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Basic Mortgage
Mortgage Calculator
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If this website fails to provide the property valuation you need, please select "Other" to manually enter the property address.
Mortgage Process
Verbal valuation and pre-approval
To avoid the problem of undervaluation, you should do a verbal valuation and pre-approval by mReferral or bank before signing the contract.
Mortgage Process
Sign the Provisional Agreement for Sale and Purchase
To avoid the problem of undervaluation, you should do a verbal valuation and pre-approval by mReferral or bank before signing the contract.
Mortgage Process
Seek advice from mReferral
Apply for a mortgage loan from at least three banks. If you want to apply in one go, mReferral would definitely help.
Mortgage Process
Submit documents
Provisional Agreement for Sale and Purchase, copy of ID card of borrower and guarantor (if any), income proof, e.g. employment contract/latest salary slip, bank book/statements showing salary income or latest tax demand note
Mortgage Process
Bank approves mortgage application
It usually takes a week to a month for the bank to approve a mortgage. Compare and choose the bank with the most suitable terms, and sign the letter of loan offer with bank. The bank will send a letter to your law firm to inform the lawyer to prepare the mortgage deed.
Mortgage Process
Sign documents at law firm
Before the transaction day, the buyer and the guarantor (if any) go to the law firm to sign the mortgage deed and other documents required by the bank.
Mortgage Process
Complete transaction
The law firm informs the bank that the bank will deliver the loan to the law firm to arrange delivery to the seller, and the transaction is completed. After the transaction is completed, the bank will issue a cash rebate for the mortgage within one month. In addition, a repayment process table will be sent to inform customers of the detailed information of the principal, interest and balance of the monthly payment.
Property valuation

經絡按揭轉介 格價平台 | mReferral Mortgage Brokerage Services

Joint venture of CK and Midland

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Loan amount up to 21 times monthly salary Compare the Best Personal Loans Now
  • Joint venture of CK and Midland
  • 95% Success approval
  • Personal loan processing in as fast as 30 minutes

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Mortgage Process
Verbal valuation and pre-approval
To avoid the problem of undervaluation, you should do a verbal valuation and pre-approval by mReferral or bank before signing the contract.
Property valuation
Mortgage Process
Sign the Provisional Agreement for Sale and Purchase
To avoid the problem of undervaluation, you should do a verbal valuation and pre-approval by mReferral or bank before signing the contract.
Property valuation
Mortgage Process
Seek advice from mReferral
Apply for a mortgage loan from at least three banks. If you want to apply in one go, mReferral would definitely help.
Property valuation
Mortgage Process
Submit documents
Provisional Agreement for Sale and Purchase, copy of ID card of borrower and guarantor (if any), income proof, e.g. employment contract/latest salary slip, bank book/statements showing salary income or latest tax demand note
Property valuation
Mortgage Process
Bank approves mortgage application
It usually takes a week to a month for the bank to approve a mortgage. Compare and choose the bank with the most suitable terms, and sign the letter of loan offer with bank. The bank will send a letter to your law firm to inform the lawyer to prepare the mortgage deed.
Property valuation
Mortgage Process
Sign documents at law firm
Before the transaction day, the buyer and the guarantor (if any) go to the law firm to sign the mortgage deed and other documents required by the bank.
Property valuation
Mortgage Process
Complete transaction
The law firm informs the bank that the bank will deliver the loan to the law firm to arrange delivery to the seller, and the transaction is completed. After the transaction is completed, the bank will issue a cash rebate for the mortgage within one month. In addition, a repayment process table will be sent to inform customers of the detailed information of the principal, interest and balance of the monthly payment.
Property valuation

User Comments

May Lau
2021.08.18
Attitude
Reliability
Response
Knowledge

This is my first time buying a property, and I don't know the process of applying for a mortgage. Thanks to the professional advice of mReferral mortgage specialist, I can find the most suitable mortgage plan for me. They were very professional and explained the mortgage process clearly to me. Moreover, they are very patient in answering questions, which makes me feel relieved!

Eddie Chan
2021.05.02
Attitude
Reliability
Response
Knowledge

mReferral's service is very attentive. Because my income is unstable, I am worried that my mortgage application will fail. They analyzed my situation, introduced me to a suitable bank, and continued to follow up my mortgage application. Finally, my mortgage application was successfully approved within the deadline. And there is no charge for the whole journey.

Nick Tang
2021.02.11
Attitude
Reliability
Response
Knowledge

I guaranteed my family's mortgage that I almost failed the stress test when I bought the property on my own. Thanks to the mReferral staff's advice and follow-up, they solved many of my worries and successfully helped me to buy my property.

Why mReferral

20 years of
mortgage referral
services
30 minutes for every
loan application
370 thousand
customers
1000 billion dollars
of loan application
Lead the market
20 years of
mortgage referral
services
30 minutes for every
loan application
370 thousand
customers
1000 billion dollars
of loan application
Lead the market

Download mReferral mortgage calculator App

The mortgage and refinance calculator functions of the mReferral mobile app are comprehensive and easy to use! You can know the monthly payment and the interest rate with just one calculation, allowing you to experience more ease and convenience!

Alert on Fraudulent mReferral Website and Staff

mReferral Mortgage Brokerage Services wishes to alert members of the public to some fraudulent mReferral websites and staff of our company. For security reason, mReferral reminds customers only to access our official website at www.mReferral.com. For mortgage enquiries, please contact our mReferral sales team at 3196-6688.

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