mReferral

	From 21st July 2007 onwards, simply submit the completed mortgage application form to mReferral, you will be awarded a limited edition of umbrella as welcome gift. Customers can redeem the gift by presenting the confirmation letter at mReferral's office*. For further enquiry, please call 3196 6868.

	One gift for each application only. All gifts are available while stock lasts and on a first-come-first-served basis. The gift cannot be redeemed for cash. *Gift redemption at Unit 3801, 38/F COSCO Tower, 183 Queen's Road Central. No delivery provided. Redemption period:21st July 2007 to 31st March 2008. mReferral reserves the right to amend any terms and conditions without notice. If there is any dispute, the decision of mReferral shall be final and binding on parties involved.
		Hotline： 3196 6868