|
Mortgage Insurance Premium Rate Table |
|
Mortgage Type
|
Loan-to-value Ratio (LTV)
|
Loan Tenor (Years) |
Single Premium Payment(% of the Original Principal Balance)
|
Annual Premium Payment |
|
First Year(% of the Original Principal Balance)
|
Renewal(% of the Original Principal Balance)
|
|
Floating Rate
|
Above 70% and up to 75% |
10
15
20
25
30
35
40
|
0.55
0.60
0.65
0.70
0.75
0.80
0.85 |
N/A |
N/A |
Above 75% and up to 80% |
10
15
20
25
30
35
40 |
1.00
1.15
1.40
1.50
1.65
1.75
1.85
|
0.50
0.60
0.70
0.75
0.85
0.95
1.05
|
0.24
0.24
0.24
0.24
0.24
0.24
0.24
|
|
Above 80% and up to 85% |
10
15
20
25
30
35
40 |
1.55
1.80
2.15
2.30
2.40
2.50
2.60
|
0.70
0.80
0.90
1.00
1.10
1.20
1.30
|
0.45
0.45
0.45
0.45
0.45
0.45
0.45
|
|
Above 85% and up to 90% |
10
15
20
25
30
35
40 |
2.15
2.50
2.98
3.35
3.55
3.75
3.95 |
0.90
1.09
1.28
1.46
1.65
1.85
2.05 |
0.63
0.63
0.63
0.63
0.63
0.63
0.63 |
|
Above 90% and up to 95% |
10
15
20
25
30
35
40 |
2.48
2.88
3.38
3.78
3.98
4.28
4.58 |
1.04
1.26
1.48
1.68
1.90
2.10
2.30 |
0.73
0.73
0.73
0.73
0.73
0.73
0.73 |
