mReferral/ MoneyHero by using promo code "2MH22Q10" are entitled to Marshall Minor III True Wireless Headphones (valued at HK$1,159) OR Philips HD9200/21 Essential Airfryer (valued at HK$898, random colour) OR HK$800 Apple Store Gift Card OR HK$800 HKTVmall Voucher

    Important DatesRequirements
    5 Sep 2022 12:00 p.m to 19 Sep 2022 06:00 p.mNew CNCBI Customers who successfully apply for inMotion Multi-Currencies Statement Savings Account via mReferral/ MoneyHero are entitled to MoneyHero Limited-Time Exclusive Offer.
    Within 7 days of receiving the formSubmit the reward redemption form sent via email previously.
    The account must be successfully opened on or before 31 October 2022
    • Tips:
      • Please turn off AdBlocker and private mode before application
      • Upload all required documents when you apply for the card to facilitate the approval process.
      • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.

    Account Opening Rewards - HK$200 Cash Rewards

    • From 1 July to 31 September 2022, new customers who open Multi-Currencies Statement Savings Account via inMotion, and meet a total balance of minimum HK$10,000 or equivalent on designated date, can enjoy HK$200 Account Opening Reward

    Spending Offer – Motion Virtual Credit Card HK$1,000 cash rebate welcome offer

    • From 1 July to 30 September 2022, New Cardmembers who successfully apply for CNCBI Motion Virtual Credit Card can enjoy 6% Cash Rebate on retail spending made in the first 5 months, up to HK$1,000 cash rebate welcome offer, together with the year-round offer of 6% Cash Rebate on dining and online spending, you can get up to 12% Cash Rebate on dining and online spending in total

    Charity Donation Cash Rebate

    • Upon successful application of Motion Virtual Credit Card and such application is approved on or before 31 October 2022, HK$100 will be deducted from the Motion Credit Card account and donated to Hong Kong Student Aid Society (HKSAS) on behalf of New Cardmember. New Cardmember will be entitled to HK$100 Cash Rebate after donation

    Saving Offers

    Investment Offers

    Customer Service Support

    Reminder: To borrow or not to borrow? Borrow only if you can repay!

    Terms and conditions apply, click “Apply Now” for more details.

    Fubon Bank Ambassador Banking
    HK$1000000
    Min relationship balance
    HK$
    Min monthly salary
    HK$1800
    Welcome offer (Up to)

      From now until 30 June 2022, you can enjoy prestigious privileges by becoming a new customer of Ambassador Banking.

      Welcome Reward

      Welcome RewardCustomer who successfully enrolls or upgrades to Ambassador Banking and also fulfill the below requirements during the promotion period can enjoy HK$1,800 cash reward of Ambassador Banking Visa Platinum Card.
       

      RequirementsAmbassador Banking
      Visa Platinum Card Cash Reward
      1. With e-mail address provided and e-Statement applied; AND
      2. “Daily Average Total Relationship Balance” during “Calculation Period” reaches HK$1,000,000 equivalent or above; AND
      3. Successfully use “Designated Wealth Management Services” during “Target Period”; AND
      4. Successfully apply or hold a valid principal card of Ambassador Banking Visa Platinum Card; AND
      5. Hold a valid Fubon magi©money manager HKD Interest-bearing Current Account; AND
      6. Hold a valid Investment Account
      HK$1,800


      Credit Card Welcome RewardCredit Card Welcome RewardSuccessfully apply for a principal card of Ambassador Banking Visa Platinum Card and also fulfil the relevant requirements can enjoy 100,000 Fubon Credit Card Bonus Points.

      To borrow or not to borrow? Borrow only if you can repay!

      Join Ambassador Banking now to enjoy prestigious privileges!Join Ambassador Banking now to capture unlimited wealth potentials!

      For details, please visit any of our branches or call us at 2806 7288 during business hours.
       

      Remarks: The above products, services and offers are bound by the relevant Terms and Conditions.

      For more details, please refer to: https://www.fubonbank.com.hk/tc/ambassador-banking/amb-promotion.html

      SCB Priority Private
      • Enjoy HK$28,000 cash rebate or 280,000 Asia Miles
      HK$8000000
      Min relationship balance
      HK$
      Min monthly salary
      HK$28000
      Welcome offer (Up to)

        From now till 30 September 2022, New Clients* may enjoy HK$28,000 cash rebate or 280,000 Asia Miles upon signing up for Priority Private.

        Terms and conditions apply. For details, please refer to Standard Chartered official website.

        “New Clients” refer to those who are NOT holding any banking products or services with or distributed by the Standard Chartered Bank (Hong Kong) Limited (the “Bank”) (including but not limited to deposit account, investment service and insurance products underwritten by the third party insurer) in past 12 months from the date of signing up for Priority Private/Priority Banking except Standard Chartered Credit Cards. 

