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【息口懶人包】1個月Hibor升至0.88% 實際按息升穿兩厘（更新：6月24日）
美國聯儲局加息0.75%，為1994年即28年來最大加幅，並且年內已連續3次加息，共增加1.5%。而與供樓息息相關的Ｈ按已經連升十多日，6月23日最新報0.88%，如果以H+1.3%按揭計劃計算，實際按息已經升至2.18%。如果以30年還款期計算，每月供款額升至$18,934。
日期 | 最新1個月Hibor | 升跌 | Ｈ按息率 | 實際按息 | 每月供款 |
|---|---|---|---|---|---|
24/6/2022 | 0.88% | 0.05% | H+1.3% | 2.18% | HK$18,934 |
| 23/6/2022 | 0.82% | 0.12% | H+1.3% | 2.12% | HK$18,782 |
22/6/2022 | 0.71% | 0.06% | H+1.3% | 2.01% | HK$18,506 |
21/6/2022 | 0.65% | 0.04% | H+1.3% | 1.95% | HK$18,356 |
20/6/2022 | 0.61% | 0.01% | H+1.3% | 1.91% | HK$18,257 |
17/6/2022 | 0.60% | 0.02% | H+1.3% | 1.90% | HK$18,232 |
16/6/2022 | 0.58% | 0.06% | H+1.3% | 1.88% | HK$18,182 |
15/6/2022 | 0.52% | 0.14% | H+1.3% | 1.82% | HK$18,034 |
14/6/2022 | 0.38% | 0.07% | H+1.3% | 1.68% | HK$17,691 |
13/6/2022 | 0.31% | 0.04% | H+1.3% | 1.61% | HK$17,521 |
10/6/2022 | 0.27% | 0.00% | H+1.3% | 1.57% | HK$17,424 |
9/6/2022 | 0.27% | 0.01% | H+1.3% | 1.57% | HK$17,424 |
8/6/2022 | 0.26% | 0.01% | H+1.3% | 1.56% | HK$17,400 |
7/6/2022 | 0.25% | 0.01% | H+1.3% | 1.55% | HK$17,376 |
6/6/2022 | 0.24% | 0.00% | H+1.3% | 1.54% | HK$17,352 |
2/6/2022 | 0.24% | 0.01% | H+1.3% | 1.54% | HK$17,352 |
1/6/2022 | 0.23% | 0.23% | H+1.3% | 1.53% | HK$17,328 |
＊以貸款額500萬，還款期30年計算＊
日期 | 開市總結餘(百萬) |
|---|---|
| 23/6/2022 | 262,714 |
22/6/2022 | 267,922 |
| 21/6/2022 | 280,741 |
| 20/6/2022 | 280,739 |
| 19/6/2022 | / |
| 18/6/2022 | / |
| 17/6/2022 | 306,337 |
| 16/6/2022 | 319,989 |
| 15/6/2022 | 320,013 |
| 14/6/2022 | 320,013 |
| 13/6/2022 | 321,008 |
| 12/6/2022 | / |
| 11/6/2022 | / |
| 10/6/2022 | 320,013 |
| 9/6/2022 | 320,013 |
| 8/6/2022 | 320,000 |
| 7/6/2022 | 320,000 |
| 6/6/2022 | 319,993 |
| 5/6/2022 | / |
| 4/6/2022 | / |
| 3/6/2022 | / |
| 2/6/2022 | 319,990 |
| 1/6/2022 | 319,972 |
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