General questions 1 I can apply for a mortgage loan directly from banks, why should I use mortgage referral service? 2 What are the advantages of using mReferral's mortgage referral service? 3 Which banking and financial institutions are partners of mReferral? 4 How do I inquire about the referral service after office hours? 5 Any charges for mReferral's service? 6 May self-employed people without proof of income make mortgage application? 　 　 Questions regarding the application 1 How to apply for mReferral's mortgage referral service? 2 How long does it take for my mortgage application to obtain approval? 　 　 Questions regarding the Customer Referral Program 1 What are the rewards of the "Customer Referral Program"? 2 What are the criteria for the "Customer Referral Program"? 3 How many times may I join the "Customer Referral Program"?

If you have other inquiries, please email us or call our mortgage hotline at 3196 6868.

General questions 1 I can apply for a mortgage loan directly from banks, why should I use mortgage referral service? 　 There are a wide variety of different mortgage plans available in the market and it is not easy and will take much time to thoroughly understand every plan. However, you only need to call mReferral's mortgage professionals to gain access to all mortgage products offered by nearly 30 banking and financial institutions. Moreover, our mortgage professionals will give you an independent detailed analysis on the features of different plans and help you select the most suitable plan. 2 What are the advantages of using mReferral's mortgage referral service? 　 Quick and Hassle-free : mReferral's mortgage professionals will guide you through the entire mortgage application process giving you the best recommendations along each step of the way. 　 　 　 Comprehensive Selection : mReferral has partnered with nearly 30 banking and financial institutions, the most complete and update mortgage information is just a phone call away. 　 　 　 Tailored to your needs : mReferral understands mortgage plans are widely varied and each plan has its own features suiting to the needs of different people. mReferral's mortgage professionals will arrange a tailored mortgage plan most suitable to your needs and requirements. 3 Which banking and financial institutions are partners of mReferral? 　 mReferral is partnered with nearly 30 banking and financial institutions in Hong Kong. To check the list, please click here. 4 How do I inquire about the referral service after office hours? 　 Please leave your contact number and e-mail address in the Make An Appointment page. Our mortgage professionals will contact you as soon as possible. 5 Any charges for mReferral's service? 　 Services are all free of charge, from arrangement of property valuation, professional analysis to application for mortgage. 6 May self-employed people without proof of income make mortgage application? 　 Proof of income is essential in mortgage application, however, special cases will be considered. Please call our mortgage professionals at 3196 6868, they will provide a detailed analysis with regards to your case.