        SCB Priority Banking
        • Enjoy up to HK$22,000 cash rebate or 220,000 Asia Miles
        HK$1000000
        Min relationship balance
        HK$80000
        Min monthly salary
        HK$22000
        Welcome offer (Up to)

          From now till 30 September 2022, New Clients* may enjoy up to HK$22,000 cash rebate or 220,000 Asia Miles upon signing up for Priority Private or Priority Banking.

          • Enjoy HK$4,000 cash rebate or 40,000 Asia Miles for first HK$1,000,000 new funds. Enjoy HK$3,000 or 30,000 Asia Miles for subsequent every HK$1,000,000 new funds. Up to $22,000 cash rebate or 220,000 Asia Miles.
          • Sign up Priority Banking via SC Mobile for HK$500 or 5000 Asia Miles extra reward

          Other Privileges:
          - 360° Rewards programme rewards you with Asia Miles / 360° Rewards Points on eligible banking products / transactions
          - Your dedicated Relationship Manager generates personalised investment ideas with rationale backed by the Bank’s house views, based on your portfolio holdings and risk profile
          - Well-trained Wealth Specialists to provide you with comprehensive wealth management solutions
          - International banking services with cross border witnessing service for account opening and global recognition of Priority status
          - Banking while supporting sustainable development with ESG Select & green deposit savings account

          Terms and conditions apply. For details, please refer to Standard Chartered official website.

          “New Clients” refer to those who are NOT holding any banking products or services with or distributed by the Standard Chartered Bank (Hong Kong) Limited (the “Bank”) (including but not limited to deposit account, investment service and insurance products underwritten by the third party insurer) in past 12 months from the date of signing up for Priority Private/Priority Banking except Standard Chartered Credit Cards. 

          SCB Premium Banking
          • Enjoy up to HKD900 rebate or 9,000 Asia Miles
          HK$
          Min relationship balance
          HK$20000
          Min monthly salary
          HK$900
          Welcome offer (Up to)

            From now till 30 September 2022, become a new Premium Banking client to enjoy Premium Banking Welcome Privileges.

            Up to HKD900 Rebate Just takes a few minutes to sign up via SC Mobile App.

            New Funds Growth Offer Up to HKD900 Cash Rebate or hk icon asiamiles 19,000

            Terms and conditions apply. For details, please refer to Standard Chartered Bank official website.

            SCB Easy Banking
            • Earn Up To 2.4% p.a. Interest Booster
            HK$10000
            Min relationship balance
            HK$
            Min monthly salary
            HK$235
            Welcome offer (Up to)
            • 1.88%p.a. HKD preferential savings rate welcome offer (equivalent to up to extra HK$ 235 interest)
            • Sign up for Bonus Payroll Account as well to enjoy at least 2% cash rewards on all eligible spending and up to 9.5% cash rewards at designated merchants

            From now till 30 June 2022 open your personal account via SC Mobile to enjoy exclusive welcome rewards. Life gets easy when you live smart.

            Mobile Account Opening Offer

            Open your personal account via SC Mobile and sign up for Easy Banking now can enjoy 1.88%p.a. HKD Preferential Savings Rate!

            Open a Bonus Payroll Account to enjoy at least 2% cash rewards on spending with Smart Card and up to 9.5% cash rewards on spending at Designated Merchants.

            Earn Up To 2.4% p.a. Interest Booster by completing missions

            • Set up Online Time Deposit with new funds of HKD10,000 or above
            • Accumulate Online Foreign Exchange transactions of HKD10,000
            • Accumulate Online Investment Funds transactions of HKD10,000

            JOIN EASY BANKING TO ENJOY THE EXCEPTIONAL PRIVILEGES

            • Fabulous account opening rewards

            • ATM daily cash withdrawal limit: HKD 20,000

            • ATM daily electronic payment limit: HKD 50,000

            • No minimum relationship balance requirement

            Terms and conditions apply. For details, please refer to Standard Chartered official website.

            SCB Bonus Payroll Account
            • Enjoy up to HKD900 cash rebate
            HK$
            Min relationship balance
            HK$20000
            Min monthly salary
            HK$900
            Welcome offer (Up to)
            • As low as HKD1=1 Asia Mile for spending on dining, online or overseas

            New payroll clients can enjoy up to HKD2,000 cash rebates and as low as HKD1=1 Asia Mile for spending on dining, online or overseas

            Bonus Payroll Account helps you make the most out of what you earn. You will be rewarded whenever you save, spend and invest, maximizing the value of your hard-earned money and letting you live life to the fullest.

            Bonus Payroll Account Welcome Offer (Promotion date: 1 June 2022 to 30 September 2022)

            MONTHLY SALARY RANGE (HKD)CASH REBATE (HKD) OR MILES
            80,000 or aboveHK$900 or 9,000
            50,000 to below 80,000HK$400 or 4,000
            20,000 to below 50,000HK$200 or 2,000

             

            Terms and conditions apply. For details, please refer to Standard Chartered official website.

            Citigold Account
            • [Till 30 Sep] mReferral Exclusive Offer - HK$1,000 supermarket coupon
            HK$1500000
            Min relationship balance
            HK$
            Min monthly salary
            HK$38800
            Welcome offer (Up to)
            • Account Opening Offer - Up to HK$38,000 Cash Rebate

            mReferral/ MoneyHero Exclusive Offer - HK$1,000 supermarket coupon

            • From now till 30 Sep 2022, new customers (applicants) who successfully apply for a Citigold account via mReferral/ MoneyHero are entitled to a HK$1,000 supermarket cash coupon.
            • Applicants understand and accept that gift fulfillment is facilitated by mReferral/ MoneyHero; Citibank (Hong Kong) does not have any liability or responsibility for the gift fulfillment.
            • Tips:
              • Please turn off AdBlocker and private mode before application

            Account Opening Offer - Up to HK$38,800 Cash Rebate

            • Digital Channel Offer - HK$500 Cash Rebate
              New customers, who successfully open a Citigold account through online appointment / a Citigold account through straight-through remote account opening solution and fulfill the following requirements, can enjoy below rewards:
            RequirementsRewards
            • Successfully open a Citigold account through online appointment / a Citigold account through straight-through
              remote account opening solution and fulfill New Funds Offer requirements
            HK$500 Cash Rebate
            • Payroll Account Offer Up to HK$800
              New customers who open a new Citibank account and the monthly salary fulfilled requirements, can enjoy the welcome offers below:
            Monthly SalaryRewards
            ≥ HK$80,000HK$800 Cash Rebate
            ≥ HK$50,000HK$500 Cash Rebate
            ≥ HK$30,000HK$300 Cash Rebate
            • New Funds Offer - Up to HK$37,500 Cash Rebate
              New customers who bring in the required to new funds within the first 2 calendar months from account opening and maintain the new funds according to the specific hold fund period, can enjoy below rewards:
            New funds amountRewards
            ≥ HK$4,000,000
            (Including designated product balance ≥ HK$1,500,000)
            HK$14,500 + HK$15,000 Cash Rebate
            ≥ HK$2,500,000
            (Including designated product balance ≥ HK$1,500,000)
            HK$10,000 + HK$15,000 Cash Rebate
            ≥ HK$1,800,000
            (Including designated product balance ≥ HK$650,000)
            HK$7,000 + HK$6,500 Cash Rebate
            ≥ HK$1,500,000
            (Including designated product balance ≥ HK$650,000)
            HK$6,000 + HK$6,500 Cash Rebate
             Up to HK$29,500 cash rebate
            • Designated products include Mortgage, Designated Investment Products and Insurance Plans

            Mortgage Offer - Extra HK$15,000 Cash Rebate

            • Successfully apply for a Citi mortgage solution and join Citigold to earn up to HK$15,000 Extra Cash Rebate
            • Citibank mortgage solutions include Deposit-Linked Mortgage and High Loan-to value Ratio Mortgage Insurance Program. You can choose based on your financial needs.

            Accounts include Multi-Currency Savings Account, Securities and Fund Trading Services, Mortgage, Credit Card Services and Insurance Services

            Investment Offer

            • Enjoy Citi’s Cost Price for every successful FX transaction via Citi Mobile® App within the first 3 calendar months from account opening
            • HK & US stock buy fee waiver for first 3 months; Enjoy the continuous HK stock buy fee waiver from the 4th month if there is at least 1 HK stock buy/sell transaction every month continuously (waived brokerage fee from the 4th month onward will be capped at HK$888 each month).
            • No minimum brokerage fee for US stock
            • Transfer HK/US/SH/SZ stock to earn up to HK$3,000 cash rewards

            Market-First Citibank Global Wallet - Exchange Currency Whenever and Wherever You Are
            Activate your Citibank Global Wallet with your Citibank Debit Mastercard® / Citibank Cirrus® ATM Card to enjoy the following benefits:

            • HK$0 charge by Citi for withdrawals at Citi ATMs;
            • No extra charges on overseas and online purchases

            Customer Support

            • 24-hour Citigold Hotline
            • Citi Live Chat: supports text/audio/video chat

            Terms and conditions apply. All info and offers are subjected to Citibank's official website.

            • The Promotion Period of Remote Account Opening, New Funds and Mortgage Offer is from now till 31 July 2022

            mReferral/MoneyHero exclusive offer and welcome offers are only applicable to customers who must not have cancelled or held any sole or joint bank account and securities account with the Bank within the past 12 months ("New Customer").

            Fees You Need to Know

            Item

            Fees

            Service FeeHK$300
            (Average Daily Relationship Balance of HK$1,500,000: Waived)
            Paper Statement FeeHK$10/month
            Account closed by customer within 6 months from the date of openingHK$500
            ATM Card Annual FeeFree

             

            Mortgage FAQ
            View Now

            Product comparison

            H
            Compare
            申請
            • Min relationship balance
            • Min monthly salary
            • Welcome offer (Up to)

            Product comparison

            H
            Compare
            申請
            • Min relationship balance
            • Min monthly salary
            • Welcome offer (Up to)
            Add product
            重要提示
            確認